Hi. Any different BT to mbb2 amex vs visa/master? My outstanding at bank A 34xx, i BT 3400 to mbb2 visa. Fax to mbb today still waiting their call

29/09 BT application submit to MBB thru faxed. MBB did not call me at all for verification
02/10 MBB transfer the amount to my UOB CC account. No SMS was send
02/10 3% one time charges charged in MBB CC account
02/10 waiver of 3% up front fees

The fund transfer, 3% one time charges was charged and waived on the same day.

I submit above on 29/09 thru faxed and did not received any respond from MBB but the BT was completed on 02/10.
I thought MBB did not receive my BT form thru fax, so I resubmit again to MBB on 30/10 thru email, MBB process again and approved again the same amount BT to my UOB card. Now my UOB card have +RM3k in credit.

Seems MBB allow to process the same application for 2 times. Now have to think how to take out the overpaid amount from UOB as I do not have saving/current account with UOB but have a house loan with them, don't know whether can transfer that amount to my loan account or nor. need to check with UOB.

TO get the cash out from them may be take time, probably I just swipe more on UOB card this month, so next month no need to pay uob card but still enjoy free interest from MBB by paying 12 months 0 % instalment to them.

I submitted 2 application with same statement and amount in different date (2nd application was one day after the 1st), both also approved and money credited into my UOB account, and I request UOB to transfer the overpaid amount to my loan account, and they did.

MBB charged the one time 3% charged and waived in the same day for both BT. MBB seems did not really check the detail as long as you still have available CL.

You can try. should be no problem. I transfer the overpaid amount to my house loan to reduce my loan amount and pay to MBB in 12 months instalment with 0 interest.
I will do that again once I have more available CL in MBB2 card.