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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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SUSDavid83
post Sep 29 2015, 07:45 AM

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QUOTE(kenlui @ Sep 29 2015, 12:13 AM)
I'n aware of that. I was saying TP were deducted not TP are not added. If u would read what I type carefully.
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Call CS for clarification.
SUSDavid83
post Oct 1 2015, 08:24 PM

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QUOTE(jetto2014 @ Oct 1 2015, 08:24 PM)
sorry if this question had been ask b4. new to this card. pls advice can this card use over to the counter in petrol station or only can be use on dispenser in order for 5% cb? thanks.
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Both
SUSDavid83
post Oct 5 2015, 01:20 PM

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QUOTE(nonameface @ Oct 5 2015, 01:14 PM)
Hi, where to find where this card can be used for grocery? cant find in t&c. From the forums, i found can be used at:

Sam Grocery,
Jaya Grocer,
Giant,
Aeon (but not Aeon big/department store ?),
Tesco,
Carrefour? (no one mentioned?)
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Sam Groceria ---> YES
GIANT ---> YES
AEON SMKT ---> YES
TESCO ---> YES
AEON BIG (previously known as Carrefour) ---> YES
SUSDavid83
post Oct 6 2015, 03:39 PM

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QUOTE(fruitie @ Oct 6 2015, 03:32 PM)
How does this Paywave work? Just tap and pay right? A bit dangerous. laugh.gif
You think only. tongue.gif tongue.gif
Ikhwan doesn't have the RinggitPlus RM 200 Lazada vouchers...
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Not as fast as TnG as you think.


SUSDavid83
post Oct 6 2015, 07:53 PM

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QUOTE(Alec.Yong @ Oct 6 2015, 04:15 PM)
Seems like now payWave is getting popular but payPass no news at all..wink.gif
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PayPass ---> for Mastercard only
Visa Wave ---> for Visa only
PayWave ---> rebrand from Visa Wave

This post has been edited by David83: Oct 6 2015, 09:36 PM
SUSDavid83
post Oct 6 2015, 09:36 PM

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QUOTE(Alec.Yong @ Oct 6 2015, 09:22 PM)
Are you sure for the last one?

PayWave for both visa and MasterCard?

I thought payWave is rebrand from visa wave?wink.gif
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Sorry ... I must have confused.

I used to be very immersed into this tap thingy but the implementation is not up expectation. I remembered that I purposely go to apply cards with these features. LOL
SUSDavid83
post Oct 7 2015, 07:29 AM

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QUOTE(szaku89 @ Oct 7 2015, 07:06 AM)
There is no cashback for the supplement card of this MasterCard ikhwan.
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Got. Like MBB2 AMEX, it's shared among principal card and will be credited to principal card.
SUSDavid83
post Oct 7 2015, 08:39 AM

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QUOTE(szaku89 @ Oct 7 2015, 07:46 AM)
Very sorry for the wrong information. I remember I read the terms n conditions few months back, supplementary is not entitled for cashback. But just only I go read back the tnc, cashback is there for supple card.
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I'm also sorry to say that whatever I shared is also quoted from cash back TnC:

» Click to show Spoiler - click again to hide... «


URL: http://www.maybank2u.com.my/WebBank/IkhwanCashBack-TnC.pdf

I don't know where you quoted your earlier info from as I don't pluck my info from the sky!
SUSDavid83
post Oct 7 2015, 08:40 AM

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QUOTE(chiahau @ Oct 7 2015, 08:25 AM)
The best card is now MBB signatures.

Income requirement dropped to 70k PA.

40,000 = 50 bucks CB ( If not mistaken )

laugh.gif

I can consider potong Ikhwan and make space for VI already in my wallet.Β  brows.gif
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Not everybody is qualified for those high end or high level cards.

Please be considerate.

