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Credit Cards Maybankard 2 Gold & Platinum Cards V11, Pls read post 1-3 & use Search Topic 1st

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TSalexwsk
post Oct 19 2014, 10:37 PM

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QUOTE(Kr0ll3R @ Oct 19 2014, 07:03 PM)
Should I call back and check with CS about 1 of my transaction is not listed in my statement bill?
or just leave it  biggrin.gif
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just leave it, but remember that transaction
it might pop up ONE fine day laugh.gif
tbheng
post Oct 20 2014, 12:38 AM

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QUOTE(janson_kaniaz @ Oct 19 2014, 02:46 PM)
anyone knows if All IT accepts credit card or even AMEX? planning to buy external hard disk but afraid they don't accept cc bcoz it only costs a few hundred...

specifically IPC branch...
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All IT @ IPC accepts Amex with minimum RM50. Swiped several times before. The latest was a month ago.
janson_kaniaz
post Oct 20 2014, 06:39 AM

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QUOTE(tbheng @ Oct 20 2014, 12:38 AM)
All IT @ IPC accepts Amex with minimum RM50. Swiped several times before. The latest was a month ago.
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any requirements of type of purchase or anything above rm50 will do?
tbheng
post Oct 20 2014, 07:14 AM

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QUOTE(janson_kaniaz @ Oct 20 2014, 06:39 AM)
any requirements of type of purchase or anything above rm50 will do?
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Tried mostly accessory items like mice, laptop cooler pads, ink cartridges, headsets, speakers, cables, chargers, etc.
So far no other requirement besides min RM50.

This post has been edited by tbheng: Oct 20 2014, 07:15 AM
janson_kaniaz
post Oct 20 2014, 08:23 AM

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QUOTE(tbheng @ Oct 20 2014, 07:14 AM)
Tried mostly accessory items like mice, laptop cooler pads, ink cartridges, headsets, speakers, cables, chargers, etc.
So far no other requirement besides min RM50.
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thanks!
falxon88
post Oct 20 2014, 10:48 AM

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Hello guys! I just got maybank 2 cards and have registered online account to see my transactions.

I don't have saving acc with maybank, how do I pay the cc? Do I need to transfer money to both cards or sum up and just pay to one card only? I was told by customer service that credit limit is shared so it doesn't matter.

Please enlighten me hehe! Thanks!
louyit
post Oct 20 2014, 11:19 AM

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Has anyone had experience to pre-deposit large amount of fund to your credit card just because you need to use the card beyond the approved credit limit but have sufficient fund in account?

For example:
Approved credit limit: RM 10k
Target transaction amount: RM 50k
Outstanding balance: RM 0
Pre-deposit amount: RM 60k

With the RM 60k paid to the credit card 'in advance', can we use the card now to RM 60k? Can it be done through Maybank2U Credit card payment>enter X amount>pay to the card that you want to use?
laymank
post Oct 20 2014, 11:26 AM

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QUOTE(louyit @ Oct 20 2014, 11:19 AM)
Has anyone had experience to pre-deposit large amount of fund to your credit card just because you need to use the card beyond the approved credit limit but have sufficient fund in account?

For example:
Approved credit limit: RM 10k
Target transaction amount: RM 50k
Outstanding balance: RM 0
Pre-deposit amount: RM 60k

With the RM 60k paid to the credit card 'in advance', can we use the card now to RM 60k? Can it be done through Maybank2U Credit card payment>enter X amount>pay to the card that you want to use?
*
With CL of RM10K and outstanding RM0 + pre-deposit of RM60K, technically you can use the card up to RM70K (RM10K +RM60K).
And yes, I have done something similar before.

I'm not sure if you can pay more than your OS amount via M2U to Maybankard. Worth trying and provide feedback after you did.
Alidavidsun
post Oct 20 2014, 11:48 AM

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Normally how long does it takes to get the card approved? I applied directly from a MBB branch almost 3 weeks ago. No news until now.
maskedchan
post Oct 20 2014, 12:11 PM

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QUOTE(falxon88 @ Oct 20 2014, 10:48 AM)
Hello guys! I just got maybank 2 cards and have registered online account to see my transactions.

I don't have saving acc with maybank, how do I pay the cc? Do I need to transfer money to both cards or sum up and just pay to one card only? I was told by customer service that credit limit is shared so it doesn't matter.

Please enlighten me hehe! Thanks!
*
u need to pay seperately..each amount on each card..
cant pay just to one card if you use both card on that month..

QUOTE(louyit @ Oct 20 2014, 11:19 AM)
Has anyone had experience to pre-deposit large amount of fund to your credit card just because you need to use the card beyond the approved credit limit but have sufficient fund in account?

