Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month
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 Oct 11 2014, 09:41 PM
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#1
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Junior Member
359 posts Joined: Feb 2009 
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QUOTE(herc @ Oct 9 2014, 03:38 PM) cancel and re-apply need to wait for 6 months 'cold' down period too. I am holding the supp card of WISE. If principal cancels, do I have to wait 6 months before reapply?  |
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Oct 26 2014, 11:39 AM
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#2
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Junior Member
359 posts Joined: Feb 2009
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QUOTE(cfa28 @ Oct 25 2014, 09:21 PM) I can understand if there are different camps at other tread such as: that's the spirit. We are all on the consumer's side! RWI @ ABU vs BN Property @ UUU vs DDD IPhone vs Android But for CC, there is only 1 camp which is we all want to maximize our rebates / CB / redemption points. Of course we all have different spending patterns and habits, so there's no perfect CC for everyone. We are just here to share our opinion and experiences. So peace to supersound and hope that he will get the response he wants from BNM though I doubt BNM will force any banks to approve a customer applications or to reveal the reason for rejecting an application. If he is successful, hope he will share it with us for our mutual benefits.  |
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Nov 3 2014, 12:05 AM
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#3
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Junior Member
359 posts Joined: Feb 2009
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QUOTE(victorywp @ Nov 2 2014, 11:49 PM) use uob payonline. Yes, I use UOB payonline to get 10% cashback on my Maxis bills....  Sometimes I even pay extra in advance if monthly quota RM100 cashback not used up |
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Nov 8 2014, 08:17 AM
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#4
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Junior Member
359 posts Joined: Feb 2009
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QUOTE(arthur88 @ Nov 7 2014, 07:35 PM) anyone in penang area? Go to Queensbay mall lower ground, they sure have booth there on weekends waiting for customer sign ups.i want wise card sales person contact, i wanna apply one.. |
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Nov 8 2014, 01:14 PM
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#5
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Junior Member
359 posts Joined: Feb 2009
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cancelled 1 mth before AF was charged. A few days later, CS called to offer retain by downgrade to gold card, but since no AF waiver (gold card = RM160 AF)... so I said no and they also cannot do anything. Bye bye. WISE card served well for the past 11 months. TQ HLB for offering this card to the credit card consumers in Malaysia.
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Nov 10 2014, 09:01 PM
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#6
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Junior Member
359 posts Joined: Feb 2009
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GSC card as long as you swipe 12 times a year, annual fee is auto waived.
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Jan 12 2015, 12:08 PM
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#7
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Junior Member
359 posts Joined: Feb 2009
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add in another trick --- reload touch n go with credit card.
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