I didn't have to provide any docs when I applied @ Gardens. Passed them my current credit card and ic, filled in the form and the card was in my hand within that day itself.

My experience is that the M2C credit limit reduction takes some time. I got my ikhwan card same day from Gardens on Monday (20th) and the M2C credit limit change only took effect today (I got an SMS from MBB stating as such).

My limit reduction was done by mistake by one of the staff in the card center.

The next day I try to swipe my card, transaction was denied >_>

Took them super long to restore the previous limit thou.

Collected the card yesterday.
After read thru the cash back T&C from the booklet given, T&C no.4 stated supplementary card also entitled for cash back. Based on my understanding, the cash back is only for Principal card. Is it true?

4. Subject to the eligibility criteria specified above, transactions made by
the Supplementary Cardmember will also be entitled to the Cash Back,
where the Supplementary Card’s spending will be accumulated with
the Principal Card’s spending and the Cash Back will only be credited to
the Principal Card’s account.

I meant Supplementary cash back is shared with Principal and will be credited back to Principal. As simple as that ...

Thanks! Then I may apply sup card for my wife.

if she met the requirement, it is better for her to apply on her own..
then you can have separate cashback and earn up to RM100

Hey PsychoJoe, can share the sms message that indicate M2C credit limit change? Wonder how the message looks like.
I have received only ikhwan approval message.

RM0.00 Maybankard:We are pleased to inform that your request for (Permanent/Temporary) Decrease of Limit has been approved.Thank You

Edit: And on the previous day before that.

RM0.00 Maybank:We are pleased to inform that your application has been approved.Thank you.

I was wondering what application (Ihkwan?) - only after the 2nd sms I realised they're talking about application to decrease limit

This post has been edited by PsychoJoe: Jul 24 2015, 11:57 AM

Thanks for the information. I had received the same "RM0.00 Maybank:We are pleased to inform that your application has been approved.Thank you.", so I went online to check and saw the Ikhwan card was there. I guess I probably will receive the second message as you did. We can see the limit reduction from M2U right ?

If Im walk into MBB card centre 1U without any doc since Im exisitng M2C user, my CL will reduce to share with Ikhwan card right?

You have to request for reduction.

Or else they will process as normal applicationz

Just received my card. It state combined credit limit 7k means wat? I have Maybank2Cards before this and the credit limit is higher. Did they just auto downgrade my limit?

Yup, can see in M2U after 2nd SMS. My Ikhwan card showed up in M2U the same day I applied.

MBB Conventional and MBB Islamic are 2 separate legal entities. So that 7K combined limit is for any cards you've got under MBB Islamic.

This applies for MBB conventional as well, any cards you've got are actually combined limit, include your M2Cs. But it will be a separate limit from that 7K.

This post has been edited by PsychoJoe: Jul 24 2015, 07:52 PM

Do maybank ask you how much CL you wanna allocate/split for the Islamic cc?

Hey guys, just wondering what is the merchant code for groceries recognised under Maybank?

Is it Grocery (MCC codes 5411, 5422 and 5451) ?

Thank you

Edit: Did some searching and browsing here and there. Got my answer.

This post has been edited by bunnyzai: Jul 24 2015, 11:43 PM

Should be only 5411 kua.

For mine, they did. I even asked how much do they suggest. The reply was 50-50 also, 70-30 also can .. In fact, I didn't even mention splitting the CL, they suggested that I do that right there when I applied.

Funny when I went to Maybank klcc, the staff still insist on pay slip and epf even though I'm an existing Maybank cc owner
Then I went to Kota kwmuning branch, still same answer given

really? i plan to go to the Maybank branch @KLCC on monday. Perhaps doing it at midvalley is faster
Do they still have a booth there?

No more booth but u can go to the gardens branch