Welcome Guest ( Log In | Register )

5 Pages « < 2 3 4 5 >Bottom

Outline · [ Standard ] · Linear+

 I want to get married but having financial issue!, Would you mind to give some opinion?

views
     
joefrezzo
post Nov 14 2014, 03:19 PM

On my way
****
Junior Member
507 posts

Joined: Feb 2014
QUOTE(umikosan @ Nov 14 2014, 03:10 PM)
Getting married now these days very hard. me also want to get married but financial not stable yet.

want to get new home to married also cant as bank only give out 70% loan that i need fork out other 200K. How in the world KL people can fork out RM200k cash as down payment.

Me and my GF dating for 10 years already. very sad.
*
Bank allow only 70% loan because this is your 3rd property.. drool.gif
MrOne
post Nov 14 2014, 04:14 PM

Getting Started
**
Junior Member
276 posts

Joined: Jan 2003


same situation also...
every months money fly....
cmk96
post Nov 15 2014, 04:07 PM

Look at all my stars!!
*******
Senior Member
2,096 posts

Joined: Oct 2007
QUOTE(umikosan @ Nov 14 2014, 03:10 PM)
Getting married now these days very hard. me also want to get married but financial not stable yet.

want to get new home to married also cant as bank only give out 70% loan that i need fork out other 200K. How in the world KL people can fork out RM200k cash as down payment.

Me and my GF dating for 10 years already. very sad.
*
why 70% loan?...

high commitment? brows.gif

many ppl nowadays married without buying a house... all stay at parent house... 2 frens of mine married like that this year.
sonerin
post Nov 20 2014, 05:34 PM

Look at all my stars!!
*******
Senior Member
8,739 posts

Joined: Aug 2009
Do with you have and live with it
pillage2001
post Nov 20 2014, 06:16 PM

Regular
******
Senior Member
1,991 posts

Joined: Jan 2003
From: Kalamazoo, MI
I think you have bigger issues in your life man. I read bit and pieces of your post. One of them said that you mind as well marry her because your friends are married and you have nobody else to hang out with but her?? Seriously???

On a really serious note. get your act together even before marrying her. You have car and housing loans coming up. I thought you were servicing your loan already, which was why you only have 5k which is actually okie but it seems like you were wasting your life away. What are you gonna do when you get the keys to your house? Reno?? With 5k?? You can barely get a couch with that. Don't drag her along in this if you can't straighten yourself out first.......
mochibean5
post Jan 13 2015, 12:22 AM

New Member
*
Junior Member
19 posts

Joined: Nov 2014
Yes, having enough money to start your life together is important. If your savings are 5k then thats what it is and you have to work with that and consider if you really need a fancy or costly wedding? Getting married is after all signing a paper and committing to each other in that way. The answer to this also depends on your GF and her expectations, what you both want out of your lives and whether you are both willing to work hard to make it together. I wish you well.
Sphereexhibits
post Jan 13 2015, 09:29 AM

New Member
*
Junior Member
5 posts

Joined: Dec 2014
QUOTE(violet_slayer @ Oct 29 2014, 04:32 PM)
Hi guys,

I don't know if someone already posted about this, but I think I really need many opinions regarding this issue of mine.

I have dated my GF for more than 4 years already and decided to marry her next year. The main issue is money. I think that by June/July 2015, my saving can only reach RM5k. Actually I started to work since I was 23 years and now I am 27. I can say that I should actually able to save more than that. However, because life in Klang Valley is like an "ecstasy" to me, um, I mean the entertainment and other "money wasting" activities are hard to resist, so that is the reason I cannot save money. And one year ago, the fact that my mother is just 50-50 about accepting her, had also weakened my moral to marry my GF. Now still not 100% but I am confident that I can "pujuk" my mother.

When I think about my future, I am sure and definite that I want to marry my GF. All of my friends, which some of them just met his other half maybe less than 1 year but married earlier than me. I admit that I feel ashamed a bit but I know marriage is not about what people say, it is about we are ready or not.

So, with humble, I would like to ask your opinion should I marry next year? If I want to, then how about money? I have calculated that my new salary (I just got a new job) can only cover for less than RM200 if I want to borrow money. For my siblings and parents, I don't really want to borrow from them. Side income? Now is nothing. Still planning, but not started anything yet. Others, I have a car and my condo will be completed by May 2015.

