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Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card
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Human Nature
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Oct 4 2015, 04:37 PM
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QUOTE(kkk8787 @ Oct 4 2015, 04:31 PM) yakah bro...I very long never apply cards d....they asked for mothers full name and IC..your company..pangkat so on....these are safe right...with these info they cant do anything to me also right...I mean my FDs...and so on for FD, most banks still need your IC and thumb verification.. personally, i would be cautious if they ask for mother's name if they are not from the bank. Ringgiplus asking for that info now?
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Human Nature
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Oct 4 2015, 04:50 PM
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QUOTE(kkk8787 @ Oct 4 2015, 04:44 PM) apparently there is this column to fill up....is it possible for me to contact them to retract all...I cant even be sure they will retract..slips my mind on confidentiality...I want to cancel my application and retract all the info given you can try but even if they retract your application, the confidential info is already given to them. have you submitted other documents, photocopy of IC, payslip? anyway, i still think that RP is safer than those agents. This post has been edited by Human Nature: Oct 4 2015, 04:52 PM
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Human Nature
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Oct 4 2015, 05:03 PM
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QUOTE(kkk8787 @ Oct 4 2015, 04:59 PM) I have not bro...I suspect maybe I din read properly and some of the questions are maybe optional... you have CC from other banks? call up to see if you can alter your mother's maiden name..short form or anything...if you wish to continue with your application, remember to cross the photocopy of your IC and state it is for this card application only.
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Human Nature
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Oct 6 2015, 08:36 PM
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QUOTE(imationyj @ Oct 6 2015, 06:45 PM) I got my Ikhwan card reflected on M2U and got the sms on Saturday, but I still haven't got my card yet. I apply from a Maybank branch. Do I need to go the branch to take it or they will send to my house? depends on whether you tick delivery to your house address or collection at branch. call up CS and ask.
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Human Nature
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Oct 7 2015, 08:33 PM
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QUOTE(helob @ Oct 7 2015, 08:17 PM) I just applied for Maybank Islamic Ikhwan card to replace Maybankard 2 platinum cards(Amercan Express & Visa). Just received today Maybank Islamic Ikhwan American Express and Maybank Islamic Ikhwan Visa Platinum cards. On checking, I found both these Ikhwan Platinum cards do not have 5% Cash Back offer. Only the Islamic MasterCard Ikhwan offer cash back. Now I end up with 4 useless cards. Pls advise what I should do with the Ikhwan Platinum cards? Thank You request to convert maybe
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Human Nature
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Oct 8 2015, 10:54 PM
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buy voucher under supermarket and use there
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Human Nature
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Oct 9 2015, 11:17 AM
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QUOTE(fruitie @ Oct 9 2015, 10:40 AM) I see, this explains all. You requested for it. At least if mine is approved later will not disappoint me that much by sending me a Gold card. Thanks.  Yup..HSBC also will follow customer request
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Human Nature
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Oct 13 2015, 06:09 PM
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QUOTE(szaku89 @ Oct 13 2015, 04:13 PM) Congrats on the ikhwan cc approval, its like finally, been thru so much of hassle lol. m2cards amex cans till be used on places like Uniqlo, which is a good thing as I dont think there is other cc which got better offer. QUOTE(alexanderclz @ Oct 13 2015, 04:19 PM) if you mean specifically uniqlo, I think mach by hong leong give 2% aeon watami for uniqlo, else online purchase using cards that gives 5% r 6% online cash back
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Human Nature
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Oct 13 2015, 07:05 PM
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QUOTE(szaku89 @ Oct 13 2015, 06:57 PM) I will keep the maybank2cards. What turned me off for the watami cc is the minimum rm3000 quarterly spend. I dont think I will spend that amount with watami. My next target is hlb wise cc. Currently my uob one cc and maybank ikhwan are sufficient enough. yup, only you will know your spending pattern
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Human Nature
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Oct 15 2015, 07:22 PM
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QUOTE(ejiko @ Oct 15 2015, 05:45 PM) Wehooo today i got ikhwan cc and also my 1st cc. So newbie here. My first question, i tot cc can cash out some cash money, but how and how much i can owe from cc? 😁 you need to be worried that that is the first question you asked with your first CC. as advised above, that is a major pitfall. read the terms and conditions of cash advance properly if you are still interested with that.
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Human Nature
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Oct 17 2015, 11:25 AM
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QUOTE(supersound @ Oct 17 2015, 08:04 AM) Well, latest news that I read from thestar is 47% of the youngsters are having bad debts(CC or PL) and there's sign of increasing. Most people never think on how this 1.5%/month will do until they reach age of 30 where they are getting married or buying a house. AKPK, newspapers, online portals have such articles but yet some refuse to read and understand, rather than asking others to support having bad debts are right. When dealing with such people, using the gentle way won't help  they can go bankrupt for all i care but don't later the government impose more stringent measure that may affect all of us
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Human Nature
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Oct 17 2015, 11:30 AM
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QUOTE(alexanderclz @ Oct 17 2015, 11:28 AM) naah, i don't think it will effect us who pays on time. any new measures only for those who will go in debt remember the RM50 GST previously? remember the limit imposed by BNM on max 2 issuers for a certain income level?
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Human Nature
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Oct 17 2015, 11:32 AM
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QUOTE(alexanderclz @ Oct 17 2015, 11:31 AM) we all know what the GST is for. and yeah, i do agree with the 2nd one; if your pay is not enough, then don't get so many credit cards. i am merely giving examples that even though we are not the culprit, the measures are blanket. so you cannot say that it will not affect us here. QUOTE(fruitie @ Oct 17 2015, 11:30 AM) That's true and I'm quite sure government is looking into this as it's already reported on newspaper. The thing is Gen-Y is so called the leaders for tomorrow and it's at this worrying stage now.  I'm also one of the Gen-Ys.  budget is coming..who knows maybe another incoming rm50 or more disguised by another name This post has been edited by Human Nature: Oct 17 2015, 11:34 AM
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Human Nature
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Oct 17 2015, 10:32 PM
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QUOTE(fruitie @ Oct 17 2015, 10:00 PM) I guess it's not really the case for Ikhwan, nobody knows how they evaluate and assess. On another hand, when I was rejected by them in my first application in April, subsequently my five cards from CIMB, HLB Mach, AmBank Plat, UOB VOX and HLB Wise were all approved at first attempt without being rejected by any of them.  it's like the snake hydra, cut one (rhb)..come out five
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Human Nature
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Oct 17 2015, 11:48 PM
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QUOTE(fish_pg @ Oct 17 2015, 11:27 PM) According to one of the agent here, if apply more than 3 cards around the same time the chances of one of those cards get rejected is higher. somewhat true but it depends on each individual ratings too
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Human Nature
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Oct 18 2015, 06:50 PM
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QUOTE(karcity @ Oct 18 2015, 06:46 PM) high net worth individual
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