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Credit Cards Maybankard 2 Gold & Platinum Cards V11, Pls read post 1-3 & use Search Topic 1st
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beyond86
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Nov 16 2014, 08:44 PM
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QUOTE(supersound @ Nov 16 2014, 08:38 PM) Basically I only use Caltex. Even if the tank really low, I'll fill Petronas, for rm5(using card) And Petron petrol you have to choose the right location. feel like petronas no tahan la...very fast habis
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beyond86
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Nov 17 2014, 08:10 AM
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QUOTE(sj0217 @ Nov 16 2014, 11:27 PM) I'm feel like Petron cannot last longer than Petronas Therefore, I'm thinking whether the smile card come with good point (good rebate) due to this reason??? Petronas even saved than petron as for my individual perhaps difference car, difference fuel... for vios, petron can last longer
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beyond86
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Nov 22 2014, 08:14 PM
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QUOTE(cybpsych @ Nov 22 2014, 07:08 PM) online, no. over the counter, yes. search your results at the Starbucks topic here? https://forum.lowyat.net/topic/2993849but pls check as not all starbucks accept amex
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beyond86
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Nov 27 2014, 09:37 PM
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today saw M2U platinum cards is showing already, last week request to upgrade. Hope tmr can get the card, and then cancel gold card as gst on Dec.
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beyond86
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Nov 28 2014, 07:48 AM
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QUOTE(kinabalu @ Nov 27 2014, 10:25 PM) when u upgrade, does ur salary already >60k per annum? ya
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beyond86
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Nov 29 2014, 12:45 PM
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May I know here got anyone holding mbb 2 cards gold & platinum together ? Have to pay GST for both cards, but can cash back cap RM100 (gold RM50 + platinum RM50) ?
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beyond86
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Nov 29 2014, 03:12 PM
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QUOTE(cybpsych @ Nov 29 2014, 12:51 PM) no. asked CS this question when i upgraded gold > platinum. cashback pool remains RM50. OK, then no reason to keep the gold card. Tq
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beyond86
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Nov 29 2014, 03:13 PM
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QUOTE(victorywp @ Nov 29 2014, 12:52 PM) no, the cb is shared at rm50. Will call cs to transfer all tp once got the new card, & then cancel gold card
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beyond86
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Dec 1 2014, 01:27 PM
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QUOTE(alvinkhorfire @ Nov 30 2014, 10:14 PM) What would be the difference between Maybankard 2 Gold Card, and Maybankard 2 Platinum Card, other than the minimum annual income requirement? Which card is more preferable, assuming that I can fulfil the minimum annual income requirement for Platinum Card? Thank you for the advice. Travel Insurance Coverage Retail Protection Complimentary golf at world-class golf courses around Malaysia and other countries.
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beyond86
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Dec 1 2014, 01:30 PM
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QUOTE(kinabalu @ Nov 30 2014, 10:44 PM) What if my salary does not goes into Maybank, how do they know? Wave at them my plat card from other bank and tell them to issue me MBB2 plat?  since last year im holding cimb cash rebate platinum & citibank cash back platinum although my salary not until that level. only mbb quite strict...i would say.. but now im able to get mbb2 platinum coz my salary reached there
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beyond86
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Dec 1 2014, 09:05 PM
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QUOTE(kinabalu @ Dec 1 2014, 08:01 PM) just called CS to reduce my CL to 5k. no point keeping high CL when I hardly use above 1k. just give us RM2k will do.... as RM1000 give RM50 max for cb
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beyond86
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Dec 1 2014, 09:22 PM
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QUOTE(ryanice8888 @ Dec 1 2014, 09:20 PM) My fixed income is rm2,650 (gross). It will be more depending on how much I claim, but it will never be less than that. I think the RM30k annual income requirements refers to the net income instead of gross. Otherwise I don't see other reason why I failed to get the approval. And no, I have literally zero commitment. Car, house and other things all from parents. But however, a freshie, started work like 3 or 4 month ago. Could it be that this is the reason? i got few friend monthly income gross income is RM2500, rejected as well for mbb 2cards... then they go for uob one card...approved
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beyond86
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Dec 1 2014, 09:23 PM
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QUOTE(ryanice8888 @ Dec 1 2014, 09:08 PM) Can anyone explain why MBB rejected my application for mbb 2 card? geez. When ask them they say they have to call HQ and finally won't get back to me. Gross income: RM31k. age 23. Already provide pay slip, bank statement and photocopy ic. bank won't tell the reason why rejected....
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beyond86
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Dec 1 2014, 09:26 PM
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QUOTE(kinabalu @ Dec 1 2014, 09:23 PM) Because I have high CL for both CIMB and Maybank. Maybe becoz of that Aeon reject my application.  i think no also..that time i worry my credit card too many, total credit card cl about RM70k..... because i applied housing loan 6 months ago, the house loan amount RM400k, finally bank approved, but no have any other commitment la ...
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beyond86
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Dec 1 2014, 09:28 PM
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QUOTE(kinabalu @ Dec 1 2014, 09:26 PM) other bank have lower requirement. Maybank one is quite strict. agree, MBB Amex quite strict.... not so easy get approved
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beyond86
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Dec 1 2014, 10:04 PM
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QUOTE(supersound @ Dec 1 2014, 09:50 PM) Slow talk with the manager and ask for the reason. HSBC I do get the reason as I applied few times but got rejected. But at that time I already make a promise on not to disclose the reason, nothing to do with my income(all the time applying using rm60000 net income). even know the reasons, still have to wait few more months then re-apply
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beyond86
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Dec 2 2014, 12:22 PM
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QUOTE(victorywp @ Dec 2 2014, 12:01 PM) but if transaction done at the end month, late posting will take up your following month's rebate cap instead. for eg, transaction on 30/11 posted on 1/12. agree, used up Dec quota already
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beyond86
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Dec 2 2014, 02:55 PM
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nowadays very hot talking about upgrading from mbb 2 cards gold to platinum cards... my request to upgrade platinum cards already appear in M2U about 1 week, but the cards yet to receive.... This post has been edited by beyond86: Dec 2 2014, 02:56 PM
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beyond86
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Dec 2 2014, 03:03 PM
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QUOTE(DjK @ Dec 2 2014, 03:01 PM) you'll get your cards in due time, just have to wait til the cardcentre in which you opt for upgrade calls you. i took me around 1 week too.  ya, once got the new plat card, will transfer all TP to new card
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beyond86
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Dec 2 2014, 08:04 PM
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QUOTE(DjK @ Dec 2 2014, 04:18 PM) Mind you that in my case, the TP was slow to transfer. it did disappear for awhile but called up CS and they confirmed that the amount was still in my account, just in the midst of transferring. ya, we redeem for GST that time, they deduct the point second day.. but RM50 credit to account take few days
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