This post has been edited by David83: Oct 7 2015, 08:41 AM
SUSDavid83
post Oct 7 2015, 08:50 AM

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QUOTE(geekfiredog @ Oct 7 2015, 08:48 AM)
Did they change the T&C for sup card cash back eligibility recently?  I remembered when I checked it out a couple of months back, cash back is only limited to principal card only (and you can refer to 1st post of of this thread - it is still hilited as Principal card only).

If they changed it recently to include sup card spending into cash back, then I might consider this card.
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You can always challenge the bank if they said they have changed the cash back TnC, they need to release a notice like MBB2 AMEX.
SUSDavid83
post Oct 7 2015, 09:53 PM

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QUOTE(coolguy99 @ Oct 7 2015, 09:46 PM)
if i purchase electronics from giant. does this count as groceries?
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Yes. Similar to TESCO too but not at AEON.

This post has been edited by David83: Oct 7 2015, 09:53 PM
SUSDavid83
post Oct 8 2015, 05:54 PM

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QUOTE(PeowYong @ Oct 8 2015, 05:53 PM)
is it better if i pay bills (Maxis, Unifi, Insurance,tnb) using credit card so that i can collect points instead of direct bank transfer to pay for the bill?
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Of course but RM 1 = 1 point is nothing impressive.
SUSDavid83
post Oct 11 2015, 04:55 PM

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QUOTE(gastacopz @ Oct 11 2015, 02:48 PM)
guys,

y petrol pump charged rm200?received msg after i pumped..

i tot only debit card charge this  amount, where as cc will charge exact amount..
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Only if you swiped at the counter.

If you swiped at the automatic dispenser, similar as debit card, you'll be charged RM 200 pre-authorization amount.
SUSDavid83
post Oct 12 2015, 10:27 PM

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QUOTE(fly126 @ Oct 12 2015, 10:19 PM)
Got mine within 1 week...πŸ˜’
Shouldn' you consider to get MBB VS now they have Lower the Income Requirement alr😏
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But 2nd year onwards got RM 550 AF even though the income requirement lowered to RM 70k.
SUSDavid83
post Oct 12 2015, 10:34 PM

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QUOTE(fly126 @ Oct 12 2015, 10:32 PM)
That why I Prefer AF Free CC, hassle free no problem...πŸ˜™
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Agreed!

And MBB is famous of not able to waiver for it especially during the RM 50 GST era!
SUSDavid83
post Oct 15 2015, 07:52 PM

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QUOTE(eddievh @ Oct 15 2015, 07:35 PM)
Lol 1st question straight away ask about cash advance ! Yo need to go mbb branch to set up your pin then only can do cash advance.
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Security matter because you can only perform cash advance at ANY ATM machine worldwide bearing the logo:

Cirrus for Mastercard
PLUS for Visa

This post has been edited by David83: Oct 15 2015, 07:57 PM
SUSDavid83
post Oct 15 2015, 10:45 PM

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QUOTE(eddievh @ Oct 15 2015, 10:40 PM)
For Petron station if we key in the amount we plan to fill it won't withhold rm200. It will just withhold the amount we keyed in.
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It'll withhold RM 200 since it's from automatic dispenser.

Don't want to withhold, go swipe over the counter.
SUSDavid83
post Oct 15 2015, 10:59 PM

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QUOTE(eddievh @ Oct 15 2015, 10:58 PM)
I had tried many times in petron station with wise and ikwan also same will withhold the amount I keyed in only.
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Then you win lah!


SUSDavid83
post Oct 15 2015, 11:12 PM

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QUOTE(kelvinlzy @ Oct 15 2015, 11:11 PM)
How do you key in the withhold amount exactly? Mind to enlighten?
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He must have set his SMS alert to RM 1.
SUSDavid83
post Oct 22 2015, 08:19 AM

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QUOTE(dvrsmmc @ Oct 22 2015, 07:56 AM)
anyone know my Ikhwan card already approved and active  but didint show on M2U can please advise ?
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It may not be linked (yet). If still not linked, please pay a visit to the nearest branch to link it.

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