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Investment SETIA ECOHILL (VERSION 10), An Inspiring Eco Township in Semenyih

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samkps
post Oct 9 2014, 11:48 PM

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QUOTE(Jasoncat @ Oct 9 2014, 11:44 PM)
brows.gif I was shocked also last time tot that there was miss-selling when I found this. But the banker clarified diff product. It is without "full".
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lol....

RHB My1 Flexi Home Loan = semi flexi
RHB My1 FULL Flexi Home Loan = full flexi

must be a new product for sure, not even available in the website..

Thanks for sharing..

By the way jason gor, is all this terms and conditions stated clearly in the LO / LA?

Have you ever tried to withdraw money from this account and confirm there's no charge incurred? hmm.gif hmm.gif

This post has been edited by samkps: Oct 9 2014, 11:56 PM
Jasoncat
post Oct 9 2014, 11:55 PM

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QUOTE(samkps @ Oct 9 2014, 11:48 PM)
lol....

RHB My1 Flexi Home Loan = semi flexi
RHB My1 FULL Flexi Home Loan = full flexi

must be a new product for sure, not even available in the website..

Thanks for sharing..
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Samkor, you know the motto here mah - sharing is caring biggrin.gif
samkps
post Oct 9 2014, 11:58 PM

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QUOTE(Jasoncat @ Oct 9 2014, 11:55 PM)
Samkor, you know the motto here mah - sharing is caring biggrin.gif
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By the way jason gor, is all this terms and conditions stated clearly in the LO / LA? My laoya CIMB full flexi clearly stated RM 10 service fees per month in the LO, as a product disclosure.

Have you ever tried to withdraw money from this account and confirm there's no charge incurred? hmm.gif hmm.gif

This post has been edited by samkps: Oct 9 2014, 11:58 PM
Chris Chew
post Oct 10 2014, 12:01 AM

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QUOTE(Jasoncat @ Oct 9 2014, 11:37 PM)
Noted.
To be more specific the product is called RHB My1 Full Flexi Housing Loan. Perhaps ypur fren can check and see.
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Oic.

I believe this could be a rare product which is not implemented across the board from RHB or perhaps, it is yet to roll out to the market accordingly thus under test cell for some centers only.

When u mentioned in the EM thread previously, I did find out with a lot of RHB friends, quite senior somemore but none of them said got such product. Thats weird.

Good for u boss.
samkps
post Oct 10 2014, 12:03 AM

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QUOTE(Chris Chew @ Oct 10 2014, 12:01 AM)
Oic.

I believe this could be a rare product which is not implemented across the board from RHB or perhaps, it is yet to roll out to the market accordingly thus under test cell for some centers only.

When u mentioned in the EM thread previously, I did find out with a lot of RHB friends, quite senior somemore but none of them said got such product. Thats weird.

Good for u boss.
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Yeah, that's why I suggest to my friend as well. But the loan officer that servicing my fren said no such product is available.

That's why I thought only VVIP customer such as jason gor that have a loan more than 1 million is entitle for such hou kang tao.... thumbup.gif thumbup.gif


Jasoncat
post Oct 10 2014, 12:05 AM

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QUOTE(samkps @ Oct 9 2014, 11:58 PM)
By the way jason gor, is all this terms and conditions stated clearly in the LO / LA? My laoya CIMB full flexi clearly stated RM 10 service fees per month in the LO, as a product disclosure.

Have you ever tried to withdraw money from this account and confirm there's no charge incurred?  hmm.gif  hmm.gif
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Nope. Not all stated in the LO. But I insist sth in black & white and I managed to get a proper record via email reply.

I got this loan for my EM unit - no disbursement yet so "not tested" laugh.gif
samkps
post Oct 10 2014, 12:05 AM

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Maximum of 30 years tenure policy for HLB still apply? hmm.gif hmm.gif
samkps
post Oct 10 2014, 12:09 AM

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QUOTE(Jasoncat @ Oct 10 2014, 12:05 AM)
Nope. Not all stated in the LO. But I insist sth in black & white and I managed to get a proper record via email reply.

I got this loan for my EM unit - no disbursement yet so "not tested" laugh.gif
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That's great...

For a quick test, perhaps can just put in 1k into account today and take RM999 out by tomorrow. tongue.gif tongue.gif tongue.gif just joking..

