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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List
Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List
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Sep 20 2014, 02:05 PM, updated 10y ago
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#1
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Senior Member
2,392 posts Joined: Dec 2009 |
Click Here For V2 FAQ On BT Topics In the spoiler are some of the most commonly asked questions in the thread. So I have compiled them here for easier reference as not to repeat the same question all over » Click to show Spoiler - click again to hide... « ######### Listed below are banks current offering of Balance Transfer (BT) program As I do this on a non regular basis, so if there is any update on the balance transfer offering or mistake in my post, pls let me know by PM so that I can update / correct it Disclaimer : I am not responsible for any financial issues arise from using the information provided. As I cannot list down all the T & C impose by banks, pls make sure you double check with the banks on the BT topics before you make any of your decision Thanks ######### Banks Currently Offering 0% Balance Transfer » Click to show Spoiler - click again to hide... « Banks Currently Offering <= 3%/yr Balance Transfer » Click to show Spoiler - click again to hide... « General Balance Transfer Offering Bank Name : Public Bank » Click to show Spoiler - click again to hide... « Bank Name : Maybank » Click to show Spoiler - click again to hide... « Bank Name : RHB » Click to show Spoiler - click again to hide... « Bank Name : RHB Islamic » Click to show Spoiler - click again to hide... « Bank Name : Aeon Credit Service » Click to show Spoiler - click again to hide... « Bank Name : AmBank » Click to show Spoiler - click again to hide... « Bank Name : Al Rajhi Bank » Click to show Spoiler - click again to hide... « Bank Name : BSN » Click to show Spoiler - click again to hide... « Bank Name : CIMB » Click to show Spoiler - click again to hide... « Bank Name : OCBC » Click to show Spoiler - click again to hide... « Bank Name : Standard Charted » Click to show Spoiler - click again to hide... « Bank Name : MBF » Click to show Spoiler - click again to hide... « Bank Name : Citibank » Click to show Spoiler - click again to hide... « Bank Name : UOB » Click to show Spoiler - click again to hide... « Bank Name : Hong Leong » Click to show Spoiler - click again to hide... « Bank Name : Affin » Click to show Spoiler - click again to hide... « Bank Name : Alliance Bank » Click to show Spoiler - click again to hide... « Bank Name : Bank Islam » Click to show Spoiler - click again to hide... «
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Sep 20 2014, 02:06 PM
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#2
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2,392 posts Joined: Dec 2009 |
Reserved
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Sep 20 2014, 02:17 PM
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#3
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1,202 posts Joined: Jul 2007 From: Western Digital "Bring your Life TO LIFE" |
Reporting in..
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Sep 20 2014, 02:42 PM
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#4
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
yeah, v3!!
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Sep 20 2014, 05:11 PM
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#5
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454 posts Joined: Aug 2010 |
MBB Balance Transfer
============== One Time Charge (3%): Transaction Date 11-September. Waiver of 3% Up Front Fee: 17-September less than 10 days as what advice my MBB CS |
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Sep 20 2014, 05:16 PM
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#6
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2,148 posts Joined: Nov 2007 |
QUOTE(chongaik82 @ Sep 20 2014, 05:11 PM) MBB Balance Transfer thought it is Balance Transfer 0% interest for 12 months with a 3% upfront fee waived ?============== One Time Charge (3%): Transaction Date 11-September. Waiver of 3% Up Front Fee: 17-September less than 10 days as what advice my MBB CS why is there a date above ? |
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Sep 20 2014, 06:37 PM
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#7
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3,902 posts Joined: Jul 2007 |
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Sep 20 2014, 08:22 PM
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#8
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4,093 posts Joined: Jan 2003 From: USJ |
reporting in, my BT from Aeon to MBB approved too (rounded up to the nearest 100)
Fax to MBB: 13 Sep 14 One time charge in MBB: 17 Sep 14 (Posted 18 Sep) Credit into Aeon: 18 Sep 14 (Posted 19 Sep) This post has been edited by alexwsk: Sep 20 2014, 08:27 PM |
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Sep 20 2014, 09:23 PM
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#9
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6,483 posts Joined: Apr 2012 |
QUOTE(alexwsk @ Sep 20 2014, 08:22 PM) reporting in, my BT from Aeon to MBB approved too (rounded up to the nearest 100) Reporting inFax to MBB: 13 Sep 14 One time charge in MBB: 17 Sep 14 (Posted 18 Sep) Credit into Aeon: 18 Sep 14 (Posted 19 Sep) About MBB BT, so basically they will charge you first then only credit back after few days, right ?? Interesting |
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Sep 20 2014, 09:35 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 20 2014, 09:37 PM
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637 posts Joined: Mar 2014 From: Airport around the world |
MBB offers the best BT so far....
going to do BT from PB to MBB when my first statement is available. :) This post has been edited by tigaxxx: Sep 20 2014, 09:38 PM |
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Sep 20 2014, 09:46 PM
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3,902 posts Joined: Jul 2007 |
I rounded up both AEON and RHB amount in the MBB BT form.
15 SEP - emailed BT form and other bank's statement to MBB @ mbbcardservices@maybank.com.my 17 SEP - Received human acknowledgement email 19 SEP - Cleared in RHB 20 SEP - ONE TIME CHARGE appeared M2U. Posting date is 19 and transcation date is 18, but it didn't show up until 20 SEP Still waiting for AEON to be cleared, seems like it gonna be Monday or Tuesday. |
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Sep 21 2014, 12:09 AM
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2,148 posts Joined: Nov 2007 |
which method faster for bt ?
i faxed to mbb instead of email... |
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Sep 21 2014, 12:13 AM
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2,148 posts Joined: Nov 2007 |
mbb allow multiple bt.
so each time will charge 3% first and pay back after 7 days ? 3 times bt will charge 3% x 3 and pay back after 7 days right ? |
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Sep 21 2014, 12:35 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 21 2014, 12:37 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 21 2014, 12:41 AM
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2,148 posts Joined: Nov 2007 |
bt base on 80% of credit limit in mbb2 cards or 50K as per campaige expalined ?
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Sep 21 2014, 12:57 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 21 2014, 10:29 AM
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3,902 posts Joined: Jul 2007 |
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Sep 21 2014, 11:10 AM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 21 2014, 11:39 AM
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1,437 posts Joined: Nov 2005 |
report in.!!
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Sep 21 2014, 02:10 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
Maybank BT Process
15-Sep-2014 : MBB BT application via Fax 18-Sep-2014 : MBB BT application approved (no calls) 18-Sep-2014 : 3% one-time Fee charged (awaiting reversal) 19-Sep-2014 : MBB BT payment to AEON 23-Sep-2014 : Reversal of 3% one-time fee Total cycle : 5 working days !!! KUDOS !!! This post has been edited by ronnie: Sep 24 2014, 08:30 AM |
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Sep 21 2014, 03:00 PM
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Sep 21 2014, 03:41 PM
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Sep 21 2014, 06:53 PM
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aeon nvr reply my email as they usualy didl for bt.
wonder wat happen. |
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Sep 21 2014, 07:36 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 21 2014, 08:08 PM
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8,425 posts Joined: Nov 2005 |
Did anyone request credit limit increase from Maybank since there is still another 6 months to go for the 0% 12 months balance transfer? If so, can we submit the relevant document using the fax?
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Sep 21 2014, 08:44 PM
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612 posts Joined: Feb 2008 |
this bt and re-bt require lot of CL, trying my luck to increase my watami CL at aeonbig wangsamaju today
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Sep 21 2014, 10:12 PM
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7,496 posts Joined: Feb 2007 |
QUOTE(jasontoh @ Sep 21 2014, 08:08 PM) Did anyone request credit limit increase from Maybank since there is still another 6 months to go for the 0% 12 months balance transfer? If so, can we submit the relevant document using the fax? if your last CL increase was 6 months ago or more why not ? u can just send it to mbbcardservices@maybank.com.myThis post has been edited by DarReNz: Sep 21 2014, 10:14 PM |
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Sep 21 2014, 11:47 PM
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All Stars
18,402 posts Joined: Oct 2010 |
Maybank BT Process 15-Sep-2014 : MBB BT application via Fax 18-Sep-2014 : MBB BT application approved (no calls) 19-Sep-2014 : 3% one-time Fee charged (awaiting reversal) 19-Sep-2014 : MBB BT payment to AEON |
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Sep 22 2014, 03:44 AM
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1,178 posts Joined: May 2007 |
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Sep 22 2014, 09:17 AM
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1,573 posts Joined: Sep 2010 |
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Sep 22 2014, 01:46 PM
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6,354 posts Joined: Jan 2003 |
AEON BT email last night, received email confirmation reply @ 10.3xAM, received verification call @ 11.4xAM.
No problem with the BT... |
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Sep 22 2014, 01:53 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(bee993 @ Sep 21 2014, 06:53 PM) There's an issue last week with my application as well. It's better you call up after you send the application form to confirm they receive it. I had to re-submit again via email today (first submission on 17th was not receive |
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Sep 22 2014, 01:57 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(ronnie @ Sep 22 2014, 01:53 PM) There's an issue last week with my application as well. aeon called me at 11:xxam for verification but i was engaged on another line so i missed it. still waiting for them to call me back...It's better you call up after you send the application form to confirm they receive it. I had to re-submit again via email today (first submission on 17th was not receive :shock: :stars: ) |
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Sep 22 2014, 05:26 PM
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47 posts Joined: Feb 2008 |
hello everyone, I just submit my BT through branch today, wonder how long will it take for Maybank to pay OCBC. But I had one question , what will happen if the MBB BT approved after I cleared all my outstanding in OCBC?
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Sep 22 2014, 05:35 PM
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7,496 posts Joined: Feb 2007 |
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Sep 22 2014, 06:00 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(only_lonely1220 @ Sep 22 2014, 05:26 PM) hello everyone, I just submit my BT through branch today, wonder how long will it take for Maybank to pay OCBC. But I had one question , what will happen if the MBB BT approved after I cleared all my outstanding in OCBC? then your ocbc will be double paid... |
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Sep 22 2014, 06:02 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 22 2014, 08:47 PM
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Junior Member
445 posts Joined: Apr 2006 |
For public bank, what is the maximum percentage of credit limit can be used for BT?
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Sep 22 2014, 08:56 PM
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8,425 posts Joined: Nov 2005 |
QUOTE(DarReNz @ Sep 21 2014, 10:12 PM) if your last CL increase was 6 months ago or more why not ? u can just send it to mbbcardservices@maybank.com.my It's been years since my last CL increase as I never request for CL increase and they don't seems to auto upgrade the limit.What is the max % of CL we can use for BT? |
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Sep 22 2014, 08:57 PM
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2,392 posts Joined: Dec 2009 |
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Sep 22 2014, 10:03 PM
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7,496 posts Joined: Feb 2007 |
QUOTE(jasontoh @ Sep 22 2014, 08:56 PM) It's been years since my last CL increase as I never request for CL increase and they don't seems to auto upgrade the limit. when u fill in the CL increase form u can put a tick to allow mbb to auto increase the limit from time to time What is the max % of CL we can use for BT? |
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Sep 23 2014, 04:20 AM
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1,178 posts Joined: May 2007 |
QUOTE(victorywp @ Sep 22 2014, 01:57 PM) aeon called me at 11:xxam for verification but i was engaged on another line so i missed it. still waiting for them to call me back... QUOTE(victorywp @ Sep 22 2014, 06:02 PM) most probably rejected...cz i oso gt miss call then rejected...due date soon so hv to pay anyway...no more free money frm fd.. |
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Sep 23 2014, 06:26 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 23 2014, 09:14 AM
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445 posts Joined: Apr 2006 |
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Sep 23 2014, 09:17 AM
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2,619 posts Joined: Apr 2005 From: KL |
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Sep 23 2014, 09:20 AM
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4,093 posts Joined: Jan 2003 From: USJ |
QUOTE(alexwsk @ Sep 20 2014, 08:22 PM) reporting in, my BT from Aeon to MBB approved too (rounded up to the nearest 100) Reversed in MBB: 22 sep 14 (last payment date but not yet posted)Fax to MBB: 13 Sep 14 One time charge in MBB: 17 Sep 14 (Posted 18 Sep) Credit into Aeon: 18 Sep 14 (Posted 19 Sep) only 3 working days |
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Sep 23 2014, 09:39 AM
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All Stars
65,274 posts Joined: Jan 2003 |
just wondering, anyone BT from HLB Wise -> MBB?
do you use softcopy statement downloaded from HLB Connect (CSV format, without header) or scan hardcopy statement (received 1 week later)? |
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Sep 23 2014, 09:50 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(cybpsych @ Sep 23 2014, 09:39 AM) just wondering, anyone BT from HLB Wise -> MBB? HLB Connect has a eStatement (non-PDF) browser based which you can print to PDF... I use this each time with AEON BT.do you use softcopy statement downloaded from HLB Connect (CSV format, without header) or scan hardcopy statement (received 1 week later)? It has all the relevant info required. |
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Sep 23 2014, 09:56 AM
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All Stars
65,274 posts Joined: Jan 2003 |
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Sep 23 2014, 10:05 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Sep 23 2014, 10:07 AM
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All Stars
65,274 posts Joined: Jan 2003 |
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Sep 23 2014, 10:15 AM
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47 posts Joined: Feb 2008 |
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Sep 23 2014, 10:31 AM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 23 2014, 10:34 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 23 2014, 10:38 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
I'm still waiting for AEON BT team to call me
Is it that no call means rejected ? |
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Sep 23 2014, 11:09 AM
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445 posts Joined: Apr 2006 |
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Sep 23 2014, 11:29 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Sep 23 2014, 11:35 AM
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1,178 posts Joined: May 2007 |
17 one time charge
22 waived mbb |
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Sep 23 2014, 11:40 AM
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2,392 posts Joined: Dec 2009 |
upgrading my pbb visa gold to visa signature
good rebate + BT still applicable thanks to Ronnie for creating the thread on that topic This post has been edited by brotan: Sep 23 2014, 11:40 AM |
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Sep 23 2014, 03:23 PM
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2,112 posts Joined: Jul 2013 |
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Sep 23 2014, 03:34 PM
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2,392 posts Joined: Dec 2009 |
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Sep 23 2014, 06:22 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(victorywp @ Sep 23 2014, 10:34 AM) just received this sms... seems like overpayment does not cause my bt to be rejected... QUOTE RM0.00 (AEON) Dear Customer, we are pleased to inform that your Balance Transfer Application has been Approved. Thank you. |
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Sep 23 2014, 07:09 PM
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1,178 posts Joined: May 2007 |
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Sep 23 2014, 07:48 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 23 2014, 09:46 PM
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2,294 posts Joined: Sep 2009 |
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Sep 23 2014, 10:39 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 23 2014, 10:43 PM
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2,294 posts Joined: Sep 2009 |
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Sep 24 2014, 12:25 AM
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1,188 posts Joined: Sep 2008 |
My BT timeline : AEON to MBB
15-Sep-2014 : email BT application to MBB 18-Sep-2014 : 3% one-time Fee posted 19-Sep-2014 : payment posted at AEON 22-Sep-2014 : 3% one-time Fee waiver posted *No verification call *Installment not posted yet *Payment to AEON is super fast (must be using IBG instead of cheque) |
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Sep 24 2014, 12:39 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(tbheng @ Sep 24 2014, 12:25 AM) My BT timeline : AEON to MBB yes, confirmed mbb used ibg to aeon. today aeon bt team asked me this question "what method is your last payment", i said "by cheque", they asked "cheque?". then i said "sorry, is by ibg... from mbb", then they said "correct". lol...15-Sep-2014 : email BT application to MBB 18-Sep-2014 : 3% one-time Fee posted 19-Sep-2014 : payment posted at AEON 22-Sep-2014 : 3% one-time Fee waiver posted *No verification call *Installment not posted yet *Payment to AEON is super fast (must be using IBG instead of cheque) |
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Sep 24 2014, 01:01 AM
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1,188 posts Joined: Sep 2008 |
QUOTE(victorywp @ Sep 24 2014, 12:39 AM) yes, confirmed mbb used ibg to aeon. today aeon bt team asked me this question "what method is your last payment", i said "by cheque", they asked "cheque?". then i said "sorry, is by ibg... from mbb", then they said "correct". lol... Like dad also can... Wow, you have just completed BT AEON to MBB and now requesting BT back to AEON. EDIT: I checked back the transaction description "PAYMENT - TRANSFER" instead of "PAYMENT - CHEQUE" when BT to PBB. This post has been edited by tbheng: Sep 24 2014, 01:07 AM |
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Sep 24 2014, 01:08 AM
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Senior Member
637 posts Joined: Mar 2014 From: Airport around the world |
Received a call from a MBB marketing lady offering BT.
she said I can transfer up to 58k...and emailed me the form. All I gotta do is fill up & email back to her n no need to send statement. ..and already done that |
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Sep 24 2014, 03:48 AM
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1,178 posts Joined: May 2007 |
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Sep 24 2014, 08:32 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
I've received the Waiver for the 3% Upfront MBB BT fee after 3 working days... excellent quick service from MBB. Total turn-around MBB BT application is approximately 5 working days (for my case), which includes 1 public holiday and 1 weekend
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Sep 24 2014, 09:17 AM
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2,112 posts Joined: Jul 2013 |
QUOTE(ronnie @ Sep 22 2014, 01:53 PM) There's an issue last week with my application as well. Anything wrong with their "cc_cad@aeonmalaysia.com.my" email? Do you resubmit to the " cc_cad@aeonmalaysia.com.my" email or "customer.service@aeonmalaysia.com.my"? It's better you call up after you send the application form to confirm they receive it. I had to re-submit again via email today (first submission on 17th was not receive |
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Sep 24 2014, 09:22 AM
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5,155 posts Joined: Jan 2003 |
Anyone having this issue when using MBB BT?
