keputusan need to take by owner itself?
workshop cant help to take?
Accident 101: i teach u claim loss of use
Accident 101: i teach u claim loss of use
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Feb 17 2017, 10:32 AM
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Senior Member
949 posts Joined: Jan 2007 |
keputusan need to take by owner itself?
workshop cant help to take? |
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Feb 17 2017, 10:37 AM
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Junior Member
686 posts Joined: Mar 2005 From: Seri Kembangan / Kota Bharu |
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Feb 17 2017, 10:39 AM
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949 posts Joined: Jan 2007 |
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Feb 17 2017, 11:02 AM
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Senior Member
701 posts Joined: Feb 2010 |
QUOTE(melt @ Feb 17 2017, 10:32 AM) QUOTE(loui @ Feb 17 2017, 10:37 AM) nope possible. i accident at taiping, two weeks later i sent my car to approved workshop at tampin, without the keputusan. but i gave the workshop the phone number of the inspector in charged. bukit aman send memo to all police station only person involved & appointed lawyers can get it but most of workshop people got cable, can easily get it 2 weeks later, workshop called - my car was ready. 8 months later when i was about to renew my insurance, i realised my ncd zero. i called amgeneral ask nicely why the f my ncd zero, i was not at fault. next day, i checked my ncd at amgen still zero, but when i checked at etiqa (purchase online), my ncd has been restored. kaotim. This post has been edited by saigetsu: Feb 17 2017, 11:03 AM |
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Feb 17 2017, 11:09 AM
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Junior Member
525 posts Joined: May 2014 |
was rear ended a couple days back, other driver agree to go report, told him that im gonna claim his insurance, he agreed,
since he bang into my car, us both went to report at police station, exchanged contact number, sent my car back to dealer body and paint, intend to claim lost of usage, so, should i inform the opposite driver's insurance company beforehand ? |
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Feb 17 2017, 11:57 AM
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Senior Member
701 posts Joined: Feb 2010 |
QUOTE(Taeng9389 @ Feb 17 2017, 11:09 AM) was rear ended a couple days back, other driver agree to go report, told him that im gonna claim his insurance, he agreed, no need inform, just submit claim.. save time.since he bang into my car, us both went to report at police station, exchanged contact number, sent my car back to dealer body and paint, intend to claim lost of usage, so, should i inform the opposite driver's insurance company beforehand ? |
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Feb 17 2017, 12:31 PM
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Junior Member
525 posts Joined: May 2014 |
QUOTE(saigetsu @ Feb 17 2017, 11:57 AM) by submitting claim, do you mean i have to submit a letter and all the relevant paperwork to the insurance company ?don't think dealer B&P got any runner for this, they even ask me to go collect the accident result / report myself |
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Feb 17 2017, 01:08 PM
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Newbie
0 posts Joined: Feb 2017 |
QUOTE(saigetsu @ Oct 1 2014, 09:59 AM) Whenever people bang u. WoW..very informative thread.. 1. u can claim OD kfk (own damage knock for knock)- preferable, ncd wont loose, faster, less hassle 2. u can claim third party against langsi - ncd wont loose, slower claims process, more hassle, u might getting less that what uve paid. Y? im lazy to explain. whenever your car at workshop for repair, u cannot use your car. but u can claim loss of use as u unable to use your car. LOSS OF USE (LOU) claims a.k.a Compenssation assessed repair time (CART) 1. u can only claim from third party insurance. ask your agent. 2. For case no.1 above, after u make claim from your own insurance under ODKFK, u have to claim against 3rd party for LOU. a bit hassle 3. For case no.2 above, u claim one shot lah since u claim from third party anyway. Scale of Compensation for Assessed Repair Time (CART) Vehicle Type Private Use Vehicles Up to 1500 cc - RM 30 Above 1500 cc up to 2000 cc - RM 40 Above 2000 cc - RM 50 Motorcycles Up to 250 cc - RM10 Above 250 cc - RM15 Terms and Conditions 1. The above scale defines the minimum amount payable by third party insurers for CART claims where the claimant is unable to produce satisfactory documentary evidence, receipts, etc. to support his/her claim for CART. 2. In cases where receipts can be produced for vehicle rentals, insurers shall pay the amount shown in the original receipts and original car rental agreement subject to the principle of indemnity and subject always that the claimant shall only be entitled to the rental of a vehicle of an equivalent nature to the damaged vehicle. Such rental must be only from a rental agency/company duly registered and licensed by the relevant authority. 3. The number of days for computation of CART shall be based on the independent loss adjuster’s recommendation on the number of days for repair of the damaged vehicle subject to the insurers’ discretion to apply an additional seven working days grace period for unforeseen delays. http://imgur.com/5AxuEVq no.3 is the tricky part, coz adjuster u know lah... sekian. Thank you |
