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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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fruitie
post Apr 25 2015, 10:49 AM

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QUOTE(red_scorpion @ Apr 25 2015, 10:45 AM)
latest updated from me, after 1 week application of this ikhwan card, today morning i saw the card appear in my cards in the m2u with a Active button..

hooray, finally some good news after being rejected by public bank last 2 weeks.

Thanks to maybank, i thought will be rejected as well, but you gave me a surprise answer. But the credit limit is just 5k...3 times below my m2u card...but nvm, better than nth..tongue.gif rclxms.gif  rclxms.gif
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Good for you. biggrin.gif
Maybe I should go for VS instead. Let's see what my mood tells me in the future. laugh.gif
fruitie
post Apr 25 2015, 10:56 AM

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QUOTE(red_scorpion @ Apr 25 2015, 10:53 AM)
maybe you can try reduce ur other credit card limit =X
I think that can be a reason also..
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Nah, not willing to compromise for that when my CL is already so low. doh.gif
Anyway, this is just my backup card, I don't want to sacrifice my M2Cards. laugh.gif
fruitie
post Apr 25 2015, 09:20 PM

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QUOTE(victorywp @ Apr 25 2015, 02:27 PM)
you may reduce your cl from other unimportant cc. i suppose you have other cc right?
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From other banks is also counted?
fruitie
post Apr 25 2015, 11:39 PM

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QUOTE(red_scorpion @ Apr 25 2015, 10:51 PM)
Yea. I think when they check ctos, if you have too much credit card limit (include all banks cc), might affect ur approval also..
I just reduce my ocbc credit limit, this might be the reason they approved my application since my credit limit for all credit cards on hand is not as high as before
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QUOTE(victorywp @ Apr 25 2015, 10:57 PM)
yes of course. nod.gif
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Thanks guys! Learnt something today. smile.gif
I will take note for my future applications. biggrin.gif
fruitie
post Jun 26 2015, 11:38 PM

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QUOTE(kart @ Jun 26 2015, 11:03 PM)
Good for you. I submitted my form with the supporting documents in Menara Maybank, and the officer said that they can't processes my application within a day. What a surprise!

I just called Maybank CS and my application was rejected. Well, I have only Maybank 2 Card Amex, and no other cards from other bank. I have no loans, and I fulfil the income requirement for Maybank Islamic MasterCard Ikhwan Platinum. I just do not understand the reason my application was rejected.

Do you guys spend a lot (more than RM 2000, I guess) on Maybank 2 Card, and it helps to brighten the chances of getting Maybank Islamic MasterCard Ikhwan approved?

Thanks for the advice.
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I was also being rejected by them. I posted about this earlier and I cannot aopeal. High exposure according to them and I can re-apply in 6 months time.
I fulfilled their requirements and currently owning other banks' cards and MBB2 Plat.
fruitie
post Jun 27 2015, 05:14 PM

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QUOTE(RokXIII @ Jun 27 2015, 04:57 PM)
perhaps we could wait a while before applying, who knows maybe MBB going to revise some of the features too like what they did to M2C.

this card is my target too. for petrol and groceries.
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You can always apply now, Maybank doesn't restrict you from having it despite having MBB2Cards now.
fruitie
post Jun 27 2015, 07:18 PM

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QUOTE(RokXIII @ Jun 27 2015, 05:46 PM)
no, im not saying whether MBB will restrict me from applying even i already have the M2C.
I just worry MBB going to cut/limit the 5% CB for this card, just like how they did to M2C.
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Cut benefits only think about it later. Enjoy first. laugh.gif
fruitie
post Jun 28 2015, 04:59 PM

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I'm going to retry again in October, since I have applied once in April and got rejected. Hopefully I will be approved this time. laugh.gif
fruitie
post Jun 28 2015, 06:15 PM

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QUOTE(raul88 @ Jun 28 2015, 06:13 PM)
Did they mentioned why?
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Yes, unexpectedly after I tried calling them for the second time. They are not supposed to share actually. tongue.gif
Mine is high exposure reason. I think if you check back my posts earlier, I did share about this in April. It's difficult for me to search using mobile phone. tongue.gif
fruitie
post Jun 30 2015, 11:38 AM

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Me too never asked though at the end still rejected by them. laugh.gif
fruitie
post Jun 30 2015, 01:36 PM

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QUOTE(mharmdone @ Jun 30 2015, 12:58 PM)
Hi guys.if anyone knows.