WAIVER OF 3% UP FRONT FEE-190914 RM60.00 ONE TIME CHARGE RM84.00 This post has been edited by tifosi: Sep 24 2014, 09:23 AM |
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Sep 24 2014, 09:22 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Sep 24 2014, 09:23 AM
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2,112 posts Joined: Jul 2013 |
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Sep 24 2014, 09:24 AM
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2,112 posts Joined: Jul 2013 |
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Sep 24 2014, 09:25 AM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
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Sep 24 2014, 09:30 AM
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774 posts Joined: Nov 2008 |
So this means the MBB 12 months BT is a gimmick with a one-time charge on top of the 3% upfront fee (albeit waived).
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Sep 24 2014, 09:37 AM
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2,392 posts Joined: Dec 2009 |
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Sep 24 2014, 09:39 AM
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774 posts Joined: Nov 2008 |
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Sep 24 2014, 09:55 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 24 2014, 09:58 AM
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11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(tifosi @ Sep 24 2014, 09:22 AM) Anyone having this issue when using MBB BT? WAIVER OF 3% UP FRONT FEE-190914 RM60.00 ONE TIME CHARGE RM84.00 QUOTE(bearbear @ Sep 24 2014, 09:25 AM) maybe you guys bt from more than 1 bank cc to mbb?so need to wait for another "part" (balance) of the 3% waiver? |
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Sep 24 2014, 10:04 AM
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5,155 posts Joined: Jan 2003 |
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Sep 24 2014, 10:10 AM
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11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(tbheng @ Sep 24 2014, 01:01 AM) Like dad also can... aeon to mbbWow, you have just completed BT AEON to MBB and now requesting BT back to AEON. EDIT: I checked back the transaction description "PAYMENT - TRANSFER" instead of "PAYMENT - CHEQUE" when BT to PBB. 12/9 : fax bt application to mbb 16/9 : 3% one-time charge posted at mbb 18/9 : payment posted at aeon 19/9 : 3% upfront fee waiver from mbb posted |
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Sep 24 2014, 10:11 AM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 24 2014, 10:14 AM
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11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(victorywp @ Sep 24 2014, 10:10 AM) aeon to mbb ocbc and uob to aeon12/9 : fax bt application to mbb 16/9 : 3% one-time charge posted at mbb 18/9 : payment posted at aeon 19/9 : 3% upfront fee waiver from mbb posted 19/9 : fax bt application 22/9 : missed verification call 23/9 : received second verification call 23/9 : received bt approval sms |
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Sep 24 2014, 12:10 PM
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3,902 posts Joined: Jul 2007 |
QUOTE(lamode @ Sep 20 2014, 09:46 PM) I rounded up both AEON and RHB amount in the MBB BT form. 22 SEP - Cleared in AEON.15 SEP - emailed BT form and other bank's statement to MBB @ mbbcardservices@maybank.com.my 17 SEP - Received human acknowledgement email 19 SEP - Cleared in RHB 20 SEP - ONE TIME CHARGE appeared M2U. Posting date is 19 and transcation date is 18, but it didn't show up until 20 SEP Still waiting for AEON to be cleared, seems like it gonna be Monday or Tuesday. 23 SEP - WAIVER OF 3% UP FRONT FEE in M2U As I mention above, I BT both AEON and RHB in a one single form, the amount charged and waived received is exactly the same. For those have discrepancy, better contact MBB as soon as possible. |
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Sep 24 2014, 02:43 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
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Sep 24 2014, 03:28 PM
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2,392 posts Joined: Dec 2009 |
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Sep 24 2014, 04:12 PM
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774 posts Joined: Nov 2008 |
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Sep 24 2014, 04:34 PM
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2,392 posts Joined: Dec 2009 |
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Sep 24 2014, 04:45 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 24 2014, 04:52 PM
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2,392 posts Joined: Dec 2009 |
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Sep 24 2014, 05:01 PM
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986 posts Joined: Sep 2011 |
For Maybank BT, did any of you guys round up to the nearest 100 instead of the lower 100 and approve?
Eg : RM1230 statement amount but ask for RM1300. Can? Or only RM1200 |
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Sep 24 2014, 05:09 PM
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4,724 posts Joined: Jul 2013 |
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Sep 24 2014, 05:20 PM
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7,496 posts Joined: Feb 2007 |
normally MBB BT will appear in m2u account after 2-3 days ? or will you get sms it is approved ?
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Sep 24 2014, 05:22 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 24 2014, 09:04 PM
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6,257 posts Joined: Jul 2005 From: UEP Subang Jaya |
Repeating question from v2 cos by bad luck it was just before v3 start.
I wish to BT to my maybank card from OCBC card. Can I only BT up to statement amount or can BT the current amount (I wish to BT two statements and don't want to submit 2 BT applications). Dunno whether this is considered overpaying due to current amount not being inside the last statement. |
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Sep 24 2014, 09:08 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(LostAndFound @ Sep 24 2014, 09:04 PM) Repeating question from v2 cos by bad luck it was just before v3 start. as i know they take statement amount. or maybe you want to take the risk and try whether they accept current amount.I wish to BT to my maybank card from OCBC card. Can I only BT up to statement amount or can BT the current amount (I wish to BT two statements and don't want to submit 2 BT applications). Dunno whether this is considered overpaying due to current amount not being inside the last statement. |
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Sep 24 2014, 09:50 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
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Sep 24 2014, 09:59 PM
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5,532 posts Joined: Jan 2003 From: Kuala Lumpur |
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Sep 24 2014, 10:11 PM
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2,148 posts Joined: Nov 2007 |
i do MBB BT, card service ask me to amend BT amount to the hundred multiplication... why not following the exact outstanding bal from the statement of the card ? any shortfall we need to top up ?
e.g statement is RM5678.90 mbb settle RM5600.00 we need to settle the short fall ? |
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Sep 24 2014, 11:08 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(smartly @ Sep 24 2014, 10:11 PM) i do MBB BT, card service ask me to amend BT amount to the hundred multiplication... why not following the exact outstanding bal from the statement of the card ? any shortfall we need to top up ? always mark up, for eg, rm5601 statement you put rm5700 for bt. so no shortfall problem.e.g statement is RM5678.90 mbb settle RM5600.00 we need to settle the short fall ? |
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Sep 24 2014, 11:11 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 24 2014, 11:11 PM
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73 posts Joined: Jun 2010 |
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Sep 25 2014, 02:12 AM
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2,392 posts Joined: Dec 2009 |
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Sep 25 2014, 05:45 AM
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1,178 posts Joined: May 2007 |
submit bt again...aeon dont bother tp reply at all.
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Sep 25 2014, 07:38 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 25 2014, 07:59 AM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
abuse too much
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Sep 25 2014, 09:23 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 25 2014, 10:58 AM
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1,361 posts Joined: May 2006 |
Ok, after looking at this thread, can i conclude that after one BT we can do another BT back to the previosu card?
Eg. HLB to MBB Month 1 MBB to HLB Month 2 provided its 0% installment plan Is it right this way? |
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Sep 25 2014, 11:00 AM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
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Sep 25 2014, 11:13 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 25 2014, 11:21 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 25 2014, 11:25 AM
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All Stars
21,962 posts Joined: Dec 2004 From: KL |
QUOTE(sendohz @ Sep 25 2014, 10:58 AM) Ok, after looking at this thread, can i conclude that after one BT we can do another BT back to the previosu card? Yes but then, BT to MBB advertised as 0% interest but its actually got 3% upfront charges.Eg. HLB to MBB Month 1 MBB to HLB Month 2 provided its 0% installment plan Is it right this way? And then next month you BT back to HLB? So you pay 3% for 1 month? |
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Sep 25 2014, 11:32 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 25 2014, 11:38 AM
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1,361 posts Joined: May 2006 |
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Sep 25 2014, 11:45 AM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 25 2014, 11:47 AM
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All Stars
21,962 posts Joined: Dec 2004 From: KL |
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Sep 25 2014, 11:55 AM
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11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(WaCKy-Angel @ Sep 25 2014, 11:47 AM) Oh ya forgot about that. assume that you will be actively using your mbb2cards so you can bt out by combining the instalment + monthly expenses with the cc.Btw i supposed the BT amount are divided for 12 months repayment, so how do you BT it out? Have to call bank? Whats the procedure? |
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Sep 25 2014, 12:17 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
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Sep 25 2014, 12:21 PM
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202 posts Joined: Jul 2011 |
QUOTE(victorywp @ Sep 24 2014, 10:10 AM) aeon to mbb This is mine:-12/9 : fax bt application to mbb 16/9 : 3% one-time charge posted at mbb 18/9 : payment posted at aeon 19/9 : 3% upfront fee waiver from mbb posted Aeon & Rhb to Mbb 22/9 : email bt application to mbb 23/9 : email reply by customer officer in-charge 24/9 : BT approved 25/9 : 3% one-time Fee posted 29/9 : Payment to b transfered within 3 working days xx/9 : 3% upfront fee waiver from mbb posted Response time is pretty fast !!! Note: Amt trasfered is round-up to the nearest RM, Eg if statement rm1118.88, BT amt wil b RM1119 |
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Sep 25 2014, 12:26 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(AaIto @ Sep 25 2014, 12:21 PM) This is mine:- round up to the nearest 100 eh?Aeon & Rhb to Mbb 22/9 : email bt application to mbb 23/9 : email reply by customer officer in-charge 24/9 : BT approved 25/9 : 3% one-time Fee posted 29/9 : Payment to b transfered within 3 working days xx/9 : 3% upfront fee waiver from mbb posted Response time is pretty fast !!! Note: Amt trasfered is round-up to the nearest RM, Eg if statement rm1118.88, BT amt wil b RM1119 |
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Sep 25 2014, 12:36 PM
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202 posts Joined: Jul 2011 |
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Sep 25 2014, 03:46 PM
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5,532 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(AaIto @ Sep 25 2014, 12:21 PM) This is mine:- Which e-mail address you used to send your BT application to MBB?Aeon & Rhb to Mbb 22/9 : email bt application to mbb 23/9 : email reply by customer officer in-charge 24/9 : BT approved 25/9 : 3% one-time Fee posted 29/9 : Payment to b transfered within 3 working days xx/9 : 3% upfront fee waiver from mbb posted Response time is pretty fast !!! Note: Amt trasfered is round-up to the nearest RM, Eg if statement rm1118.88, BT amt wil b RM1119 |
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Sep 25 2014, 03:54 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 25 2014, 04:50 PM
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1,211 posts Joined: Aug 2008 |
QUOTE(AaIto @ Sep 25 2014, 12:21 PM) This is mine:- wah, for my case 3180.66, i filled in 3100.. approved and paid to my ocbc 3100...i still have to manually pay 80.66 Aeon & Rhb to Mbb 22/9 : email bt application to mbb 23/9 : email reply by customer officer in-charge 24/9 : BT approved 25/9 : 3% one-time Fee posted 29/9 : Payment to b transfered within 3 working days xx/9 : 3% upfront fee waiver from mbb posted Response time is pretty fast !!! Note: Amt trasfered is round-up to the nearest RM, Eg if statement rm1118.88, BT amt wil b RM1119 |
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Sep 25 2014, 05:16 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 25 2014, 06:02 PM
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1,178 posts Joined: May 2007 |
Rejected..after I call to make enquiry
Apply again.. put 60% this time.c how it goes |
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Sep 25 2014, 06:03 PM
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1,178 posts Joined: May 2007 |
Rejected..after I call to make enquiry
Apply again.. put 60% this time.c how it goes |
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Sep 25 2014, 06:05 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 25 2014, 06:20 PM
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1,178 posts Joined: May 2007 |
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Sep 25 2014, 06:25 PM
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679 posts Joined: Mar 2009 From: LGK |
Guys, need suggestions here. My mom want to bt from her maybank cc. is it necessary to have other active bank account at first in order to bt? shes been surveying banks in langkawi. most of the banks stated need 6 months active account. any suggestion?
