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 Multiple Signs of Malaysia Property Bubble V12, Areas Klang valley & Johor

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AppreciativeMan
post Nov 3 2014, 10:29 AM

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QUOTE(ManutdGiggs @ Nov 3 2014, 09:55 AM)
The truth is too harsh
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Who knows...... maybe this person also reads in LYF then came out such quotes for the DDD..... rolleyes.gif rolleyes.gif
Jus like that Siva & Chang guy which bbw says they copy his comments from LYF to speak in public...... laugh.gif laugh.gif
AppreciativeMan
post Nov 3 2014, 10:32 AM

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QUOTE(icemanfx @ Nov 3 2014, 10:10 AM)
UUU/BBB have their own interpretation on qe, is fruitless to discuss.
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Isnt it the same to say that......
"DDD hav their own interpretion on qe, is fruitless to discuss."?? hmm.gif hmm.gif

Jus like DDD always likes to see the glass half filled with water as... "Half empty" instead of seeing it as "Half full"..... tongue.gif tongue.gif
AppreciativeMan
post Nov 3 2014, 12:30 PM

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QUOTE(Tigerr @ Nov 3 2014, 12:21 PM)
Bear bear...as a TS, do u know what is QE or not???
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Very hard for a TC ppl to say dont kno la....... brows.gif brows.gif

I BTC..... so no issue for me to say "I dont know"..... tongue.gif tongue.gif
AppreciativeMan
post Nov 3 2014, 12:31 PM

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QUOTE(bearbearwong @ Nov 3 2014, 11:45 AM)
You being ignored .. but you want to be a TS .. remember? Will only make the threads bad..
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Shld propose LYF to giv u an award for your "valuable" contributions in Yr 2014....... rclxms.gif rclxms.gif rclxms.gif

And no worry.... with u around... the thread outcome will still be the same.... tongue.gif tongue.gif

This post has been edited by AppreciativeMan: Nov 3 2014, 12:32 PM
AppreciativeMan
post Nov 3 2014, 02:53 PM

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QUOTE(bearbearwong @ Nov 3 2014, 02:35 PM)
so now 500k normal, so how many units have you bought?

you keep forgetting you stay in Malai, majority consumer are the Malai, Malai has become dumb to allow this to happen? if so , why need to waste time talking bubble when it will never happen, save some time and buy few more properties and sit back and wait millionaire..

wow, prudence lending starts last year August 2013, it become suddenly all prudence lending... you do mean nowadays last year? before last many investors are still holding it, you know right?  go ahead and invest in cemetery plots, less competition and fast cash, no discounts, no bubble..

600k miss boat, 700k miss boat, 800k miss boat, Malai really wait and see and rent? then you buy more, so far till dunno what you have bought..
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If u talk logic who will troll with u??...... doh.gif doh.gif

See abv comments got logic or not? Money drop from sky for one to pay down payment? Bank approve loan without proper doc or one without stable or consistent monthly income? Holding 4-5 prop can make a person sit back no need to work already? sweat.gif sweat.gif

KNN..... U yourself every time talk without logic, talk senseless comments..... Yet want to criticize ppl trolling and etc...... Aren't u yourself trolling with senseless comments? doh.gif doh.gif
AppreciativeMan
post Nov 3 2014, 03:03 PM

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QUOTE(bearbearwong @ Nov 3 2014, 02:59 PM)
you have so many time allow arguements with no rebuttal or cant find rebuttal, if what you say is correct, then US wont collapse lor.. smartie, another fail product of malaysian education..

go and search 20 points from all bubble post that is a point to begin with, if trolling comments alot.. cincai pick also got.. another grown up man in fail, fail to reason..
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U kno how US approve loans or not?? doh.gif doh.gif doh.gif
AppreciativeMan
post Nov 3 2014, 03:10 PM

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QUOTE(bearbearwong @ Nov 3 2014, 03:07 PM)
oh US loan approval is worse than Malaysia? Europe country  approve loans worse than Malaysia? Argentine also approve laon wore than Malaysia? then Greece also approve loans worse than Malaysia?

