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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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Ricky300
post Mar 6 2015, 01:40 PM

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Just wonder, can we apply PBB BT on Maybank AMEX ?

Ricky300
post Mar 6 2015, 04:13 PM

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QUOTE(koinibler @ Mar 6 2015, 02:41 PM)
Maybe you can try. If it's go through, then great. If not then you're eligible to win  Polo. Who knows.
Supposely no problem, just not M2C. They will prefer to use the visa/master
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what do you mean by not M2C?

Can't use on my maybank 2 cards AMEX?

Ricky300
post Mar 6 2015, 05:25 PM

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QUOTE(koinibler @ Mar 6 2015, 05:22 PM)
Even when fill up form using amex number, the billing all goes to visa/mastercard counterpart.
Its all same btw, so not really matter much.
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I see, then I will just need to call up Customer Service to transfer the BT amount to my AMEX. thumbup.gif
Ricky300
post Mar 30 2015, 02:44 PM

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QUOTE(lamode @ Mar 30 2015, 10:05 AM)
just need to see carefully  tongue.gif  rclxms.gif  smile.gif
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1% still cheap what.....

Can we apply RM5000 to Maybank thereafter request can withdrawal from the extra balance?
Ricky300
post Mar 30 2015, 05:10 PM

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QUOTE(sms2u @ Mar 30 2015, 04:49 PM)
1% interest rate on 6 month of BT will have effective interest rate around  4%
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I don't get it...can you be more specific on the 4%?

To me it should be 2%, if you are comparing in 1 year term.
Ricky300
post Mar 30 2015, 05:42 PM

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QUOTE(bearbear @ Mar 30 2015, 05:33 PM)
More to 4%; you are paying back the '1%' equally every month although you have paid back the loan amount equally in 6 months. Complicated maths but easy way is to refer to RHB promo. You pay 1.2% up front for 6 months BT but they are also nice enough to show you the effective % to be 4.1% p.a.
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I see, if that's the case, can I jsut apply for 5000 then transfer the extra balance out from my CC?
Ricky300
post Apr 23 2015, 02:47 PM

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QUOTE(MGM @ Apr 23 2015, 01:06 PM)
PBB is super efficient, apply BT on 20-4 2pm, transaction reflected in PBB-online on 21-4, payment reflected in M2U on 22-4.

My last AEON BT was done on 23-12-2104, would try to BT again after 24-6-2105.
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Same goes for me. Sent in my application form yesterday and reflected in PBB-Online on today rclxm9.gif rclxm9.gif
Ricky300
post Jun 10 2015, 01:40 PM

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Can I apply another BT plan from Public bank while i'm in the midst of repaying the initial BT?
Ricky300
post Jun 10 2015, 03:12 PM

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QUOTE(sms2u @ Jun 10 2015, 03:09 PM)
Which cc u are in the midst of repaying the initial BT?

FYI. u can only apply BT to AEON CC every 6 months once. That  means u need to settle the BT in AEON CC before u can apply another BT to AEON CC.
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Current BT is under Public Bank.

Intend to apply another BT from Public Bank.

Both BT plan is to solve my MBB outstanding balance
Ricky300
post Jun 10 2015, 03:33 PM

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QUOTE(sms2u @ Jun 10 2015, 03:16 PM)
Meaning u transfer balance from MBB CC to public bank CC
Now, u plan to transfer balance from public bank CC to AEON CC

If u transfer balance to AEON for first time, no problem to apply.
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I never mentioned anything about Aeon CC sweat.gif sweat.gif

I BT once from PPB to MBB, now intend to do another round from PPB to MBB.

This post has been edited by Ricky300: Jun 10 2015, 03:33 PM
Ricky300
post Jun 10 2015, 04:13 PM

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QUOTE(victorywp @ Jun 10 2015, 04:06 PM)
as i mentioned earlier, yes you may. but provided your cl allows since you need to bt minimum rm5k each time.
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Noted with thanks.

Must clear his confusion as he was trying to help out! icon_rolleyes.gif icon_rolleyes.gif
Ricky300
post Jan 12 2016, 02:35 PM

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Anyone can confirm if PBB is no longer offering 0% balance transfer after 31 Dec 2015?
Ricky300
post Jan 12 2016, 04:46 PM

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QUOTE(bearbear @ Jan 12 2016, 02:54 PM)
Extended, please search
MBF is 0% and no fee charged
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Noted with thansk icon_rolleyes.gif
Ricky300
post Jan 12 2016, 04:52 PM

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QUOTE(btan @ Jan 12 2016, 04:49 PM)
got link? i plan apply BT now.
in my hand, i had hsbc, uob and cimb, no 0% BT plan.
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here you go

https://www.pbebank.com/pdf/Promotions/form_bt15.aspx

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