bro not even enough to buy a condo today..

just project bought, coz he is very confident what.. on market not bubbling, that why is he is holding 300k prop, unlikely to get hit, 500k think got market coz bro showtime inflated price is same with with them..

but if showtime is of really higher bargaining power, then his discussion is not reflective of the current market position, he is speaking in his shoe and not the market buyers.. you know what I mean? going to be futile discussion after all

how hard to share? bro liew did what... Amaya too, just project name.. many threads also ppl share they are owners one

your property below 300k feel shy sharing? or holding too many ppl know you are risky group? or you not holding any and keep destroying the threads..

Aiya why still never stop with midfield? Let me answe u Bearbear , very easy 1, I can pay installment n I think price not so expensive and I can afford...somemore VP 4 years later and I cannot get something near City for 500k at the moment.
Gua  BTC  , my buying reason is simple and I lazy to do survey for every property ...I like n think reasonable then buy lo.

bro last we conversation.. you holding 2 units of Amaya only..now become 3?

30% of income?

scenario 1:

If property purchased before 2013 but after 2011, possible priced between 250k to 350k , solo income consideration

3 units x ( 250k to 350k) = ( 750k to 1050k)

so installments for 750k to 1050k, on 35 years basic, 10 % DP (normally rebatted and low entry)
you need to service around (3.5k to 4k)

since it is 1/3 or less that would mean your nett salary estimated 3 x(3.5k to 4k) = 9.5k to 12k

looking positing senior or commission agents , bro high income..

scenario 2

or properties purchased after 2013, possible priced between 400k to 550k highrise, solo income consideration

3 units x (400k to 550K) = (1.2 million to 1.6 million)

so installments for 1.2 million to 1.6 million, on 35 years basis, 10%  (normally rebatted and low entry)
you need to service around 5 k to 6.5k monthly

since it is 1/3 or less that would mean your nett salary estimated 3 x(5k to 6.5k) = 15k to 19k

looking positing director or oil & gas , bro high income.. but i think unlikely

scenario 3

due to lower limits and higher limits set, scenario 3 could be a mixture of both some properties purchased prior to 2013 and after 2013, however combination of both shall not exceed the higher limits or lower limits

so conclusion, ranged 9.5k to 12k and 15k to 19k(which is unlikely), if you purchased properties before 2011, of those below 300k very unfair view to those coming with 450k, 500k... you of course can sell.. these ppl hard time..

bro krandun, look , the project is open to buyers & speculators, correct or not? if genuine buyers have money to buy shouldn't they have bought it?

speculators we understand 100k cash also not big problem, just that as I mention b4, investors are also wanted to reduced money paid out to do investment, low entry like below 10k or 20k easier..

if you say buyers are made of genuine buyers, this type of sales is asking 10% Dp but legal fees S&P and loan cover, stamp duties no cover.. is slightly better than subsales (which incurr more cost and higher DP), still no buying spree one.. really that weak buyers out there...

this project near LRT & MRT according to SA.. sapuing cannot happen, you see Midfields, leavez, rainz, petals, all sapu.. low entry kot..

like this if the 10% buyers are genuine owners which most probably true.. means subsales will be worse isnt? more expensive more fees in lawyers agree? bro Jliew Midfields 2 550k above.. vs this new launch merely 410k above..

Bearbear you made a big assumption. That the price of property is high because of people "calling" price arificially.

Thats why you think the price now is not "worthy" and will crash.

I just want you to think of the following situation :

If you have a apartment monthly instalment RM2k. Your monthly salary is enough to service the loan. If the price drop RM100k, will you sell the unit ? No right ? Why would you sell to take the loss for nothing ? You still can afford the instalment. You will continue to service the loan and wait for the right time.

Most people are like that, so the supply will be less also. How to expect the price to fall.

Unless there is economic crisis where people lose job. Then property price may drop depending on how severe is the recession.

Do you think a recession is coming next year ? 

of course both buyers and investors who signed are genuine buyers.. genuine investors/buyers will not park in so much money and wait.. for service apartment which is a risky business now right?

just asking, if ppl offer you and you just less profit 50k from 200k , you dun want to sell? and continue to service?

bro if you are bigger than my imagination, bro ur views are based on yourself show, majority buyers out there targeted are not these.. ur props entry are for these ppl.. richer ppl where time to see those properties.. haizz

however, still got reservation of the bigger imagination, lower is very possible.. you do know ur salary will be a minister post    in Malaysia

Why you highlight as red bro?
This is the correct scenario ma ... If can afford to pay insallment, why sell at lost? 

Look down on those people who line up there n those wear shirt pant n slipper ah....I don't know which sxhai tell u buy property must wear tie n suits..  

this does not mirror most of the investors out there right or even most of them... the loan rejection case clearly shows that buyers are working class who got caught by DSR 70% and etc factors..

how not to say the prop out there are targetting working class

Bro i buy that time is already consider expansive la.. I use over 300k to buy a studio get laughed by people is just expected result, earlier many advice me not to take it as they think too expansive liao, but now is even more expansive.. My only concern at that time is the money that i fork out, could get what kind of house in my preferred location, in term of size, convenient, comfort of living there.. Pocket not deep enough got to compromise on those that less useful on my next few years..

to me it is like servicing a car, if got ppl offer to buy dying project why not..

say you hold bkt beruntung/semenyih/rawang , got ppl offer faifai sell, hold for what...

see even ownstay ppl also wanted to see potential increment and not "studpid feeling" buying new launch .. subsales

If the herd could see economic crisis, there won't be any bull run or formation of herd at the first place.

Another unfounded rubbish 1 liner instead of pointing out what you disagree with my proposition ?

Readers here are more clever than you thought. Your 1 liner just make you look like a fool 

The herd is blinded by greed, they will remain ignorant even in time of crisis.
Economic student can't talk economic? You look down on ice cream vendor?

Sundae cup say jpy and eur weakening against USD. Good time for holiday in Japan next year.

Given the momentum of bull run in the last few years, a slow down is enough to tip over.
If commodities (oil and palm oil) price remain low, myr is likely to be weaken further i.e domestic inflation pressure is building up.

The herd are tied down in kV property, not in the position to take advantage of strong USD.

Property you bought since 2012 will be under water.

12 months after fed increased interest rate by 3% from current rate.