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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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SUSDavid83
post Jul 21 2015, 09:32 AM

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My MBB2 AMEX/Visa Gold has 10k CL

My MBB Ikhwan MC Platinum has 12k CL
sj0217
post Jul 21 2015, 09:39 AM

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QUOTE(sonotme @ Jul 21 2015, 08:39 AM)
Well i have one but from another bank. It's useful for highways and smart tags but just remember that everytime it helps you reload RM100, it charges you RM1.50 (not including GST). Where as you can just normally top up at any atm machine for free..
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MBB's Zing card auto reload charge for RM2 + 6% GST = RM2.12, not RM1.50

There have few option to choose where either you want reload RM100 or more
victorywp
post Jul 21 2015, 09:46 AM

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QUOTE(kelvinlzy @ Jul 21 2015, 09:28 AM)
With a miserable credit limit of 2k, I only got gold card tongue.gif
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aiya, you should put more on ikhwan rather than mbb2cards ma.
you sure use more petrol+grocery rather than dining right? biggrin.gif
chiahau
post Jul 21 2015, 09:47 AM

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QUOTE(victorywp @ Jul 21 2015, 09:46 AM)
aiya, you should put more on ikhwan rather than mbb2cards ma.
you sure use more petrol+grocery rather than dining right? biggrin.gif
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Capped at 50 only.

5% reach 1k, card can put into cold storage again laugh.gif

2k is just nice already.
CP88
post Jul 21 2015, 09:48 AM

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QUOTE(victorywp @ Jul 21 2015, 09:46 AM)
aiya, you should put more on ikhwan rather than mbb2cards ma.
you sure use more petrol+grocery rather than dining right? biggrin.gif
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Other miscellaneous items can get 1.25% for MBB2. tongue.gif

This post has been edited by CP88: Jul 21 2015, 09:48 AM
mgb
post Jul 21 2015, 09:50 AM

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Called maybank for pre-approved application for this platinum card, will know by 2 weeks if success or fail.
Hope I get this, my mb2 amex has 13k CL :-s
laymank
post Jul 21 2015, 09:58 AM

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QUOTE(CP88 @ Jul 21 2015, 09:48 AM)
Other miscellaneous items can get 1.25% for MBB2.  tongue.gif
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1.25% is true until the day MBB decides to revise the TP value again.


kelvinlzy
post Jul 21 2015, 10:24 AM

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QUOTE(victorywp @ Jul 21 2015, 09:46 AM)
aiya, you should put more on ikhwan rather than mbb2cards ma.
you sure use more petrol+grocery rather than dining right? biggrin.gif
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Looking back the above posts, I believe you have your answer. But is there any difference between gold and plat that Im not aware of beside bragging rights and CL? tongue.gif
ronnie
post Jul 21 2015, 10:29 AM

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QUOTE(victorywp @ Jul 21 2015, 09:27 AM)
i also never use tng for shopping mall parking (although i have rm1.5k in my tng). reasons:
1) parking using tng have additional service charge of 10%+gst
- we paid/reloaded in advance into our tng card (even some places charge reloading service fee of 50 cents+gst)
- we don't get interest for the money we deposited/maintaining in the card
- and we still need to fork out extra service charge of 10%+gst when using it at parking??

2) we get lesser time as we can only scan when we reach the exiting gate
- using ticket can get extra 20-30min after payment, from your original timing. for eg. rm1/hr parking, using ticket you pay rm1 for 1hr shopping experience. once you paid, you get additional 20-30min for you to go to your car + packing things to your car + car exiting the place.
- using tng get lesser 20-30min from your original timing. for eg. rm1/hr parking, using tng you pay rm1.16 for only 30-40min shopping experience because you need 20-30min to go to your car + packing things to your car + car exiting the place. if you are really unlucky, you may be charged another rm1.16 for the second hour if you arrive the exiting gate 1min later.
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Totally support your idea.... my thoughts exactly. TnG suppose to "encourage" but turn out to discourage smart people like you and me.
!@#$%^
post Jul 21 2015, 10:31 AM