Please help!  icon_question.gif  icon_question.gif  icon_question.gif
*
Hi,

Understand that your situation. Is really a hard if because of the financial issue. So many Malaysia are facing the same!!
but maybe you can come to our wedding fair to understand more detail? let the professional to advice from your budget as well.

beside, you may try to join our Contest to win a Designer wedding gown worth RM5880, not only that, you may also Win the other exclusive Prizes such as Staying in 4-5 star hotel with your loved one or buffet dinner at 4-5 star hotel as well. then you may can have a sweet time to proposed with you loved one!! issit good idea? but of course, you may need the LUCK!!! hehe

our event held in 23 -25 Jan 2015, Mid Valley Exhibition Centre, Good luck buddy!! flex.gif thumbup.gif

check out the website link and Facebook to find more detail from us.

http://www.klweddingexpo.com.my/

Facebook: https://www.facebook.com/klweddingexpo

Twitter: https://twitter.com/klweddingexpo

Attached Image

Attached Image

Attached Image

Attached Image

and many more Sponsorship..

see you there!! cheers
feliciazoe
post Feb 10 2015, 05:48 PM

New Member
*
Newbie
0 posts

Joined: Jun 2008


I believe it's possible ! Who says wedding you need a real gold or diamond ring? Who says you need to make wedding such an extravagant expensive thing? Who says you need to buy or rent expensive gowns or hold a crazy big party of celebration ? It's the market and society nowadays that label and make wedding such an expensive thing. Well, if you have a women that really loves you and wouldn't mind a light budget wedding, it would be possible ! Marriage is about love and commitment. Not about money. Think about those olden days how they get married. You don't need to follow the society's trend, you create your own as long you both are happy. =)

plumberly
post Feb 10 2015, 06:12 PM

Look at all my stars!!
*******
Senior Member
4,761 posts

Joined: Jun 2007
From: My house


My 2 cents here as a husband and a father ....

* sit down with her and work out your wife-and-husband life journey (what both of you plan to do, work, income, holidays, kids, etc etc etc).

* forecast your $ needs (house, car, holidays, kids, etc) and see if you have enough. Adjust if possible to suit. Need both parties to agree on the sacrifices. Write these down and keep it.

* need money for the marriage life. BUT that is only a part of a happy, successful, rewarding, peaceful, satisfying marriage. Answer these 2 questions - why do you want to get married now? Why do you think she will fill that void in your life?

* similar character, likes and dislikes? Don't expect her to change to your way after marriage. Small differences which both of you can accommodate now as BF & GF but the same small differences can ignite arguments in marriage life!

All the best to your new life chapter!
knwong
post Feb 10 2015, 10:10 PM

Look at all my stars!!
*******
Senior Member
3,559 posts

Joined: Sep 2005
From: Shenzhen Bahru


Marriage definitely needs money. And it needs 2 hands to clap. Your other half needs to fork out as well
flamephotography
post Feb 11 2015, 11:18 AM

Getting Started
**
Junior Member
264 posts

Joined: Aug 2012
QUOTE(feliciazoe @ Feb 10 2015, 05:48 PM)
I believe it's possible ! Who says wedding you need a real gold or diamond ring? Who says you need to make wedding such an extravagant expensive thing? Who says you need to buy or rent expensive gowns or hold a crazy big party of celebration ? It's the market and society nowadays that label and make wedding such an expensive thing. Well, if you have a women that really loves you and wouldn't mind a light budget wedding, it would be possible ! Marriage is about love and commitment. Not about money. Think about those olden days how they get married. You don't need to follow the society's trend, you create your own as long you both are happy. =)
*
Exactly.....

I know a couple who just did their ROM with Swaroski Chrystal Ring, and have a nice lunch after that with both parents, family and friends. Tea ceremony on the spot and be happy with it. Total cost. almost RM0 not including the dowry. But with proper understanding and discussion, everything is discuss able. They are not selling their daughter for God's sake.

Most of the friends and family knowing that this couple is not that wealthy but have a heart to commit to each other, the friends and family are simply to generous on their ang pow and gifts.

The key is BUDGETING BUDGETING BUDGETING......... A Grand Gring Grong wedding will not promise you a good and healthy marriage.

You think a wedding will nuke your wallet. Wait till you have babies.......

But that is just the nature of life.... Life goes on...... icon_rolleyes.gif
MissAbride
post Feb 13 2015, 02:59 PM

New Member
*
Newbie
0 posts

Joined: Sep 2014


As a bride,wedding dresses is necessary.
A wedding with few money,you can save at all aspect,e.g wedding dresses ,wedding accessories.use the least money,hold the perfect effect.
Darkcity212
post Feb 13 2015, 03:07 PM

Casual
***
Junior Member
474 posts

Joined: Dec 2008
From: ampang



if she expects fancy dinner and wedding ceremony, u can totally forget about it
otherwise, just register to secure and ceremony can be much later
wodenus
post Feb 13 2015, 11:24 PM

Tree Octopus
********
All Stars
14,990 posts

Joined: Jan 2003
QUOTE(violet_slayer @ Oct 29 2014, 04:32 PM)
Hi guys,

I don't know if someone already posted about this, but I think I really need many opinions regarding this issue of mine.

