Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
4 Pages < 1 2 3 4 >Bottom

Outline · [ Standard ] · Linear+

 Multiple Signs of Malaysia Property Bubble V12, Areas Klang valley & Johor

views
     
zuiko407
post Oct 23 2014, 12:23 AM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


Bear bear u should learn from kradun, after kantoi so many time still not wake up
zuiko407
post Oct 23 2014, 12:28 AM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


QUOTE(bearbearwong @ Oct 23 2014, 12:17 AM)
didnt I post the prop wall link , the calculator does the work for you , zeti increase OPR further will deter buyers from buying, but not a good news for those dudes who are holding, 25 points increase for a 500k loans converts to rm200 extra installments monthly from loans only..

i was merely posting an example.. of connaught avenue...

so, assuming on the false salary, 

clould tree qualify
mahkota residence qualify
suria residence qualify
almerin mall & residence qualify
one south @ hua yang qualify
emerald residence qualify
goodview heights maybe too heavy
nandayu 92 maybe too heavy
TTDI kajang qualify
and etc..
*
I said u are not qualify means not qualify la...
Your range is below 300k, 500k is totally out of your range, bank definitely won't approve u
zuiko407
post Oct 23 2014, 12:32 AM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


QUOTE(Jliew168 @ Oct 23 2014, 12:30 AM)
Don't be so harsh, 300k is totally out of consideration for young professional even 500k can't get decent 1000 sq ft apartment. May be Bearbear end up buy studio to maintain quality of life...
*
Studio unit also inflated, he ok or not?

zuiko407
post Oct 23 2014, 12:34 AM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


QUOTE(bearbearwong @ Oct 23 2014, 12:31 AM)
wah zuiko boss... dun like that.. many bank officers say no problem.. you also work in banks?
*
You combine income with gf maybe ok, you alone can get approval, I tiok
zuiko407
post Oct 23 2014, 12:38 AM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


QUOTE(bearbearwong @ Oct 23 2014, 12:35 AM)
lol till need to tiok? how can this point be proven besides purchasing property? very eager di
*
Of course tiok your kkj la, you got house or stay under bridge non my business.
I'll take care your gf after tiok u

This post has been edited by zuiko407: Oct 23 2014, 12:39 AM
zuiko407
post Oct 23 2014, 12:42 AM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


QUOTE(bearbearwong @ Oct 23 2014, 12:39 AM)
maybe there could be high possibility price dropping down? izzint? some friend and LYN investors already hold more than 1 year, quite a lot of damage , say Amaya , per unit even bumis need 2.2 k monthly plus maintenance around 2.4k, dude got 2 units, that is 5k plus miscellaneous? one year plus vp

5k X 12= RM60k gone... and counting.. dun think 60k reflects the redemption statement ya, first 5 years service interest d most..
*
Don't understsng why u keep mentioning Amaya, he made right decision and choose right development in right location, u should learn from him and bought it 300k + during launching
zuiko407
post Oct 23 2014, 10:14 AM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


QUOTE(bearbearwong @ Oct 23 2014, 08:40 AM)
wah.. seems you guys are more tension.. we know the game plan of investors for, they wanted to cash out and stay off property grid during this bad market...

and prepare money to whack dead chicken... well as mention and examined before..long term servicing loans and maintenance will only cut ones profit margin lower.. as the ceiling of sub sales inflated price are there, not much can be done, bearing this in mind, it pretty certain than one to dispose off the properties as soon as possible

they will only take advantage by using GST, material increase yearly (bull run syndrome increase 5-10% but when calculated is the same bull run) to increase the price unilaterally, irrregardlenss the price was earlier inflated 200k , and irregardless GST and material price do not affected them as completed units..

those strong holding powers or holding blue chips like 300k are the ones protesting against bubble, coz both these groups say can hold and the 300k chips say we still have 500k and 700k investors... why worry..

with slowing down of transaction, the (upgrading theory were put on halt) , thus servicing loans coming into picture. investors especially one day grab finis new launch or few days do not even think/have back up plans to hold long, upon vp sell is their idea.. those vp more than 1 year and counting in to 2 years or more will a problem, 2015 is a year of super inflation, spending on big bills will be halted until the full GST effect comes, till then those vp 1 year will the become 1.5 years... rclxms.gif  , lost quite a lot of money already
*
You have good imagination
zuiko407
post Oct 23 2014, 10:19 AM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


