saigetsu Sigh, it's very unfortunate that I have to ask this question. Here goes.

I got hit at the side (both doors kemek and one quite bad, both cannot be opened or locked anymore). The culprit was making a turn but he/she overturned and hit me. I can't get off the car and there's a car behind me. The car stopped at the rear for a bit but sped off.

No car plate, no nothing.

Based on the damage, it should amount to 4-5k (I think). So I'm gonna make a claim.

My questions are : -

1. If I make a claim, will my NCD be affected?
2. I only have 1 car, since your first post says that it's faster to claim as OD kfk, should I?
3. How do I know which shop to go for? Do I just go to a shop authorized by my insurance?
4. Do I still need to report pulis?

THANKS!!!!! and be safe everyone!

This post has been edited by GameFr3ak: Sep 6 2017, 11:12 PM

NCD affected thanks btw