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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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TSbrotan
post Sep 20 2014, 02:05 PM, updated 10y ago

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Click Here For V2

FAQ On BT Topics

In the spoiler are some of the most commonly asked questions in the thread. So I have compiled them here for easier reference as not to repeat the same question all over


» Click to show Spoiler - click again to hide... «


#########

Listed below are banks current offering of Balance Transfer (BT) program

As I do this on a non regular basis, so if there is any update on the balance transfer offering or mistake in my post, pls let me know by PM so that I can update / correct it

Disclaimer : I am not responsible for any financial issues arise from using the information provided. As I cannot list down all the T & C impose by banks, pls make sure you double check with the banks on the BT topics before you make any of your decision

Thanks

#########

Banks Currently Offering 0% Balance Transfer

» Click to show Spoiler - click again to hide... «


Banks Currently Offering <= 3%/yr Balance Transfer

» Click to show Spoiler - click again to hide... «


General Balance Transfer Offering

Bank Name : Public Bank

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Bank Name : Maybank

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Bank Name : RHB

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Bank Name : RHB Islamic

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Bank Name : Aeon Credit Service

» Click to show Spoiler - click again to hide... «

Bank Name : AmBank

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Bank Name : Al Rajhi Bank

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Bank Name : BSN

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Bank Name : CIMB

» Click to show Spoiler - click again to hide... «

Bank Name : OCBC

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Bank Name : Standard Charted

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Bank Name : MBF

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Bank Name : Citibank

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Bank Name : UOB

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Bank Name : Hong Leong

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Bank Name : Affin

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Bank Name : Alliance Bank

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Bank Name : Bank Islam

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TSbrotan
post Sep 20 2014, 02:06 PM

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Reserved
solarwing
post Sep 20 2014, 02:17 PM

aR u LoOkInG fOr mE ?""
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Reporting in..
victorywp
post Sep 20 2014, 02:42 PM

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yeah, v3!!
chongaik82
post Sep 20 2014, 05:11 PM

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MBB Balance Transfer
==============
One Time Charge (3%): Transaction Date 11-September.
Waiver of 3% Up Front Fee: 17-September

less than 10 days as what advice my MBB CS
smartly
post Sep 20 2014, 05:16 PM

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QUOTE(chongaik82 @ Sep 20 2014, 05:11 PM)
MBB Balance Transfer
==============
One Time Charge (3%): Transaction Date 11-September.
Waiver of 3% Up Front Fee: 17-September

less than 10 days as what advice my MBB CS
*
thought it is Balance Transfer 0% interest for 12 months with a 3% upfront fee waived ?

why is there a date above ?
lamode
post Sep 20 2014, 06:37 PM

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QUOTE(smartly @ Sep 20 2014, 05:16 PM)
thought it is Balance Transfer 0% interest for 12 months with a 3% upfront fee waived ?

why is there a date above ?
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MBB will charge you first, and refund it back to you within 7 days. tongue.gif
alexwsk
post Sep 20 2014, 08:22 PM

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reporting in, my BT from Aeon to MBB approved too (rounded up to the nearest 100)

Fax to MBB: 13 Sep 14
One time charge in MBB: 17 Sep 14 (Posted 18 Sep)
Credit into Aeon: 18 Sep 14 (Posted 19 Sep)

This post has been edited by alexwsk: Sep 20 2014, 08:27 PM
sj0217
post Sep 20 2014, 09:23 PM

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QUOTE(alexwsk @ Sep 20 2014, 08:22 PM)
reporting in, my BT from Aeon to MBB approved too (rounded up to the nearest 100)

Fax to MBB: 13 Sep 14
One time charge in MBB: 17 Sep 14 (Posted 18 Sep)
Credit into Aeon: 18 Sep 14 (Posted 19 Sep)
*
Reporting in

About MBB BT, so basically they will charge you first then only credit back after few days, right ??

Interesting drool.gif

victorywp
post Sep 20 2014, 09:35 PM

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QUOTE(sj0217 @ Sep 20 2014, 09:23 PM)
Reporting in

About MBB BT, so basically they will charge you first then only credit back after few days, right ??

Interesting  :drool:
*
yeah, it's mentioned in the t&c of mbb bt.
tigaxxx
post Sep 20 2014, 09:37 PM

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MBB offers the best BT so far....
going to do BT from PB to MBB when my first statement is available. :)

This post has been edited by tigaxxx: Sep 20 2014, 09:38 PM
lamode
post Sep 20 2014, 09:46 PM

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I rounded up both AEON and RHB amount in the MBB BT form.


