firstly, cut your bad spending habits! if you continue, you will get into more trouble in future with or without a wife

then only get married when you are both really ready. not just because your dd dont like to wear the rubber or because you have been together for xx years. fyi, i dated my wife for 9 yrs.

as for the house, I've sell it off and rent a cheaper place instead for a start. if you cant effort the installment dont hang on to it and get yourself in trouble.

and lastly, marriage is between you 2. you care how long your friends have married or how many kids they have, this is not a competition and there is no prize for the winner.

is you decided to proceed on getting wed, then both sit down together and plan what is affordable.