I would like to apply Maybankard Islamic Ikhwan Card and want it to share the limit with my existing Maybank 2 Cards. Is that possible?
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Take note that they might sometimes request you to share the limit due to some reasons. smile.gif
fruitie
post Jul 11 2015, 12:19 PM

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QUOTE(edwardccg @ Jul 11 2015, 11:48 AM)
I walk in klcc branch to fill application for ikhwan card. But the staff told me to wait next week and no 1 hour approval in weekend.
It it true?
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KLCC no longer issues fast approval card anymore.
fruitie
post Jul 11 2015, 03:45 PM

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I'm thinking should I apply in August after MBB2Cards thingy is finalized or really have to wait till October? sad.gif I was rejected by them in April and I think this time I will give in to share or split CL since MBB2Cards may no longer be attractive later on..
fruitie
post Jul 11 2015, 03:56 PM

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QUOTE(Human Nature @ Jul 11 2015, 03:50 PM)
Yup, if everyone apply now then Maybank will think that people cut MBB2 but still apply for this card, so they don't lose anything.
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OK, I will try to put in my application in August. smile.gif
fruitie
post Jul 11 2015, 06:58 PM

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QUOTE(sj0217 @ Jul 11 2015, 06:25 PM)
Last time you applies through card center?

Since card center rejected you, you may try apply through MBB booth.

My experience to applied for M2Cards is worked last time. Card center rejected but applies from booth was approved, both application between 1 month only
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I applied through the pre-approval no. sad.gif

This post has been edited by fruitie: Jul 11 2015, 06:59 PM
fruitie
post Jul 15 2015, 09:42 PM

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QUOTE(mgb @ Jul 15 2015, 09:39 PM)
Can I get this card if I am holding the maybank 2 cards already?
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Yes.
fruitie
post Jul 16 2015, 12:59 AM

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QUOTE(cwchou @ Jul 16 2015, 12:42 AM)
Hi,

Does the Fri & Sat cash back is based on the date we swipe the card (transaction date) or based on posting date (i.e., similar to MBB 2 AMEX Card)?

Anywhere we can find the list of groceries that is part of the cash back participants?

Thanks
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Transaction date and FYI, MBB2Cards also based on transaction date and not posting date. smile.gif
fruitie
post Jul 16 2015, 05:17 PM

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QUOTE(ic no 851025071234 @ Jul 16 2015, 05:12 PM)
Is it if I have maybank credit card then apply this will auto approve? Cos I apply at branch last 2 days but no news. Usually apply other credit card they will call me to verify and confirm right.
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Not necessary. Few of us got rejected. smile.gif
fruitie
post Jul 16 2015, 07:22 PM

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QUOTE(ic no 851025071234 @ Jul 16 2015, 05:48 PM)
Wats the reason of reject? It is just entry-level card
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Not sure, holding too many cards is one of the reasons.
Mine is high exposure reason. smile.gif
I qualified for the Plat card, never been asked for extra documents during the application and got rejected. That was in April, I intend to reapply again.
I also suspected my BT contributes to the reasons as well, that time itchy hands and tried BT. Now no more BT, let's see.

This post has been edited by fruitie: Jul 16 2015, 07:23 PM
fruitie
post Jul 21 2015, 11:10 AM

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QUOTE(alexanderclz @ Jul 21 2015, 10:31 AM)
the gold card looks much nicer than d plat imo
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I don't like gold colour. laugh.gif

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