No. Ull lose your ncd. Btw even u claim for od, u think u gonna get your car in one week?

Reality check we are in malaysia. Pls expect a month or two. Been there done that.

sigh.. really bad luck in bumping with such thugs

anyway thanks for your advise. i will see what i can do

done. please enjoice.

My car got into an accident and I heard the staff said 2 weeks can take car.. End up my car stranded at the workshop for 35 days.

bros and sisters before going any further i bold the important part , no car number plate how to make statutory declaration ?????

for everyone info statutory declaration is where you go Pesuruhjaya Sumpah also knows as Commissioner for Oaths


http://www.kehakiman.gov.my/?q=en/node/672
check the link for the nearest to your location


basically what it do is you must swear in front of the commissioner that the things you say is the truth and nothing more then what happen
once you done that you be bound by the law , if anything the insurance company found out anything additional or extra that you been
hiding it will be obstruction of justice.


also if pls prepare that even after you do statutory declaration, is take longer time to process your case
since insurance company need time to investigate the case.

fyi, i have the car number plate

pls also remember the car model and color , that detail need to be inside the statutory declaration

noted. i have taken the picture of the van as well

I have dealed with one of the hit and run case. Actually theres too much loop hole for for this. If its hit and run cases without picture right, any people can simply hentam any car and make statutory declaration. Without picture oso can. Then pay duit kopi to u know who, lawtim d. Insurance will pay and hentam ncd for that any car. This is one of the general insurance compamy tho

anyone can teach me? if lets say its own fault, still can claim loss of use?

pls do not encourage people to conduct such claim

is consider a insurance fraud and can get you into trouble for suggesting/encouraging.


try to imagine if your the innocence owner that being hentam, how much trouble and shit you have to deal
with the insurance company and the police will considering this is a hit a run case.


i know you have quite knowledge in insurance claim but pls do not mislead other forumer in doing it
your not the only person in this forum that know how inside works.

of course. im not work in insurance company. auditor only

can. it is called compensation against repair time (CART). but this is an additional coverage.u want , u pay more during renewal of insurance. but cheap2 only la. less than 100.



Compensation For Assessed Repair Time (CART) (for Comprehensive Cover Only)
Compensation to insured on loss of use of his vehicle based on loss adjuster’s assessment of the time required for repairs due to an accident claim and NOT the number of days the car is laid up at the workshop. (For more details, please refer to our agents / nearest branches).

Oh its an extra coverage. If i bought lets say normal comprehensive coverage , din add anything extra, not covered kan.

not covered boss. but since we are in the detariff now..

insurance may packaged it together. but no new detariff product come out yet. maybe next year...

so next year, its not gonna be the same anymore i.e. not simply i want to renew insurance... now got a lot of product features, cheaper (no more regulated by BNM), diff co offers diff coverage.. funny2 coverage oso got...

handbag hilang dlm kete la, tinted rosak pun cover, pet in transit, loss of legal docs.. etc...


btw cheaper if your "risk profile" is good la. if bad, prepare to pay more

Oh no, i just total loss a car, guess I'm in trouble. Starts next year ?

already start.

new product = new pricing. if you buy this, new price all together. there is NCD protector product. Maybe you can buy this next time. heheh accident claims wont affect your NCD

but existing tariff product still on the shelf. same pricing that youre paying now (but minus your NCD)

Oh means u can choose which 1 u wan when u renew next year ? Like u wanna chose conventional ones like current or the new one. I also heard mayhe the 10 per cent for agent will be gone ?

Yea.

10% agent comm oso gone now oso got. Just buy online, direct cpunter or renew tele insurance. U will get discount 10%. The agent comm part.

parking