Secara perundangan, penukaran ini merupakan pilihan pencarum, tetapi sebagai umat Islam, kita wajib menukarnya.    selagi mana tak cecah RM 100 billion

malsudnya total ramai ramai simpanan sampai 100 billion..

camner nak beli rumah/kereta tanpa terlibat dari riba pinjaman bank ?

ada cara ke ? nak bli cash, gaji kecik

Question is:

why banks cannot simply provide a house loan/car loan/ etc that we just pay back the amount we borrow but not including the extra fees?

Example:

rm100k for house loan. So we pay back exactly rm100k within 25 years for example.

Why they cannot do it? WHY? 

I've to disagree.

1.)A bank is a business. All business have to make a profit.

2.)You are free to choose which bank to apply a loan.

https://ringgitplus.com/en/home-loan/islamic/

Notice that the interest rate @ profit rate is different.

Some also allow early settlement with no penalty.Some have a lock in period.



Depends on how you think.

Profit - > Bank -> Workers salary and also Tax and Zakat

Zakat will help the poor.

Baca yasin org kita istiqamah buat setiap malam khamis, tp ada yg tanya mana dalil..

kat sini semua ustad gugel khatam 3 kul je

memalukan

*done dakwah

That's true!

Still can't help feeling sad though.

Hidayah is truly from Allah alone. Nothing we say/show can convince anyone to the truth.

Abu Shofwan,

JazakAllahu khayr for the excellent reminders.

Actually, on my side too many times emotions overcome me and instead of a sound discussion there is an argument instead.

This also tells me that I do not know enough about the Deen if I cannot back up my claims with sound evidence.

Many times I also just stay silent, even when discussing things among peers; for example if I have a different point of view based on other scholars' opinions.

On a general note:

Anyone reading this, are you going for classes/halaqahs anywhere? I'm quite keen but also have a tight personal schedule; trying to find a class that suits my schedule.

youtubing about those who embrace Islam would be a cure for ur sadness, but still tears will be shed la

and think about how muslim in certain part of the world struggle to be a muslim

while we, here, in malaysia enjoy life full of sins in peace, yet no shame to call our self muslim, and easily butthurted over some minor issue

makes u wonder why Allah still gives us muslim nikmat islam, hidup, keamanan after all the sins we've committed

phytoscience halal ke? bkn produk tapi MLM dia

How abt forex? Wat u guys opinion.

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petanda akhir zaman ?

LMAO,  kiamat dtg ni. The Final Hour will not come until people COMPETE WITH ONE ANOTHER in the height of their buildings.