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Sep 25 2014, 06:27 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(anarchy2cruo @ Sep 25 2014, 06:25 PM) Guys, need suggestions here. My mom want to bt from her maybank cc. is it necessary to have other active bank account at first in order to bt? shes been surveying banks in langkawi. most of the banks stated need 6 months active account. any suggestion? at least need to have another cc to bt to. |
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Sep 25 2014, 06:29 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 25 2014, 06:49 PM
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679 posts Joined: Mar 2009 From: LGK |
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Sep 25 2014, 06:52 PM
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1,178 posts Joined: May 2007 |
QUOTE(victorywp @ Sep 25 2014, 06:29 PM) wah, this 2 bt already used up 80% of your cl?! must be very big amount oh!! that's why being flagged as abuser? The 1st 1 70%July clear up and august overpaid 1 month to bt again 80% September clear till left 1/3 outstanding. I am finding the reason for rejected This time try lower % c how. |
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Sep 25 2014, 07:01 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 25 2014, 07:18 PM
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1,178 posts Joined: May 2007 |
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Sep 25 2014, 09:06 PM
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2,392 posts Joined: Dec 2009 |
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Sep 25 2014, 09:49 PM
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3,902 posts Joined: Jul 2007 |
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Sep 26 2014, 12:02 AM
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2,112 posts Joined: Jul 2013 |
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Sep 26 2014, 12:10 AM
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1,211 posts Joined: Aug 2008 |
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Sep 26 2014, 01:22 AM
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1,178 posts Joined: May 2007 |
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Sep 26 2014, 06:35 AM
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18 posts Joined: Jun 2014 |
Hmm there is some wrong info on hlb bt :
hlb's rate is 6.99% pa reducing rate, tenure either half year/1 year. there is no any other charges. and not sure if u guys know about this during birthday month if u apply, u can get bt at 4.99% pa on a life time tenure, no any other charges/tnc too |
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Sep 26 2014, 06:51 AM
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All Stars
65,274 posts Joined: Jan 2003 |
QUOTE(seiwei @ Sep 26 2014, 06:35 AM) Hmm there is some wrong info on hlb bt : why would you want to "donate" more to bank wherease selected banks/cards are offering 0% BT?hlb's rate is 6.99% pa reducing rate, tenure either half year/1 year. there is no any other charges. and not sure if u guys know about this during birthday month if u apply, u can get bt at 4.99% pa on a life time tenure, no any other charges/tnc too |
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Sep 26 2014, 06:54 AM
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18 posts Joined: Jun 2014 |
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Sep 26 2014, 06:58 AM
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65,274 posts Joined: Jan 2003 |
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Sep 26 2014, 07:14 AM
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7,496 posts Joined: Feb 2007 |
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Sep 26 2014, 07:26 AM
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All Stars
65,274 posts Joined: Jan 2003 |
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Sep 26 2014, 08:37 AM
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1,361 posts Joined: May 2006 |
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Sep 26 2014, 09:01 AM
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Senior Member
5,532 posts Joined: Jan 2003 From: Kuala Lumpur |
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Sep 26 2014, 09:27 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 26 2014, 01:41 PM
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2,112 posts Joined: Jul 2013 |
QUOTE(red_scorpion @ Sep 26 2014, 12:10 AM) Don't worry..you can round UP as long u have sufficient CL. I had successful my BT for round UP. But now have LYN member who round nearest Ringgit success..I think that is better, as no better reason to overpay too much to other cc. |
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Sep 26 2014, 02:19 PM
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202 posts Joined: Jul 2011 |
QUOTE(leo_kiatez @ Sep 26 2014, 01:41 PM) Don't worry..you can round UP as long u have sufficient CL. I had successful my BT for round UP. But now have LYN member who round nearest Ringgit success..I think that is better, as no better reason to overpay too much to other cc. Yes, thats me. |
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Sep 26 2014, 04:51 PM
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2,112 posts Joined: Jul 2013 |
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Sep 26 2014, 05:51 PM
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1,211 posts Joined: Aug 2008 |
Ok noted..thanks guys..will try next month
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Sep 26 2014, 08:54 PM
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7,496 posts Joined: Feb 2007 |
just noticed that mbb BT doesn't eat into your CL
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Sep 26 2014, 10:10 PM
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1,178 posts Joined: May 2007 |
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Sep 27 2014, 12:02 AM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
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Sep 27 2014, 12:25 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 27 2014, 12:27 AM
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7,496 posts Joined: Feb 2007 |
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Sep 27 2014, 09:54 AM
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2,112 posts Joined: Jul 2013 |
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Sep 27 2014, 10:04 AM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
if that is the case we can announce mbb as king of bt
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Sep 27 2014, 10:20 AM
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7,496 posts Joined: Feb 2007 |
QUOTE(leo_kiatez @ Sep 27 2014, 09:54 AM) ok I just called CS our CL does include the BT amount just that we can't see it, could only see the monthtly installment of BT in the outstanding balanceThis post has been edited by DarReNz: Sep 27 2014, 11:15 AM |
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Sep 27 2014, 01:34 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
same response i get from CS, BT amount is considered in CL. Same like Aeon.
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Sep 27 2014, 02:40 PM
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2,112 posts Joined: Jul 2013 |
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Sep 27 2014, 02:48 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 27 2014, 03:52 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
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Sep 27 2014, 08:46 PM
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Senior Member
5,853 posts Joined: Sep 2009 |
Sigh, last 2 Aeon BTs declined again.Total declined by Aeon 4 already.Successful Aeon BT =31.
Declined once by PBB- overpayment cannot be used for BT at all, unlike Aeon. Succesful PBB BT = 10. |
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Sep 27 2014, 09:00 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(guy3288 @ Sep 27 2014, 08:46 PM) Sigh, last 2 Aeon BTs declined again.Total declined by Aeon 4 already.Successful Aeon BT =31. you are the champion of bt! combining all, i only 20+ but you already 40+...Declined once by PBB- overpayment cannot be used for BT at all, unlike Aeon. Succesful PBB BT = 10. |
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Sep 27 2014, 10:44 PM
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97 posts Joined: Dec 2013 |
Hi all,
Understand that MBB offers BT for 0% 12 months and the usual 3% upfront is waived during this promotional period. Is there any "one time charge" fee or any fee involved at all? Sounds a bit too good to be true. If it's true, I will immediately apply this Monday. Thanks. |
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Sep 27 2014, 10:51 PM
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2,112 posts Joined: Jul 2013 |
QUOTE(Average-Joe @ Sep 27 2014, 10:44 PM) Hi all, Average-Joe, Never try, never know...We try,We know... Understand that MBB offers BT for 0% 12 months and the usual 3% upfront is waived during this promotional period. Is there any "one time charge" fee or any fee involved at all? Sounds a bit too good to be true. If it's true, I will immediately apply this Monday. Thanks. |
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Sep 28 2014, 12:11 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(Average-Joe @ Sep 27 2014, 10:44 PM) Hi all, the 3% upfront fee show as "one time charge" in your statement, and it will be waived after few days. other than that, no other fee involved. so you can freely try it any time. Understand that MBB offers BT for 0% 12 months and the usual 3% upfront is waived during this promotional period. Is there any "one time charge" fee or any fee involved at all? Sounds a bit too good to be true. If it's true, I will immediately apply this Monday. Thanks. |
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Sep 28 2014, 12:34 AM
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2,148 posts Joined: Nov 2007 |
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Sep 28 2014, 07:44 AM
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6,257 posts Joined: Jul 2005 From: UEP Subang Jaya |
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Sep 28 2014, 07:59 AM
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612 posts Joined: Feb 2008 |
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Sep 28 2014, 08:13 AM
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11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(LostAndFound @ Sep 28 2014, 07:44 AM) Can't find this info on their FAQ or T&C or website, could this be added to OP? yes, correct. the 1k minimum applied for total.If I have one CC (HLB) with 1.4k bill and one more (OCBC) with RM300 only, can I combine both? The RM1k minimum applies for total right? |
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Sep 28 2014, 08:18 AM
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65,274 posts Joined: Jan 2003 |
QUOTE(victorywp @ Sep 28 2014, 12:11 AM) the 3% upfront fee show as "one time charge" in your statement, and it will be waived after few days. other than that, no other fee involved. so you can freely try it any time. Those who BT to MBB, is the 3% upfront fee = 3% waived amount?Remember saw few gotten waiver not equal amount than charged. |
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Sep 28 2014, 08:20 AM
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1,188 posts Joined: Sep 2008 |
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Sep 28 2014, 08:31 AM
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1,188 posts Joined: Sep 2008 |
QUOTE(guy3288 @ Sep 27 2014, 08:46 PM) Sigh, last 2 Aeon BTs declined again.Total declined by Aeon 4 already.Successful Aeon BT =31. Guess that AEON has taken note on your last reject and new applications got harder. Were the 4 rejects due to > 80% CL?Declined once by PBB- overpayment cannot be used for BT at all, unlike Aeon. Succesful PBB BT = 10. For now maybe just BT between PBB and MBB and let your AEON acct "cool down" and "recuperate" first with more available CL. Hope after a few cycles of installment repayment (via BT to PBB/MBB) will allow further BT to AEON. QUOTE(victorywp @ Sep 27 2014, 09:00 PM) I have 25 todate. |
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Sep 28 2014, 08:42 AM
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11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(cybpsych @ Sep 28 2014, 08:18 AM) Those who BT to MBB, is the 3% upfront fee = 3% waived amount? yes, that's the amount to be waived completely.Remember saw few gotten waiver not equal amount than charged. not equal amount may due to the users bt from more than 1 cc/bank, in which perhaps mbb takes longer time to process. for those who bt from 1 cc no problem receive complete waiver. for those who bt from more than 1 cc/bank, some receive complete while some partial, so it may be due to slower process from mbb to certain banks. |
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Sep 28 2014, 08:52 AM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 28 2014, 09:51 AM
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10,061 posts Joined: Dec 2004 From: Sheffield |
mine wasn't waived 100% and the cs says should not be the case, he is checking for me and will revert. at the mean time he claimed they will waive it manually from the system.
if you have the same issue with me i suggest to call because it seems to me they have not realized what is the issue. |
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Sep 28 2014, 12:04 PM
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65,274 posts Joined: Jan 2003 |
QUOTE(tbheng @ Sep 28 2014, 08:20 AM) QUOTE(victorywp @ Sep 28 2014, 08:42 AM) yes, that's the amount to be waived completely. thanks for the clarifications, guys not equal amount may due to the users bt from more than 1 cc/bank, in which perhaps mbb takes longer time to process. for those who bt from 1 cc no problem receive complete waiver. for those who bt from more than 1 cc/bank, some receive complete while some partial, so it may be due to slower process from mbb to certain banks. |
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Sep 28 2014, 01:06 PM
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6,483 posts Joined: Apr 2012 |
QUOTE(victorywp @ Sep 28 2014, 08:52 AM) Do you mean you BT 26 within a year??? I'm just curious why you guys BT so many times, Example: - Bank A to Bank B this month - bank B to Bank C or back to bank A next month and continuously on next months... I know BT to Aeon to get the point. But to MBB no point is earn, is it the amount you BT can invest to somewhere else or FD to be earn for some interested instead of one lum sum pay off your statement bill? |
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Sep 28 2014, 01:20 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(sj0217 @ Sep 28 2014, 01:06 PM) Do you mean you BT 26 within a year??? aeon to mbb first, then all my other cc to aeon. total 5-7 bt monthly. but i think 5 still achievable, the other 2 can't.I'm just curious why you guys BT so many times, Example: - Bank A to Bank B this month - bank B to Bank C or back to bank A next month and continuously on next months... I know BT to Aeon to get the point. But to MBB no point is earn, is it the amount you BT can invest to somewhere else or FD to be earn for some interested instead of one lum sum pay off your statement bill? |
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Sep 28 2014, 04:18 PM
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169 posts Joined: Jun 2006 |
I BT slightly >50 if count by statement/bank (not number of BT form sent because sometimes few bank in a form). After about 2 months gap, able to BT using AEON again. Still not sure the reason behind.. At the mean time, I successfully increase my credit limit for my AEON... almost double my initial CL.
This post has been edited by codeiki: Sep 28 2014, 04:22 PM |
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Sep 28 2014, 05:09 PM
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8,425 posts Joined: Nov 2005 |
QUOTE(codeiki @ Sep 28 2014, 04:18 PM) I BT slightly >50 if count by statement/bank (not number of BT form sent because sometimes few bank in a form). After about 2 months gap, able to BT using AEON again. Still not sure the reason behind.. At the mean time, I successfully increase my credit limit for my AEON... almost double my initial CL. How to increase the limit from AEON? I don't see any form in the website. |
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Sep 28 2014, 05:19 PM
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3,902 posts Joined: Jul 2007 |
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Sep 28 2014, 05:44 PM
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1,752 posts Joined: Dec 2013 |
Wow! You guys keep track of how many times do BT
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Sep 28 2014, 06:04 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 28 2014, 10:56 PM
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2,112 posts Joined: Jul 2013 |
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Sep 28 2014, 11:26 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 29 2014, 09:49 AM
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2,392 posts Joined: Dec 2009 |
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Sep 29 2014, 10:31 AM
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614 posts Joined: Nov 2011 |
QUOTE(brotan @ Sep 29 2014, 09:49 AM) Referring to point #2 of the T&C, does that mean we can BT any amount less than the min. of RM1,000 after the first BT?5. Campaign Mechanics:- i. 12 months Instalment Plan - Interest Rate at 0% per month. ii. The minimum transfer amount is RM1,000 and subsequence amount is in multiply of hundred. Source: http://www.maybank2u.com.my/WebBank/BT090914_tnc.pdf |
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Sep 29 2014, 10:44 AM
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228 posts Joined: Feb 2014 |
Hi guys, I know that in the MBB BT promo TnC mentioned 3 methods to submit:
- call them - fax them - submit at their branch Is there anyway to email them the BT application? |
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Sep 29 2014, 10:48 AM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 29 2014, 10:56 AM
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228 posts Joined: Feb 2014 |
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Sep 29 2014, 10:57 AM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 29 2014, 11:16 AM
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228 posts Joined: Feb 2014 |
PBB to MBB:
29/9 : email BT application to mbb 29/9: received auto-reply for acknowledgement 30/9 : BT approved 30/9 : 3% one-time Fee posted 1/10: PBB received IBG payment from MBB 1/10 : 3% upfront fee waiver from MBB posted Seems like MBB is getting more efficient, good job! This post has been edited by ~Eveready~: Oct 2 2014, 01:08 PM |
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Sep 29 2014, 12:46 PM
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2,392 posts Joined: Dec 2009 |
QUOTE(iamoracle @ Sep 29 2014, 10:31 AM) Referring to point #2 of the T&C, does that mean we can BT any amount less than the min. of RM1,000 after the first BT? i think that means if you want to bt more than 1k, it must be in rm 100 denomination5. Campaign Mechanics:- i. 12 months Instalment Plan - Interest Rate at 0% per month. ii. The minimum transfer amount is RM1,000 and subsequence amount is in multiply of hundred. Source: http://www.maybank2u.com.my/WebBank/BT090914_tnc.pdf so if you want to bt rm 1022, round up to rm 1100 |
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Sep 29 2014, 02:13 PM
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2,112 posts Joined: Jul 2013 |
QUOTE(brotan @ Sep 29 2014, 09:49 AM) QUOTE(victorywp @ Sep 28 2014, 11:26 PM) for aeon yes. Thanks, guys..MBB should be my 2nd option/work-around if AEON BT doesn't get through.for mbb, i think should be yes too. but i never try before because i will only bt aeon to mbb. then all others to aeon. |
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Sep 29 2014, 02:20 PM
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5,006 posts Joined: Jun 2005 From: Puchong |
just noticed about this MBB offer today, will submit the forms by tomorrow.
anybody knows up to how many % of the amount can we BT to Maybank? was it up to 80%? or now 100%? |
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Sep 29 2014, 03:20 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(donpapachino @ Sep 29 2014, 02:20 PM) just noticed about this MBB offer today, will submit the forms by tomorrow. 80-90% still possible.anybody knows up to how many % of the amount can we BT to Maybank? was it up to 80%? or now 100%? but 100%? you not going to use it at all for any purchase besides bt? lol... |
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Sep 29 2014, 03:31 PM
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2,392 posts Joined: Dec 2009 |
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Sep 29 2014, 09:29 PM
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40 posts Joined: Jan 2013 |
Hi. Any different BT to mbb2 amex vs visa/master? My outstanding at bank A 34xx, i BT 3400 to mbb2 visa. Fax to mbb today still waiting their call
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Sep 29 2014, 10:33 PM
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637 posts Joined: Mar 2014 From: Airport around the world |
Email BT application form to Maybank on sep 23 and approved on 25th..fast!
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Sep 29 2014, 11:39 PM
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1,268 posts Joined: Jan 2003 |
hi, first timer doing BT, few ques to ask :
1. I plan to bt from mbb to aeon watami, i read the application form says that the payment will be made in 15 biz day? It take so long? 2. What about bt from aeon to mbb? Also take that long? 3. The amount we can bt is only the statement amount, or the total outstanding amount up to date? This post has been edited by Coconut: Sep 29 2014, 11:42 PM |
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Sep 30 2014, 01:48 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(Coconut @ Sep 29 2014, 11:39 PM) hi, first timer doing BT, few ques to ask : 1) 15 business days is the maximum. usually they only take few days.1. I plan to bt from mbb to aeon watami, i read the application form says that the payment will be made in 15 biz day? It take so long? 2. What about bt from aeon to mbb? Also take that long? 3. The amount we can bt is only the statement amount, or the total outstanding amount up to date? 2) same, only few days 3) statement amount (maybe outstanding amount can be approved too) |
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Sep 30 2014, 03:27 AM
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1,178 posts Joined: May 2007 |
Lol rejected 3rd time ...
