HOW!? Regret buying Hong Leong Income Builder.., Any way to revoke & get back the money ?
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 Oct 4 2014, 04:12 PM
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#1
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Junior Member
165 posts Joined: Sep 2013 
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why u dun wan try to change a new plan ?? i thought able to change ??
beside, if according ur words, new plan is 6 yrs lock in, why u dun ask too change for new plan while u already paid for 3 yrs ?? |
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Oct 4 2014, 05:53 PM
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#2
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Junior Member
165 posts Joined: Sep 2013
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QUOTE(nexona88 @ Oct 4 2014, 04:33 PM) Thanks for the info. Next time if any of my friend "promo" those ILP products, I would think it carefully before join it depend on ur frienship actually..    my best buddy gang will really share their plan , cons n pron.. so far i heard the hong leong investment plan is better , because have the promised higher value buy bak ur share when the plan expire. that why i wonder this income builder is same plan or not This post has been edited by TerrorOfDeath: Oct 4 2014, 05:54 PM |
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Oct 5 2014, 09:02 AM
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#3
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Junior Member
165 posts Joined: Sep 2013
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QUOTE(nexona88 @ Oct 4 2014, 06:02 PM) which plan is that? so far its a investment plan i tell u my currently bought plan. let say the price for 5th OCT selling for RM 2, den its will lock it until occur higher value or the plan expired or u surrender like TS so basically even the share drop till RM .10, i will buy more so when the plan expired or i surrender, the HL will buy bak with RM 2 ( if no higher value appear ) so far this is what i BOUGHT, I NOT SELLING PLAN, bought from fren and survey 99 baru sign |
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Oct 5 2014, 09:06 AM
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#4
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Junior Member
165 posts Joined: Sep 2013
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QUOTE(adele123 @ Oct 4 2014, 11:59 PM) Dont argue. Some people holds grudges and have no objectivity and thinks the world is out to get him. He's an extremist. Though i felt sorry for those cheated by lousy agents, to have such twisted thinking is beyond any rationale. lol...i know ...that why we go over like Maybank investment plan n etc, and find out, HLA offer a better plan , hong leong assurance and that wat i refer on aboveToo difficult to save.  To the rest of the world, For those interested to know, you may google HLA ever gain plus. You should get something off the website for the thingy about guarantee buy back whatever thingy. Disclaimer: i am not in support of the plan. Just want to remind others that it's an insurance plan, NOT a pure investment product. TerrorOfDeath just to let you know, remember insurance companies cant sell investment products. |
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Oct 5 2014, 09:10 AM
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#5
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Junior Member
165 posts Joined: Sep 2013
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QUOTE(supersound @ Oct 4 2014, 11:57 PM) You see, even now you are trying to cheat me, a company does not able to outline a policy, is the human working inside that do the job. no offence brothers, but somethings must need to wait a couple of time to claim,If insurance company does not cheat, then why we need to wait 1-2 months for a claim? Even doctors that writing the report will say the same. like u bought a hdd, u send bak to manufacturer , they also need run test and check, this all cause time. one more things, company have their rules n regulations, u cant expect how many policy or claim they need to handle every single working day. like PredXXXXal, one day may be over a 1000 case to claim medical expenses, 500 case accident, so they need time to check the report ( avoid false report ) |
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Oct 5 2014, 10:36 AM
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#6
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Junior Member
165 posts Joined: Sep 2013
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QUOTE(supersound @ Oct 5 2014, 09:57 AM) If an honest company will straight away release. As per my doctor that saying insurance are cheating, this period of waiting time is for insurance company to do investigations to find flaw in order to reject the claim. so , bro, u no buy any insurance ?  |
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Oct 5 2014, 08:31 PM
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#7
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Junior Member
165 posts Joined: Sep 2013
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QUOTE(cutepet @ Oct 5 2014, 08:23 PM) Thanks for all the input... good luck for u bro...investment for me..ok la..just as a saving , rather den the money duno spend at whr in the end.I will try my best to get back most of my money.. Or request to reduce premium OR worse case, continue to serve. I do not think it is costly to take action. I done via phone & email. Even bring to court, it cost RM 5. And postage maybe RM 10+ cuz only buy like share, u wan more, u buy more, or else, just save 1 yr around 3k ( 3k /12 ) insurance ? i get medical card cukup pakai..  |
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