QUOTE(Lionking1900 @ Oct 9 2014, 09:20 PM)
BLR is 6.85%, right?Investment SETIA ECOHILL (VERSION 10), An Inspiring Eco Township in Semenyih
Investment SETIA ECOHILL (VERSION 10), An Inspiring Eco Township in Semenyih
|
|
Oct 9 2014, 10:10 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
9,913 posts Joined: Jun 2014 |
|
|
|
|
|
|
Oct 9 2014, 10:34 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
10,387 posts Joined: Dec 2011 |
QUOTE(samkps @ Oct 9 2014, 04:13 PM) Thanks Jen, any limit on the online transaction? For safety purpose, we normally set a limit on the daily withdrawal, right? Honestly, I still prefer full flexi. Full flexi pay RM 10/month, RM 120 per year, which is about 5 withdrawals per year for semi-flexi. Personally I still prefer more on full flexi. |
|
|
Oct 9 2014, 10:35 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
9,913 posts Joined: Jun 2014 |
QUOTE(Lionking1900 @ Oct 9 2014, 04:59 PM) Taiko, just put in simple points:- Just for sharing... my full flexi loan with RHB seems a good deal - no admin charges or maintenance fee (with one small exception that current account needs to maintain min average balance of RM1000, else RM10 every half year will be charged), freely withdraw excess funds (can be done through online) from the loan account to the current account with no charges and no restrictions set for each withdrawal.1.there will be charge of RM25 everytime you withdraw excess money 2. Withdraw shall be in multiple of 1 thousands 3. Withdraw can be done via maybank2u 4. Withdraw is immediate effect 5. I was not informed there is any limitation for withdraw(please correct me if I'm wrong) 6. We don't have current account and cheque book which link with the loan account 7. For sure..... I save RM120 a year, hehehe |
|
|
Oct 9 2014, 10:38 PM
|
![]() ![]()
Junior Member
177 posts Joined: Sep 2014 |
QUOTE(Jasoncat @ Oct 9 2014, 10:35 PM) Just for sharing... my full flexi loan with RHB seems a good deal - no admin charges or maintenance fee (with one small exception that current account needs to maintain min average balance of RM1000, else RM10 every half year will be charged), freely withdraw excess funds (can be done through online) from the loan account to the current account with no charges and no restrictions set for each withdrawal. Rhb got full flexi? |
|
|
Oct 9 2014, 10:40 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
9,913 posts Joined: Jun 2014 |
|
|
|
Oct 9 2014, 10:49 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
15,454 posts Joined: Nov 2011 |
QUOTE(Lionking1900 @ Oct 9 2014, 04:59 PM) Taiko, just put in simple points:- lion gor, normally if withdraw online, it will go to maybank2u saving account, right? So saving account normally have daily online transaction limit, for example by default only 10k per day, unless we inform the bank to adjust it, right? Otherwise we have no choice but need to do the withdrawal over the counter, no? 1.there will be charge of RM25 everytime you withdraw excess money 2. Withdraw shall be in multiple of 1 thousands 3. Withdraw can be done via maybank2u 4. Withdraw is immediate effect 5. I was not informed there is any limitation for withdraw(please correct me if I'm wrong) 6. We don't have current account and cheque book which link with the loan account 7. For sure..... I save RM120 a year, hehehe Lol... number 7 is true if you don't withdraw any of your excess money in whole year, if you have taken out the excess money about 10 times a year, I save RM 125 instead, lol... For full flexi, amount withdraw no need to be in the multiple of 1k as well.. This post has been edited by samkps: Oct 9 2014, 10:50 PM |
|
|
|
|
|
Oct 9 2014, 10:49 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
15,454 posts Joined: Nov 2011 |
|
|
|
Oct 9 2014, 10:54 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
15,454 posts Joined: Nov 2011 |
QUOTE(Jasoncat @ Oct 9 2014, 10:35 PM) Just for sharing... my full flexi loan with RHB seems a good deal - no admin charges or maintenance fee (with one small exception that current account needs to maintain min average balance of RM1000, else RM10 every half year will be charged), freely withdraw excess funds (can be done through online) from the loan account to the current account with no charges and no restrictions set for each withdrawal. A very good deal indeed.. current account with no maintenance fees. KO CIMB full flexi... wish I know this earlier.. Maybe only applicable for loan more than 1mil.... |
