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> [GUIDE] Bank transfers

Strawberry<3
post Jun 18 2011, 11:31 AM

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QUOTE(--MsK-- @ Jun 18 2011, 10:34 AM)
seller giving out FULL name and ACC. no. to buyer... will not put seller at risk rite???
like some scammer using seller's name and acc. number to do other stuff...

sry for noob question
*
There's risk but if want to sell things can't help it.

Better don't leave big amount of money inside the bank acc. and everyday check acc.
adhoc
post Jun 29 2011, 07:26 PM

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QUOTE(Strawberry<3 @ Jun 18 2011, 11:31 AM)
There's risk but if want to sell things can't help it.

Better don't leave big amount of money inside the bank acc. and everyday check acc.
*
I think what he meant is using seller details for scamming etc. I don't think its possible to get all our money in bank stolen smile.gif
Strawberry<3
post Jun 29 2011, 07:35 PM

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QUOTE(adhoc @ Jun 29 2011, 07:26 PM)
I think what he meant is using seller details for scamming etc. I don't think its possible to get all our money in bank stolen smile.gif
*
Yes I know what he means.. and the reason to not keep too much money in the bank is to prepare from being blacklisted by the bank.
Hiwatari
post Jul 11 2011, 10:33 PM

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hi,
hope this is the right section 2 ask

done interbank transfer via maybank to ambank on friday
according to maybank, the transaction will b completed 2day...in which it did

the prob is, the recipient claimed that the amount transferred is RM10 short from the deal

i do know that maybank charges RM2 for interbank transaction, and it does not included in the transaction value...means that the charge is not deducted from the transaction, instead from the acc itself

so my question is, where did that RM10 go?
ambank got service charge for interbank transfer?
another thing is, i'm transferring from maybank acc in WM to ambank acc in EM. will maybank2u charge me RM10 for this?

thanks
adhoc
post Jul 13 2011, 06:48 PM

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QUOTE(Hiwatari @ Jul 11 2011, 10:33 PM)
hi,
hope this is the right section 2 ask

done interbank transfer via maybank to ambank on friday
according to maybank, the transaction will b completed 2day...in which it did

the prob is, the recipient claimed that the amount transferred is RM10 short from the deal

i do know that maybank charges RM2 for interbank transaction, and it does not included in the transaction value...means that the charge is not deducted from the transaction, instead from the acc itself

so my question is, where did that RM10 go?
ambank got service charge for interbank transfer?
another thing is, i'm transferring from maybank acc in WM to ambank acc in EM. will maybank2u charge me RM10 for this?

thanks
*
There is no such amount of RM10 for interbank transfer. Even if it does, the money will deduct from your account not from the amount transfer. The recipient might be lying..
Strawberry<3
post Jul 13 2011, 07:44 PM

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QUOTE(Hiwatari @ Jul 11 2011, 10:33 PM)
hi,
hope this is the right section 2 ask

done interbank transfer via maybank to ambank on friday
according to maybank, the transaction will b completed 2day...in which it did

the prob is, the recipient claimed that the amount transferred is RM10 short from the deal

i do know that maybank charges RM2 for interbank transaction, and it does not included in the transaction value...means that the charge is not deducted from the transaction, instead from the acc itself

so my question is, where did that RM10 go?
ambank got service charge for interbank transfer?
another thing is, i'm transferring from maybank acc in WM to ambank acc in EM. will maybank2u charge me RM10 for this?

thanks
*
Bank will not charge the recipient.

So... Recipient lied.
Hiwatari
post Jul 14 2011, 11:19 AM

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QUOTE(adhoc @ Jul 13 2011, 06:48 PM)
There is no such amount of RM10 for interbank transfer. Even if it does, the money will deduct from your account not from the amount transfer. The recipient might be lying..
*
QUOTE(Strawberry<3 @ Jul 13 2011, 07:44 PM)
Bank will not charge the recipient.

So... Recipient lied.
*
tqvm 4 clarifying
anyway, the seller did send the item cos i showed screen shot of the receipt
jz wanna make sure it's not my fault
adhoc
post Jul 15 2011, 08:16 PM

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QUOTE(Hiwatari @ Jul 14 2011, 11:19 AM)
tqvm 4 clarifying
anyway, the seller did send the item cos i showed screen shot of the receipt
jz wanna make sure it's not my fault
*
Sometimes seller messed up with the amount bank in to their account smile.gif my advice for buyers are try making pymnt with cents. eg: purchase item is RM70. You can bank in RM70.01 (easy to identify by seller)
LaiCheng08
post Jul 18 2011, 02:02 AM

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actually the Interbank transfer usually takes how long ?

