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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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peri peri
post Oct 9 2014, 08:46 PM

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QUOTE(Lineage @ Oct 9 2014, 06:07 PM)
U owe RM2k but do BT from PB CC RM10k? and u got RM8k for free?  shocking.gif
This is nice, this is what I need now..Haha..  nod.gif
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i already posted here before, for PBB BT, u just fill the bt form and your preferred amount to ur prefer bank without any supporting statement as long below ur CL. they dont care.
peri peri
post Dec 4 2014, 02:31 PM

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QUOTE(genzi0401 @ Dec 4 2014, 02:30 PM)
i jz sent my MBB BT application form together with my statement to a nearby MBB branch.

will this method takes a longer time to proceed?

after i submitted the form manually to them only i realize i can actually email them after reading this thread.
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i think fax faster. what if the bank officer forgot to fax or dispatch ur doc back to their credit dept?
peri peri
post Dec 4 2014, 02:42 PM

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QUOTE(genzi0401 @ Dec 4 2014, 02:38 PM)
that's y i am a bit regret of what i did just now.

by the way, they promised to get back to me on monday.
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says i fax today, next monday the fund already appear in my other bank acc. i did twice redi and its that fast.
peri peri
post Dec 4 2014, 02:53 PM

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QUOTE(cruel_boy @ Dec 4 2014, 02:48 PM)
i got about 7k on my mbb2 cards. if i were to balance transfer to pbb, would that be from 2 accounts or just 1 account of mbb cc?
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1 choose either amex or visa/master
peri peri
post Dec 4 2014, 03:06 PM

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QUOTE(MGM @ Dec 4 2014, 03:03 PM)
I have problem faxing the BT application thru fax lately eventhough I prefer this method. No choice but to email.
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less than 25 days to apply again for zero interest. i will proceed another one soon
peri peri
post Dec 4 2014, 04:15 PM

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for my BT, maybank did not call me, received sms approved and money transferred during my second application
peri peri
post Dec 4 2014, 04:57 PM

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QUOTE(marquis @ Dec 4 2014, 04:55 PM)
Thanks for the reply guys. So basically, I'll have to try again a second time to get some sort of response from them correct?

If I were to call the hotline, which option should I pick? Too many options and very confusing sweat.gif
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my second application meaning my second BT application nod.gif
peri peri
post Dec 15 2014, 10:58 AM

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3 rd BT application Maybank to Public from apply and money appear in acc just in 3 days!!
peri peri
post Dec 16 2014, 09:14 AM

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my experience with CIMB BT, u just need to pay the minimum repayment only and not the proportion installment.

Says

CIMB BT 6 months for rm6000

u can pay at rm50 for 1st month and repeating the same until the 5th month then last month pay full at rm 5750. No interest charged


unlike maybank.

already tier at RM1000 at each month. Says if u pay min rm50 only, then finance charges is applicable.
peri peri
post Dec 16 2014, 09:43 AM

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QUOTE(cyang @ Dec 16 2014, 09:40 AM)
Thanks for clarification. I remember I read some place on GenXGenYGenZ about this, but not sure how it works.
Since my only BT from MBB, PBB and Aeon, All of them require full monthly installment repayment. smile.gif
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yup, me also currently sticking with these 3 banks as well
peri peri
post Dec 16 2014, 11:25 AM

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QUOTE(sendohz @ Dec 16 2014, 09:48 AM)
Too bad im not eligible for PBB unless i moved my FD from MBB to PBB
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normal PB card also eligible. but must be fund. 0% installment conversion plan and BT all ending this month
peri peri
post Dec 16 2014, 11:32 AM

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QUOTE(tbheng @ Dec 16 2014, 11:31 AM)
I have reported that the 0% BT for PBB has been extended to March 2015.  thumbup.gif
SOS
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Opps, my bad. but thanks for your head up. thumbup.gif
peri peri
post Dec 16 2014, 11:54 AM

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QUOTE(tbheng @ Dec 16 2014, 11:40 AM)
No prob... sharing is caring.  tongue.gif
Hope PBB keep extending...  biggrin.gif

Based on my rough count...doing 0% BT for the last 8 months, have generated free money of > 1k dy.  drool.gif
Not a lot if compare to use it on high return investment.
And it does need close monitoring and tracking of all the repayments... rclxub.gif
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Yeah. im also keeping all the BT, call for cash, purchase installment plan all in a log book. Every month dont know utilize how many IBG for the said.

I treat them as advance money while not disturbing my fund. Mainly utilize it to offset my flexi home loan interest which save me 4.50% when BLR was 6.60.

When good time to vest in gold, vested some and luckily exit faster when price slumped.

Now aiming at Stock market due to fluctuated crude oil. Its like giving us second chance to enter O&G stock as a restart. One man loss is one man gain in stock market.


peri peri
post Jan 8 2015, 09:34 AM

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maybank really efficient by refunding the excess amount in CC to my SA just less than 3 days. I amazed.
peri peri
post Jan 8 2015, 04:48 PM

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just did BT with PBB again, no statement required like others banks do, awesome
peri peri
post Jan 14 2015, 09:48 AM

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QUOTE(brotan @ Jan 8 2015, 05:23 PM)
problem is the 5k min for 0%  rclxub.gif
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rm5k or 10k or 30k, just BT it to other bank and instruct the bank to refund out to your SACA, instant cash usage drool.gif
peri peri
post Feb 11 2015, 10:23 AM

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AEON CC rejected my BT last month, will submit again this month. Now with bigger BT amount, see them take my bait or not!
peri peri
post Feb 24 2015, 12:27 PM

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the maybank BT is annoying late now.

called received but money yet transferred. Now i have to clear the due amount first before breaching some package taken. Argghh
peri peri
post Feb 24 2015, 03:15 PM

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QUOTE(victorywp @ Feb 24 2015, 02:16 PM)
that's great!  rclxms.gif

actually i faxed over a bt application few days before cny without statement.
but until now no news yet...
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last chance before end of zero BT package
peri peri
post Feb 25 2015, 12:31 PM

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now im getting mad. almost 2 weeks apply MBB BT, confirmation call received but until now the fund still not appearing.

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