Singapore also approve loans worse than Malaysia? that why all these countries are left behind Malaysia and suffer property correction.crash in their own country..

and Malaysia is full of ppl like Appreciative man running the country economy by trolling nonsensically.. cant accept the fact? cant come out with rebuttals and points/arguments? just troll.... joker you dun even dare to troll in this manner openly...
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Come out then we debate lor....... U dare or not?? brows.gif brows.gif

Post weekend mood........ sweat.gif sweat.gif icon_question.gif icon_question.gif


AppreciativeMan
post Nov 3 2014, 08:29 PM

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QUOTE(bearbearwong @ Nov 3 2014, 03:22 PM)
appreciative man, take a few days maybe weeks of rest and ponder what have you commented/trolled ? Imagine you said comments were disseminated to your friends nearby, will you still have any friends left?
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QUOTE(bearbearwong @ Nov 3 2014, 04:44 PM)
above example also show one who has no money, can get cash 500k out to do further investment despite under strict/prudent DSR 70%, think about pre DSR 70% . for so long this has been allowed, yet some jokers still say Malaysia are very prudent? starting this year ahead? also not so prudent leh..

they will bank on cheap interest and invest and invest again... buying life for the next 5-6 years..

but of course, we younger generation will reveal this market BBB scheme out.. all are debt bound.. appreciative, waiting for you points of rebuttals, hope not more trolling... tongue.gif
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QUOTE(bearbearwong @ Nov 3 2014, 04:52 PM)
1st of all, that is not my salary...

second of all 4.5k salary cannot get 800k under the new DSR scheme

but 4.5 k before the DSR is well and good for 800k loans..

if you are smart enough, say you have 30k cash only, buy a proeprty worth 300k, service it around 6 months around 1.5 k monthly, 35 years , 10% DP, after than refinance it to 600k, you service 2.7k per month, 35 years, no DP at all..

and you get 300k cash from 30k cash, and have a house at the same time and no need to worry about installments, as the refinance sums will help you to service it for few years at least enough to pass over RPGT 5 years at least and sell back...

easy money, cheap interest= according to BBB prudent banking system in the world... yup

appreciative, opportunity still open for you.. this is how Malaysian become super rich, those after selling super rich lor.. BBW dunno meh? knn
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QUOTE(bearbearwong @ Nov 3 2014, 05:33 PM)
appreciative man, time to redeem, fast come and think points ( and not trolls like in laws, wife, father mother and etc) to strike a point down ya
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KNN...... Ask me take a rest yet the next moment keep summon me so many time!! So what u want exactly??!!!! mad.gif

I go back home stack up 2-3 pillow... lay down to think and evaluate for few hours on what u say mah...... tongue.gif

By the way..... When u think or evaluate something u need few days or even few weeks ah??.... KNN.... No wonder buy house this kind of big decision takes u forever la..... doh.gif

After much thinking and evaluation..... tell u honestly.... i still think what u say has been trash or more bluntly to say.... U r a trash..... even your latest example still trash...... whistling.gif

Its really hard to communicate with a person who hav no experience and yet thinking they kno so much..... doh.gif

Presume what u say is true la.... from 500k loan successfully refinance to a 1M loan..... With the excess cash for reinvest....... They can buy prop again?? Do they positive cash flow??

300k prop 6 mths can become 600k..... thumbup.gif notworthy.gif

Really..... Borrow money from bank is like finger tips to u..... Do continue your dreamland fantasy..... laugh.gif

Talk with u too serious can really go kisiao..... laugh.gif

This post has been edited by AppreciativeMan: Nov 3 2014, 08:34 PM
AppreciativeMan
post Nov 3 2014, 08:37 PM

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QUOTE(bearbearwong @ Nov 3 2014, 06:37 PM)
But  you dun laugh much here.. that is the problem.. points are not laughable here
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thumbup.gif thumbup.gif

U really are the last man standing only..... laugh.gif laugh.gif

Evryday ppl laughing yet u can say no ppl laugh..... thumbup.gif thumbup.gif

btw..... while typing i'm laughing woh..... tongue.gif

This post has been edited by AppreciativeMan: Nov 3 2014, 08:44 PM
AppreciativeMan
post Nov 3 2014, 08:41 PM

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QUOTE(jolokia @ Nov 3 2014, 06:51 PM)
I not keen to be TS of V13, i just don't want to let him hold the emergency button, you know lah, children when loss in game will main kasar one.. kekeke

Confirm yesterday must have kena kao2, maybe "tak bagi" until he buy a property, that why Bear2 so "fire" today.. brows.gif
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Most probably bbw PAMA hav promise nxt yr giving him a sum of money la.... Probably they sold a land or what, nxt yr than can take the money..... And they hav promised to giv him some money..... Thats why die die only can wait till nxt yr then buy la....... whistling.gif whistling.gif

This assumption i think if its not 100% on the spot..... It will still hav 99.99% correct...... tongue.gif tongue.gif

This post has been edited by AppreciativeMan: Nov 3 2014, 08:42 PM
AppreciativeMan
post Nov 3 2014, 11:44 PM

