How much is your salary? Range? 3k+ 4k+ etc.
'Hard to resist' doesn't mean can't resist. You have to control your self, whenever you are going to spend on some none-compulsory thing, remind yourself, what is the thing matter most to you. A happy wife or the temporary 'ecstasy entertainment'?
I started working at 23 too, 26 now and I'm having near 50k funds including my saving plan, investment etc. I able to do so simply because I'm determined enough to understand what i really seek for in the future. Not to show-off, just to let you know, u need have a clear picture in your mind of what future u wanted so u could be determined enough to resist all the unnecessary fancy entertainment spent.

TS, u can register 1st, photograph and dinner can come later. But u need to compromise with your gf and her family 1st. I knew a girl who register 1st and host her 2-3 years later. IMO, dont go for loan. Else more burden will come after u get marry. 4k is decent earning, but u have installment for car and house, after epf deduction, roughly 1.7k left. Try your best to save at-least 700 - 1k a month. If u plan well, u can cover back your dinner in KL with angpao money. And your gf is from Sabah, so hosting a wedding dinner there would be much more cheaper. Register 1st, dinner after 1.5-2years later. With RM700 -1k per month shud have no problem. Another tips, don't SPEND ALL your bonus. I understand people like to reward their self after working hard for a year, but please do save half of your bonus up, it help a lot. Compromise with your gf, tell her what's in your mind, at-least let her know that why you are cutting down activity budget for.

This post has been edited by ragk: Oct 31 2014, 05:08 PM