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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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wan7075
post Sep 21 2014, 11:39 AM

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report in.!!
wan7075
post Sep 30 2014, 03:52 PM

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QUOTE(victorywp @ Sep 30 2014, 11:11 AM)
if you actively using mbb2amex, then bt there.
if you actively using mbb2visa/mc, then bt there.
if you actively using both, then you may choose any, no difference.

the reason of choosing the active one is so that you may only pay once every month to one of the card, instead of having to separately pay to each of the card (just because the other card is attached to the monthly bt instalments).
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maybank bt is 12 month.
if i settled it early, will i face any penalty or charges from maybank? icon_question.gif

thanks bro victorywp..
wan7075
post Sep 30 2014, 04:14 PM

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QUOTE(victorywp @ Sep 30 2014, 04:00 PM)
are you going to do early settlement or are you going to do overpayment?
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i wish to settle early and cut my card before GST RM100 was charged on next year..
tongue.gif
wan7075
post Sep 30 2014, 04:31 PM

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QUOTE(victorywp @ Sep 30 2014, 04:28 PM)
but you are not new mbb2cards user right? should be not affected by the rm100 gst.
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unfortunately yes I'm new card holder during the rm100 cashback fews days ago tongue.gif ...
so i don't want to pay rm100 next year..
wan7075
post Sep 30 2014, 05:58 PM

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QUOTE(victorywp @ Sep 30 2014, 05:38 PM)
yeah, last time when rm50 gst, we still need to use our own hard earned points to redeem for the rm50 gst.
now increased to rm100 gst, but can get back the whole rm100 with 3 swipes, not only just get back rm50.
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1st year only have cash back. 2nd year is hard to get so many point to waive rm100.. sweat.gif
i'm using it for bt nia..
that's why i want to cut it when near 1 year..

wan7075
post Oct 17 2014, 09:31 AM

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QUOTE(victorywp @ Oct 15 2014, 09:42 PM)
because the 0% only for those who know this promo. mbb purposely created a new bt application form for this promo. if you use the wrong one, you will be charged.
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i have called to maybank just now cause i'm using the wrong form.
luckily according to the CS, it is ok for both forms, the matter is the BT application date. sweat.gif
this 3% upfront fee waive is for BT start from 2x september. it will be waive in 7 days.
wan7075
post Oct 18 2014, 11:13 AM

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1st BT from Aeon to MBB

Emailed to MBB: 13 Oct 14
Credit into Aeon: 16 Oct 14 (posted 17 Oct)

but maybank still not yet see this BT transaction.. laugh.gif

This post has been edited by wan7075: Oct 18 2014, 11:22 AM
wan7075
post Jan 16 2015, 10:25 AM

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my BT to AEON was rejected yesterday.. sien... maybe i have too many BT with AEON.
wan7075
post Jan 19 2015, 01:35 PM

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QUOTE(guy3288 @ Jan 18 2015, 11:28 AM)
how many points you guys have collected from Aeon so far?
I have redeemed my  points twice so far, RM200 (50k points) on 15.6.14 and
RM250 (62.5k) on 16.10.14.
My latest statement gave me 15k points, now got bal 57.6k points, another Rm200
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your credit limit is damn high... so as your salary brows.gif
wan7075
post Feb 10 2015, 06:17 PM

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QUOTE(guy3288 @ Feb 10 2015, 02:26 PM)
Yes Citibank has ZERO ffee ZERO interest BT.

I just applied 2 BTS to pay my PBB and HLB outstandings.

