That's worrying to hear. I have no commitments except for my mobile phone bills and my PTPTN loan. Currently waiting a few months more to apply for this credit card. Will the amount I have in my savings help?

RM2.9k is below the requirement? I thought the requirement for Gold was RM30k per annum, which is RM2.5k per month?

Minimum annual income:RM30,000 now bro

Coincidentally, the mbb2card is one of those with a GST rebate promotion at the moment

Cash back is only valid on weekends... unless you're referring to some promotion going on?

Oh, the "I Love 100% Cashback" campaign. Sorry, thought you had made a big mistake. Just want to make sure, you registered for it right? need to SMS and register to be eligible.

Section 4.7 & 4.9 of the TnC mentions that results will come out within 16 weeks from end of the campaign period. So there's a chance you might have to wait for up to 4 months to know the results

Yes. Please go through the opening post, all the relevant information is there

Yes, Maybank untung. But to be precise the untung isn't from the GST payment, the untung is because they are no longer paying for the GST out of their own pockets.

This post has been edited by Prodigenous Zee: Dec 5 2014, 05:30 PM

I stand corrected.

Link to all current credit card related promotions.

The ones that you already qualify for are:
1) I Love M2C Cash Back Campaign
2) I Love 5 Volkswagen Polo Sedan Contest

Be sure to read the TnCs

This post has been edited by Prodigenous Zee: Dec 8 2014, 10:59 AM

I think he means latest by 31st May. The campaign ends on January 31st. Results will come out anytime in the following 16 weeks.

Correct. However, for the Volkswagen Polo one, Section 2 of the TnC states that the shortlisted winners will be asked a series of 5 questions. The one who answers all/the most will be declared as the winner. So just don't be too blur if you happen to get a call from them about this

Does anyone have any experience on what these questions might be like?

We are going off-topic here, but I just want to remind you of something: banks are not in the business of helping people. Banks are in the business of making money. Do not think that taking loans from banks will solve your financial problems. If you are not prepared for it you will only be causing more trouble for yourself in the long run.

Wow, that's extremely sketchy of Maybank to be doing things like that. I assume you had some "nice" words to say to the Maybank representative who called? What's the status now? Card cancelled with apology?

Whether the card has annual fees and who gets the GST payment is not the point. Imagine going to IKEA to buy a wardrobe. When they deliver it to your house, they bring along a packet of nasi goreng for you. They tell you "nah, since you are so nice to us, we bought you this nasi goreng. But you have to go pay the restaurant down the street for it." Your head goes as you try to process the situation.

Banks should not automatically register credit cards without customer's consent. What Maybank should've done is called bluebay and said "hey! We like you so much. We're offering you this credit card and we will waive GST for you for the first three years. How does that sound?"

Next step: call Maybank and triple confirm this information.

This post has been edited by Prodigenous Zee: Dec 11 2014, 07:08 PM

Reload directly from Tesco themselves? Because over at the TnG thread there are conflicting reports. Some Tesco says cash only, some say can use credit card

To add to this:

100% cash back campaign: I Love 100% Cashback Campaign

The 10am thing refers to one of the campaign rules:


RM100 cash back for new signups: I Love M2C Cash Back Campaign

Better to check/ask here. Worse case scenario, call them up beforehand and ask

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