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 Multiple Signs of Malaysia Property Bubble V12, Areas Klang valley & Johor

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bcpbeancounter
post Oct 24 2014, 01:59 PM

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QUOTE(bearbearwong @ Oct 24 2014, 01:50 PM)
brand promotion? and still got units left.. what a coincidence, it can also be cannot sell/laku and market slow wor aside from branding, so what prody bro sy was right, buyers are paying advertisement fees , wonder where they will factor in ?
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Left units unsold so what? You are waiting for them to do a stock clearance sale? This is not naive is what?
Every company also do brand awareness. See petronas advertisement during every festive? Dont always listen to those otak udang people. They lead u to holland.
bcpbeancounter
post Oct 24 2014, 02:02 PM

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QUOTE(bearbearwong @ Oct 24 2014, 01:54 PM)
it is not inflated, it agreed/allowed . rental dun say, few hundreds only, furthermore, it is my relatives one..
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If agreed why they dont put it in black and white. Just increase the amount per km to 1.50 la. Why need to close 1 eye? You so happy they close 1 eye. When come to year end, they deduct from your bonus and increment. Already said you are not ready to do your own biz.
bcpbeancounter
post Oct 24 2014, 02:03 PM

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QUOTE(ManutdGiggs @ Oct 24 2014, 01:50 PM)
Not bad few days reach 1.2k posts soon. But sien liao no Dern here.

Bro bear keep it up. Make it v18 by cny pls. Huat ar.
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Dern kena ebola maybe. Kena quarantine.
bcpbeancounter
post Oct 24 2014, 02:36 PM

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QUOTE(Tigerr @ Oct 24 2014, 02:24 PM)
In fact. Your relatives just subsidizing u only which u think u really got a cheap rent n can flip. U try go out n get from outsiders if u can get it at cheap rents.

They pity u but to give u direct money is like insulting u. So do it another way lor.
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Bear bear is so naive to think that he is smart to make this income.
bcpbeancounter
post Oct 24 2014, 06:31 PM

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QUOTE(bearbearwong @ Oct 24 2014, 05:38 PM)
ah pig ah dog ah miao example getting loans... maybe you work not in a bank or not level high enough, bank managers especially loans departments has targets to achieve one, ask the how to over such shortcoming, especially when transaction is low..

normal officers also got target one:
2.5 k basic , 1 million loans
3.5k basic , 2 million loans
4.5k basic, 5 million loans
and etc

check with them and see.. how they make up their shortcoming every month... no hit target no commission
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You really hav no idea hav bank approve loan. The way you talk just show how naive you are.
bcpbeancounter
post Oct 24 2014, 06:33 PM

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QUOTE(bearbearwong @ Oct 24 2014, 05:40 PM)
I dunno about personal loans, personal loans they have no charge , as such they are unsecured creditors, with properties, they are secured creditors, they have a charge over your house (can ask bro edyek o clarify) the strength of unsecured creditors vs secured creditors, with this in mind, you will know loan stretchability ,
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Then can i charge my condo at a prime location to get 100m? You really talk kok.
bcpbeancounter
post Oct 24 2014, 06:39 PM

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QUOTE(bearbearwong @ Oct 24 2014, 05:50 PM)
oh, ya hor the internal team officers vetting documents and earning slips, wonder they do eat ? the loan officers will push for it, small time loan officers of course be ignored, get ur manager to support then confirm go throught.
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The moment you talk about loan approval really make me drop my jaw. You better learn more before start your biz. Over here you talk naive people just lough at you...nothing hurt la.
bcpbeancounter
post Oct 24 2014, 06:41 PM

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QUOTE(AppreciativeMan @ Oct 24 2014, 06:01 PM)
Again and again....... u are exaggerating few of those cases...... I do not kno who are those ppl u kno or who are those ppl share these info with u...... But as far as i kno.... I'm sure to say its not like what u hav been eleborating....... i do kno what they can do or at most what they dare to do.......  whistling.gif  whistling.gif

Anyway....... I always have doubts abt those info u received from your "friends" too...... history hav proven u dont hav real professional friends surrounding u......  whistling.gif  whistling.gif

U kno what is "good thing dont go out, bad thing spread miles away"?........ And ppl always tends to exaggerate the situation..... And when reaches u.... u exaggerate it even further......  doh.gif  doh.gif
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I bet he had been mislead by a tai lan kong loan manager saying he can approve loan application.
bcpbeancounter
post Oct 24 2014, 07:22 PM

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QUOTE(bearbearwong @ Oct 24 2014, 07:14 PM)
oh ya you talked about morality in daily practice, which amaze me, when your flip ur property with extra 200k above, got speak about morality?

i think you should be the one start , such as do not ask discounts from lawfirm, coz that is not just immoral, but also illegal, but as usual one has split personality will be keyboard and speech nonesense but in reality first one to ask discounts

"You give so low discount? I change firm?

keep a look on the disburse units/slots, a lot of unused telephone bills, xerox, petrol claims and etc on your S &P bills, even they are not used, they will still charge you, despite moral or not... you indulge in giving so right after ask for 40% legal fees haven't you>?

all are fake claims, but you pay too.. very well rclxms.gif
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Lu qi 9 sin. Flipper earn the 200k with legal documents and pay tax. You flip the mileage and rental any documents? Doubt you pay any tax on that.
bcpbeancounter
post Oct 24 2014, 07:24 PM

