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Credit Cards Maybankard 2 Gold & Platinum Cards V11, Pls read post 1-3 & use Search Topic 1st

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InvinCibleXz
post Nov 3 2014, 08:31 AM

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hi, i am new to cc, i'll get my cards within this week.. What should i do or any promotion now?
InvinCibleXz
post Nov 3 2014, 08:51 AM

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QUOTE(cybpsych @ Nov 3 2014, 08:35 AM)
1) read post #1 to #3 and understand the cashback requirements, as well as other useful information.

2) swipe 3x for each card to get RM50+RM50 rebate. refer here

3) there's ongoing 100% cashback promo. refer here . Plan your daily card swipe at 10am, if possible.
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Thanks rclxms.gif
InvinCibleXz
post Nov 11 2014, 02:57 PM

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Hi, how long did u guys take to received the mbb 2 cards after received the sms that inform u the application had approved?
InvinCibleXz
post Nov 11 2014, 04:42 PM

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QUOTE(kinabalu @ Nov 11 2014, 11:12 AM)
Yes, currently MBB is offering RM100 cashback for new MBB2 users.
need to swipe 3x for each card.
GST cannot be waive, it can use the cashback to offset it only.
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Can i swipe it at petrol station for 3x like RM20 x 3?
InvinCibleXz
post Nov 12 2014, 07:34 PM

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Hi, is it normal when the petrol station charge you RM200 for the first time CC transaction?
InvinCibleXz
post Nov 13 2014, 09:35 AM

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QUOTE(David83 @ Nov 12 2014, 07:36 PM)
It's not a charge. It's like a deposit called as pre-authorization amount. Each time you pump at the self-kiosk, you'll get it. In fact, if you pump 5 times on one day, RM 1000 will be deducted from your credit limit. You'll get it back once the transaction is posted.
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i see. thanks for the information but seems like my online statement is not up to date. hmm.gif
InvinCibleXz
post Nov 18 2014, 10:30 AM

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QUOTE
刚才我到petronas用amex卡打油,结果机器有问题,我就去counter,
那个counter里的人说把卡交给他,先去打油。我就照他的指示做,
完成后,我就回去里面。他也把卡和resit给回我

结果我发现我的卡不同了!!!
为什么我会发现呢?
因为我有用易刮sticker粘在amex卡的4个数字上。。。保险保险嘛,
卡上的sticker已经花了,而且边边还已经起皱褶,明显是有人把sticker撕掉再粘回去。。。(我很肯定我给他卡的时候是完整的,因为我今天才粘上的,给卡的时候也有看了sticker是完整的)

我就问他是不是他把sticker撕掉再粘回去。。。。当然他是死口不认,
我知道这样和他耗也只会浪费我的时间,我说我不会和你争论,这里有CCTV看回就真相大白,
然后我就在他面前直接打电话给银行报案,

结果他脸色都变白了。。。一直说对不起,然后打开抽屉拿出一张小纸给我。。。。
纸上已经有我卡上所有的资料,我的名字,卡号码,exp date,4digit。。。

我是有点赶时间要接朋友机,就意思意思臭骂他一下然后就离开。。。

我其实应该call银行帮我换卡吗?
还有报警?

这些人真的是很厚颜无耻。。。越来越猖狂了


Saw this in Chinese forum.. Any volunteer can translate it as my english is not that good.
InvinCibleXz
post Nov 24 2014, 08:15 PM

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Hi, may i know when do you guys pay your cc's bill? Before end of a month? Cannot found in maybank2u..
InvinCibleXz
post Nov 24 2014, 08:27 PM

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QUOTE(David83 @ Nov 24 2014, 08:16 PM)
You need to access to the "My Statements" menu/tab to view your payment due date.

Any date by the due date.
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I got this..

You do not have any Credit/Charge Cards statements available.

InvinCibleXz
post Dec 4 2014, 08:14 AM

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Hi, i am not understanding with my statement.. What is minimum balance? Statement balance is my debit amount.. Which amount should i pay?


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InvinCibleXz
post Dec 4 2014, 09:57 AM

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QUOTE(sj0217 @ Dec 4 2014, 08:26 AM)
You can either pay for statement amount or outstanding, this is not advacable to touch with minimum

If you only play minimum, there will be charge
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Alright... Thanks... rclxms.gif


QUOTE(amxpayne67 @ Dec 4 2014, 08:56 AM)
Pay full amount as per statement before due date. Do not follow minimum balance as it will incur interest after due date. Read back at the document given to you when you apply for CC, there got stated what happen if only pay minimum
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QUOTE(laymank @ Dec 4 2014, 09:52 AM)
Statement amount = the amount you need to settle in full so that you won't incur interest due to the bank.
Minimum amount = the minimum amount you have to pay for that statement cycle in order not to be blacklisted, this will incur hefty interest due to the bank on all remaining balance unpaid.
Outstanding amount = the total Statement + Unbilled transactions owing to the bank.

Recommendation - always pay Statement Amount before the statement Due date.
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which means my unbilled amount is the amount i have used after the month of statement amount?
InvinCibleXz
post Dec 4 2014, 10:39 AM

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QUOTE(David83 @ Dec 4 2014, 09:58 AM)
Yes.
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QUOTE(amxpayne67 @ Dec 4 2014, 10:02 AM)
To make it simple and not confusing, just pay whatever full amount due in the monthly statement before due date, that's all. The unbilled amount is just for your reference.
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i see.. Ok.... Thank you very much... rclxms.gif


p/s: Another question, i cannot pay statement balance for my AMEX account which is in second row. I got this error
QUOTE
Unsuccessful. Account not authorised/Amount exceeded outstanding balance. Reject code: [0076]


This post has been edited by InvinCibleXz: Dec 4 2014, 10:47 AM
InvinCibleXz
post Dec 29 2014, 08:38 AM

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My November statement date was 28th, this month already over 28th i still couldn't get any statement for this month but i can see the statement balance already updated. Any idea?
InvinCibleXz
post Dec 29 2014, 10:31 AM

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QUOTE(cybpsych @ Dec 29 2014, 08:40 AM)
about 2 days after bill date.
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Noted. thanks.


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