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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List
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joylay83
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 Dec 16 2014, 02:12 AM
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QUOTE(cyang @ Dec 10 2014, 11:12 PM) No worries. Maybank 100% can refund you the overpayment back to CASA. I was thinking maybe I can do early settlement once hit max credit limit, reset back to 0, then BT again, den reset.. the cycle goes on.. It will be good, since got free aeon points I assume? But, I'm getting lazy to submit BT form.. plus PBB MBB 0% BT ending soon.. seems like not worth the hassle.. LOL If MBB refund overpayment, any charges? |
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joylay83
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Dec 16 2014, 02:13 AM
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QUOTE(cyang @ Dec 16 2014, 12:08 AM) If I only pay the MIN amount (lets say RM50), the remaining 450 balance will be charged financial interest right? yes. |
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joylay83
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Apr 14 2015, 02:46 PM
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wanna ask.... nowadays AEON/PBB/MBB if overpay can transfer back to CASA?
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joylay83
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Jun 11 2015, 12:51 AM
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MBB easy to get back?
I know HSBC vy vy easy. no question asked.
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joylay83
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Jun 24 2015, 05:13 PM
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PBB BT approved today. took 5 days  no need statement. overpay to MBB. |
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joylay83
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Jun 24 2015, 10:14 PM
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QUOTE(guy3288 @ Jun 24 2015, 08:55 PM) No not much, mostly BTs. How much you over pay MBB? I want to do that also,just scared if amount big and get stuck there how? no pbb dun care 1... as long as 80% cl they will give. i transferred 18k x 6m. so 1m 3k. not that i dun hab the cash, but im putting it in fd  on the other side, aeon declined my bt. i only found out today after i called them. they should at least have the curtesy to email or sms to inform us that its declined. reason is that i hav ongoing bt with them. |
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joylay83
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Jun 25 2015, 12:33 AM
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QUOTE(guy3288 @ Jun 24 2015, 11:37 PM) you transferred 18k to MBB and you got refund RM18k from MBB to put in FD? Did the MBB staff ask Questions when you request refund of RM18k? i transferred 18k. waiting for the money to come in. perhaps tomorrow or so. i plan to take a portion of the 18k out n put into fd after i trannsfer it into casa. my pbb oledi charged rm3k for next month. the last time i requested a refund from mbb cc cs at gardens mv, the staff malas n say 'oh nvm 1.. u just spend it and it will b deducted' i didnt bother to pursue further coz i memang had things to buy. amount i think few k. This post has been edited by joylay83: Jun 25 2015, 12:35 AM |
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joylay83
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Jun 25 2015, 11:05 AM
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I didn't get any call or email from submission to BT being declined. I only found out after i call them. Aeon should really improve their CS.
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joylay83
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Jun 25 2015, 11:27 AM
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QUOTE(sms2u @ Jun 25 2015, 11:15 AM) AEON will send a sms to inform BT rejected. tak ada also.. no call/email/sms. |
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joylay83
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Jun 25 2015, 12:41 PM
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QUOTE(sms2u @ Jun 25 2015, 11:29 AM) When u apply the BT? It need some time to received the sms. Did u register your hp no correctly with AEON? Do u receive other sms from AEON via your phone line? yes definitely. they called me before and i didn't change number. QUOTE(victorywp @ Jun 25 2015, 11:31 AM) a lot of us use aeon for bt because of its 0% for 6months. for 24 months, you need to survey each bank and compare the interest on your own. consider PBB/affin/rhb. If you want to escape interest, you may do multiple BT. do 1 BT, then BT the BT. but make sure u know very well what you are doing. you may also get 2 credit cards and BT them to each other. i did PBB-AEON-MBB last time. all approved. didn't have to pay my bills for 2 months  |
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joylay83
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Jul 2 2015, 06:59 PM
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QUOTE(soonlee33 @ Jul 2 2015, 06:45 PM) Pls advise If ocbc I owe 4k Should I do BT from my maybank ? Or sign up for new cc ? Or any othr option ? mbb got upfront 3%. pbb is the best. 0% for 1yr and can overpay. also no need statement. |
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joylay83
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Jul 5 2015, 02:03 AM
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Has anyone tried BT with supplimentary card? can it be done?  |
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joylay83
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Aug 21 2015, 02:54 AM
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QUOTE(PsychoJoe @ Aug 20 2015, 02:31 PM) Does anyone know whether we are able to BT from AEON to PBB? In the PBB form, do I put CITIBANK as the Bank as per how we usually pay via IBG? I've been reading the past posts, and figured that I can't put down AEON as the bank because some folks say that their BT application was rejected because AEON is not a bank. yes. just put AEON. I have did BT from AEON to PBB, and PBB to AEON simultaneously on the same month. I didn't have to pay PBB or AEON for that particular month This post has been edited by joylay83: Aug 21 2015, 02:55 AM |
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joylay83
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Jan 18 2016, 02:29 AM
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for AEON BT, which is faster, email the bt form to them, or straight send to menara olympia ground floor their HQ customer service?
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