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Feb 20 2017, 10:53 AM
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Junior Member
201 posts Joined: Mar 2016 |
Hi
My gf got into an accident Gf main road and the other guy come out from junction and his view was blocked by big parked bus So when he come out separuh then crash So what is the protocol 1. Exchange details phone number and ic and name and carplate. 2. Take pictures of cars damage and everything 3. Go to IPD to get pulis report 4. What should I do next? Should I go to his OUG workshop? Or should I go straight to dealership car coz car is new less than 6 months somemore. Can any sifu help? First time kena I am at IPD now This post has been edited by Lada Putih: Feb 20 2017, 10:54 AM |
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Feb 20 2017, 11:00 AM
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Senior Member
701 posts Joined: Feb 2010 |
QUOTE(Lada Putih @ Feb 20 2017, 10:53 AM) Hi 1. get his phone number, vechile number, picture of damage both vehicleMy gf got into an accident Gf main road and the other guy come out from junction and his view was blocked by big parked bus So when he come out separuh then crash So what is the protocol 1. Exchange details phone number and ic and name and carplate. 2. Take pictures of cars damage and everything 3. Go to IPD to get pulis report 4. What should I do next? Should I go to his OUG workshop? Or should I go straight to dealership car coz car is new less than 6 months somemore. Can any sifu help? First time kena I am at IPD now 2. call your isnurance inform, ask want to claim own damage and 3. report police. wait for keputusan ( 2 weeks time) 4. in the mean time, send vehicle to service centre to for repair and claim insurance. |
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Feb 20 2017, 11:32 AM
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Junior Member
201 posts Joined: Mar 2016 |
QUOTE(saigetsu @ Feb 20 2017, 11:00 AM) 1. get his phone number, vechile number, picture of damage both vehicle Won't loss ncd?2. call your isnurance inform, ask want to claim own damage and 3. report police. wait for keputusan ( 2 weeks time) 4. in the mean time, send vehicle to service centre to for repair and claim insurance. |
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Feb 20 2017, 12:28 PM
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701 posts Joined: Feb 2010 |
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Feb 20 2017, 01:03 PM
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Junior Member
201 posts Joined: Mar 2016 |
QUOTE(saigetsu @ Feb 20 2017, 12:28 PM) kata new car, no ncd. Okeven if your gf have, wont affected. the other driver at fault mah. unless the other party is somebody, pay police, and the keputusan was against ur gf Thank you tho Now going to mazda for fix and hopefully everything goes to plan Need to wait 2 weeks or something for keputusan pulis |
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Feb 22 2017, 10:01 PM
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Senior Member
749 posts Joined: Aug 2011 |
kena bang with motorcycle. im using car. indo summore
police said hard to claim one how? |
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Feb 22 2017, 11:13 PM
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701 posts Joined: Feb 2010 |
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Feb 23 2017, 09:56 AM
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749 posts Joined: Aug 2011 |
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Feb 23 2017, 05:43 PM
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Senior Member
701 posts Joined: Feb 2010 |
QUOTE(chikuera @ Feb 23 2017, 09:56 AM) threat him will sues. u can still claim, need to know his plate number. and then get to know his insurance company. and then make statutory declaration say dis guy didnt report. and claim loh |
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Feb 23 2017, 07:26 PM
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Senior Member
749 posts Joined: Aug 2011 |
QUOTE(saigetsu @ Feb 23 2017, 05:43 PM) threat him will sues. u can still claim, need to know his plate number. and then get to know his insurance company. and then make statutory declaration say dis guy didnt report. and claim loh i have his no plate..how to check his insurance company? can check online? |
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Feb 24 2017, 12:51 AM
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701 posts Joined: Feb 2010 |
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Feb 24 2017, 10:23 AM
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749 posts Joined: Aug 2011 |
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