Next month bt aeon to mbb..haha |
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Sep 30 2014, 08:44 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 30 2014, 10:39 AM
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2,392 posts Joined: Dec 2009 |
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Sep 30 2014, 11:11 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(yybryan @ Sep 29 2014, 09:29 PM) Hi. Any different BT to mbb2 amex vs visa/master? My outstanding at bank A 34xx, i BT 3400 to mbb2 visa. Fax to mbb today still waiting their call if you actively using mbb2amex, then bt there.if you actively using mbb2visa/mc, then bt there. if you actively using both, then you may choose any, no difference. the reason of choosing the active one is so that you may only pay once every month to one of the card, instead of having to separately pay to each of the card (just because the other card is attached to the monthly bt instalments). |
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Sep 30 2014, 01:13 PM
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1,178 posts Joined: May 2007 |
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Sep 30 2014, 01:27 PM
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89 posts Joined: Feb 2013 |
QUOTE(bee993 @ Sep 30 2014, 01:13 PM) No need to call ..if u read the T&C, they have rights not to give any reasons..this is the feedback I got from them when I call ..well, mine get approved this month after all my BT got rejected for past 2 months.. 29.09 Submit BT to AEON 30.09 Receive call from private number for BT verification.. |
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Sep 30 2014, 01:29 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(city_bug @ Sep 30 2014, 01:27 PM) No need to call ..if u read the T&C, they have rights not to give any reasons..this is the feedback I got from them when I call .. but at least yours has someone called for verification... well, mine get approved this month after all my BT got rejected for past 2 months.. 29.09 Submit BT to AEON 30.09 Receive call from private number for BT verification.. |
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Sep 30 2014, 03:39 PM
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Junior Member
200 posts Joined: Jul 2008 From: Selangor |
Hi guys, I got a question.
Since both Aeon and MBB currently having 0% fee on BT, can I transfer from MBB to Aeon and back to MBB since MBB is 12 months and Aeon only 6 mths? eg. Balance 6k from MBB BT to Aeon. Month 1, Aeon statement will be 1k - so, BT this 1k to MBB. Month 2, Aeon statement will be 1k - BT 1k again to MBB and so on until BT all the 6k back to MBB. Can this be done? |
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Sep 30 2014, 03:45 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
QUOTE(sidanos @ Sep 30 2014, 03:39 PM) Hi guys, I got a question. Yes, as long as you stay within the CL.Since both Aeon and MBB currently having 0% fee on BT, can I transfer from MBB to Aeon and back to MBB since MBB is 12 months and Aeon only 6 mths? eg. Balance 6k from MBB BT to Aeon. Month 1, Aeon statement will be 1k - so, BT this 1k to MBB. Month 2, Aeon statement will be 1k - BT 1k again to MBB and so on until BT all the 6k back to MBB. Can this be done? |
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Sep 30 2014, 03:50 PM
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2,392 posts Joined: Dec 2009 |
QUOTE(sidanos @ Sep 30 2014, 03:39 PM) Hi guys, I got a question. can be month "infinity" if you have enough creditSince both Aeon and MBB currently having 0% fee on BT, can I transfer from MBB to Aeon and back to MBB since MBB is 12 months and Aeon only 6 mths? eg. Balance 6k from MBB BT to Aeon. Month 1, Aeon statement will be 1k - so, BT this 1k to MBB. Month 2, Aeon statement will be 1k - BT 1k again to MBB and so on until BT all the 6k back to MBB. Can this be done? |
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Sep 30 2014, 03:52 PM
Show posts by this member only | IPv6 | Post
#225
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1,437 posts Joined: Nov 2005 |
QUOTE(victorywp @ Sep 30 2014, 11:11 AM) if you actively using mbb2amex, then bt there. maybank bt is 12 month.if you actively using mbb2visa/mc, then bt there. if you actively using both, then you may choose any, no difference. the reason of choosing the active one is so that you may only pay once every month to one of the card, instead of having to separately pay to each of the card (just because the other card is attached to the monthly bt instalments). if i settled it early, will i face any penalty or charges from maybank? thanks bro victorywp.. |
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Sep 30 2014, 03:53 PM
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2,392 posts Joined: Dec 2009 |
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Sep 30 2014, 04:00 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 30 2014, 04:14 PM
Show posts by this member only | IPv6 | Post
#228
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1,437 posts Joined: Nov 2005 |
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Sep 30 2014, 04:28 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 30 2014, 04:30 PM
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2,619 posts Joined: Apr 2005 From: KL |
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Sep 30 2014, 04:30 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 30 2014, 04:31 PM
Show posts by this member only | IPv6 | Post
#232
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1,437 posts Joined: Nov 2005 |
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Sep 30 2014, 04:40 PM
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2,619 posts Joined: Apr 2005 From: KL |
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Sep 30 2014, 04:54 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 30 2014, 05:01 PM
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2,392 posts Joined: Dec 2009 |
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Sep 30 2014, 05:10 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 30 2014, 05:10 PM
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3,902 posts Joined: Jul 2007 |
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Sep 30 2014, 05:20 PM
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2,392 posts Joined: Dec 2009 |
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Sep 30 2014, 05:38 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(brotan @ Sep 30 2014, 05:20 PM) yeah, last time when rm50 gst, we still need to use our own hard earned points to redeem for the rm50 gst.now increased to rm100 gst, but can get back the whole rm100 with 3 swipes, not only just get back rm50. |
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Sep 30 2014, 05:57 PM
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200 posts Joined: Jul 2008 From: Selangor |
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Sep 30 2014, 05:58 PM
Show posts by this member only | IPv6 | Post
#241
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1,437 posts Joined: Nov 2005 |
QUOTE(victorywp @ Sep 30 2014, 05:38 PM) yeah, last time when rm50 gst, we still need to use our own hard earned points to redeem for the rm50 gst. 1st year only have cash back. 2nd year is hard to get so many point to waive rm100.. now increased to rm100 gst, but can get back the whole rm100 with 3 swipes, not only just get back rm50. i'm using it for bt nia.. that's why i want to cut it when near 1 year.. |
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Sep 30 2014, 06:08 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Sep 30 2014, 06:28 PM
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182 posts Joined: Jul 2013 |
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Oct 1 2014, 01:24 AM
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97 posts Joined: Dec 2013 |
QUOTE(leo_kiatez @ Sep 27 2014, 10:51 PM) QUOTE(victorywp @ Sep 28 2014, 12:11 AM) the 3% upfront fee show as "one time charge" in your statement, and it will be waived after few days. other than that, no other fee involved. so you can freely try it any time. I applied for the Maybank 2 Card Platinum on Sunday night (28/9) at One Utama Maybank Card Center. Was called to collect my cards on Monday night (29/9) but I only collected them on 30/9, Tuesday noon (quite impressed but RHB took only less than 20mins to issue me my card at Paradigm Mall).After collecting my cards, I immediately applied for the BT. I decided to try 60% of my credit limit given. Sought for clarification and was told that indeed there is no other charges/fee for the BT 0% 12 months promo. Was also told that the BT application may take up to 5 working days...so let's wait and see. |
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Oct 1 2014, 02:46 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(Average-Joe @ Oct 1 2014, 01:24 AM) I applied for the Maybank 2 Card Platinum on Sunday night (28/9) at One Utama Maybank Card Center. Was called to collect my cards on Monday night (29/9) but I only collected them on 30/9, Tuesday noon (quite impressed but RHB took only less than 20mins to issue me my card at Paradigm Mall). don't worry, everything will be fine... After collecting my cards, I immediately applied for the BT. I decided to try 60% of my credit limit given. Sought for clarification and was told that indeed there is no other charges/fee for the BT 0% 12 months promo. Was also told that the BT application may take up to 5 working days...so let's wait and see. |
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Oct 1 2014, 11:08 AM
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4,093 posts Joined: Jan 2003 From: USJ |
QUOTE(victorywp @ Sep 30 2014, 01:29 PM) so BT to aeon will be rejected if no call?i submitted via email yest, now waiting for the call UPDATED: 11:15am They read this thread too, just gave me a call hopefully approve, as the account currently overpaid due to BT from MBB UPDATED: 4:56pm received approval sms This post has been edited by alexwsk: Oct 1 2014, 05:30 PM |
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Oct 1 2014, 11:42 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(alexwsk @ Oct 1 2014, 11:08 AM) so BT to aeon will be rejected if no call? lol, even they read your post also can't confirm is you la. i submitted via email yest, now waiting for the call UPDATED: They read this thread too, just gave me a call hopefully approve, as the account currently overpaid due to BT from MBB |
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Oct 1 2014, 11:31 PM
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4,093 posts Joined: Jan 2003 From: USJ |
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Oct 2 2014, 11:59 AM
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7,496 posts Joined: Feb 2007 |
just received the 3% waiver for mbb BT yesterday full amount
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Oct 2 2014, 11:11 PM
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Newbie
6 posts Joined: Dec 2008 |
Hi, i need some help here.
is any1 have experience did BT balance transfer more than the out standing amount of the credit card? for example i owe hlb 20000. i apply CIMB BT 40000. and now i have credit of -20000 in hong leong credit card. is it possible for me to get back the over pay amount from hlb? thanks |
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Oct 2 2014, 11:12 PM
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Senior Member
528 posts Joined: Aug 2007 |
QUOTE(alexlean @ Oct 2 2014, 11:11 PM) Hi, i need some help here. Yes. Call cs.is any1 have experience did BT balance transfer more than the out standing amount of the credit card? for example i owe hlb 20000. i apply CIMB BT 40000. and now i have credit of -20000 in hong leong credit card. is it possible for me to get back the over pay amount from hlb? thanks |
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Oct 2 2014, 11:37 PM
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Senior Member
5,853 posts Joined: Sep 2009 |
QUOTE(tbheng @ Sep 28 2014, 08:31 AM) Guess that AEON has taken note on your last reject and new applications got harder. Were the 4 rejects due to > 80% CL? 4 BTs declined no reason informed. My Bt had used up more than 100% CL long ago. playing on overpayment since.For now maybe just BT between PBB and MBB and let your AEON acct "cool down" and "recuperate" first with more available CL. Hope after a few cycles of installment repayment (via BT to PBB/MBB) will allow further BT to AEON. I have 25 todate. I submitted another BT on 30.9.14 RM3684 (Mbf +RHB), received call verification on 1.10.14, no SMS approval yet. Yesterday submitted another RM2700 (Wise and PBB), today received call verification but again no sms approval received. But when i checked Aeon website available CR was RM11461 now become RM5077, i presumed my BTs all approved oredi. Somehow no sms sent out to inform BT approved now?? You would never find out why some BTs are declined becos the next one you apply can be approved! and no need cool off period. |
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Oct 2 2014, 11:42 PM
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Senior Member
5,853 posts Joined: Sep 2009 |
QUOTE(alexlean @ Oct 2 2014, 11:11 PM) Hi, i need some help here. Taking RM40k from CIMB BT?! How much fee and interest you would have to fork out....? Why not go for PBB or MBB or Aeon ?is any1 have experience did BT balance transfer more than the out standing amount of the credit card? for example i owe hlb 20000. i apply CIMB BT 40000. and now i have credit of -20000 in hong leong credit card. is it possible for me to get back the over pay amount from hlb? thanks |
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Oct 2 2014, 11:42 PM
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Senior Member
5,853 posts Joined: Sep 2009 |
delete accidentally double post
This post has been edited by guy3288: Oct 2 2014, 11:43 PM |
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Oct 3 2014, 06:58 AM
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Senior Member
1,188 posts Joined: Sep 2008 |
QUOTE(guy3288 @ Oct 2 2014, 11:37 PM) 4 BTs declined no reason informed. My Bt had used up more than 100% CL long ago. playing on overpayment since. Good to know your AEON BT is approved now. I submitted another BT on 30.9.14 RM3684 (Mbf +RHB), received call verification on 1.10.14, no SMS approval yet. Yesterday submitted another RM2700 (Wise and PBB), today received call verification but again no sms approval received. But when i checked Aeon website available CR was RM11461 now become RM5077, i presumed my BTs all approved oredi. Somehow no sms sent out to inform BT approved now?? You would never find out why some BTs are declined becos the next one you apply can be approved! and no need cool off period. I noticed the AEON BT approval sms is not consistent. There was once I did not received sms but was approved. I normally just monitor online on the total outstanding and unbilled transaction. Normally within 2-3 days it will appear online. I guess beyond 3 days then call to confirm if it was rejected then to execute plan B. This post has been edited by tbheng: Oct 3 2014, 07:07 AM |
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Oct 3 2014, 11:17 AM
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Junior Member
40 posts Joined: Jan 2013 |
QUOTE(Average-Joe @ Oct 1 2014, 01:24 AM) I applied for the Maybank 2 Card Platinum on Sunday night (28/9) at One Utama Maybank Card Center. Was called to collect my cards on Monday night (29/9) but I only collected them on 30/9, Tuesday noon (quite impressed but RHB took only less than 20mins to issue me my card at Paradigm Mall). 29/09 BT application submit to MBB thru faxed. MBB did not call me at all for verificationAfter collecting my cards, I immediately applied for the BT. I decided to try 60% of my credit limit given. Sought for clarification and was told that indeed there is no other charges/fee for the BT 0% 12 months promo. Was also told that the BT application may take up to 5 working days...so let's wait and see. 02/10 MBB transfer the amount to my UOB CC account. No SMS was send 02/10 3% one time charges charged in MBB CC account 02/10 waiver of 3% up front fees The fund transfer, 3% one time charges was charged and waived on the same day. |
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Oct 4 2014, 09:07 AM
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Junior Member
77 posts Joined: Jan 2008 |
hi if i want apply new maybank card, then transfer my mbb 2card to that new maybank card is it possible?