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QUOTE(bearbearwong @ Nov 3 2014, 09:04 PM)
this is the best that can be done? something else rather than the topic...
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Then say something realistic or logic....... Or at least things u really understand and know that has happen.... Not hearsay and with your exaggerate imagination..... doh.gif doh.gif doh.gif
AppreciativeMan
post Nov 4 2014, 10:41 AM

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QUOTE(ManutdGiggs @ Nov 4 2014, 07:02 AM)
I luv u. Dunno wat to say liao.  sweat.gif
Boss pls keep the above ice cream quote of the century as record ya. It's awesome.  doh.gif
Hey boss u got any gd med for suicide ar??? Gua behtahan liao.  cool2.gif
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laugh.gif laugh.gif
How come last night i missed it?..... rclxub.gif rclxub.gif
AppreciativeMan
post Nov 4 2014, 10:48 AM

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QUOTE(icemanfx @ Nov 4 2014, 10:08 AM)
If price in the u.s, u.k, spain and greece is of precedent, it won't be a surprise foreclosure kv property price could be half.
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KV halfed...... Out of KV prop leh??? blink.gif blink.gif
AppreciativeMan
post Nov 4 2014, 10:55 AM

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QUOTE(bearbearwong @ Nov 4 2014, 10:47 AM)
Let them be.. market already badly affected.. they will now troll and alwayls mention sth not related to bubble.. just want ppl to stop talking about bubble.

Making this thread as many trolling is a good start... obse4ve their comments.. they are not interested to address d issue.. but just want you to shut up and shut the threads

in new threads it will be the same.. trolling.. examples of property in bad shape and price.. none.. never..

There are precedents of countries unde4goingvthe same.. but for them no weight at all
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Address what??..... Address how "Those who bought at over rm250k may ended up financially ruined for life"??? laugh.gif laugh.gif laugh.gif

And if we are BBB/UUU what is there examples of prop in bad shape and price??? doh.gif doh.gif doh.gif

btw..... what examples of prop having bad shape and price hav u shown??..... which project in KV?? Those u targetting is there any??? blink.gif blink.gif

This post has been edited by AppreciativeMan: Nov 4 2014, 10:59 AM
AppreciativeMan
post Nov 4 2014, 11:43 AM

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QUOTE(ManutdGiggs @ Nov 4 2014, 11:15 AM)
Neymai neymai. I 'll keep u reminded.

Lai Lai Lai v go lim kopi poo poo.
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Come come..... kopi buffet..... tongue.gif tongue.gif
AppreciativeMan
post Nov 4 2014, 12:04 PM

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QUOTE(bearbearwong @ Nov 4 2014, 12:01 PM)
Hello.. what are their salary.. u not within the league to comment remember bcp beancounter warning
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No prop, no real experience in loan, transaction and etc....... call what league?? blink.gif blink.gif
AppreciativeMan
post Nov 4 2014, 12:53 PM

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QUOTE(Showtime747 @ Nov 4 2014, 12:51 PM)
haha try new idea lah. Why repeat my words on you during weekend ?  tongue.gif

Again, you say others are trolling.... People attack you....Now I ask you a simple question but you avoid it and instead personal attack me. Who is trolling ?   tongue.gif
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today tuesday..... he more cool already..... no much fire liao....... laugh.gif laugh.gif

This post has been edited by AppreciativeMan: Nov 4 2014, 12:54 PM
AppreciativeMan
post Nov 4 2014, 12:55 PM

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QUOTE(ManutdGiggs @ Nov 4 2014, 11:16 AM)
We hav great chansi to wrap up tis thread tonite. rclxms.gif
*
today tuesday.... bbw cool off already..... may not hit your target tonite ya.... tongue.gif tongue.gif
AppreciativeMan
post Nov 4 2014, 01:23 PM

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QUOTE(CK15 @ Nov 4 2014, 01:16 PM)
Boss, can share when the price go bottom ar! And when the price start to pick up? I believe u and want to follow ur advise. OK bo?
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After u read in news, article and report....... Or some slower one will kno after reading history book.... tongue.gif tongue.gif tongue.gif
AppreciativeMan
post Nov 4 2014, 04:41 PM

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QUOTE(bearbearwong @ Nov 4 2014, 02:14 PM)
married man also need to realize and know what to comment in bubble talk right? you wife knows about you trolling activity or not? do you dare to speak like this within your friends circle or not? you just love to troll isn't?  you got see kedai mamak uncle or not? you are reflection of the same... or worse
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I also interested to kno.... a going to be married man like u realize and kno what u been commenting in bubble talk or not?.....
Your gf knows abt your trolling activities or not?......
Do u speak like that within your friends circles or not?
Why do u like to troll in LYF?.....
Would u able to raise up your head to face ppl in real life or not?......

hmm.gif hmm.gif hmm.gif

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