Oct 31 2014, 10:12 AM
QUOTE(violet_slayer @ Oct 29 2014, 04:32 PM)
Hi guys,
I don't know if someone already posted about this, but I think I really need many opinions regarding this issue of mine.
I have dated my GF for more than 4 years already and decided to marry her next year. The main issue is money. I think that by June/July 2015, my saving can only reach RM5k. Actually I started to work since I was 23 years and now I am 27. I can say that I should actually able to save more than that. However, because life in Klang Valley is like an "ecstasy" to me, um, I mean the entertainment and other "money wasting" activities are hard to resist, so that is the reason I cannot save money. And one year ago, the fact that my mother is just 50-50 about accepting her, had also weakened my moral to marry my GF. Now still not 100% but I am confident that I can "pujuk" my mother.
When I think about my future, I am sure and definite that I want to marry my GF. All of my friends, which some of them just met his other half maybe less than 1 year but married earlier than me. I admit that I feel ashamed a bit but I know marriage is not about what people say, it is about we are ready or not.
So, with humble, I would like to ask your opinion should I marry next year? If I want to, then how about money? I have calculated that my new salary (I just got a new job) can only cover for less than RM200 if I want to borrow money. For my siblings and parents, I don't really want to borrow from them. Side income? Now is nothing. Still planning, but not started anything yet. Others, I have a car and my condo will be completed by May 2015.
Please help!
Okay, you know u have a problem which is 'you spend money on unnecessary activities". To be straight to the point, I hope your activities do not include vice activities.I don't know if someone already posted about this, but I think I really need many opinions regarding this issue of mine.
I have dated my GF for more than 4 years already and decided to marry her next year. The main issue is money. I think that by June/July 2015, my saving can only reach RM5k. Actually I started to work since I was 23 years and now I am 27. I can say that I should actually able to save more than that. However, because life in Klang Valley is like an "ecstasy" to me, um, I mean the entertainment and other "money wasting" activities are hard to resist, so that is the reason I cannot save money. And one year ago, the fact that my mother is just 50-50 about accepting her, had also weakened my moral to marry my GF. Now still not 100% but I am confident that I can "pujuk" my mother.
When I think about my future, I am sure and definite that I want to marry my GF. All of my friends, which some of them just met his other half maybe less than 1 year but married earlier than me. I admit that I feel ashamed a bit but I know marriage is not about what people say, it is about we are ready or not.
So, with humble, I would like to ask your opinion should I marry next year? If I want to, then how about money? I have calculated that my new salary (I just got a new job) can only cover for less than RM200 if I want to borrow money. For my siblings and parents, I don't really want to borrow from them. Side income? Now is nothing. Still planning, but not started anything yet. Others, I have a car and my condo will be completed by May 2015.
Please help!
so do something about it, stop such activities.
Marriage is not just about marrying someone - there are commitments to be made.
Can u afford your monthly loan instalments
Can u afford to have kids
Having Cash reserves is important once the kid comes along.
As to whether u should marry, it depends on whether u love your GF and want to spend the rest of your life with her.
You seem to want to do so - the next step is to organise your finances
Please visit AKPK website for some tips
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