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QUOTE(bearbearwong @ Oct 24 2014, 07:08 PM)
I need to have my lovely dinner, but for you, so how has the safeguards of bank acted? any under table transaction being approved?
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Tell u also sai hei. First you dont believe and second cant believe. Say you naive 100% accurate.
bcpbeancounter
post Oct 24 2014, 07:28 PM

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QUOTE(jolokia @ Oct 24 2014, 07:16 PM)
Please don't insult Pig & Dog, Bear2 is worst, he is Wolf in Bear Skin, typical 猪狗不如。

He try to cheat his Bachelor Retired Uncle life time savings to invest in some useless business plan, so that he can show off to GF family & let daughter married him, after he married he will target In law Land & Properties.

Truely Yan Cha 人渣。
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Ya ya....don like some idiot touch dog also make a big huha. Really prawn brain.
bcpbeancounter
post Oct 24 2014, 07:30 PM

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QUOTE(party @ Oct 24 2014, 07:24 PM)
BBW comes with his "knowledge" again ah and kena kantoied again.

I thought he work in repo line. Should have connection with banks and surely knowledge on loan??  hmm.gif  hmm.gif  hmm.gif
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He met with some tai lan kong banker now believe can get loan from bank easily. But sometimes he will post bank reject case on the rise. Not sure where he stand.
bcpbeancounter
post Oct 24 2014, 07:32 PM

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QUOTE(bearbearwong @ Oct 24 2014, 07:14 PM)
oh ya you talked about morality in daily practice, which amaze me, when your flip ur property with extra 200k above, got speak about morality?

i think you should be the one start , such as do not ask discounts from lawfirm, coz that is not just immoral, but also illegal, but as usual one has split personality will be keyboard and speech nonesense but in reality first one to ask discounts

"You give so low discount? I change firm?

keep a look on the disburse units/slots, a lot of unused telephone bills, xerox, petrol claims and etc on your S &P bills, even they are not used, they will still charge you, despite moral or not... you indulge in giving so right after ask for 40% legal fees haven't you>?

all are fake claims, but you pay too.. very well rclxms.gif
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That legal fee thing is agreee transaction. Lawyer agree to do and client agree to pay. But your mileage claim is your boss close 1 eye. When your boss open both eye, remeber to update ya. tongue.gif
bcpbeancounter
post Oct 24 2014, 07:38 PM

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QUOTE(Jliew168 @ Oct 24 2014, 06:35 PM)
I think Bearbear don't know that sales team have no say whther the loan can approve anot..

Assume Bearbear don't know what is check n balance  tongue.gif

In border line may be bank can close one eye let the loan pass but let say u earn 2k or your account is kosong 1 wanna get 500k loan is a big no..

Bearbear let me teach u, those take undertable 1 usually is a freelance mortgage agent, u pay him to do a nice account for u...they even can create a fake working indentiity for u ( usually in sales line so that no need tele with epf statement) and staff to support...they have a pay slip, income statement and staff to answer the phone if bank call and do the vetting.

This all so call freelance mortage agent actually is not banker, they just someone who help u fake the document.

So please don't talk until bank so corrup, just certain people try to con bank on giving out loan...

Those who pass case to bank no say whther loan can approve anot..bank have they own check n balance system..

u have too little exposure and simply believe what people said...
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When i applied my loan last year, the bank even call my HR to confirm my employment and salary. Bear bear never apply loan and asking for more documents to support my income. He think apply loan is same as apply CC.
bcpbeancounter
post Oct 24 2014, 09:27 PM

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QUOTE(ManutdGiggs @ Oct 24 2014, 09:11 PM)
Wah u guys thumbup.gif

Few hrs can add up 90 posts.

Any1 can help to summarize???

Gua boh eng go thru ethg le. sweat.gif
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Bear bear said banker can be easily bride to get loan. As easy as his boss approve his inflated mileage.
bcpbeancounter
post Oct 25 2014, 07:35 AM

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Where is DDD?
bcpbeancounter
post Oct 25 2014, 08:14 AM

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QUOTE(CloudAtla$ @ Oct 25 2014, 07:59 AM)
Bear bear wan to ask anothr serious question: how to piap piap?? icon_question.gif
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piap piap is herd mentality. tongue.gif
bcpbeancounter
post Oct 25 2014, 07:30 PM

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QUOTE(CloudAtla$ @ Oct 25 2014, 06:03 PM)
Wat is the launching price? Wat is the subsale price?
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Bear bear....market price for prop always come in range. Not like share with a specific price. Diff in 20 to 30k i see it as normal. But if u insist there is a drop from previous transacted price, then ok lo...let you win today.
bcpbeancounter
post Oct 25 2014, 07:36 PM

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QUOTE(Tigerr @ Oct 25 2014, 07:26 PM)
If bbw buy. U tiok yourself. If bbw dont buy. Bbw ll tiok u. Ok boh???
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Fair game.
bcpbeancounter
post Oct 25 2014, 08:05 PM

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QUOTE(CloudAtla$ @ Oct 25 2014, 07:47 PM)
Yes..a veli fair game. Come..join d game.
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No problem. I will be the judge make sure those suppose to tiok wil tiok. tongue.gif

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