|
|
Oct 9 2014, 11:06 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
9,913 posts Joined: Jun 2014 |
QUOTE(samkps @ Oct 9 2014, 10:54 PM) A very good deal indeed.. current account with no maintenance fees. I think the loan amount will affect the loan pricing but not the product features...KO CIMB full flexi... wish I know this earlier.. Maybe only applicable for loan more than 1mil.... Other best things are no lock in period and no MRTA |
|
|
Oct 9 2014, 11:09 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
15,454 posts Joined: Nov 2011 |
QUOTE(Jasoncat @ Oct 9 2014, 11:06 PM) I think the loan amount will affect the loan pricing but not the product features... One of my fren bought tropicana height recently, just last month... He asked the SA from RHB, but have been told there is no such product available for loan less than 1 mil... Other best things are no lock in period and no MRTA Not sure how true though... just listen from friend, not personal experience.. This post has been edited by samkps: Oct 9 2014, 11:09 PM |
|
|
Oct 9 2014, 11:11 PM
|
![]() ![]()
Junior Member
177 posts Joined: Sep 2014 |
QUOTE(samkps @ Oct 9 2014, 11:09 PM) One of my fren bought tropicana height recently, just last month... He asked the SA from RHB, but have been told there is no such product available for loan less than 1 mil... Jason gor them loan than 1mNot sure how true though... just listen from friend, not personal experience.. |
|
|
Oct 9 2014, 11:20 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,286 posts Joined: Nov 2010 |
|
|
|
Oct 9 2014, 11:22 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,286 posts Joined: Nov 2010 |
QUOTE(samkps @ Oct 9 2014, 10:49 PM) lion gor, normally if withdraw online, it will go to maybank2u saving account, right? So saving account normally have daily online transaction limit, for example by default only 10k per day, unless we inform the bank to adjust it, right? Otherwise we have no choice but need to do the withdrawal over the counter, no? True true..... But hor, I belum pernah try to withdraw money.Lol... number 7 is true if you don't withdraw any of your excess money in whole year, if you have taken out the excess money about 10 times a year, I save RM 125 instead, lol... For full flexi, amount withdraw no need to be in the multiple of 1k as well.. Oleh itu..... The money I save I belanja makan lo... Come come broga |
|
|
|
|
|
Oct 9 2014, 11:31 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
9,913 posts Joined: Jun 2014 |
|
|
|
Oct 9 2014, 11:37 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
9,913 posts Joined: Jun 2014 |
QUOTE(samkps @ Oct 9 2014, 11:09 PM) One of my fren bought tropicana height recently, just last month... He asked the SA from RHB, but have been told there is no such product available for loan less than 1 mil... Noted.Not sure how true though... just listen from friend, not personal experience.. To be more specific the product is called RHB My1 Full Flexi Housing Loan. Perhaps ypur fren can check and see. |
|
|
Oct 9 2014, 11:37 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
15,454 posts Joined: Nov 2011 |
|
|
|
Oct 9 2014, 11:39 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
9,913 posts Joined: Jun 2014 |
|
|
|
Oct 9 2014, 11:39 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
15,454 posts Joined: Nov 2011 |
QUOTE(Jasoncat @ Oct 9 2014, 11:37 PM) Noted. Thanks jasor gor... To be more specific the product is called RHB My1 Full Flexi Housing Loan. Perhaps ypur fren can check and see. Is this one? http://www.rhb.com.my/loans/home-loans/hl_flexi_main.html [REDRAW FEES: RM50.00 per transaction shall be debited into the loan account] ???? |
|
|
Oct 9 2014, 11:40 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
9,913 posts Joined: Jun 2014 |
|
|
|
Oct 9 2014, 11:44 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
9,913 posts Joined: Jun 2014 |
QUOTE(samkps @ Oct 9 2014, 11:39 PM) Thanks jasor gor... Is this one? http://www.rhb.com.my/loans/home-loans/hl_flexi_main.html [REDRAW FEES: RM50.00 per transaction shall be debited into the loan account] ???? |
|
Topic ClosedOptions
|
| Change to: | 0.0297sec
0.16
6 queries
GZIP Disabled
Time is now: 7th December 2025 - 04:29 PM |