QUOTE(skawithme @ Dec 23 2014, 06:42 PM)
Hi guys, just got my card last week

my first cc, lol, i got a few questions to ask. Regarding the card payment, need to pay visa/master and amex separately is it? I thought they said maybank2 card comes in one account? As for finance charges, i thought started with 8.88% pa? How come my card is 18%pa?? The bill statement dates can be change at any time by calling customer service is it? Usually what time the best time for bill statement? After salary date? Lol sorry for noob question, got no experience with cc before
1. maybank 2 card can be view under 1 m2u account. i just got my card last week and can see it under my m2u account. u have to pay ur statement separately.
2. finance charges ady disclose as such:
Maybank T&Crefer to the PDF and scroll down to clause 7.3 for the details.
new card members is 18% p.a.
3. can change statement date anytime, but please note that it requires 30 days for activation. i just changed mine, but the new statement date will only be reflected from Feb 2014 onwards. Dec and Jan statement will still reflect old statement date.
4. depending on your spending style and salary date, there's no best time

. i change my statement date and maximize the 20 days interest free period till my next salary day
This post has been edited by midnight_plue: Dec 23 2014, 07:16 PM