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QUOTE(kelvinlzy @ Jul 21 2015, 10:24 AM)
Looking back the above posts, I believe you have your answer. But is there any difference between gold and plat that Im not aware of beside bragging rights and CL? tongue.gif
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the gold card looks much nicer than d plat imo
fruitie
post Jul 21 2015, 11:10 AM

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QUOTE(alexanderclz @ Jul 21 2015, 10:31 AM)
the gold card looks much nicer than d plat imo
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I don't like gold colour. laugh.gif
victorywp
post Jul 21 2015, 11:43 AM

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QUOTE(ronnie @ Jul 21 2015, 10:29 AM)
Totally support your idea.... my thoughts exactly. TnG suppose to "encourage" but turn out to discourage smart people like you and me.
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yeah, at least tng should support/encourage by:
1) absorbing the service charge imposed by the 3rd party parking provider
2) giving/absorbing an extra 1 hour additional parking time for using tng to pay the parking
victorywp
post Jul 21 2015, 11:50 AM

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QUOTE(fruitie @ Jul 21 2015, 11:10 AM)
I don't like gold colour. laugh.gif
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so you must be the main culprit that gold price plunged to its lowest level in five years. brows.gif
sonotme
post Jul 21 2015, 11:55 AM

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QUOTE(victorywp @ Jul 21 2015, 11:43 AM)
yeah, at least tng should support/encourage by:
1) absorbing the service charge imposed by the 3rd party parking provider
2) giving/absorbing an extra 1 hour additional parking time for using tng to pay the parking
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Last year, CIMB absorbed the surcharge. So i had auto reloads with no surcharge, which is what we all want smile.gif
sms2u
post Jul 21 2015, 11:56 AM

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QUOTE(victorywp @ Jul 21 2015, 11:43 AM)
yeah, at least tng should support/encourage by:
1) absorbing the service charge imposed by the 3rd party parking provider
2) giving/absorbing an extra 1 hour additional parking time for using tng to pay the parking
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It will be hard for them to do no1.
I think Touch N Go need to provide more promotion and convinient.

It is one of the reason why No many people / place user/ accept Touch N Go.

U still mimpi, hope for no2?
chinth
post Jul 21 2015, 01:49 PM

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Hi,

For Maybank Islamic MasterCard Ikhwan Platinum / Gold Card, the 5% rebate on petrol and groceries are based on MCC ?

Thanks.
SUSDavid83
post Jul 21 2015, 01:50 PM

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QUOTE(chinth @ Jul 21 2015, 01:49 PM)
Hi,

For Maybank Islamic MasterCard Ikhwan Platinum / Gold Card, the 5% rebate on petrol and groceries are based on MCC ?

Thanks.
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YES.
PsychoJoe
post Jul 21 2015, 01:52 PM

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QUOTE(ronnie @ Jul 21 2015, 10:29 AM)
Totally support your idea.... my thoughts exactly. TnG suppose to "encourage" but turn out to discourage smart people like you and me.
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That's partly because instead of doing things to encourage more people to use cashless, TnG (in their greed) imposes service charges. Imagine if they had made it same price, or slightly cheaper (RM 1 discount) than paying cash. As it stands, I refuse to use TnG for parking because their brain dead svc charge calculations left my TnG with a bullshit balance like .99 cents.
chinth
post Jul 21 2015, 01:54 PM

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QUOTE(David83 @ Jul 21 2015, 01:50 PM)
YES.
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Thanks.

What is the different between Platinum and Gold Card ? CL only ? Since there is no Annual Fee
SUSDavid83
post Jul 21 2015, 01:54 PM

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QUOTE(chinth @ Jul 21 2015, 01:54 PM)
Thanks.

What is the different between Platinum and Gold Card ?  CL only ?  Since there is no Annual Fee
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I believe should be CL and some benefits which are not so useful for normal users.

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