Dear friends,

After reading all of your advise, I think I should talk to my GF and my mom about signing the paper first. And I think it also more wiser not to take loan at this moment. Maybe when ready, will do the ceremony. Yes, I agree marriage is between me and my GF and not the other people. But I guess I am gonna start a BIG argument with my mom.. 

Regarding the house, both of us are thinking to live there after married. Other than new, the location is also excellent and near to my work place. Perhaps after we can own a landed house, that condo will be up for rent/sale. I know it will be hard for me to live soon. Not to mention if we are having kids. But we also feel really want to "smell" a new house for once. So it would be really hard for us to let go and rent cheaper house elsewhere.

Actually after thinking a lot, before this, my life is "live easy life first, let the difficulties come later". So I am going to change that now reversely, to live hard first and happy comes later. Yes I regret my life before. But there is still one small problem.. how to completely change? How to get discipline every day? Do you guys have some specific ways?

p/s: By the way who is TS??
You are really motivating me to marry her now man! 
Hmmm.. maybe you forgot to mention the cost of flights to Sabah. Let say from my family (who needed to be there and who also want to be there) that I have to sponsor is 5 pax. Including the accommodation, my GF and I counted, it would be almost RM4k already. And my GF told me that to host the dinner, it should take RM6k++. So total up everything, wedding dinner in Sabah could be more than RM10k... But it is ok, I take your advise about the salary bonus. In my head right now is I want to save, save and save.