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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month

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ccc8910
post Dec 2 2014, 08:56 PM

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QUOTE(supersound @ Dec 2 2014, 04:18 PM)
Can try, but unlikely to get waived.
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i just call them asking for waiver but they said cant...anyone manage to waive? blink.gif
ccc8910
post Dec 3 2014, 02:06 PM

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437 posts

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From: Petaling Jaya


QUOTE(supersound @ Dec 2 2014, 10:57 PM)
Basically I got it "waived".
But they will choose the card holder to waive. They won't call you and you no need to call them, they just waive it.
But GST still have to pay.
That's why I never call this as WISE card, it is STUPID card with following reasons :
1. actual cash back are 8.25%, not 10%
2. every category you choose won't really give you cash back
3. overseas spending sure can't get cash back
4. card center won't help when you have question
5. posting date also not consistent especially reaching end of the month
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i called them again and request for cancellation, lets see if they can waived out the RM300 annual fees. If cant then will proceed to cancel as i seldom use it anyway. thanks. smile.gif
ccc8910
post Dec 3 2014, 04:11 PM

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Junior Member
437 posts

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From: Petaling Jaya


QUOTE(supersound @ Dec 3 2014, 03:02 PM)
This can only be second card and with condition your monthly average spending about rm1700-2000, else don't waste time on this.
And nope, using cancel card to get waived won't help, they don't bother on this also.
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hmm what do you mean by second card? i only got one card which me myself is the principle holder. i don't used it frequently but the amount should be around 2K plus due to those auto billing for insurance and mobile.
ccc8910
post Dec 3 2014, 05:25 PM

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Junior Member
437 posts

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From: Petaling Jaya


QUOTE(supersound @ Dec 3 2014, 05:06 PM)
What I mean is, you need to have another cash back card before getting this card, like MBB's dual card are the best option.
Yes, you still can get 8.25%.
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ohh..i got the MBB dual card...but for HL i only have this wise card with them sweat.gif
ccc8910
post Dec 3 2014, 11:14 PM

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Junior Member
437 posts

Joined: Jan 2003
From: Petaling Jaya


QUOTE(supersound @ Dec 3 2014, 08:46 PM)
How's your spending like then?
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mostly use for auto billing only

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