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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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victorywp
post Sep 22 2015, 11:36 AM

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QUOTE(ffederick @ Sep 22 2015, 11:32 AM)
Let say that i have an installment at senQ with a total amount of rm2000 (rm166 per month x 12 month), will my credit limit (rm6000) reduced to rm4000 per month?
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your cl will reduced to rm4k and slowly released back to you monthly upon paying your monthly instalment.
victorywp
post Sep 22 2015, 11:36 AM

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QUOTE(dannyw @ Sep 22 2015, 11:20 AM)
Hi guys,

Is this card come with the Touch n Go by default? I call up to apply, the staff did not mentioned anything about Touch n Go, and I also forgot to mention I do not need this to be included.  doh.gif

Will they call us again before card approve or I shall call them again?
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no, it didn't come with tng by default.
victorywp
post Sep 22 2015, 04:18 PM

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QUOTE(ffederick @ Sep 22 2015, 04:03 PM)
Upon paying my monthly installment, is it possible for me to make another installment exceeding rm4k considering the cl is released back to me?
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yes, sure.
victorywp
post Sep 22 2015, 11:48 PM

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QUOTE(lipfung @ Sep 22 2015, 09:14 PM)
My First statement for this card. Din know that the cash back will only be credited on the following month and not on the same month. Transaction on 04 Sept,  no cash back receive. Call CS, they say will only be credited on Oct statement.
Another thing I'm not aware,  no treats points for those Friday and Saturday transactions.
Not so good of a credit card after all.
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nowadays very hard to get a cc which give both cb and points together lor.
victorywp
post Sep 24 2015, 11:01 PM

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QUOTE(asiatrader98 @ Sep 24 2015, 10:51 PM)
is 99speedmart entitle 5% under Groceries on Fridays and Saturdays? anyone can confirm? thk
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yes
victorywp
post Sep 25 2015, 05:14 PM

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QUOTE(nargcore @ Sep 25 2015, 10:26 AM)
How about Parkson? anyone know,thanks?
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parkson departmental la
victorywp
post Sep 30 2015, 09:43 AM

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QUOTE(dannyw @ Sep 30 2015, 08:55 AM)
Since AEON & AEON Big is Grocery Stores, if I purchase those electrical item, where there is another Cashier counter, is it consider MCC 5411 - Grocery Stores?
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any counter inside aeon big is under grocery but not aeon store.
victorywp
post Oct 1 2015, 01:06 AM

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QUOTE(saitong09 @ Sep 30 2015, 08:12 PM)
Aeon supermarket under grocery
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i mean not all counters inside aeon store is under grocery unlike aeon big.
victorywp
post Oct 7 2015, 12:33 AM

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QUOTE(PeowYong @ Oct 7 2015, 12:26 AM)
received my card by poslaju just to found out that it is a gold card instead of plat which the bank fella offer. Anyway, no harm activate it rite since no annual fee and no whatever fee? also, how do i apply a supp card for this? the best of this card is just the 5% groceries and petrol on friday and saturday rite?
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yeah, that's the best of this card.
victorywp
post Oct 10 2015, 11:02 PM

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QUOTE(supersound @ Oct 10 2015, 08:16 PM)
Well, hope so, but PBB's card sure cannot.
Rightfully, I should getting the cash back, but they are using "only rm50 per statement cycle" as the reason to give lesser, so all payment I have to stop for last month and did all the transactions this month. My online purchase has to postpone first tongue.gif
Just hope MBB don't use this as reason also hmm.gif
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luckily pbb vs doesn't have the name like pbb wise vs. otherwise you also will change their name to pbb stupid vs. so, wouldn't it be unfair for hlb? lol, just saying. or perhaps hlb should just maintain their name as hlb plat/gold without the wise word. biggrin.gif
victorywp
post Oct 17 2015, 03:02 PM

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QUOTE(supersound @ Oct 17 2015, 11:48 AM)
Just keep in mind on this, credit card charges to merchants are only 1-4% but we are getting 5%, so as long as we spend on the dot to get max cash back, they are losing money. So is sooner or later they will revise the T&C, OCBC was the first, follow by dual card. So now the bloody question is, which is the next whistling.gif
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for you maybe is ocbc first followed by m2cards. but actually stanchart, uob, hsbc, etc. all already revised the t&c.
victorywp
post Oct 17 2015, 06:04 PM

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QUOTE(supersound @ Oct 17 2015, 05:12 PM)
WHat I mean is less T&C on getting cash back cards. Both of them I applied is because of this.
Other no doubt have cash back, but with T&C doh.gif
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but stanchart business visa plat used to offer 0.5% cb + 5x points for anything. that's the best card for me last time for "every other" items.
victorywp
post Oct 20 2015, 07:06 PM

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QUOTE(fruitie @ Oct 20 2015, 06:23 PM)
Gosh, Maybank KL Sentral just called me that my card is ready to be picked up. I wanted to pick up now (after their working hours), the officer wanted to help me but checked with the security team, the fingerprint machine is already turned off...

Tomorrow's morning then. Let's see what's the CL shows in my envelope. I have a feeling it is RM 2k. So, in this kind of situation, will you argue with CS? laugh.gif
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it will be 12k follow the system.
victorywp
post Oct 22 2015, 09:42 AM

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QUOTE(fruitie @ Oct 21 2015, 10:05 PM)
My happiness was short lived. It was fixed already to RM 2k now. cry.gif laugh.gif Afternoon when I checked still RM 12k. tongue.gif

Now who is the spy here. laugh.gif

user posted image
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not me, i'm not the spy. rolleyes.gif
victorywp
post Oct 22 2015, 04:16 PM

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QUOTE(kit2 @ Oct 22 2015, 04:07 PM)
anyone managed to pay tnb bills at sam's groceria recently? there was a report last month saying tnb bill cannot be paid at sam's due to technical glitches and i want to make sure it is fixed now before i head down to sam's.
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yes, someone managed to pay at sam encorp kota damansara.

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