For example:
Approved credit limit: RM 10k
Target transaction amount: RM 50k
Outstanding balance: RM 0
Pre-deposit amount: RM 60k

With the RM 60k paid to the credit card 'in advance', can we use the card now to RM 60k? Can it be done through Maybank2U Credit card payment>enter X amount>pay to the card that you want to use?
*
yes..u will have RM70k credit limit by doing this..
you cannot bank in the RM60k via M2u.. u need to do it either over the counter or CDM..
maskedchan
post Oct 20 2014, 12:15 PM

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QUOTE(Alidavidsun @ Oct 20 2014, 11:48 AM)
Normally how long does it takes to get the card approved? I applied directly from a MBB branch almost 3 weeks ago. No news until now.
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call CS and check the status..
they are chances your application not even submitted to credit card dept..

advise to go maybank card centre rather than mbb branch...
louyit
post Oct 20 2014, 01:28 PM

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QUOTE(laymank @ Oct 20 2014, 11:26 AM)
With CL of RM10K and outstanding RM0 + pre-deposit of RM60K, technically you can use the card up to RM70K (RM10K +RM60K).
And yes, I have done something similar before.

I'm not sure if you can pay more than your OS amount via M2U to Maybankard. Worth trying and provide feedback after you did.
*
Yes, i will try and hopefully it works. It's really troublesome if we have to go CDM or branch everytime just for this kinda transaction, think about people in overseas doh.gif

QUOTE(maskedchan @ Oct 20 2014, 12:11 PM)
u need to pay seperately..each amount on each card..
cant pay just to one card if you use both card on that month..
yes..u will have RM70k credit limit by doing this..
you cannot bank in the RM60k via M2u.. u need to do it either over the counter or CDM..
*
The CS told me the same thing too, it's either CDM or over the counter. But i somehow believe that it could be done through M2U since i've simulated the transaction until the review step before clicking 'confirm'.
maskedchan
post Oct 20 2014, 01:44 PM

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QUOTE(louyit @ Oct 20 2014, 01:28 PM)
Yes, i will try and hopefully it works. It's really troublesome if we have to go CDM or branch everytime just for this kinda transaction, think about people in overseas  doh.gif
The CS told me the same thing too, it's either CDM or over the counter. But i somehow believe that it could be done through M2U since i've simulated the transaction until the review step before clicking 'confirm'.
*
try all u want..the result will be same smile.gif

mape82
post Oct 20 2014, 01:51 PM

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is it possible to upgrade the gold card to platinum card if the annual income less than 60k?...i spend about 1.5k to 3k a month & pay more than 1k (sometimes more than 2k) every month...i've been using the card for about 3 years...
tigaxxx
post Oct 20 2014, 01:53 PM

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QUOTE(louyit @ Oct 20 2014, 01:28 PM)
Yes, i will try and hopefully it works. It's really troublesome if we have to go CDM or branch everytime just for this kinda transaction, think about people in overseas  doh.gif
The CS told me the same thing too, it's either CDM or over the counter. But i somehow believe that it could be done through M2U since i've simulated the transaction until the review step before clicking 'confirm'.
*
Subject to max rm10k per day I transfer thru m2u
falxon88
post Oct 20 2014, 01:54 PM

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QUOTE(maskedchan @ Oct 20 2014, 12:11 PM)
u need to pay seperately..each amount on each card..
cant pay just to one card if you use both card on that month..
*
Thank you very much! notworthy.gif
louyit
post Oct 20 2014, 02:21 PM

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QUOTE(maskedchan @ Oct 20 2014, 01:44 PM)
try all u want..the result will be same smile.gif
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Tried and failed, error message showed up after clicking confirm. Ok, what about depositing a cheque instead of cash to the card as card payment? Will that work?

QUOTE(tigaxxx @ Oct 20 2014, 01:53 PM)
Subject to max rm10k per day I transfer thru m2u
*
Good point to note. Hence, M2U is not workable shakehead.gif
maskedchan
post Oct 20 2014, 02:23 PM

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QUOTE(louyit @ Oct 20 2014, 02:21 PM)
Tried and failed, error message showed up after clicking confirm. Ok, what about depositing a cheque instead of cash to the card as card payment? Will that work?
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can..no problem..
the account number to write is your credit number smile.gif

tifosi
post Oct 20 2014, 02:38 PM

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I did 10K interbank transfer from another bank to my MBB card for advance payment. 10 cents only.

So you can do that for 5 days to get 50K.
maskedchan
post Oct 20 2014, 02:53 PM

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QUOTE(tifosi @ Oct 20 2014, 02:38 PM)
I did 10K interbank transfer from another bank to my MBB card for advance payment. 10 cents only.

So you can do that for 5 days to get 50K.
*
why only 10k?
some bank allow transfer up to RM30k per day

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