Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsMaybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card
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 Mar 10 2015, 09:32 AM
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#1
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Senior Member
2,677 posts Joined: Dec 2010 
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QUOTE(victorywp @ Mar 9 2015, 03:52 PM) yeah, i opened and saw few chinese names but didn't read the note down there. So you've got a holiday package. Congrats.  orang dah tua dah tak berguna...    |
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Apr 24 2015, 04:06 PM
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#2
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Senior Member
2,677 posts Joined: Dec 2010
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QUOTE(fruitie @ Apr 24 2015, 04:00 PM) I just made another call to Maybank to understand further. Finally, they revealed the reason for my rejection and I'm not able to appeal due to this reason. So, I have no choice but to wait till it passes the cooling period which is 6 months later. Too many iphones purchase is bad for credit card history. My reason was high exposure. In layman term, my income is too low to have two separate credit limits la.  They evaluate my income vs my spending and commitment and I guess they feel that I cannot afford to pay them back. I responded that I have never owed Maybank a single cent so far, I don't see why I should be rejected. The guy kept apologizing and said it is management's decision.CC maskedchan, since you suggested I called the CS again.  |
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Apr 24 2015, 04:14 PM
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#3
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Senior Member
2,677 posts Joined: Dec 2010
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QUOTE(fruitie @ Apr 24 2015, 04:08 PM)  That could be one of the reasons. QUOTE(jimineycric @ Apr 18 2015, 11:03 PM) So guys, I received a ridiculous letter from Maybank about 2 weeks ago telling me that I am not entitled to earn TreatPoints just because I went on a shopping spree using my AMEX card. I am seriously disappointed with Maybank. Anyone else received such stupid letter from Maybank? What should I do?? Btw, I am not making any illegal purchase or making any unlawful transaction or reselling the items I purchased.  |
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Jul 11 2015, 03:31 PM
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#4
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2,677 posts Joined: Dec 2010
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QUOTE(edwardccg @ Jul 11 2015, 03:28 PM) Thanks for confirmation. Are you applying for the gold card? Any diff between gold n plat?Anyway, get a call from the staff suggest me to split my credit limit. So I request for 7k Mbb2card and 3k ikhwan. (My total CL is 10k on Mbb2) Wonder does this mean it about to approve me? |
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Jul 21 2015, 09:48 AM
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#5
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Senior Member
2,677 posts Joined: Dec 2010
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QUOTE(victorywp @ Jul 21 2015, 09:46 AM) aiya, you should put more on ikhwan rather than mbb2cards ma. Other miscellaneous items can get 1.25% for MBB2. you sure use more petrol+grocery rather than dining right?  This post has been edited by CP88: Jul 21 2015, 09:48 AM |
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Jul 27 2015, 07:54 PM
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#6
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Senior Member
2,677 posts Joined: Dec 2010
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QUOTE(Human Nature @ Jul 27 2015, 07:29 PM) You guys need to understand. Less card approval = less cashback to be given out by the bank Isssh.. Pouring cold water on us... |
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Jul 27 2015, 08:18 PM
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#7
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Senior Member
2,677 posts Joined: Dec 2010
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QUOTE(Human Nature @ Jul 27 2015, 08:08 PM) not pouring cold water. that is one possible explanation on the many unsuccessful application. so for those who have been diligently walloping RM50 cashback every month from MBB2 amex, don't say i didn't tell you so I didn't wallop in full every month. Anyway, you've got your application successful? |
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Aug 26 2015, 10:38 PM
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#8
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Senior Member
2,677 posts Joined: Dec 2010
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QUOTE(chiahau @ Jun 17 2015, 08:33 PM) 5k for Gold. Must be 5k? Can it be pledged only 1k? 10k for Plat. 20k for VS. 30k for VI. |
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Aug 28 2015, 01:05 AM
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#9
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Senior Member
2,677 posts Joined: Dec 2010
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QUOTE(fruitie @ Aug 26 2015, 11:01 PM) If 1k, everyone can have CC already. I'll just need 1k for my cr limit. I thought I remembered I saw someone mentioned that whatever amount you pledge that would be your cr limit.  QUOTE(chiahau @ Aug 27 2015, 07:56 AM) Can. No Infinite/Premier status la. If you hold an Infinite or Premier card, I'm sure they are willing to issue you a card for 1k FD placement But I never try that before personally. So try it at your own risk. Minimum is 5k as mentioned in my earlier post. |
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Sep 6 2015, 11:51 PM
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#10
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Senior Member
2,677 posts Joined: Dec 2010
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» Click to show Spoiler - click again to hide... « Where did you purchase your grocery? |
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Oct 3 2015, 11:25 PM
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#11
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Senior Member
2,677 posts Joined: Dec 2010
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QUOTE(fruitie @ Oct 2 2015, 05:51 PM) Second time already. More prestige! I don't care they see my credit cards, I'm not afraid of it and they should be ashamed of themselves. Since their first rejection from April, I was approved by CIMB, UOB, AmBank and HLB with no question asked, no appeal needed.  My last card got in last week was HLB Wise. Anyway, just written to split my limit. If so action, OK la, I apply MBB VS. Damn it.  |
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Oct 5 2015, 06:46 PM
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#12
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Senior Member
2,677 posts Joined: Dec 2010
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QUOTE(fruitie @ Oct 5 2015, 05:57 PM) Me... In the past 6 months, CIMB CR Plat, AmBank Plat, UOB VOX and HLB Wise are approved with no question asked. Anyway, Maybank just replied me and they have forwarded my appeal to the relevant department. Let's see.  |
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Nov 1 2015, 03:02 PM
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#13
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Senior Member
2,677 posts Joined: Dec 2010
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QUOTE(supersound @ Oct 7 2015, 11:25 PM) That Petronas card no doubt are offering high TP, but i don't want to destroy my engine, so no Petronas petrol for my fake Lancer |
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