Why not? CTOS site was purposely build to earn money from banks and other credits firm. If not mistaken Spore will also use RAM (http://www.ramcreditinfo.com.my/ourcompany) to check someone credit status.

No wonder they started to charge individual/private checking..... they need money......

They were just someone started a website collecting info from newspaper and go to court notice board then compiled all the info of bankruptcy ppl into their site not long after that banks started using their system to check by paying certain amount and for individual it's free (BUT now you pay) later banks/telco started to deposit defaulter names in their systems too. The problem bank doesn't inform them that defaulter paid the debt and they don't update with bank from time to time thus many info there are not accurate and not up todate. You have to bring verification paper from bank/telco to CTOS for them to update that your debt are cleared. They DON'T delete your name, it's there forever just some note there saying your debt are cleared. If you blacklisted again mean you have 2 records there and so on.....btw I read from some forum after they get your IC (let say you are cleared) they go check with banks/telco see any latest info of you if you are defaulter they straight put your name in their system. Don't asked me how they can get info from bank sure they have their way!