Perhaps can update us when there is disbursement soon.. Full flexi without any processing fees and no lock in period easily KO all other full flexi loan products in the market currently... rclxms.gif rclxms.gif
Asgaard
post Oct 10 2014, 12:11 AM

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QUOTE(samkps @ Oct 10 2014, 12:05 AM)
Maximum of 30 years tenure policy for HLB still apply?  hmm.gif  hmm.gif
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Up to 35 years now depending on profile of customer.
Jasoncat
post Oct 10 2014, 12:11 AM

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QUOTE(Chris Chew @ Oct 10 2014, 12:01 AM)
Oic.

I believe this could be a rare product which is not implemented across the board from RHB or perhaps, it is yet to roll out to the market accordingly thus under test cell for some centers only.

When u mentioned in the EM thread previously, I did find out with a lot of RHB friends, quite senior somemore but none of them said got such product. Thats weird.

Good for u boss.
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Huh!?
But it is true that this is sth quite new. What happened was when I just got my RHB semi-flexi loan approved, soon the full flexi roled out. Immediately I changed to full flexi then.
samkps
post Oct 10 2014, 12:12 AM

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QUOTE(Asgaard @ Oct 10 2014, 12:11 AM)
Up to 35 years now depending on profile of customer.
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Nice... rclxms.gif rclxms.gif

So full flexi loan from HLB got the RM 10 monthly maintenance fees and lock in period? hmm.gif hmm.gif
Chris Chew
post Oct 10 2014, 12:15 AM

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QUOTE(Jasoncat @ Oct 10 2014, 12:05 AM)
Nope. Not all stated in the LO. But I insist sth in black & white and I managed to get a proper record via email reply.

I got this loan for my EM unit - no disbursement yet so "not tested" laugh.gif
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Boss. From the bankers via EM or ur personal relationship manager that servicing you, heheh.
Asgaard
post Oct 10 2014, 12:18 AM

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QUOTE(samkps @ Oct 10 2014, 12:12 AM)
Nice...  rclxms.gif  rclxms.gif

So full flexi loan from HLB got the RM 10 monthly maintenance fees and lock in period?  hmm.gif  hmm.gif
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RM10 fee yes. Lock in can request waiver cool2.gif
samkps
post Oct 10 2014, 12:22 AM

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QUOTE(Asgaard @ Oct 10 2014, 12:18 AM)
RM10 fee yes. Lock in can request waiver  cool2.gif
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Oh.. thanks..
Chris Chew
post Oct 10 2014, 12:44 AM

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QUOTE(Asgaard @ Oct 10 2014, 12:18 AM)
RM10 fee yes. Lock in can request waiver  cool2.gif
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Bro, how is the HLB approval recently?
Good kah?
Jasoncat
post Oct 10 2014, 12:50 AM

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QUOTE(Chris Chew @ Oct 10 2014, 12:15 AM)
Boss. From the bankers via EM or ur personal relationship manager that servicing you, heheh.
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It's from the banker via EM smile.gif Good service.
Asgaard
post Oct 10 2014, 12:54 AM

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QUOTE(Chris Chew @ Oct 10 2014, 12:44 AM)
Bro, how is the HLB approval recently?
Good kah?
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Market generally more quiet. Have to admit its really slowing down. Lets see todays budget got any thing related to property or not. Hopefully not tightening again.

Bank approval also nowadays more careful. Customer profile abit only not rite, dowan do laugh.gif
samkps
post Oct 10 2014, 01:07 AM

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QUOTE(Jasoncat @ Oct 10 2014, 12:50 AM)
It's from the banker via EM smile.gif Good service.
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Nice... It is always a pleasure if can deal with a good service banker... rclxms.gif rclxms.gif
samkps
post Oct 10 2014, 01:09 AM

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QUOTE(bearbearwong @ Oct 9 2014, 05:24 PM)
guys one of my maybank officer cum friend got offer loan more than 500k and above refinance from CIMB & RHB can get upto -2.50 BLR with free legal fees and free valuation 9zero moving cost) or BLR -2.60 with self finance legal fees and valuation fee (non zero moving cost)

T&C
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BBW, this is for subsale? hmm.gif
samkps
post Oct 10 2014, 01:12 AM

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Some of developments in the northern part of Semenyih... rclxms.gif rclxms.gif


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