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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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Jason
post Sep 22 2014, 01:46 PM

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AEON BT email last night, received email confirmation reply @ 10.3xAM, received verification call @ 11.4xAM.

No problem with the BT...
Jason
post Mar 23 2015, 12:03 PM

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QUOTE(shawluke @ Mar 23 2015, 11:52 AM)
Hello, I have applied the BT with Aeon for 3 times this month, and it has been declined without any reason.

I called to the customer service for several times, and they keep mentioned that they are not possible to provide me the actual answer, eventhough transfer my call to credit department they also couldn't answer me.

I have currently paying 3 monthly BT to Aeon, total amount I applied are rm7600.
I have Rm10,000 credit limit, and outstanding is rm0 this month, due I have deposit few thousands in my Aeon account, now got rm2k CR.

This time I only applied rm1400 for BT, and they rejected me 3 times within this month.

The customer service officer keep asking me to apply again at another 6 months without a strong reason, just stated its the policy..

Have anyone might know what is the reason that they rejected my BT application ?
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AEON new policy.. BT can only do once every 6 months.

Jason
post Mar 23 2015, 12:55 PM

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QUOTE(shawluke @ Mar 23 2015, 12:49 PM)
I see. This policy has recently implemented  ?
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Around 2 months back. Check few pages back. Also AEON BT no longer grant points.
Jason
post Mar 27 2015, 03:49 PM

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QUOTE(Felice821 @ Mar 26 2015, 03:39 PM)
PBB 0% BT required RM5000 and above. Sigh.
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Why sigh? No statement required. Just BT lah. PBB's offer is among the best.

AEON no more points for BT... cry.gif Double whammy by AEON.
Jason
post Mar 30 2015, 05:45 PM

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QUOTE(Ricky300 @ Mar 30 2015, 05:42 PM)
I see, if that's the case, can I jsut apply for 5000 then transfer the extra balance out from my CC?
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Yes. Which is what I said earlier. Just BT 5k or more from PBB to enjoy the 0%. Since PBB don't need statement from the other bank, just do it.
Jason
post Apr 5 2015, 04:06 PM

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QUOTE(celaw @ Apr 5 2015, 03:53 PM)
For AEON, I still get the points (Jan 15 - Mar 15 monthly statement) for BT done on Dec 2014
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The AEON BT no pts is in March 2015 T&C... we'll see if its reflected in April statement.
Jason
post Jun 16 2015, 08:22 PM

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Ambank one sounds converting transactions done on Ambank card to 6 month installment, rather than BT. Its Flexipay...
Jason
post Oct 8 2015, 02:28 PM

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For the benefit of everyone, can you guys please edit previous posts, and stop posting regarding accidentally overpaying your credit cards, and having to refund.

Can be more tactful when posting.

This IS an open public forum after all. And it works to nobody's advantage if banks stop offering BT.


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