Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsMaybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card
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 Mar 30 2015, 02:38 PM
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#1
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Junior Member
485 posts Joined: Jan 2009  
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hi all,
want to ask about this promo by maybank. 8.88% p.a for 36 months (balance transfer). is it a good time for me to do BT? is it eligible for this card? |
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Apr 2 2015, 07:35 AM
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#2
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Junior Member
485 posts Joined: Jan 2009
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QUOTE(sms2u @ Apr 1 2015, 09:19 PM) Unless u really do not have money or else better do not do BT with this plan which is costly in the interest Thanks bro.. |
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Apr 8 2015, 06:46 PM
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#3
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Junior Member
485 posts Joined: Jan 2009
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I applied last week, so how long will it takes to approve? do BT too. I told the girl I don't want the TnG card, hope she remember.
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Apr 9 2015, 09:29 AM
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#4
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Junior Member
485 posts Joined: Jan 2009
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QUOTE(victorywp @ Apr 8 2015, 10:04 PM) hope she remember? you don't get to see your own application form before submission? I totally forgot bout the TnG card and just whatsapp her few hours later. if I received the card, can cancel the TnG card? |
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Apr 15 2015, 11:28 AM
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#5
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Junior Member
485 posts Joined: Jan 2009
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QUOTE(LaiN87 @ Apr 10 2015, 05:11 PM) It is confirmed standalone. My MC Ikhwan today just received with credit limit of RM3,000 for platinum. Zzzz.. The lowest I have received for a plat card. Even gold card can get higher than this. QUOTE(fruitie @ Apr 10 2015, 05:19 PM) She told me my limit should be the same as my Maybank2Cards Plat but if it is just 3k... I speechless liao. nowadays still got credit limit 3k?   I'm waiting for my card at the moment, hopefully better than my rhb kad, which is 4k.  I rarely use this rhb card, use citi only, coz credit limit more than my salary. |
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Apr 15 2015, 11:49 AM
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#6
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Junior Member
485 posts Joined: Jan 2009
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QUOTE(fruitie @ Apr 15 2015, 11:34 AM)  Yes, for LaiN87's case, despite it is a Plat Ikhwan but with 3k CL.I think my Plat Ikhwan will be 3k CL as well. In a way, it is already sufficient for backup purpose. So long it doesn't touch my M2Cards Plat's CL, I'm more than happy already. Rightfully, according to BNM's rule, CL needs to be 2.5x-3x higher than your current salary. Well, probably Islamic card has another rule which I'm not aware of.  got one maybank staff keep calling me since monday (for BT purpose). I thought when I received the new card, everything settled dy, can cut my rhb card. Citi gooding yo, after one year already offer increase credit limit, rhb almost 5 years, nothing. |
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Apr 15 2015, 12:16 PM
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#7
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Junior Member
485 posts Joined: Jan 2009
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QUOTE(fruitie @ Apr 15 2015, 11:55 AM) Yes, there is. maybe later, or maybe I apply for maybank visa card, do BT with my Citi card (also visa). I just received call again from the maybank staff (for BT), they already have my card number, but I still didn't receive my card.  Maybank Islamic MasterCard Ikhwan Platinum Card You should also apply M2Cards, a combo everyone must have in their wallet. I thought maybank is efficient. and my credit limit is quite okay. |
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Apr 15 2015, 02:14 PM
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#8
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Junior Member
485 posts Joined: Jan 2009
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QUOTE(fruitie @ Apr 15 2015, 02:11 PM) BT doesn't require to be the same type of card. You can BT from any bank and any card. No issue. I know, but I do prefer I have both MasterCard and Visa in my wallet, just in case. M2Cards come with AmEx+Visa/MasterCard. This Ikhwan card should complement M2Cards and not as a replacement. my Ikhwan card is Gold btw, my salary so small, cannot qualified for Platinum. |
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