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Credit Cards Maybankard 2 Gold & Platinum Cards V11, Pls read post 1-3 & use Search Topic 1st

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maskedchan
post Nov 2 2014, 10:28 AM

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QUOTE(speedo @ Nov 2 2014, 12:14 AM)
Hi.
If i want to spend at singaore using this amex or mc, how is the rate? Or better use cash?

Thks
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if weekend, use AMEX to get 5% rebate + 5x TP..
not worth to use MC since the conversion rate is high...
if small amount purchase, just use cash..
maskedchan
post Nov 2 2014, 10:56 AM

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QUOTE(DrPitchard @ Nov 2 2014, 10:33 AM)
Let's tackle the issue one step at a time.
Have you tried a gradual increase instead? Maybe request for a few thousand first as opposed to jacking it up to 3x your MBB2 credit limit?

For your info, I have also been using the MBB2 card since its launch, and have been using it for more than 3 years. I'm also pretty much like you, making full payment each and every month for the past 3 years. Credit limit is also a few times that of my salary. Expenditure is really heavy too as I use it for my business, in purchasing IT hardware. When I have projects, credit call statement exceeds RM20k per month.

Only missed the RM50 monthly cash back 2-3 times since I got the card. Treatpoints just crossed the 900k mark. I am taking huge money from them and they don't seem to have a problem with that, continuously increasing my credit limit every 6 months when I write in.

I suspect it could be because you have a high DSR (debt-service ratio)? Try to request in stages first as opposed to a lump sum as mentioned earlier on.

Different banks have different methodology and mathematical formulas in accessing customers's financial health. Some bank use the gross income, some use nett income. Some acknowledge 100% of a rental income, some apply a 20% discount to it while some don't even recognize such income unless its a proper stamped agreement. Same goes for the DSR, it varies significantly for clients in different income bracket and their CCRIS history.
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you do not determine how much CL increase you want..
bank determine how much they would give..
bank either give the amount they deem fit or simply just rejected entirely..
maskedchan
post Nov 4 2014, 11:16 AM

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QUOTE(Pink Spider @ Nov 4 2014, 11:11 AM)
How about transactions e.g. Interbank GIRO?
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Interbank GIRO only will be process during working hours..
but you could key in your transaction during midnight too..
refer to the timing chart in maybank2u..
maskedchan
post Nov 6 2014, 03:59 PM

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QUOTE(KB1 @ Nov 6 2014, 10:44 AM)
how to check the enrich miles ?
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what enrich miles do you mean?
this one?
https://www.enrich.malaysiaairlines.com/EnrichWebsite/

maskedchan
post Nov 8 2014, 04:35 PM

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QUOTE(alex_cyw1985 @ Nov 8 2014, 04:00 PM)
Wah,  your bill 1k+? commercial?
*
big house mah..hehe
maskedchan
post Nov 8 2014, 10:00 PM

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QUOTE(MGM @ Nov 8 2014, 07:48 PM)
Looks like today's times are not in sync. Could be system under maintenance.
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system maintenance only start from 3am-7am on 8nov and 9nov..
maskedchan
post Nov 9 2014, 11:01 AM

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QUOTE(MGM @ Nov 9 2014, 06:19 AM)
Since when bolehland follows the scheduled time? I called the CS  after 10am+ and was told system under maintenance.
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then their IT team not that good..
I wondering which outsourcing company maybank are using now whistling.gif
maskedchan
post Nov 11 2014, 10:12 AM

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QUOTE(leo_kiatez @ Nov 11 2014, 10:06 AM)
The MBB 100% CB promo time is follow our MSOS code request time or our MSOS code submission time? smile.gif
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only maybank staff can answer you this..
please call CS and update us here too
maskedchan
post Nov 11 2014, 11:12 AM

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QUOTE(drummerboy @ Nov 11 2014, 11:06 AM)
Hi all, new MBB2Cards user here. I was wondering how to waive the gov tax. I heard you can swap 3x within 60 days to waive it off. Is that true?

