Bear bear v13 reali slip banana dis time.

U think onli? Not every one has holding power like u. On and off bearbear will repo some property. On and off some some prop will be auctioned. No flipperz can sustain even 2-3 months installmnt. Market collapsing fast & furious. Crash nxt year accordin to bearbear. Fire sales begin nxt year with many dead chickens for bearbear to select. He is buyin nxt year.

I gues.1 or 2 years.

Student panai.

This post has been edited by CloudAtla$: Nov 2 2014, 10:59 PM


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Student panai.

Student panai.


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Bearbear buy. Zuiko tiok. Ok?
Simple decision oso cant make?
Thn bearbear better go yaksi.

Tension? Bear bear can try Stress Reduction Kit.
Also suitable for student during exam.


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Bearbear boh song lat jiu liau. U hijack his v13.

Bearbear, bad news again. Kenot be wat!
How much ur Goodview worth in the next 20 years with just 4% inflation?
Reali kenot be wat!



The six million dollar man



Monday, 3 November 2014

By: JOYCE CHUAH



ONE of my favourite television series back in the mid-1970s was The Six Million Dollar Man. This was about a crashed astronaut rebuilt with nuclear powered limbs and implants at a cost of US$6mil.

Back then, it was enough to buy Steve Austin a new arm and a pair of legs with super strength and an eye with super vision. How much would it cost him today?

Assuming a conservative inflation rate of just 4%, Austin would be called the 30 Million Dollar Man today!
Think back and ask yourself how much the basic things you buy today would have cost you 20 or 30 odd years ago.

You won’t realise how much your money has shrunk until you make a note of the rate of increase of those prices.

The problem with inflation is that it has always been inconspicuous and inadvertently taken for granted.

The real danger is the loss of our purchasing power over time without much awareness on our part.

The introduction of the goods and services tax (GST) next April is another wake-up call.

The inflationary impact on our finances is real and can no longer be ignored. If you have 20 years before you retire and your current lifestyle costs you RM6,000 per month, it will be more than triple by the time you retire at an assumed personal inflation rate of 6% p.a.

If you intend to plan for a 20-year retirement time frame, you will need a minimum nest egg of RM3mil to fund your retirement, assuming there are no further adjustments for inflation after retirement.

Having RM1mil to RM2mil stashed up for retirement may no longer be viable, unless you don’t mind downsizing or reducing the standard of living during your retirement years.

What can you do now? Start listing down your expenses and break them into variable and fixed costs. There’s not much you can do with your fixed costs which essentially are committed expenses to meet your basic needs.

Variable costs are negotiable. Name each of your variable costs and question them one by one whether you can reduce or remove that expense. Channel the savings instead into your retirement portfolio.

By the way, six million dollars may just buy Steve Austin an arm in today’s monetary values.

This post has been edited by CloudAtla$: Nov 3 2014, 09:05 AM

You angry lat jiu hijack ur v13?
Lat jiu v13 y so bad?

He angry bird liau. Dun disturb him. Wori he tiok sama lu.

I support lat jiu v13.

V13 for lat jiu. We reserve v133 for u. Ok?

U r a laughing stock here. U talk cock with all ur lapsap theory on property without any real experience. All by imagination and most of the time ur story fuKC up. U r stupid tryin to time the market. Buyin @ lowest? Somemore for own stay not for investmnt. If u can afford, do u reali need to time the market?

Helo kkj, u only afford 1 unit not the whole kv. So, wat so big deal with dat? And do u aware most ddd fr low income group who cant afford to buy anyway regardless price up or down. And u seem comin fr dis group of pipu. The onli reason u not buyin is u simply cant afford with ur 4k low income. Pityful.

This post has been edited by CloudAtla$: Nov 3 2014, 07:34 PM

Bear bear, dun hijack v13 fr lat jiu. Ur turn wait for v133. Sure i hope u stil around.

Studnt, i reali suspect u. U r a true lapsap among all d lapsap. Bearbear stil cnt beat u. Studnt, i beg u pls spare me.Laugh 9 die me liau. Beh tahan.

Studnt alradi wan to laugh kau die me. U oso wan to wan to repeat studnt's joke laugh die me? Pls spare me..