No need to fill form ,no need statement at all. so easy.
But it wont accept BT from  Aeon Credit card
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why can't BT from AEON? hmm.gif
wan7075
post Feb 12 2015, 01:12 PM

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QUOTE(victorywp @ Feb 12 2015, 10:56 AM)
guy3288 just tried and got approved although not new card member.
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oh no... i just cancel my citibank cash rebate card...
now AEON also need to wait 6 month...


wan7075
post Jun 19 2015, 08:40 AM

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QUOTE(ronnie @ Jun 18 2015, 04:01 PM)
I guess too many BT applications (From LYN) which requires a 2 day wait time for the call.... if no calls by Friday have to "pinjam" $$$
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applied on 16 mac.. recieved call on yesterday morning. later at about 4pm received approve sms. thumbup.gif
wan7075
post Jun 19 2015, 09:17 AM

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QUOTE(ronnie @ Jun 19 2015, 08:43 AM)
I assume 16-June, right ?
Did you submit via e-mail or Fax ? if by e-mail, did you get the acknowledgement email ?
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paiseh, it is jun... tongue.gif
submited via email..

i also no receive any acknowledgement email...
wan7075
post Jun 19 2015, 09:22 AM

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QUOTE(ronnie @ Jun 19 2015, 08:43 AM)
I assume 16-June, right ?
Did you submit via e-mail or Fax ? if by e-mail, did you get the acknowledgement email ?
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paiseh, it is jun... tongue.gif
submited via email..

i also no receive any acknowledgement email...
wan7075
post Jul 8 2015, 12:54 PM

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QUOTE(brotan @ Jul 7 2015, 10:19 PM)
I just won an ice watch from maybank balance transfer

Lol
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when is the campaign? and i can't find the result in maybank website?
can give me the link? thanks

This post has been edited by wan7075: Jul 8 2015, 12:57 PM
wan7075
post Jul 10 2015, 12:49 AM

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QUOTE(brotan @ Jul 8 2015, 04:37 PM)
i didn't even  know i won it or the campaign exist . only know when i got the gift delivered
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congra!

i received letter from maybank said that i got the rm100 cash rebate for win a polo sedan campaign.. rclxms.gif
wan7075
post Sep 2 2015, 09:31 AM

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QUOTE(NewGUY @ Sep 1 2015, 06:32 PM)
Damn AEON BT harder to apply...

Processing AEON credit giv
problem
1st say need full statement,
then say the cards cant be paid or not kenot entitle
3rd TnC say if must balance transfer before statement due....
4th some more say do not delete with customer, if 1 complaint to CSR

Is a chinese lady, like auditor like tat....

Chances to approve low d......

Guys advice me the tnc got such as above....
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what is the meaning of "say do not delete with customer" hmm.gif
wan7075
post Oct 3 2015, 07:00 PM

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QUOTE(suadrif @ Oct 3 2015, 12:27 AM)
guys
if i have a personal loan rm10k to be settle, would it wise if i purchase 3 units of new iphone using my credit card, sell all the iphones, full settlement my personal loan and then quickly apply 0% balance transfer for my credit card balance?
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if u can sell all phone, then yr planning is great rclxms.gif
but if you can't sell it then you will bear more debt sweat.gif
wan7075
post Dec 11 2015, 09:36 AM

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QUOTE(yusiang @ Dec 3 2015, 07:55 PM)
Just emailed another BT form to PBB. In their reply, they mention that the 0% campaign will be ending by 31-Dec! I am not sure if they really mean ending it(no more renew campaign as usual), but this is the first time I see them mention this in the email.

"We would like to advise that we have forwarded your balance transfer request to the relevant department for processing.

Please be informed that our current 0% interest balance transfer campaign will be ending by 31 Dec 2015."
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hi, would like to confirm just need to send the BT form only right? no other documents needed?
and email to custsvc@publicbank.com.my?

thanks.
wan7075
post Dec 21 2015, 09:26 AM

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QUOTE(MGM @ Dec 17 2015, 11:03 AM)
I would like to BT rm5000 to PBB from Aeon Credit but split up the rm5000 to 3 Aeon cards (AeonGold=rm1600, Watami=rm3000 and AeonBig=rm400). Is this allowed?
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if you see the form, it is rm5k per bank for 0%..
if you do so, you will get 1% BT.


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