Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month
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 Dec 29 2014, 01:39 PM
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#1
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Junior Member
57 posts Joined: Jul 2008 
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May i know how is the cash back function. Cause the cashback always calculate on 28th date. Eg. My statement is from 1st to 28th then it must 10 transaction in tat period? Then the next statement 29th (with 31 ) to 25th. No cashback as no 28th date.then the next statement 26th will include 2month cash back with cap of 200?
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Dec 31 2014, 09:16 PM
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#2
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Junior Member
57 posts Joined: Jul 2008
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QUOTE(supersound @ Dec 29 2014, 02:57 PM) "In the event the Cash-Back due to the Cardholder falls on or after the date of the Cardholder’s Statement, the Cash-Back will only be reflected in the Cardholder’s Statement in the next following month." I don't really understand what it means.My poor English...https://www.hlb.com.my/main/assets/files/ccwise_tc_en.pdf Read all the T&C carefully, the above I just simply extract out. So in other sense, I strongly suggest that don't swipe this card on 4-7 days before end of the month. Like now AeonBig are giving store wide 5% discount on 28th every month, months with 30(or 28,29) days you are trying your luck. As HLB may take 3 days to post your transaction. So best is buy the gift card and use it on 28th.  I just worry they calculate wrong again. Example it means like : Statement 1 : 31 Dec - 27 Jan : 20 x RM50 petrol = RM100 rebate ( will get on next statement) Statement 2 : 28 Jan - 24 Feb : 20 x RM50 petrol = RM100 rebate (RM100 from January statement) , This month RM100 only reflect on next statement. I had problem with Hong Leong Wise card many times before as they miscalculate my rebates. They pay me back rebates later after complain... Their CS is good... got reply and feedback... I even do an excel containing all transaction. May be they miscalculate mine transaction again. So need call back again. It made me very confusing. Some rebate not rebate to me but i let it go lately....no call complain as i get free pensonic thermo pot (last time promo swipe how many amount get free)and pensonic tower fan(i don't know why they give me .. may be i swipe ngam ngam on their promo). The WORST THING 2nd year i had to pay RM160 annual fee + RM50 GST. The GSC card waive for both. This card good for no need queue during buy food and beverage... Can't waive... |
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