Because I've transferred money to a Maybank acc from Public bank account on 13/7 but the seller said that she did not receive it yet.

What that actually means ?
Strawberry<3
post Jul 18 2011, 10:05 AM

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QUOTE(LaiCheng08 @ Jul 18 2011, 02:02 AM)
actually the Interbank transfer usually takes how long ?

Because I've transferred money to a Maybank acc from Public bank account on 13/7 but the seller said that she did not receive it yet.

What that actually means ?
*
Sometimes next day receive. sometimes 2 days. Max 3 days
flodder
post Jul 26 2011, 10:06 AM

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QUOTE(LaiCheng08 @ Jul 18 2011, 02:02 AM)
actually the Interbank transfer usually takes how long ?

Because I've transferred money to a Maybank acc from Public bank account on 13/7 but the seller said that she did not receive it yet.

What that actually means ?
*
now 26/7 is that your seller has received it? if not i think possible conned ooo


Added on July 26, 2011, 10:09 am
QUOTE(adhoc @ Jun 29 2011, 07:26 PM)
I think what he meant is using seller details for scamming etc. I don't think its possible to get all our money in bank stolen smile.gif
*
online banking is risk oh anything could happen if your pc affected with spyware and virus
for me always use counter to banking hahaha:)

This post has been edited by flodder: Jul 26 2011, 10:09 AM
adhoc
post Jul 29 2011, 10:36 AM

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QUOTE(flodder @ Jul 26 2011, 10:06 AM)
now 26/7 is that your seller has received it? if not i think possible conned ooo


Added on July 26, 2011, 10:09 am
online banking is risk oh anything could happen if your pc affected with spyware and virus
for me always use counter to banking hahaha:)
*
It depends, if you bank provide the dongle thing, apply and use it. Its a lot safer than the TAC thingy.
dicksonbell
post Aug 12 2011, 05:39 PM

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Maybank Penang transfer fund to Public Bank, need how many days to clear? Interbank transfer I mean.

Money just transfer around 3:35pm today.

Ty.
Strawberry<3
post Aug 12 2011, 07:04 PM

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QUOTE(dicksonbell @ Aug 12 2011, 05:39 PM)
Maybank Penang transfer fund to Public Bank, need how many days to clear? Interbank transfer I mean.

Money just transfer around 3:35pm today.

Ty.
*
Maybe tomorrow he will receive already. If no then the next day. Normally take 1 to 3 days
virus699
post Aug 23 2011, 10:27 AM

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QUOTE(Strawberry<3 @ Aug 12 2011, 07:04 PM)
Maybe tomorrow he will receive already. If no then the next day. Normally take 1 to 3 days
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all interbank transfer charge rm1 right?
dicksonbell
post Aug 23 2011, 10:37 AM

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Yes RM1 is chargeable for each transaction...
virus699
post Aug 23 2011, 10:44 AM

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QUOTE(dicksonbell @ Aug 23 2011, 10:37 AM)
Yes RM1 is chargeable for each transaction...
*
i thought different bank different charge, btw thanks for clarify.
Strawberry<3
post Aug 23 2011, 10:46 AM

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Different bank different charges ..

Maybank will charge Rm2 (if Im not mistaken)

Public bank will charge Rm0.50 (if Im not mistaken)

Other bank also different amount
virus699
post Aug 23 2011, 10:03 PM

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QUOTE(Strawberry<3 @ Aug 23 2011, 10:46 AM)
Different bank different charges ..

Maybank will charge Rm2 (if Im not mistaken)

Public bank will charge Rm0.50 (if Im not mistaken)

Other bank also different amount
*
owh really? rclxub.gif maybe i should try to confirm..
adhoc
post Aug 24 2011, 11:14 AM

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QUOTE(Strawberry<3 @ Aug 23 2011, 10:46 AM)
Different bank different charges ..

Maybank will charge Rm2 (if Im not mistaken)

Public bank will charge Rm0.50 (if Im not mistaken)

Other bank also different amount
*
Interbank giro charges are RM2. No 50 cents smile.gif

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