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Oct 4 2014, 09:10 AM
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3,902 posts Joined: Jul 2007 |
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Oct 4 2014, 11:52 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 4 2014, 04:18 PM
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Senior Member
2,392 posts Joined: Dec 2009 |
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Oct 4 2014, 05:57 PM
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Senior Member
7,496 posts Joined: Feb 2007 |
QUOTE(yybryan @ Oct 3 2014, 11:17 AM) 29/09 BT application submit to MBB thru faxed. MBB did not call me at all for verification wow special case for you mine took 7 days02/10 MBB transfer the amount to my UOB CC account. No SMS was send 02/10 3% one time charges charged in MBB CC account 02/10 waiver of 3% up front fees The fund transfer, 3% one time charges was charged and waived on the same day. |
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Oct 4 2014, 06:12 PM
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Senior Member
637 posts Joined: Mar 2014 From: Airport around the world |
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Oct 6 2014, 03:03 PM
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Junior Member
97 posts Joined: Dec 2013 |
QUOTE(yybryan @ Oct 3 2014, 11:17 AM) 29/09 BT application submit to MBB thru faxed. MBB did not call me at all for verification Tues 30/9 - Applied for BT via Maybankcardcenter @ One Utama02/10 MBB transfer the amount to my UOB CC account. No SMS was send 02/10 3% one time charges charged in MBB CC account 02/10 waiver of 3% up front fees The fund transfer, 3% one time charges was charged and waived on the same day. Friday 3/10 - Approved, transferred / paid my other cc and 3% charged and waived on the same day. |
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Oct 7 2014, 09:02 AM
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Senior Member
528 posts Joined: Aug 2007 |
QUOTE(Average-Joe @ Oct 6 2014, 03:03 PM) Tues 30/9 - Applied for BT via Maybankcardcenter @ One Utama how come u guys get 3% waiver at the same day?Friday 3/10 - Approved, transferred / paid my other cc and 3% charged and waived on the same day. I still did not get it.. LOL.. gotta make a call the MBB |
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Oct 7 2014, 10:02 AM
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Junior Member
40 posts Joined: Jan 2013 |
QUOTE(yybryan @ Oct 3 2014, 11:17 AM) 29/09 BT application submit to MBB thru faxed. MBB did not call me at all for verification I submit above on 29/09 thru faxed and did not received any respond from MBB but the BT was completed on 02/10.02/10 MBB transfer the amount to my UOB CC account. No SMS was send 02/10 3% one time charges charged in MBB CC account 02/10 waiver of 3% up front fees The fund transfer, 3% one time charges was charged and waived on the same day. I thought MBB did not receive my BT form thru fax, so I resubmit again to MBB on 30/10 thru email, MBB process again and approved again the same amount BT to my UOB card. Now my UOB card have +RM3k in credit. Seems MBB allow to process the same application for 2 times. Now have to think how to take out the overpaid amount from UOB as I do not have saving/current account with UOB but have a house loan with them, don't know whether can transfer that amount to my loan account or nor. need to check with UOB. |
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Oct 7 2014, 10:30 AM
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Senior Member
612 posts Joined: Feb 2008 |
QUOTE(yybryan @ Oct 7 2014, 10:02 AM) I submit above on 29/09 thru faxed and did not received any respond from MBB but the BT was completed on 02/10. request for chequeI thought MBB did not receive my BT form thru fax, so I resubmit again to MBB on 30/10 thru email, MBB process again and approved again the same amount BT to my UOB card. Now my UOB card have +RM3k in credit. Seems MBB allow to process the same application for 2 times. Now have to think how to take out the overpaid amount from UOB as I do not have saving/current account with UOB but have a house loan with them, don't know whether can transfer that amount to my loan account or nor. need to check with UOB. |
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Oct 7 2014, 10:34 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(yybryan @ Oct 7 2014, 10:02 AM) I submit above on 29/09 thru faxed and did not received any respond from MBB but the BT was completed on 02/10. lol good idea to "borrow" money with free interest. I thought MBB did not receive my BT form thru fax, so I resubmit again to MBB on 30/10 thru email, MBB process again and approved again the same amount BT to my UOB card. Now my UOB card have +RM3k in credit. Seems MBB allow to process the same application for 2 times. Now have to think how to take out the overpaid amount from UOB as I do not have saving/current account with UOB but have a house loan with them, don't know whether can transfer that amount to my loan account or nor. need to check with UOB. |
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Oct 7 2014, 10:39 AM
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Junior Member
40 posts Joined: Jan 2013 |
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Oct 8 2014, 10:46 AM
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Senior Member
528 posts Joined: Aug 2007 |
1 Oct BT application submit to MBB thru email.
3 Oct 3% one time charges charged in MBB CC account 7 Oct PBB received the fund 7 Oct CIMB received the fund 7 Oct waiver of 3% up front fees 3 Oct BT application submit to PBB thru email. still no news yet. This post has been edited by cyang: Oct 8 2014, 10:48 AM |
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Oct 8 2014, 04:11 PM
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Senior Member
7,496 posts Joined: Feb 2007 |
for aeon BT, aeon will round up the cents right ? so can't BT with cents ?
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Oct 8 2014, 04:17 PM
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Senior Member
3,902 posts Joined: Jul 2007 |
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Oct 8 2014, 04:25 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 8 2014, 04:30 PM
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Senior Member
7,496 posts Joined: Feb 2007 |
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Oct 8 2014, 04:35 PM
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Newbie
3 posts Joined: Oct 2014 |
guys.. is that possible to bt from cimb (with cash lite program) to another bank?
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Oct 8 2014, 04:47 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(DarReNz @ Oct 8 2014, 04:30 PM) ok i was thinking there is one card which i seldom use maybe won't use any longer after this so they will untung the cents if i terminate it later either you pay by cash with exact amount via ibg... or you bt to another bank but let them "untung" that few cents lor. you also "untung" from bt ma. |
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Oct 8 2014, 04:48 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 8 2014, 06:05 PM
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Senior Member
4,350 posts Joined: Oct 2010 From: KL |
QUOTE(cyang @ Oct 8 2014, 10:46 AM) 1 Oct BT application submit to MBB thru email. which MBB email you are using please?3 Oct 3% one time charges charged in MBB CC account 7 Oct PBB received the fund 7 Oct CIMB received the fund 7 Oct waiver of 3% up front fees 3 Oct BT application submit to PBB thru email. still no news yet. |
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Oct 8 2014, 06:10 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 8 2014, 06:21 PM
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Senior Member
4,350 posts Joined: Oct 2010 From: KL |
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Oct 8 2014, 08:08 PM
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Senior Member
3,902 posts Joined: Jul 2007 |
QUOTE(DarReNz @ Oct 8 2014, 04:30 PM) ok i was thinking there is one card which i seldom use maybe won't use any longer after this so they will untung the cents if i terminate it later when i cancelled by OCBC last year, I was told that BNM has rule that all the credit must be returned to the customer when I told them I am ok to leave behind whatever credit I had, so OCBC die die IBG the RM0.10 to my MBB saving account |
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Oct 9 2014, 09:44 AM
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Senior Member
528 posts Joined: Aug 2007 |
Just to let you guys know,
I purposely overpaid my Maybank CC by Rm10k from Public Bank CC. Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account. The whole process is free of charge BUT will take UP to 8 working days. And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification. Not sure about other bank. I will test on CIMB soon. Stay tune |
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Oct 9 2014, 02:00 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(cyang @ Oct 9 2014, 09:44 AM) Just to let you guys know, Do we need to fill up any forms ?I purposely overpaid my Maybank CC by Rm10k from Public Bank CC. Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account. The whole process is free of charge BUT will take UP to 8 working days. And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification. Not sure about other bank. I will test on CIMB soon. Stay tune |
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Oct 9 2014, 02:18 PM
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Senior Member
528 posts Joined: Aug 2007 |
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Oct 9 2014, 02:52 PM
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Senior Member
5,006 posts Joined: Jun 2005 From: Puchong |
maybank BT very efficient:
30/9 - submitted application form + statement from OCBC via email 1/10 - reply from officer saying receive the email + docs & will forward to the relevant department 3/10 - OCBC claimed receipt of the BT from MBB |
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Oct 9 2014, 02:53 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(cyang @ Oct 9 2014, 09:44 AM) Just to let you guys know, I purposely overpaid my Maybank CC by Rm10k from Public Bank CC. Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account. The whole process is free of charge BUT will take UP to 8 working days. And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification. Not sure about other bank. I will test on CIMB soon. Stay tune |
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Oct 9 2014, 03:24 PM
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Senior Member
1,178 posts Joined: May 2007 |
Submit yesterday receive call juz now to comfirm the bt.
Lol yesterday dont dare post here afraid jinxed. |
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Oct 9 2014, 03:26 PM
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Senior Member
1,178 posts Joined: May 2007 |
And it is time to bt back to mbb after few days n subsequently next 4 month.hehe. revenge time
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Oct 9 2014, 04:35 PM
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Senior Member
4,093 posts Joined: Jan 2003 From: USJ |
my aeon bt approved on 1 oct but till now still no $ into my mbb, really slow eh
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Oct 9 2014, 06:07 PM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
QUOTE(cyang @ Oct 9 2014, 09:44 AM) Just to let you guys know, U owe RM2k but do BT from PB CC RM10k? and u got RM8k for free? I purposely overpaid my Maybank CC by Rm10k from Public Bank CC. Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account. The whole process is free of charge BUT will take UP to 8 working days. And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification. Not sure about other bank. I will test on CIMB soon. Stay tune This is nice, this is what I need now..Haha.. |
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Oct 9 2014, 08:46 PM
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(Lineage @ Oct 9 2014, 06:07 PM) U owe RM2k but do BT from PB CC RM10k? and u got RM8k for free? i already posted here before, for PBB BT, u just fill the bt form and your preferred amount to ur prefer bank without any supporting statement as long below ur CL. they dont care.This is nice, this is what I need now..Haha.. |
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Oct 9 2014, 08:52 PM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
QUOTE(peri peri @ Oct 9 2014, 08:46 PM) i already posted here before, for PBB BT, u just fill the bt form and your preferred amount to ur prefer bank without any supporting statement as long below ur CL. they dont care. OMG..I just apply OCBC BT for RM10k, but my MBB cards only RM8k..lol..... If like that, OCBC will decline my application? |
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Oct 9 2014, 11:31 PM
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Senior Member
7,496 posts Joined: Feb 2007 |
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Oct 10 2014, 06:09 AM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
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Oct 10 2014, 10:40 AM
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Senior Member
7,496 posts Joined: Feb 2007 |
QUOTE(Lineage @ Oct 10 2014, 06:09 AM) bro then u should apply for aeon/mbb BT instead 0% |
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Oct 10 2014, 10:56 AM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
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Oct 10 2014, 02:18 PM
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Senior Member
4,093 posts Joined: Jan 2003 From: USJ |
MBB to Aeon
30/09 - emailed application 01/10 - phone verification 01/10 - installment #1 shown in online banking 10/10 - funds updated in M2U (by cheque, serious??? |
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Oct 10 2014, 02:49 PM
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Junior Member
294 posts Joined: May 2006 From: Shah Alam |
PBank to MBB (RM5k min; 0% interest for 6 months)
02/10 - emailed application 06/10 - posted in PBank 07/10 - installment #1 shown in online banking 09/10 - funds updated in M2U |
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Oct 10 2014, 02:56 PM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
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Oct 10 2014, 03:11 PM
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Senior Member
5,155 posts Joined: Jan 2003 |
I almost maxed out both my MBB and AEON CL. I need more limit.
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Oct 10 2014, 03:13 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 10 2014, 05:12 PM
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Senior Member
528 posts Joined: Aug 2007 |
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Oct 10 2014, 05:18 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 10 2014, 10:55 PM
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Senior Member
528 posts Joined: Aug 2007 |
QUOTE(cyang @ Oct 9 2014, 09:44 AM) Just to let you guys know, Just to update you guys. I had received the refund from MBB.. IT IS SO DAMN FAST.. I purposely overpaid my Maybank CC by Rm10k from Public Bank CC. Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account. The whole process is free of charge BUT will take UP to 8 working days. And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification. Not sure about other bank. I will test on CIMB soon. Stay tune I'm so proud of MBB services. |
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Oct 10 2014, 10:59 PM
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Senior Member
528 posts Joined: Aug 2007 |
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Oct 10 2014, 11:05 PM
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Junior Member
440 posts Joined: Apr 2005 |
for AEON BT, we can used till 80% CL available
for MBB, does it have this restriction too ? jus fyi, if u request for early settlement for AEON the balance sum will not lump up together and show up in next statement instead , u have to call and confirm the payment with CS, then call again after u do payment. |
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Oct 11 2014, 12:41 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(cfc @ Oct 10 2014, 11:05 PM) for AEON BT, we can used till 80% CL available yeahfor MBB, does it have this restriction too ? jus fyi, if u request for early settlement for AEON the balance sum will not lump up together and show up in next statement instead , u have to call and confirm the payment with CS, then call again after u do payment. |
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Oct 11 2014, 12:49 AM
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Junior Member
440 posts Joined: Apr 2005 |
yeah ? nay ? r u sure ?
didn't notice tnc for MBB BT state this 80% CL clause |
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Oct 11 2014, 06:56 AM
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All Stars
65,274 posts Joined: Jan 2003 |
BT from HLB to MBB, super awesome
08-Oct - Submitted application form (via email) + statement from HLB Connect (screenshot in PDF, thanks to ronnie for this tips! 09-Oct - ONE TIME CHARGE 10-Oct - WAIVER OF 3% UP FRONT FEE-1010 10-Oct - Fund received at HLB. Description: {MBB card number} MAYBANK AFC COLLECTION PAYMENT. No instalment posted at M2U, yet. I guess it'll be posted next month cuz my MBB2Cards bill cycle just passed. This post has been edited by cybpsych: Oct 14 2014, 08:39 AM |
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Oct 11 2014, 09:12 AM
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Senior Member
7,496 posts Joined: Feb 2007 |
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Oct 11 2014, 11:46 AM
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Senior Member
2,392 posts Joined: Dec 2009 |
got my pb visa signature. woo hoo.
more rebates |
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Oct 11 2014, 12:34 PM
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Senior Member
2,112 posts Joined: Jul 2013 |
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Oct 11 2014, 01:08 PM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
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Oct 11 2014, 05:20 PM
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Senior Member
528 posts Joined: Aug 2007 |
Anyone knows is CITIBANK Credit Card having promotion for 0% balance transfer for 12 months?
https://ringgitplus.com/en/balance-transfer...nsfer-Plan.html It mentions "0% for 12 months. Offer ends 31st December 2014." |
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Oct 12 2014, 05:25 PM
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Senior Member
1,178 posts Joined: May 2007 |
juz to comfirm b4 i submit mbb bt
can i combine ocbc 6xx and aeon 1xxx to for the application? or the min for each bank shud 1k? thx. |
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Oct 12 2014, 05:41 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 12 2014, 06:48 PM
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Senior Member
1,178 posts Joined: May 2007 |
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Oct 12 2014, 07:01 PM
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Senior Member
2,392 posts Joined: Dec 2009 |
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Oct 12 2014, 07:07 PM
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Senior Member
1,178 posts Joined: May 2007 |
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Oct 13 2014, 11:17 AM
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Senior Member
2,392 posts Joined: Dec 2009 |
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Oct 13 2014, 11:35 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 13 2014, 12:01 PM
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Senior Member
1,178 posts Joined: May 2007 |
QUOTE(brotan @ Oct 13 2014, 11:17 AM) repeat the step everymonth = 0% loan for as much month as success BT2 high sum into 12 month small instalment QUOTE(victorywp @ Oct 13 2014, 11:35 AM) finally, after being rejected so many times... before approved dont post here.what's the changes you made on your recent submission? that what i do |
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Oct 13 2014, 12:36 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 14 2014, 08:42 AM
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Oct 14 2014, 05:02 PM
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i have done BT from cimb to Aeon, received call and sms on 8th Oct saying is approved, but till date haven't receive any payment in my cimb yet, normally how long need to wait?
Now Aeon offer 6 month with points, with MBB offer 12 months with no point, which is better? |
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Oct 14 2014, 05:11 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(Coconut @ Oct 14 2014, 05:02 PM) i have done BT from cimb to Aeon, received call and sms on 8th Oct saying is approved, but till date haven't receive any payment in my cimb yet, normally how long need to wait? it depends, but for me, points better than the additional 6 months instalments.Now Aeon offer 6 month with points, with MBB offer 12 months with no point, which is better? |
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Oct 14 2014, 07:25 PM
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7,496 posts Joined: Feb 2007 |
aeon BT sends to cimb using cdm super fast but to maybank using cheque super slow
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Oct 14 2014, 07:37 PM
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4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
I guess my OCBC BT is successful. I saw my OCBC CL has been deducted. But until now Maybank still haven receive the money from OCBC..
