Yesterday my house got bang by a motorcycle, causing damage to my gate, autogate component and also to my car. I got to lodge police report but the rider didn't. I believe rider doesn't have license. However, this point didn't mentioned in police report.

The motorcycle got active insurance, and is Third Party Coverage type. Can I make third party claim?

My house also got insurance, so can I claim this insurance as well? In case I unable to claim motorcycle insurance. Pls advice.

He didn't report it. I wonder why I'm so sueh...
My house got houseowner insurance, which cover damage by third party vehicle. But for small claim (for example RM100), does it require report from adjuster?

But that person didn't report, only me. If the rider doesn't have license, can I still make the claim? (report didn't mention who is the rider during accident)

I got take picture as proof, but if I try to claim third party damage claim from motorcycle, do I need police decision? Usually how long it takes?
Within how long duration I should file this claim? Got limit?

I call the motorcycle insurance,they say
1. Never mind if motorcycle owner didn't report, but I need to go sumpah say it wasn't my fault.
2. Need to find adjuster. I need to pay for it.

I call my car insurance, they say
1. Never mind if motorcycle owner didn't report, only need police decision.

I call my house insurance, they say
1. I can claim my gate damage, but need quotation first.
2. Insurance will appoint their adjuster and cover the cost.

** The police did come and take pics, but didn't ask for those I took. Even when I try to lodge a report, disappointed with their attitude and efficiency. Haiz...