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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month

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Tigerr
post May 26 2015, 01:33 PM

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I got wise card n essential. Can get 2 cb ???
TSronnie
post May 26 2015, 02:12 PM

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QUOTE(Tigerr @ May 26 2015, 01:33 PM)
I got wise card n essential. Can get 2 cb ???
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Yes.... the WISE 10% cash-back rebate and Essential 1% cash-back rebate is treated differently...
cybpsych
post May 26 2015, 02:25 PM

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QUOTE(Tigerr @ May 26 2015, 12:47 PM)
But for celcom if u register to pay automatically by credit card, u ll get extra 5% automatic discount from your total due from celcom.
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i prefer fixed rebate amount (RM2 or RM5) instead of 5% from bill amount smile.gif

if fixed amount, then use Wise card to get 10% cashback while leaving ~RM5 outstanding to be paid via autodebit to earn fixed rebate biggrin.gif

.... however, problem is autodebit usually executed immediately on bill date, can't take advantage of payment due date (20 days grace period after bill date).
janson_kaniaz
post May 26 2015, 03:04 PM

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from the day i submitted my details on HLB website to card collection.

all less than 2 weeks. blink.gif brows.gif icon_idea.gif
cybpsych
post May 26 2015, 03:05 PM

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QUOTE(janson_kaniaz @ May 26 2015, 03:04 PM)
from the day i submitted my details on HLB website to card collection.

all less than 2 weeks.  blink.gif  brows.gif  icon_idea.gif
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yep, mine same too.

wait for 1 more week for the PIN to be mailed to u thumbup.gif
janson_kaniaz
post May 26 2015, 03:13 PM

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QUOTE(cybpsych @ May 26 2015, 03:05 PM)
yep, mine same too.

wait for 1 more week for the PIN to be mailed to u  thumbup.gif
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ooo, then not sure why some members here claim to only receive the card after a month... hmm.gif
janson_kaniaz
post May 26 2015, 03:19 PM

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QUOTE(cybpsych @ May 26 2015, 03:05 PM)
yep, mine same too.

wait for 1 more week for the PIN to be mailed to u  thumbup.gif
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btw, what PIN are you talking about?
sj0217
post May 26 2015, 03:32 PM

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QUOTE(janson_kaniaz @ May 26 2015, 03:13 PM)
ooo, then not sure why some members here claim to only receive the card after a month...  hmm.gif
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My Case: one month plus already still pending for the card to be receive.

I have totally no idea what is going on. vmad.gif mad.gif
TSronnie
post May 26 2015, 03:32 PM

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QUOTE(sj0217 @ May 26 2015, 03:32 PM)
My Case: one month plus already still pending for the card to be receive.

I have totally no idea what is going on.  vmad.gif  mad.gif
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Approved but no receive card ???
sj0217
post May 26 2015, 03:37 PM

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QUOTE(ronnie @ May 26 2015, 03:32 PM)
Approved but no receive card ???
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ya, submitted on 16 April, approval SMS received on 9 May

Called to re-send the card on 21 May

Such a long period of credit card application doh.gif
raptar_eric
post May 26 2015, 03:59 PM

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normal.. HLB's internal process is VERY incompetent.. last year, eventho i applied through my close friend, took me a month to get it approved... i have fully met all their requirement, on top of having a big amount FD with them, still they delay say HQ need re-verify the requirements....
cybpsych
post May 26 2015, 04:47 PM

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QUOTE(janson_kaniaz @ May 26 2015, 03:19 PM)
btw, what PIN are you talking about?
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credit card ATM PIN to register online banking (if new to HLB Connect)

FAQ #11
Tigerr
post May 26 2015, 04:53 PM

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QUOTE(ronnie @ May 26 2015, 02:12 PM)
Yes.... the WISE 10% cash-back rebate and Essential 1% cash-back rebate is treated differently...
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R u sure? Then I ll try to swipe for both cards this week.
janson_kaniaz
post May 26 2015, 05:45 PM

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QUOTE(cybpsych @ May 26 2015, 04:47 PM)
credit card ATM PIN to register online banking (if new to HLB Connect)

FAQ #11
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what if I don't plan to use the credit card as ATM card?
cybpsych
post May 26 2015, 05:52 PM

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QUOTE(janson_kaniaz @ May 26 2015, 05:45 PM)
what if I don't plan to use the credit card as ATM card?
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what's written in FAQ #11?
cybpsych
post May 26 2015, 06:51 PM

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More info: HLB | T&Cs (EN) | T&Cs (BM)

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fantasy1989
post May 27 2015, 12:41 AM

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if i want to cancel my wise card ..is that any way other than call their hotline?
red_scorpion
post May 27 2015, 01:15 AM

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QUOTE(fantasy1989 @ May 27 2015, 12:41 AM)
if i want to cancel my wise card ..is that any way other than call their hotline?
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go into their branch lor..
victorywp
post May 27 2015, 08:19 AM

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QUOTE(fantasy1989 @ May 27 2015, 12:41 AM)
if i want to cancel my wise card ..is that any way other than call their hotline?
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if a simple call can terminate the card, why still need other more hassle way?

unless they accept your easy termination like this:
1) cut your wise card with scissor across the chip
2) snap a photo of it and post in your fb
3) tag hlb fb

This post has been edited by victorywp: May 27 2015, 09:31 AM
cybpsych
post May 27 2015, 09:23 AM

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QUOTE(fantasy1989 @ May 27 2015, 12:41 AM)
if i want to cancel my wise card ..is that any way other than call their hotline?
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in your mind, which way is easier/faster THAN calling their hotline?

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