Applied on 9 Oct for 10k OCBC to Maybank..but my Maybank CL only RM8k.. This post has been edited by Lineage: Oct 14 2014, 10:57 PM |
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Oct 14 2014, 09:36 PM
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Oct 14 2014, 09:53 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 14 2014, 10:01 PM
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Oct 14 2014, 10:30 PM
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637 posts Joined: Mar 2014 From: Airport around the world |
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Oct 14 2014, 10:33 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 14 2014, 10:52 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
edited
This post has been edited by victorywp: Oct 14 2014, 10:54 PM |
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Oct 14 2014, 10:53 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(tigaxxx @ Oct 14 2014, 10:30 PM) the confusing part should be his 2nd sentence instead of his 1st sentence. if you read his earlier posts you will understand what i mean.QUOTE(Lineage @ Oct 9 2014, 08:52 PM) OMG..I just apply OCBC BT for RM10k, but my MBB cards only RM8k..lol..... If like that, OCBC will decline my application? QUOTE(DarReNz @ Oct 9 2014, 11:31 PM) QUOTE(Lineage @ Oct 10 2014, 06:09 AM) QUOTE(Lineage @ Oct 10 2014, 02:56 PM) |
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Oct 14 2014, 10:54 PM
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2,750 posts Joined: Dec 2004 From: Malaysia |
QUOTE(donpapachino @ Oct 9 2014, 02:52 PM) maybank BT very efficient: I do the same, and did get the email reply, but didnt see the BT even after 2 weeks.30/9 - submitted application form + statement from OCBC via email 1/10 - reply from officer saying receive the email + docs & will forward to the relevant department 3/10 - OCBC claimed receipt of the BT from MBB Does it mean my BT request being rejected? Or they overlook it? If it is rejected, will they inform me? Anyone has idea on this? Thanks |
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Oct 14 2014, 10:56 PM
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4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
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Oct 15 2014, 12:09 AM
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2,148 posts Joined: Nov 2007 |
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Oct 15 2014, 12:19 AM
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4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
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Oct 15 2014, 12:23 AM
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2,148 posts Joined: Nov 2007 |
bt 4% ocbc --> mbb is a waste...
u need to pay 10k 4% to ocbc. if 0% mbb --> ocbc, u pay no interest furthermore yr bt amount get 12 months installment. |
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Oct 15 2014, 12:27 AM
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4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
QUOTE(smartly @ Oct 15 2014, 12:23 AM) bt 4% ocbc --> mbb is a waste... At first thinking to cancel MBB, so use OCBC BT..but now change my mind already..and BT approved.. u need to pay 10k 4% to ocbc. if 0% mbb --> ocbc, u pay no interest furthermore yr bt amount get 12 months installment. Never mind la.. |
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Oct 15 2014, 12:44 AM
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3,902 posts Joined: Jul 2007 |
03 OCT - Emailed BT form and M2C AMEX statement to AEON
07 OCT - Receveid verification call + approval SMS + appeared in online banking 15 OCT - Still nothing in M2U, hopefully it will clear today or tomorrow. This post has been edited by lamode: Oct 15 2014, 03:37 PM |
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Oct 15 2014, 01:03 AM
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Oct 15 2014, 01:04 AM
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Oct 15 2014, 01:05 AM
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QUOTE(lamode @ Oct 15 2014, 12:44 AM) 03 SEP - Emailed BT form and M2C AMEX statement to AEON mine was approved on 8 Sep, 10 Sep only they send out the cheque, hope it gets cleared by due date 16 Sep 07 SEP - Receveid verification call + approval SMS + appeared in online banking 15 SEP - Still nothing in M2U, hopefully it will clear today or tomorrow. |
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Oct 15 2014, 01:13 AM
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4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
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Oct 15 2014, 07:48 AM
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Oct 15 2014, 08:11 AM
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2,148 posts Joined: Nov 2007 |
Citibank 0% bt?
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Oct 15 2014, 09:22 AM
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528 posts Joined: Aug 2007 |
QUOTE(DarReNz @ Oct 15 2014, 01:03 AM) QUOTE(jasontoh @ Oct 15 2014, 07:48 AM) QUOTE(smartly @ Oct 15 2014, 08:11 AM) https://ringgitplus.com/en/balance-transfer...nsfer-Plan.htmlIt seems like just 1 time sign up offer. I will check with Citibank CS and update here |
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Oct 15 2014, 11:58 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(bee993 @ Oct 12 2014, 05:25 PM) juz to comfirm b4 i submit mbb bt just to inform that although can combine, but the smallest amount to add into your application must be minimum rm100 (same goes to aeon bt application). can i combine ocbc 6xx and aeon 1xxx to for the application? or the min for each bank shud 1k? thx. This post has been edited by victorywp: Oct 15 2014, 12:06 PM |
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Oct 15 2014, 12:17 PM
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1,361 posts Joined: May 2006 |
FYI
For my first BT, i put the exact same amount as my balance statement. MBB approved it. I did not put the amount closest to RM100. Just put in the exact figure from my statement and they approved it. Awaiting for second BT approval. Sent it to the email. |
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Oct 15 2014, 12:19 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(sendohz @ Oct 15 2014, 12:17 PM) FYI good, but usually i will mark up to the nearest rm100.For my first BT, i put the exact same amount as my balance statement. MBB approved it. I did not put the amount closest to RM100. Just put in the exact figure from my statement and they approved it. Awaiting for second BT approval. Sent it to the email. this month i have completed 5 bt... |
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Oct 15 2014, 01:17 PM
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4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
QUOTE(victorywp @ Oct 15 2014, 12:19 PM) Wow..so much..Actually before the BT repayment finish, can we use other bank to BT the existing 1? Example, my OCBC just approve, I pay for 3months but I plan to use MBB BT, Can I use MBB BT to pay off OCBC? |
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Oct 15 2014, 02:21 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 15 2014, 02:23 PM
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4,093 posts Joined: Jan 2003 From: USJ |
QUOTE(lamode @ Oct 15 2014, 12:44 AM) 03 SEP - Emailed BT form and M2C AMEX statement to AEON SEP???07 SEP - Receveid verification call + approval SMS + appeared in online banking 15 SEP - Still nothing in M2U, hopefully it will clear today or tomorrow. my previous exp: MBB to Aeon 30/09 - emailed application 01/10 - phone verification 01/10 - installment #1 shown in online banking 10/10 - funds updated in M2U (by cheque, serious??? sweat.gif ) This post has been edited by alexwsk: Oct 15 2014, 02:24 PM |
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Oct 15 2014, 03:38 PM
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3,902 posts Joined: Jul 2007 |
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Oct 15 2014, 05:14 PM
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528 posts Joined: Aug 2007 |
QUOTE(cyang @ Oct 15 2014, 09:22 AM) https://ringgitplus.com/en/balance-transfer...nsfer-Plan.html Just to update you guys what I had find out about Citi 0% BT deal.It seems like just 1 time sign up offer. I will check with Citibank CS and update here Apparently ringgitplus make a mistake on their product. They had rectified it. Below is the email from them. "Thank you for your visit to our website. Regarding the Citibank Balance Transfer, we are sorry to tell you that the mentioned information from our website for the product is wrong. We have checked with Citibank Customer Service, the bank actually offers interest rate from 6.99% for their balance transfer. We have forwarded this things to our Product team to update our website." |
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Oct 15 2014, 08:53 PM
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454 posts Joined: Aug 2010 |
Today i download MBB BT Form from their website
When i wanted to fill up the BT Form, i notice Step3: Yes, I would like to apply for Balance Transfer 5% interest for 12 months with 3% upfront fee waived New version of BT Form??? No more 0% BT from MBB |
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Oct 15 2014, 09:06 PM
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637 posts Joined: Mar 2014 From: Airport around the world |
QUOTE(chongaik82 @ Oct 15 2014, 08:53 PM) Today i download MBB BT Form from their website U got the wrong one... google "maybankard promotion"When i wanted to fill up the BT Form, i notice Step3: Yes, I would like to apply for Balance Transfer 5% interest for 12 months with 3% upfront fee waived New version of BT Form??? No more 0% BT from MBB Unable to give u the link since am using hp.. |
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Oct 15 2014, 09:21 PM
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454 posts Joined: Aug 2010 |
QUOTE(tigaxxx @ Oct 15 2014, 09:06 PM) Coz my 1st BT Form is correct Fully 0% interest. Today print out another from MBB website and now want to fill up why is different.I also don't know how can i get to the wrong BT Form this morning |
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Oct 15 2014, 09:42 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(chongaik82 @ Oct 15 2014, 09:21 PM) Coz my 1st BT Form is correct Fully 0% interest. Today print out another from MBB website and now want to fill up why is different. because the 0% only for those who know this promo. mbb purposely created a new bt application form for this promo. if you use the wrong one, you will be charged.I also don't know how can i get to the wrong BT Form this morning |
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Oct 15 2014, 11:07 PM
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3,902 posts Joined: Jul 2007 |
QUOTE(chongaik82 @ Oct 15 2014, 09:21 PM) Coz my 1st BT Form is correct Fully 0% interest. Today print out another from MBB website and now want to fill up why is different. just use this one.I also don't know how can i get to the wrong BT Form this morning http://www.maybank2u.com.my/WebBank/BT090914_AppForm.pdf |
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Oct 15 2014, 11:16 PM
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4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
Update:
9 Oct - Submitted application through phone for OCBC BT 14 Oct - OCBC Card CL deducted. 15 Oct - Received the money from OCBC to Maybank. Called Maybank to transfer extra pay money to saving account. The processing time for the transfer is 8 days. |
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Oct 15 2014, 11:33 PM
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454 posts Joined: Aug 2010 |
QUOTE(victorywp @ Oct 15 2014, 09:42 PM) because the 0% only for those who know this promo. mbb purposely created a new bt application form for this promo. if you use the wrong one, you will be charged. Haha.... almost fall into the trap then.QUOTE(lamode @ Oct 15 2014, 11:07 PM) Thanks. |
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Oct 16 2014, 08:40 PM
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7,496 posts Joined: Feb 2007 |
woohoo aeon cheque send out last fri cleared today for maybank just nice
This post has been edited by DarReNz: Oct 16 2014, 08:41 PM |
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Oct 16 2014, 09:58 PM
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4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
QUOTE(Lineage @ Oct 15 2014, 11:16 PM) Update: Just check, my extra pay from my OCBC BT has been transfer to my MBB saving account.. 9 Oct - Submitted application through phone for OCBC BT 14 Oct - OCBC Card CL deducted. 15 Oct - Received the money from OCBC to Maybank. Called Maybank to transfer extra pay money to saving account. The processing time for the transfer is 8 days. Excellent service from Maybank.. |
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Oct 17 2014, 09:31 AM
Show posts by this member only | IPv6 | Post
#366
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Senior Member
1,437 posts Joined: Nov 2005 |
QUOTE(victorywp @ Oct 15 2014, 09:42 PM) because the 0% only for those who know this promo. mbb purposely created a new bt application form for this promo. if you use the wrong one, you will be charged. i have called to maybank just now cause i'm using the wrong form.luckily according to the CS, it is ok for both forms, the matter is the BT application date. this 3% upfront fee waive is for BT start from 2x september. it will be waive in 7 days. |
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Oct 17 2014, 09:32 AM
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440 posts Joined: Apr 2005 |
AEON has tnc not use use >80% of CL ... how strict they are on this tnc ?
I need to do a BT but i use up 90% of my CL now does anyone perform BT >80% of the AEON available CL.. can guide how to do that ? 1. call CS to clear off existing BT to clear up limit? 2. put extra cash into card account (essentially equal to no1) |
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Oct 17 2014, 10:19 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(cfc @ Oct 17 2014, 09:32 AM) AEON has tnc not use use >80% of CL ... how strict they are on this tnc ? just submit your bt application. when they call you for verification, they will tell you your cl not sufficient and give you 3 options:I need to do a BT but i use up 90% of my CL now does anyone perform BT >80% of the AEON available CL.. can guide how to do that ? 1. call CS to clear off existing BT to clear up limit? 2. put extra cash into card account (essentially equal to no1) 1) cancel your bt application 2) bt amount approved will be up to your available cl 3) pay minimum of x amount to allow full bt amount to go through if you choose option 3, they will call you back for verification. so just ask what's the x amount and pay that amount, and wait for their call again. *if they didn't mention anything about your insufficient cl, then your bt application is safe to go through without any issue. lol... This post has been edited by victorywp: Oct 17 2014, 11:23 AM |
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Oct 17 2014, 12:03 PM
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5,155 posts Joined: Jan 2003 |
Anyone knows what's the CL for MBB BT? 80% or there's none?
The cheque from AEON to MBB haven't clear yet but I want to BT my AEON amount back to MBB already as I am cutting the date a bit close. |
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Oct 17 2014, 12:50 PM
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440 posts Joined: Apr 2005 |
QUOTE(victorywp @ Oct 17 2014, 10:19 AM) just submit your bt application. when they call you for verification, they will tell you your cl not sufficient and give you 3 options: super detail and and fully noted 1) cancel your bt application 2) bt amount approved will be up to your available cl 3) pay minimum of x amount to allow full bt amount to go through if you choose option 3, they will call you back for verification. so just ask what's the x amount and pay that amount, and wait for their call again. *if they didn't mention anything about your insufficient cl, then your bt application is safe to go through without any issue. lol... thank you |
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Oct 17 2014, 02:43 PM
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2,392 posts Joined: Dec 2009 |
QUOTE(tifosi @ Oct 17 2014, 12:03 PM) Anyone knows what's the CL for MBB BT? 80% or there's none? you can try call mbb to find out and share here The cheque from AEON to MBB haven't clear yet but I want to BT my AEON amount back to MBB already as I am cutting the date a bit close. This post has been edited by brotan: Oct 17 2014, 02:43 PM |
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Oct 17 2014, 04:03 PM
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2,715 posts Joined: Oct 2004 From: The backyards of boleh land |
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Oct 17 2014, 05:24 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 17 2014, 05:54 PM
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5,155 posts Joined: Jan 2003 |
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Oct 17 2014, 06:18 PM
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7,496 posts Joined: Feb 2007 |
QUOTE(cfc @ Oct 17 2014, 09:32 AM) AEON has tnc not use use >80% of CL ... how strict they are on this tnc ? they are quite strict, if you want to exceed the amount BT team will inform you that you have to make that certain amount only can BT the amound u wantedI need to do a BT but i use up 90% of my CL now does anyone perform BT >80% of the AEON available CL.. can guide how to do that ? 1. call CS to clear off existing BT to clear up limit? 2. put extra cash into card account (essentially equal to no1) This post has been edited by DarReNz: Oct 17 2014, 06:18 PM |
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Oct 18 2014, 10:36 AM
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Senior Member
4,093 posts Joined: Jan 2003 From: USJ |
2nd BT from Aeon to MBB approved too (rounded up to the nearest 10 this time)
Emailed to MBB: 14 Oct 14 Confirmation email from MBB: 14 Oct 14 One time charge in MBB: 15 Oct 14 (Posted 16 Oct) Fees Reversal in MBB: 16 Oct 14 (Posted 16 Oct) Credit into Aeon: 16 Oct 14 (Posted 17 Oct) MBB is getting faster in completing the whole process |
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Oct 18 2014, 11:13 AM
Show posts by this member only | IPv6 | Post
#377
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1,437 posts Joined: Nov 2005 |
1st BT from Aeon to MBB
Emailed to MBB: 13 Oct 14 Credit into Aeon: 16 Oct 14 (posted 17 Oct) but maybank still not yet see this BT transaction.. This post has been edited by wan7075: Oct 18 2014, 11:22 AM |
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Oct 18 2014, 02:04 PM
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650 posts Joined: Jan 2003 |
For bt to MBB, can I send total outstanding credit card statement instead of monthly statement?