I have dated my GF for more than 4 years already and decided to marry her next year. The main issue is money. I think that by June/July 2015, my saving can only reach RM5k. Actually I started to work since I was 23 years and now I am 27. I can say that I should actually able to save more than that. However, because life in Klang Valley is like an "ecstasy" to me, um, I mean the entertainment and other "money wasting" activities are hard to resist, so that is the reason I cannot save money. And one year ago, the fact that my mother is just 50-50 about accepting her, had also weakened my moral to marry my GF. Now still not 100% but I am confident that I can "pujuk" my mother.

When I think about my future, I am sure and definite that I want to marry my GF. All of my friends, which some of them just met his other half maybe less than 1 year but married earlier than me. I admit that I feel ashamed a bit but I know marriage is not about what people say, it is about we are ready or not.

So, with humble, I would like to ask your opinion should I marry next year? If I want to, then how about money? I have calculated that my new salary (I just got a new job) can only cover for less than RM200 if I want to borrow money. For my siblings and parents, I don't really want to borrow from them. Side income? Now is nothing. Still planning, but not started anything yet. Others, I have a car and my condo will be completed by May 2015.

Please help!  icon_question.gif  icon_question.gif  icon_question.gif
*
If you are not 100% certain, don't get married. Divorces are hard on everyone.
SUSGoldenHorn
post Feb 18 2015, 10:35 AM

Getting Started
**
Junior Member
274 posts

Joined: Nov 2012
QUOTE(flamephotography @ Feb 11 2015, 11:18 AM)
Exactly.....

I know a couple who just did their ROM with Swaroski Chrystal Ring, and have a nice lunch after that with both parents, family and friends. Tea ceremony on the spot and be happy with it. Total cost. almost RM0 not including the dowry. But with proper understanding and discussion, everything is discuss able. They are not selling their daughter for God's sake.

Most of the friends and family knowing that this couple is not that wealthy but have a heart to commit to each other, the friends and family are simply to generous on their ang pow and gifts.

The key is BUDGETING BUDGETING BUDGETING......... A Grand Gring Grong wedding will not promise you a good and healthy marriage.

You think a wedding will nuke your wallet. Wait till you have babies.......

But that is just the nature of life.... Life goes on......  icon_rolleyes.gif
*
That simple?

Woah so nice..
jeremy05
post Feb 18 2015, 10:38 AM

software engineer
******
Senior Member
1,851 posts

Joined: Apr 2005
From: kuala lumpur


ur gf how old? 27 consider young marry, wait 3 more years, when you prepare enough money then marry lar, ask her wait lar...
flamephotography
post Feb 18 2015, 08:31 PM

Getting Started
**
Junior Member
264 posts

Joined: Aug 2012
QUOTE(GoldenHorn @ Feb 18 2015, 10:35 AM)
That simple?

Woah so nice..
*
Nice for man. But the ladies might not like it.
flamephotography
post Feb 18 2015, 08:36 PM

Getting Started
**
Junior Member
264 posts

Joined: Aug 2012
QUOTE(jeremy05 @ Feb 18 2015, 10:38 AM)
ur gf how old? 27 consider young marry, wait 3 more years, when you prepare enough money then marry lar, ask her wait lar...
*
For women 27 is perfectly good timing. Infact if better can get married earlier especially if planni.g to have more kids. The elder a women gets, the higher the risk of a complication in pregnancy.

Cheers.
SUSGoldenHorn
post Feb 19 2015, 02:57 AM

Getting Started
**
Junior Member
274 posts

Joined: Nov 2012
QUOTE(flamephotography @ Feb 18 2015, 08:31 PM)
Nice for man. But the ladies might not like it.
*
i bet most of ladies will oppose it. sometimes the opposition didnt come from your wife, but from ur mom or aunties lol
dewill
post Feb 19 2015, 02:58 AM

Regular
******
Senior Member
1,720 posts

Joined: Feb 2006


money management skill is the problem

5 Pages « < 2 3 4 5 >Top
 

Change to:
| Lo-Fi Version
0.0202sec    0.43    6 queries    GZIP Disabled
Time is now: 3rd December 2025 - 12:25 AM