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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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jes88
post Oct 22 2014, 08:12 AM

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15 Oct - Email BT to MBB
15 Oct - received acknowledgment back by reply email & CS verification
21 Oct - Payment made to OCBC
21 Oct - 3% waiver (transaction date 20 Oct)

This post has been edited by jes88: Oct 22 2014, 09:56 AM
jes88
post Nov 15 2014, 04:57 PM

Getting Started
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Junior Member
126 posts

Joined: May 2007


QUOTE(jes88 @ Oct 22 2014, 08:12 AM)
15 Oct - Email BT to MBB
15 Oct - received acknowledgment back by reply email & CS verification
21 Oct - Payment made to OCBC
21 Oct - 3% waiver (transaction date 20 Oct)
*
My 2nd BT to MBB
12 Nov - Email BT to MBB
12 Nov - received acknowledgment back by reply email & X CS verification
14 Nov - Payment made to OCBC
14 Nov - 3% waiver

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jes88
post Jul 9 2015, 09:10 AM

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Junior Member
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Joined: May 2007


QUOTE(guy3288 @ Jul 9 2015, 09:04 AM)
Just sharing,
Refund for BT overpay
1)MBB- easy RM13+K, no question. Anyone done higher amount please share.
*2)Citibank - Below 2k ok
*3)Ambank - Below 1k ok
Any other bank that we can cash out , please share.

*Above that amount need proof of payment.
No proof?, just swipe your card till your overpay/credit extra below that cut off amount.
*
For MBB, may I know you call which no. for fast action?
jes88
post Jul 16 2015, 01:38 PM

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Junior Member
126 posts

Joined: May 2007


Hi, my BT is approved and overpay to MBB, what is the good reason to give if I want to cash out by transfer to CASA?
jes88
post Jul 16 2015, 02:03 PM

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QUOTE(bearbear @ Jul 16 2015, 01:58 PM)
double payment, slow processing by other bank.

i used to be able to convince them to transfer the full amount.

latest request they only refund the extra after deducting my outstanding which is not due. Since the due date is close by i just let it be.
*
But the BT amount is more the cc amount, cannot said double payment sweat.gif
jes88
post Jul 19 2015, 11:58 AM

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Junior Member
126 posts

Joined: May 2007


QUOTE(David900924 @ Jul 19 2015, 08:51 AM)
juz be honest, i just say it is bt from other bank and I want to transfer to my CASA. easy and no further question been asked. I did this 4 times n smooth.. amounting from 12k to 5k.
*
Noted Tq
jes88
post Jul 24 2015, 09:58 AM

Getting Started
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Junior Member
126 posts

Joined: May 2007


PBB BT Approval to MBB
13 July : Send application via email
15 July : Approval and posted under Unbilled transactions
16 July : SMS notification. Reflected in MBB

MBB Overpayment
20 July : Send via email
23 July : Refund to CASA

So far so good.


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