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Oct 18 2014, 02:55 PM
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2,392 posts Joined: Dec 2009 |
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Oct 18 2014, 02:56 PM
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637 posts Joined: Mar 2014 From: Airport around the world |
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Oct 18 2014, 03:45 PM
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2,112 posts Joined: Jul 2013 |
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Oct 18 2014, 03:59 PM
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637 posts Joined: Mar 2014 From: Airport around the world |
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Oct 18 2014, 05:55 PM
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650 posts Joined: Jan 2003 |
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Oct 18 2014, 07:19 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 18 2014, 07:40 PM
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2,392 posts Joined: Dec 2009 |
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Oct 18 2014, 07:47 PM
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Senior Member
637 posts Joined: Mar 2014 From: Airport around the world |
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Oct 18 2014, 07:49 PM
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637 posts Joined: Mar 2014 From: Airport around the world |
H
QUOTE(victorywp @ Oct 18 2014, 07:19 PM) i wonder what prompt you to try submitting your bt application without statement to mbb in the first place? Very simple bro..just called the no. At the back of ur card..they will let u know. .in my case I bt to mbb vs.This post has been edited by tigaxxx: Oct 18 2014, 07:50 PM |
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Oct 18 2014, 10:12 PM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 18 2014, 10:14 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
double post
This post has been edited by victorywp: Oct 18 2014, 10:17 PM |
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Oct 18 2014, 10:16 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
triple post
This post has been edited by victorywp: Oct 18 2014, 10:17 PM |
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Oct 18 2014, 10:38 PM
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4,350 posts Joined: Oct 2010 From: KL |
anyone tried the BT 0% to MBB more than once?
from terms and conditions, doesn't state that it's only one time |
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Oct 18 2014, 10:43 PM
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3,902 posts Joined: Jul 2007 |
QUOTE(cempedaklife @ Oct 18 2014, 10:38 PM) anyone tried the BT 0% to MBB more than once? did it twice already.from terms and conditions, doesn't state that it's only one time can see the second BT fees being charged and waived in maybank2u, but not yet show in AEON. Will post the timeline once its cleared. |
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Oct 18 2014, 11:02 PM
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Senior Member
4,350 posts Joined: Oct 2010 From: KL |
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Oct 18 2014, 11:09 PM
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637 posts Joined: Mar 2014 From: Airport around the world |
QUOTE(victorywp @ Oct 18 2014, 10:12 PM) another question... what prompt you to call the cs to ask despite mbb bt form clearly mentioned the instructions and rules? coz at that time, my 1st PB vs statement had not been mailed yet... anymore question? This post has been edited by tigaxxx: Oct 18 2014, 11:12 PM |
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Oct 18 2014, 11:17 PM
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3,902 posts Joined: Jul 2007 |
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Oct 18 2014, 11:26 PM
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1,311 posts Joined: Apr 2010 |
hi, i am new to BT
may i know is it the BT amount have to be my last statement amount or I could choose to BT the current outstanding to mbb? |
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Oct 18 2014, 11:36 PM
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637 posts Joined: Mar 2014 From: Airport around the world |
QUOTE(edwardccg @ Oct 18 2014, 11:26 PM) hi, i am new to BT ur outstanding amount also can...may i know is it the BT amount have to be my last statement amount or I could choose to BT the current outstanding to mbb? like i said many times before (even victorywp doesn't believe This post has been edited by tigaxxx: Oct 18 2014, 11:38 PM |
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Oct 18 2014, 11:38 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 18 2014, 11:39 PM
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Senior Member
637 posts Joined: Mar 2014 From: Airport around the world |
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Oct 18 2014, 11:40 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(tigaxxx @ Oct 18 2014, 11:36 PM) ur outstanding amount also can... who said i don't believe? like i said many times before (even victorywp doesn't believe |
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Oct 19 2014, 01:40 AM
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Senior Member
2,112 posts Joined: Jul 2013 |
QUOTE(tigaxxx @ Oct 18 2014, 03:59 PM) No need.. Thanks...great info to share. my 48k BT from Alliance+PB to MBB went smoothly without statements from Alliance & PB...just fill in the form and u are good to go... p/s: I believe mbb is still being lenient..If they wanna play nasty, they can reject the BT due to incomplete doc. Anyway, up to individuals to take the risk... |
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Oct 20 2014, 08:49 AM
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5,853 posts Joined: Sep 2009 |
no need statement i see, no wonder lah....
that day when i needed overpayment to Aeon, i simply tried submit one previous old Aeon Statement and that BT also got approved by MBB........ |
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Oct 20 2014, 09:12 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(guy3288 @ Oct 20 2014, 08:49 AM) no need statement i see, no wonder lah.... my first bt application to mbb was using an old aeon statement too and it went through. but at least it's a valid statement just that it's not the current one.that day when i needed overpayment to Aeon, i simply tried submit one previous old Aeon Statement and that BT also got approved by MBB........ |
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Oct 20 2014, 01:30 PM
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Junior Member
40 posts Joined: Jan 2013 |
QUOTE(cempedaklife @ Oct 18 2014, 10:38 PM) anyone tried the BT 0% to MBB more than once? I submitted 2 application with same statement and amount in different date (2nd application was one day after the 1st), both also approved and money credited into my UOB account, and I request UOB to transfer the overpaid amount to my loan account, and they did.from terms and conditions, doesn't state that it's only one time MBB charged the one time 3% charged and waived in the same day for both BT. MBB seems did not really check the detail as long as you still have available CL. |
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Oct 20 2014, 04:35 PM
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4,350 posts Joined: Oct 2010 From: KL |
QUOTE(yybryan @ Oct 20 2014, 01:30 PM) I submitted 2 application with same statement and amount in different date (2nd application was one day after the 1st), both also approved and money credited into my UOB account, and I request UOB to transfer the overpaid amount to my loan account, and they did. cool...thanks MBB charged the one time 3% charged and waived in the same day for both BT. MBB seems did not really check the detail as long as you still have available CL. |
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Oct 20 2014, 05:48 PM
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1,178 posts Joined: May 2007 |
QUOTE(yybryan @ Oct 20 2014, 01:30 PM) I submitted 2 application with same statement and amount in different date (2nd application was one day after the 1st), both also approved and money credited into my UOB account, and I request UOB to transfer the overpaid amount to my loan account, and they did. Wow..time to help ppl swipe use ocbc and get cash to pay home loan then.MBB charged the one time 3% charged and waived in the same day for both BT. MBB seems did not really check the detail as long as you still have available CL. |
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Oct 20 2014, 05:49 PM
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1,178 posts Joined: May 2007 |
Double post
This post has been edited by bee993: Oct 20 2014, 05:51 PM |
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Oct 20 2014, 09:13 PM
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Senior Member
3,902 posts Joined: Jul 2007 |
14 OCT - Emailed BT form and other bank's statement to MBB @ mbbcardservices@maybank.com.my & Received human acknowledgement email, same day.
17 OCT - ONE TIME CHARGE appeared M2U & waived the same day. 20 OCT - Posted in AEON, the transcation date is 17 OCT. I'm happy with MBB |
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Oct 21 2014, 07:08 AM
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Senior Member
6,483 posts Joined: Apr 2012 |
10 Oct - Email BT to Aeon from MBB
10 Oct - received acknowledgment back by reply email 13 Oct - Called for verification Now pending for payment, but payment due date is on coming 23 Oct, would it be sufficient time to clear the payment from Aeon? Saw other posted, some take 10 working days?? |
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Oct 21 2014, 08:33 AM
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7,496 posts Joined: Feb 2007 |
QUOTE(sj0217 @ Oct 21 2014, 07:08 AM) 10 Oct - Email BT to Aeon from MBB actually now more efficient from approval sms it will send out the cheque in 2 days then it will be cleared on the 4th day so total takes 6 days10 Oct - received acknowledgment back by reply email 13 Oct - Called for verification Now pending for payment, but payment due date is on coming 23 Oct, would it be sufficient time to clear the payment from Aeon? Saw other posted, some take 10 working days?? |
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Oct 21 2014, 08:48 AM
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1,361 posts Joined: May 2006 |
15 Oct - Email BT to MBB from HLB
15 Oct - Received acknowledgment back by reply email 18 Oct - 3% one time charge posted (Transaction date 17 Oct) 20 Oct - Payment made to HLB 21 Oct - 3% waiver (transaction date 21 Oct) Less than one week processing time. Bravo. This post has been edited by sendohz: Oct 22 2014, 09:06 AM |
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Oct 21 2014, 10:23 AM
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228 posts Joined: Feb 2014 |
Guys, for BT to AEON, it is mentioned that the minimum BT amount is RM1k (but it is not clear whether is RM1k per bank or RM1k per BT form), I want to BT both my HLB (more than 1k) and OCBC (less than 1k) in the same form, is it ok?
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Oct 21 2014, 10:38 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 21 2014, 10:48 AM
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40 posts Joined: Jan 2013 |
QUOTE(bee993 @ Oct 20 2014, 05:48 PM) You can try. should be no problem. I transfer the overpaid amount to my house loan to reduce my loan amount and pay to MBB in 12 months instalment with 0 interest.I will do that again once I have more available CL in MBB2 card. |
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Oct 21 2014, 11:07 AM
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228 posts Joined: Feb 2014 |
QUOTE(victorywp @ Oct 21 2014, 10:38 AM) many thanks for the quick reply! On the other note, perhaps @brotan can include below emails for the respective banks for BT application in the first post: Public Bank: custsvc@publicbank.com.my Aeon: customer.service@aeonmalaysia.com.my sekian, |
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Oct 21 2014, 11:12 AM
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2,392 posts Joined: Dec 2009 |
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Oct 21 2014, 03:08 PM
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1,178 posts Joined: May 2007 |
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Oct 22 2014, 08:12 AM
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126 posts Joined: May 2007 |
15 Oct - Email BT to MBB
15 Oct - received acknowledgment back by reply email & CS verification 21 Oct - Payment made to OCBC 21 Oct - 3% waiver (transaction date 20 Oct) This post has been edited by jes88: Oct 22 2014, 09:56 AM |
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Oct 22 2014, 09:14 AM
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6,483 posts Joined: Apr 2012 |
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Oct 22 2014, 01:01 PM
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1,178 posts Joined: May 2007 |
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Oct 22 2014, 05:23 PM
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20 posts Joined: Oct 2014 |
Hi sifu here,
About 2 weeks ago, I have BT from PBB to AEON of RM6000, but my AEON credit card statement only around RM 1K+ at that time. Hence, result in a CR balance of around RM4K+ in AEON cc now. Recently, I have requested a RM1000 BT to AEON but get rejected. Not sure what is the reason behind? Since I already overpaid not long ago, why they reject my application? I got sufficient CL >80%...This my 1st time get rejected...confused |
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Oct 22 2014, 05:47 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(SingKer @ Oct 22 2014, 05:23 PM) Hi sifu here, 1) do you mean bt from aeon to pbb rm6k? means pbb paid rm6k to aeon, correct?About 2 weeks ago, I have BT from PBB to AEON of RM6000, but my AEON credit card statement only around RM 1K+ at that time. Hence, result in a CR balance of around RM4K+ in AEON cc now. Recently, I have requested a RM1000 BT to AEON but get rejected. Not sure what is the reason behind? Since I already overpaid not long ago, why they reject my application? I got sufficient CL >80%...This my 1st time get rejected...confused 2) do you attach your other cc statement in your bt application rm1k to aeon? |
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Oct 22 2014, 09:50 PM
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3,902 posts Joined: Jul 2007 |
QUOTE(SingKer @ Oct 22 2014, 05:23 PM) Hi sifu here, i always try to not overpay my AEON cards since earlier this year as this seems to be a "potential" cause for reject BT.About 2 weeks ago, I have BT from PBB to AEON of RM6000, but my AEON credit card statement only around RM 1K+ at that time. Hence, result in a CR balance of around RM4K+ in AEON cc now. Recently, I have requested a RM1000 BT to AEON but get rejected. Not sure what is the reason behind? Since I already overpaid not long ago, why they reject my application? I got sufficient CL >80%...This my 1st time get rejected...confused |
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Oct 23 2014, 12:09 AM
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1,178 posts Joined: May 2007 |
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Oct 23 2014, 08:22 AM
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1,361 posts Joined: May 2006 |
As reported earlier, for my 1st and 2nd BT, i used back the exact amount of figure as shown in the balance statement.
Both successfully approved. |
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Oct 23 2014, 10:16 AM
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2,112 posts Joined: Jul 2013 |
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Oct 23 2014, 01:10 PM
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202 posts Joined: Jul 2011 |
QUOTE(lamode @ Oct 22 2014, 09:50 PM) i always try to not overpay my AEON cards since earlier this year as this seems to be a "potential" cause for reject BT. QUOTE(bee993 @ Oct 23 2014, 12:09 AM) QUOTE(leo_kiatez @ Oct 23 2014, 10:16 AM) I've been overpaying to increase my BT limits for the last 6 mths, but so far, touch wood, all BT went thru...!!, |
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Oct 23 2014, 01:15 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 23 2014, 01:49 PM
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5,853 posts Joined: Sep 2009 |
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Oct 23 2014, 02:08 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 23 2014, 02:44 PM
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1,178 posts Joined: May 2007 |
I think is related to paying be4 statemnet in my case.
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Oct 23 2014, 11:26 PM
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Senior Member
5,853 posts Joined: Sep 2009 |
MBF card also 0% BT.
Came just in time for me when my PBB CL has also gone low. ---------------------------------------------------------------------------------- Dear Valued Cardmember, ambank There’re some exclusive promotions which are not open to public and could only be enrolled by invitation only. This is one of them, and you are invited! Thank you for being our customer. To show our appreciations, we would like to offer you 0% balance transfer for a limited time only (Promotion valid till 31 October 2014). Combine all of your other outstanding credit/charge card/ personal financing balances and transfer to your MBF Credit Card at 0% for 6 months. What are you waiting for, APPLY NOW How to apply? Step 1: Please download the application form here. Step 2: Fill up and fax to us: +603-21713018 Promotion is valid until 31 October 2014. --------------------------------------------------------------------------------------- |
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Oct 23 2014, 11:48 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(guy3288 @ Oct 23 2014, 11:26 PM) MBF card also 0% BT. good for you for having that mbf cc!Came just in time for me when my PBB CL has also gone low. ---------------------------------------------------------------------------------- Dear Valued Cardmember, ambank There’re some exclusive promotions which are not open to public and could only be enrolled by invitation only. This is one of them, and you are invited! Thank you for being our customer. To show our appreciations, we would like to offer you 0% balance transfer for a limited time only (Promotion valid till 31 October 2014). Combine all of your other outstanding credit/charge card/ personal financing balances and transfer to your MBF Credit Card at 0% for 6 months. What are you waiting for, APPLY NOW How to apply? Step 1: Please download the application form here. Step 2: Fill up and fax to us: +603-21713018 Promotion is valid until 31 October 2014. --------------------------------------------------------------------------------------- |
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Oct 24 2014, 07:43 AM
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6,483 posts Joined: Apr 2012 |
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Oct 24 2014, 09:39 AM
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11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 24 2014, 04:45 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
I've received a snail mail from MBB on my 2nd BT application.