Is AMEX usable in SHELL Petrol Station? I saw there is a new AMEX card launching for Shell.
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For the moment, cant waive the gov tax..
swipe 3x each card to get RM50 cashback for each card..
so can cover the gov tax.


yes..almost all SHELL accept AMEX..depend where you stay also..
in klang valley, SHELL + AMEX no problem..
maskedchan
post Nov 11 2014, 03:07 PM

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QUOTE(InvinCibleXz @ Nov 11 2014, 02:57 PM)
Hi, how long did u guys take to received the mbb 2 cards after received the sms that inform u the application had approved?
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within 1 week
maskedchan
post Nov 12 2014, 09:41 AM

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QUOTE(CP88 @ Nov 12 2014, 03:54 AM)
Hi,

Does Amazon processed AMEX? I had my card declined a few times and I decided to go for my OCBC MC and it went through. Anyone here care to share their experience?

Thanks.
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Yes..Amazon accept AMEX since day 1..
try to check with maybank whether your AMEX block for online transaction...

QUOTE(David83 @ Nov 12 2014, 07:40 AM)
Amazon got trigger for SafeKey (MSOS)?
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No. Never had.
Amazon only charge to your cc when the item shipped.

maskedchan
post Nov 13 2014, 11:40 AM

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QUOTE(zr125 @ Nov 13 2014, 11:02 AM)
that 1 is total credit limit right? not available credit limit..
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then do own math
total credit limit deduct outstanding amount..
as far as i know..m2u never show available credit limit..
maskedchan
post Nov 13 2014, 01:09 PM

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QUOTE(miyakochan89 @ Nov 13 2014, 01:02 PM)
I just received my card and there's a acknowledgement receipt that requires our signature and to be passed back immediately. Do we post them back or just pass it to the nearby branches? I received the letter from my colleague cause I was out of office, can't get the postman to send back.
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no need to send back..
i never send back at all..

just activate the card and use
maskedchan
post Nov 16 2014, 11:40 PM

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QUOTE(sj0217 @ Nov 16 2014, 11:27 PM)
I'm feel like Petron cannot last longer than Petronas

Therefore, I'm thinking whether the smile card come with good point (good rebate) due to this reason???  biggrin.gif

Petronas even saved than petron as for my individual
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how about shell?
nobody talk about shell..all talk about petron and PETRONAS only..
I thought shell more easier to use AMEX compare with the rest?
maskedchan
post Nov 19 2014, 09:41 AM

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QUOTE(miyakochan89 @ Nov 19 2014, 09:38 AM)
Morning people,

I have started using my Amex during weekend. Last Saturday evening I used it for my petrol but the cashback doesn't reflect when I login into my maybank2u account to check the transaction. When can I see it reflected yeah?
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since you are new to this card, i suggest you to read all the information available on the 1st page..
incase you miss out the benefit of this card
maskedchan
post Nov 19 2014, 02:47 PM

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QUOTE(supersound @ Nov 19 2014, 01:35 PM)
You need to call CS to give green light for Paypal transaction.
For your info, AMEX's fraud cases on online transaction are very high, that's why MBB's AMEX by default is blocked on this, for your safety.
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mine never been blocked since day 1 i use mbb card..
i wonder why they choose to block a group people and another group not block at all...
maskedchan
post Nov 20 2014, 01:54 PM

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QUOTE(wca @ Nov 19 2014, 10:49 PM)
That's correct.

But based on my experience, not all hotels are egligible for the 7% discount under MBB promo. Especially some small hotels.

Can someone confirm?
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based on my experience, not all hotel eligible for the discounts..

maskedchan
post Nov 20 2014, 02:15 PM

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QUOTE(kinabalu @ Nov 20 2014, 01:58 PM)
In that case, so you have to find those hotels that give discount right?
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no..i would choose which location best for my trip..
7% discount would not tie my choices of hotel...

maskedchan
post Nov 21 2014, 11:17 AM

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QUOTE(victorywp @ Nov 20 2014, 04:31 PM)
argh, i just reloaded my tng rm500 last weekend with amex! should have only do it tomorrow!  cry.gif
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i thought this promotion you need to spend on shopping mall to redeem?
maskedchan
post Nov 23 2014, 09:57 AM

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QUOTE(janson_kaniaz @ Nov 22 2014, 11:30 PM)
they have a lot of promo for random participation edi, time to be precise hehehe
*
they should do every hours cashback instead of starting with 10am...
like this everyone have fair chance to get the cashback

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