Regarding BT to Aeon Credit Card, can BT only the statement balance or the latest outstanding balance (i.e. statement balance plus charges subsequent to the statement balance)?

Thanks. How about the statement balance that already included some BT amount? One round of BT from Bank A to Bank B, now applying BT from Bank B to Bank C and hence the statement balance of Bank B consists BT installments

I see. Thanks!

SO Fast. I Fax over the documents at 10am, no call until now the last time I fax over, they call me on the same day.

Just want to be sure of this. There is an existing BT for HSBC @ 0% interest rate p.a. for 6mths. I didnt see that there is any upfront fee/ management fee charged. Is it true that it is totally free (just like PBB and Aeon) to do the BT to HSBC?

Tks victor.

Didnt know the BT to HSBC works differently. I BT (let say RM3000) from Bank A and B to HSBC for 3months 0% BT, when I received the HSBC statement, the whole RM3000 appears as the statement balance instead of RM1000 for 3 months. Called CS and the girl said you need to only pay the minimum amount (5%), which is RM150, that is the way they do BT

This post has been edited by ytan053: Mar 24 2016, 04:23 PM

In that case, better dont do BT to HSBC because the interest is high (maybe 18%?). I remember when I was doing the BT, she mentioned some sort of no penalty for early settlement but I didnt hear anything about cannot BT to other banks. Sigh... So not gonna touch HSBC card for BT anymore

Be careful with BT with HSBC card. For my case, they charge the whole lump sum as statement balance instead of splitting it over few months. If only pay the minimum balance, I think the interest rate is bout 18% instead of the normal finance charge on outstanding balance.

Not sure bout that but I will never ever do BT with HSBC anymore due to the way they do the BT. Will only swipe if necessary (for weekend buy 1 free 1 movie @ GSC).

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This post has been edited by ytan053: Apr 6 2016, 10:41 AM