It has details on your installment each month ... Not bad |
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Oct 24 2014, 05:01 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 24 2014, 05:25 PM
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1,211 posts Joined: Aug 2008 |
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Oct 24 2014, 05:37 PM
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All Stars
65,274 posts Joined: Jan 2003 |
received physical mail few days after successful BT. 1st timer here.
kinda good experience since it took few days from submit until fund received. |
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Oct 24 2014, 07:21 PM
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Junior Member
20 posts Joined: Oct 2014 |
QUOTE(victorywp @ Oct 23 2014, 02:08 PM) I think I overpaid too much (around 4K+) credit balance, that why get rejected (P.S: They might thought I rich, so no need BT |
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Oct 24 2014, 07:55 PM
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5,853 posts Joined: Sep 2009 |
QUOTE(SingKer @ Oct 24 2014, 07:21 PM) I think I overpaid too much (around 4K+) credit balance, that why get rejected (P.S: They might thought I rich, so no need BT i overpaid much more. every month statement comes no need payment, got some more CR.This post has been edited by guy3288: Oct 24 2014, 08:15 PM |
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Oct 24 2014, 08:27 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 24 2014, 08:32 PM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
QUOTE(SingKer @ Oct 24 2014, 07:21 PM) I think I overpaid too much (around 4K+) credit balance, that why get rejected (P.S: They might thought I rich, so no need BT I overpaid my MBB from OCBC around 8k and my MBB CL only 8k but do 10k BT..then the overpaid amount transfer to my MBB saving account.. |
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Oct 24 2014, 08:40 PM
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202 posts Joined: Jul 2011 |
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Oct 24 2014, 08:45 PM
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1,178 posts Joined: May 2007 |
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Oct 24 2014, 09:49 PM
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169 posts Joined: Jun 2006 |
QUOTE(guy3288 @ Oct 23 2014, 11:26 PM) MBF card also 0% BT. Came just in time for me when my PBB CL has also gone low. ---------------------------------------------------------------------------------- Dear Valued Cardmember, ambank There’re some exclusive promotions which are not open to public and could only be enrolled by invitation only. This is one of them, and you are invited! Thank you for being our customer. To show our appreciations, we would like to offer you 0% balance transfer for a limited time only (Promotion valid till 31 October 2014). Combine all of your other outstanding credit/charge card/ personal financing balances and transfer to your MBF Credit Card at 0% for 6 months. What are you waiting for, APPLY NOW How to apply? Step 1: Please download the application form here. Step 2: Fill up and fax to us: +603-21713018 Promotion is valid until 31 October 2014. --------------------------------------------------------------------------------------- QUOTE(guy3288 @ Oct 24 2014, 07:55 PM) i overpaid much more. every month statement comes no need payment, got some more CR. Geng!!! Is it limited to MBF only? I have AMBank though... Can i ask is the promotion sent via email? just to confirm. This post has been edited by codeiki: Oct 24 2014, 09:50 PM |
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Oct 24 2014, 10:08 PM
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Senior Member
2,750 posts Joined: Dec 2004 From: Malaysia |
For those that BT from AEON to other bank, when submit statement, do you submit 1st & 2nd page? Or 2nd page will do? Thanks
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Oct 24 2014, 10:26 PM
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2,112 posts Joined: Jul 2013 |
QUOTE(SingKer @ Oct 24 2014, 07:21 PM) I think I overpaid too much (around 4K+) credit balance, that why get rejected (P.S: They might thought I rich, so no need BT Maybe kenot overpayment >RM1k CR for rejection?? Making some hypothetical assumption here... :-P |
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Oct 24 2014, 10:49 PM
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Senior Member
1,188 posts Joined: Sep 2008 |
15 Oct - BT 10k from MBB to PBB via email - no charge
20 Oct - 10k posted into MBB 22 Oct - Call MBB to refund 10k to SA - no charge 24 Oct - 10k posted into SA All in 9 days. Very efficient and fast. |
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Oct 24 2014, 11:13 PM
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5,853 posts Joined: Sep 2009 |
QUOTE(codeiki @ Oct 24 2014, 09:49 PM) Geng!!! dont know. i received it in emailIs it limited to MBF only? I have AMBank though... Can i ask is the promotion sent via email? just to confirm. QUOTE(tbheng @ Oct 24 2014, 10:49 PM) 15 Oct - BT 10k from MBB to PBB via email - no charge 20 Oct - 10k posted into MBB 22 Oct - Call MBB to refund 10k to SA - no charge 24 Oct - 10k posted into SA All in 9 days. Very efficient and fast. |
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Oct 24 2014, 11:17 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 24 2014, 11:27 PM
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1,188 posts Joined: Sep 2008 |
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Oct 24 2014, 11:35 PM
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5,853 posts Joined: Sep 2009 |
just wonder how long the gold laying goose is going to allow us to go digging.........ha ha.
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Oct 25 2014, 01:32 AM
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1,178 posts Joined: May 2007 |
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Oct 25 2014, 01:35 AM
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2,750 posts Joined: Dec 2004 From: Malaysia |
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Oct 25 2014, 01:48 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
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Oct 25 2014, 01:55 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 25 2014, 09:33 PM
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5,867 posts Joined: Feb 2006 |
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Oct 25 2014, 10:01 PM
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3,902 posts Joined: Jul 2007 |
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Oct 25 2014, 10:55 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(aeiou228 @ Oct 25 2014, 09:33 PM) QUOTE(lamode @ Oct 25 2014, 10:01 PM) yeah, that day i bt from aeon to mbb. when aeon received the overpayment cheque from mbb, they gave me 3 options:1) leave the overpaid amount to increase available credit limit 2) use the overpaid amount to pay off some of the existing bt 3) transfer the overpaid amount to casa |
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Oct 25 2014, 11:16 PM
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202 posts Joined: Jul 2011 |
QUOTE(tbheng @ Oct 24 2014, 10:49 PM) 15 Oct - BT 10k from MBB to PBB via email - no charge 20 Oct - 10k posted into MBB 22 Oct - Call MBB to refund 10k to SA - no charge 24 Oct - 10k posted into SA All in 9 days. Very efficient and fast. QUOTE(ronnie @ Oct 25 2014, 01:48 PM) How is it cash advance?Kos u need outstanding balance from other credit card to do BT? |
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Oct 25 2014, 11:31 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 26 2014, 08:33 AM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
QUOTE(victorywp @ Oct 25 2014, 11:31 PM) Besides PBB, what else bank dont need statement for BT application? I tried OCBC, they dont need statement, and dont bother other side of CL also..They just approve whatever customer request as long as meet their requirement which is max 90% of OCBC CL.. |
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Oct 26 2014, 08:40 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(Lineage @ Oct 26 2014, 08:33 AM) Besides PBB, what else bank dont need statement for BT application? I tried OCBC, they dont need statement, and dont bother other side of CL also..They just approve whatever customer request as long as meet their requirement which is max 90% of OCBC CL.. previously with uob and stanchart also don't need statement. mbb stated they need statement but if you don't submit they may approve too. |
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Oct 26 2014, 09:29 AM
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Senior Member
1,634 posts Joined: Mar 2006 From: Ipoh @ Puchong |
QUOTE(victorywp @ Oct 25 2014, 10:55 PM) yeah, that day i bt from aeon to mbb. when aeon received the overpayment cheque from mbb, they gave me 3 options: Can we call them to make the request instead of waiting for them to give us the options?1) leave the overpaid amount to increase available credit limit 2) use the overpaid amount to pay off some of the existing bt 3) transfer the overpaid amount to casa I mean, if they do not offer us the selections. |
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Oct 26 2014, 10:44 AM
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2,112 posts Joined: Jul 2013 |
QUOTE(Lineage @ Oct 26 2014, 08:33 AM) Besides PBB, what else bank dont need statement for BT application? I tried OCBC, they dont need statement, and dont bother other side of CL also..They just approve whatever customer request as long as meet their requirement which is max 90% of OCBC CL.. How long does ocbc take to credit the payment money? :-) |
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Oct 26 2014, 10:49 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(RokXIII @ Oct 26 2014, 09:29 AM) Can we call them to make the request instead of waiting for them to give us the options? if you wait for them to call but they do not offer you the selections, you may try to "remind" them about the "forgotten" option. I mean, if they do not offer us the selections. |
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Oct 26 2014, 11:45 AM
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5,867 posts Joined: Feb 2006 |
OCBC BT to MBB
HLB BT to MBB Faxed on 17th (Friday), BT credited on 23rd (Thursday). Minus the weekend and depavali, MBB took only 3 working days to credit the BT to my OCBC and HLB. Well done MBB cards. |
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Oct 26 2014, 01:56 PM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
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Oct 26 2014, 04:10 PM
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169 posts Joined: Jun 2006 |
From what I understand, it's public bank and ?aeon allowed the overpayment of credit card transfer to saving?
And maybank, public bank and ocbc which don't need any statement for applications? This post has been edited by codeiki: Oct 26 2014, 04:15 PM |
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Oct 26 2014, 06:17 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(codeiki @ Oct 26 2014, 04:10 PM) From what I understand, it's public bank and ?aeon allowed the overpayment of credit card transfer to saving? mbb also allowed overpayment to transfer to casa. no need to count in ocbc since it's not 0% anyway.And maybank, public bank and ocbc which don't need any statement for applications? |
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Oct 26 2014, 07:54 PM
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Senior Member
5,155 posts Joined: Jan 2003 |
I did a BT for 90% my available CL from MBB and MBB called me saying that they only approve 80%. Seems like they are inconsistent?
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Oct 26 2014, 09:08 PM
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Senior Member
3,902 posts Joined: Jul 2007 |
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Oct 27 2014, 01:15 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(tifosi @ Oct 26 2014, 07:54 PM) I did a BT for 90% my available CL from MBB and MBB called me saying that they only approve 80%. Seems like they are inconsistent? if you ask me, i really don't trust mbb giving 90% of cl out for bt. mbb don't earn from bt but from your usage. imagine if you have 10k cl, you just have 1k for usage. mbb won't be limiting their earning in this way. |
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Oct 27 2014, 01:27 AM
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Senior Member
5,155 posts Joined: Jan 2003 |
QUOTE(victorywp @ Oct 27 2014, 01:15 AM) if you ask me, i really don't trust mbb giving 90% of cl out for bt. mbb don't earn from bt but from your usage. imagine if you have 10k cl, you just have 1k for usage. mbb won't be limiting their earning in this way. Well, someone did managed to BT 90% of the CL so I thought why not to give a try. And another guy also reported that MBB CS told him that it's 90% of the CL. |
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Oct 27 2014, 02:10 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 27 2014, 09:37 PM
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Senior Member
673 posts Joined: Dec 2007 |
Regarding Aeon BT, can i just email my BT form to this customer.service@aeonmalaysia.com.my ? is it a must to provide card statement to Aeon CS?
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Oct 27 2014, 09:41 PM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(Without @ Oct 27 2014, 09:37 PM) Regarding Aeon BT, can i just email my BT form to this customer.service@aeonmalaysia.com.my ? is it a must to provide card statement to Aeon CS? You send in your application and supporting documents (in term of scanned or online format). My friend did it before.On the other hand, my friend even cancelled the AEON CC via emailing the CS. Unexpectedly, the response of the email is fast. This post has been edited by David83: Oct 27 2014, 10:05 PM |
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Oct 27 2014, 10:00 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 27 2014, 10:19 PM
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Senior Member
673 posts Joined: Dec 2007 |
QUOTE(David83 @ Oct 27 2014, 10:41 PM) You send in your application and supporting documents (in term of scanned or online format). My friend did it before. I will shot an email to their CS, hopefully can be done with email, it's quite hassle if there is no fax machine around. On the other hand, my friend even cancelled the AEON CC via emailing the CS. Unexpectedly, the response of the email is fast. QUOTE(victorywp @ Oct 27 2014, 11:00 PM) Thanks for the information. |
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Oct 28 2014, 09:53 AM
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Senior Member
4,724 posts Joined: Jul 2013 |
23 Oct 2014 Fax BT to Maybank
24 Oct 2014 (Posted 25 Oct 2014) Charged 3% 27 Oct 2014 Waived 3% 27 Oct 2014 Payment to Citibank Good Job... 3 working days. liking maybank more and more |
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Oct 28 2014, 04:53 PM
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All Stars
18,402 posts Joined: Oct 2010 |
Did a BT from AEON Gold & AEON Watami (on the same BT form) to MBB-12m-0% 2 weeks ago and thought everything is done. Today I check AEON-online and found that Maybank has wrongly transfered both payments to AEON GOLD. Called up AEON to make the necessary changes b4 the payment due date. What would happen if I didn't discover this, incur interest and late charges?
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Oct 28 2014, 05:00 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(MGM @ Oct 28 2014, 04:53 PM) Did a BT from AEON Gold & AEON Watami (on the same BT form) to MBB-12m-0% 2 weeks ago and thought everything is done. Today I check AEON-online and found that Maybank has wrongly transfered both payments to AEON GOLD. Called up AEON to make the necessary changes b4 the payment due date. What would happen if I didn't discover this, incur interest and late charges? yeah, luckily you checked. by the way, is it mbb send cheques to aeon or by transfer? |
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Oct 28 2014, 05:10 PM
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All Stars
18,402 posts Joined: Oct 2010 |
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Oct 28 2014, 07:24 PM
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Senior Member
4,093 posts Joined: Jan 2003 From: USJ |
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Oct 28 2014, 07:34 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 28 2014, 07:36 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 28 2014, 07:41 PM
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All Stars
18,402 posts Joined: Oct 2010 |
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Oct 28 2014, 08:16 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(MGM @ Oct 28 2014, 07:41 PM) Email BT application on 15-Oct. this should be by transfer (same like my previous ones). mine latest one was by cheque because aeon cs called me that they received the cheque from mbb.One Time Charge on 17-Oct. Waiver of 3% upfront fee on 21-Oct. Payment appear on AEON-online 21-Oct. |
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Oct 28 2014, 11:24 PM
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Senior Member
1,178 posts Joined: May 2007 |
Lol someone call me say is from akpk wan help me settle my cc debt by offering loan.
I told her dont have this need byebye. Effect from BT play? Who else kena same? Haha |
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Oct 28 2014, 11:29 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Oct 28 2014, 11:35 PM
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Senior Member
1,178 posts Joined: May 2007 |
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Oct 29 2014, 12:07 AM
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Senior Member
3,902 posts Joined: Jul 2007 |
QUOTE(bee993 @ Oct 28 2014, 11:24 PM) Lol someone call me say is from akpk wan help me settle my cc debt by offering loan. i kena few weeks back, but didn't offer me any loan, just ask if i need any help.I told her dont have this need byebye. Effect from BT play? Who else kena same? Haha just told her thx, no need, i always settle my payments on time, bye. |
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Oct 29 2014, 11:16 AM
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Junior Member
475 posts Joined: Jan 2003 |
QUOTE(bee993 @ Oct 28 2014, 11:24 PM) Lol someone call me say is from akpk wan help me settle my cc debt by offering loan. I told her dont have this need byebye. Effect from BT play? Who else kena same? Haha QUOTE(lamode @ Oct 29 2014, 12:07 AM) i kena few weeks back, but didn't offer me any loan, just ask if i need any help. Did you guys apply AEON card, especially from their menara olympia HQ branch?just told her thx, no need, i always settle my payments on time, bye. I got the same call too, right after I submit my application form there. I suspect some AEON staff hand not clean since then. |
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Oct 29 2014, 11:24 AM
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Senior Member
3,902 posts Joined: Jul 2007 |
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Oct 29 2014, 04:41 PM
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Senior Member
673 posts Joined: Dec 2007 |
27 Oct 2014 Email to Aeon with BT Apply form & Statement
28 Oct 2014 Aeon replied email. 29 Oct 2014 Received call from Aeon to verify, approved after few hours. Aeon only accept BT based on Statement amount, you can't go further than that. BT MBB > Aeon This post has been edited by Without: Oct 29 2014, 04:42 PM |
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Oct 29 2014, 05:04 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
QUOTE(Without @ Oct 29 2014, 04:41 PM) 27 Oct 2014 Email to Aeon with BT Apply form & Statement statement amount but round up to the nearest ringgit, right? 28 Oct 2014 Aeon replied email. 29 Oct 2014 Received call from Aeon to verify, approved after few hours. Aeon only accept BT based on Statement amount, you can't go further than that. BT MBB > Aeon |
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Oct 29 2014, 05:04 PM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~ |
QUOTE(Without @ Oct 29 2014, 04:41 PM) 27 Oct 2014 Email to Aeon with BT Apply form & Statement But if I would like to use BT to cover existing BT how? Currently BT is bill month by month..but I want to lump sum BT all..28 Oct 2014 Aeon replied email. 29 Oct 2014 Received call from Aeon to verify, approved after few hours. Aeon only accept BT based on Statement amount, you can't go further than that. BT MBB > Aeon |
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Oct 29 2014, 05:27 PM
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Senior Member
673 posts Joined: Dec 2007 |
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Oct 29 2014, 05:31 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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