QUOTE(CloudAtla$ @ Oct 23 2014, 09:58 AM)
4k indeed very low. Now fresh graduate already demand 3k starting pay.
But bear bear aim for 700k+ home.  doh.gif
*
That's why he can only go in and out from SHL sale office, looking at other buyer grab unit by unit until next phase open for sale at 790k.
90% from 728k needed 3,500 mthly installment, which bank willing to approve the loan?
zuiko407
post Oct 23 2014, 11:50 PM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


Bear bear yaksi la
zuiko407
post Oct 24 2014, 10:05 AM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


QUOTE(bcpbeancounter @ Oct 24 2014, 09:18 AM)
Bear bear not dare to ask under table one la...cheat mileage for weekend hi tea only. biggrin.gif
*
He did, that's why he keep saying got other income, this's dangerous if he counting this side income into his commitment
zuiko407
post Oct 24 2014, 10:40 AM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


I'm very sure bear bear won't buy in 2015
zuiko407
post Oct 24 2014, 12:59 PM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


QUOTE(bearbearwong @ Oct 24 2014, 12:34 PM)
wow , dun say like that, I  join other as partner first, got offer di.. just waiting business, later then consider open business, still banking on seri kembangan land to turn commercial, my UK uncle maybe pumping funds inside after selling his restaurant in London..
*
You understand what is business Ah?
Don't harm your partner n uncle
zuiko407
post Oct 24 2014, 10:24 PM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


I'm 100% sure bear bear won't buy any next year
zuiko407
post Oct 25 2014, 07:08 PM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


I tiok if bear bear buy one in 2015
zuiko407
post Oct 26 2014, 08:47 AM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


Bear bear if you buy next year, I tiok.
If u buy this year, I donate 100k to charity
zuiko407
post Oct 26 2014, 09:54 AM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


QUOTE(bearbearwong @ Oct 26 2014, 09:51 AM)
no matter how smart she was, developers/agents/investors/banks are finding ways to bypass it, say like DIBS, developers introduce rebates of refund once unit is completed lor, or bank will finance all DIBS in the large loan sums,

basically, to summarize it, the Malaysian buyers re very weak, that is why the need for such... one thing for sure investors always wanted minimal exposure (paying, servicing loans, maintenance and etc) so as mention those holding 1 year plus and counting are in very risky position given super inflation and more new launches coming (if developers dare) happy holding then
*
You're more weak, developer offer u discount but still can't afford! Also can't get loan approve
zuiko407
post Oct 26 2014, 12:22 PM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


If bear bear can afford Goodview height, I tiok immediately
zuiko407
post Oct 26 2014, 05:06 PM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


Yaksi la bear bear.
Why so difficult to buy one house?
Booked, pay booking, get loan n sign agreement only ma
zuiko407
post Oct 26 2014, 05:15 PM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


QUOTE(Jliew168 @ Oct 26 2014, 03:49 PM)
From your comment already shown u r so childish n not mature yet. Not even know adult world and just know complaine n whinning like kids.

Just because of your gf is lawyer then u r bias n say investor bully lawyer.
No one force lawyer to accept the discount and she have complete position to accept or not accept. Learn how adult world working and pls stop complaining if u want open your own business
*
Haha! I got what he trying to say, when we ask discount from lawyer, lawyer will cut his commission (his side income), that's why he angry.
What a low IQ & EQ bear bear
zuiko407
post Oct 26 2014, 11:06 PM

Look at all my stars!!
*******
Senior Member
2,856 posts

Joined: Jan 2010


QUOTE(icemanfx @ Oct 26 2014, 10:55 PM)
The world economy need herds to move price and create opportunity. The more active the herd, the better the opportunity ahead. Bravo!
*
We have too many foreign workers as waiter and cause communication problem between the customer n waiter, we're proud that local staff like u to be the waiter but please don't hide under student identity again.

4 Pages < 1 2 3 4 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0488sec    0.31    7 queries    GZIP Disabled
Time is now: 13th December 2025 - 11:44 PM