if 2 cards no more 5% weekend rebate (starting from 1 Aug 2015) but still have Amex's 5X TPs
but don't think have more than 1% now

if they allow me to have one more ikhwan card then i will try to get it otherwise just ask for convertion

you convert from your 2 cards or just get one more ikhwan card?

thinking to keep the 2 cards unless they reject my application of ikhwan

Can I do conversion by calling the number?

I guess I'm going to make a bold decision soon once my VOX is confirmed rejected.

I will cancel most of my cards and convert my MBB2Cards to Ikhwan.

The rest of the expenses will charge to Ikhwan first while applying for Watami.

Then, I will only have Ikhwan, Watami, MACH, AmBank Plat and Aeon Gold.

Case close.

If I have 100k per annum, I will just apply PBB VS and MBB VS as they cover all my expenses but too bad I don't have and I don't really buy in the idea of pledging FD.
So, playing around with mix and match.

The rebate of 88 per month x 12 is more than AF of 500, no?

Besides, if you use the card for your family and etc spending, easily hit 50k.

I usually use the card on behalf of my family groceries purchases and etc.

Can help them buy and meet spending requirement straight.

Again, some might view it differently.

As for me, I can hit the 50k target with ease.

So it's beneficial for me.

For others that can't hit the 50k waiver limit, then they should not hold this card unless they are willing to pay for AF.

Something odd, BHP recent promo through LINE giving RM5 vouchers for petrol (minimum spend RM30), I've used it 2 times already. Since I'm kiamsiap, I only pump RM30 using that, the rest of my petrol I will pump using my normal Petron (yay Smiles card) right next door.

Thing is, I swiped the RM30 at their counter (obviously, since need to show the voucher), but based on my calculations I still got this 5% cashback for it. As I recall last time for OCBC Titanium etc. we will only get the petrol cashback based on MCC of the petrol pump, not on swipes at counter.

Anyone can confirm?