15 SEP - emailed BT form and other bank's statement to MBB @ mbbcardservices@maybank.com.my
17 SEP - Received human acknowledgement email
19 SEP - Cleared in RHB
20 SEP - ONE TIME CHARGE appeared M2U. Posting date is 19 and transcation date is 18, but it didn't show up until 20 SEP

Still waiting for AEON to be cleared, seems like it gonna be Monday or Tuesday.
smartly
post Sep 21 2014, 12:09 AM

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which method faster for bt ?

i faxed to mbb instead of email...
smartly
post Sep 21 2014, 12:13 AM

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mbb allow multiple bt.

so each time will charge 3% first and pay back after 7 days ?

3 times bt will charge 3% x 3 and pay back after 7 days right ?
victorywp
post Sep 21 2014, 12:35 AM

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QUOTE(smartly @ Sep 21 2014, 12:13 AM)
mbb allow multiple bt.

so each time will charge 3% first and pay back after 7 days ?

3 times bt will charge 3% x 3 and pay back after 7 days right ?
*
yes
victorywp
post Sep 21 2014, 12:37 AM

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QUOTE(smartly @ Sep 21 2014, 12:09 AM)
which method faster for bt ?

i faxed to mbb instead of email...
*
same i think.
smartly
post Sep 21 2014, 12:41 AM

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bt base on 80% of credit limit in mbb2 cards or 50K as per campaige expalined ?
victorywp
post Sep 21 2014, 12:57 AM

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QUOTE(smartly @ Sep 21 2014, 12:41 AM)
bt base on 80% of credit limit in mbb2 cards or 50K as per campaige expalined ?
*
80% of your mbb cc but up to 50k only.
lamode
post Sep 21 2014, 10:29 AM

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QUOTE(victorywp @ Sep 21 2014, 12:57 AM)
80% of your mbb cc but up to 50k only.
*
got member reported successful BT more than 90% CL. brows.gif
I believe the RM50k is per transaction only, not combined of all BTs.
victorywp
post Sep 21 2014, 11:10 AM

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QUOTE(lamode @ Sep 21 2014, 10:29 AM)
got member reported successful BT more than 90% CL.  :hehe:
I believe the RM50k is per transaction only, not combined of all BTs.
*
mbb 0% 12 months bt just started and someone already bt 90% of his cl?? who is that super kiasu?? lol... :D :P
wan7075
post Sep 21 2014, 11:39 AM

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report in.!!
ronnie
post Sep 21 2014, 02:10 PM

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Maybank BT Process
15-Sep-2014 : MBB BT application via Fax
18-Sep-2014 : MBB BT application approved (no calls)
18-Sep-2014 : 3% one-time Fee charged (awaiting reversal)
19-Sep-2014 : MBB BT payment to AEON
23-Sep-2014 : Reversal of 3% one-time fee

Total cycle : 5 working days !!! KUDOS !!!

This post has been edited by ronnie: Sep 24 2014, 08:30 AM
leo_kiatez
post Sep 21 2014, 03:00 PM

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QUOTE(victorywp @ Sep 21 2014, 11:10 AM)
mbb 0% 12 months bt just started and someone already bt 90% of his cl?? who is that super kiasu?? lol...  :D :P
*
Used up 90%CL..not BT 90%CL...;-)
lamode
post Sep 21 2014, 03:41 PM

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QUOTE(leo_kiatez @ Sep 21 2014, 03:00 PM)
Used up 90%CL..not BT 90%CL...;-)
*
my bad doh.gif
bee993
post Sep 21 2014, 06:53 PM

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aeon nvr reply my email as they usualy didl for bt.

wonder wat happen.
victorywp
post Sep 21 2014, 07:36 PM

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QUOTE(bee993 @ Sep 21 2014, 06:53 PM)
aeon nvr reply my email as they usualy didl for bt.

wonder wat happen.
*
when did you send?
jasontoh
post Sep 21 2014, 08:08 PM

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Did anyone request credit limit increase from Maybank since there is still another 6 months to go for the 0% 12 months balance transfer? If so, can we submit the relevant document using the fax?
pisanq
post Sep 21 2014, 08:44 PM

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this bt and re-bt require lot of CL, trying my luck to increase my watami CL at aeonbig wangsamaju today
DarReNz
post Sep 21 2014, 10:12 PM

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QUOTE(jasontoh @ Sep 21 2014, 08:08 PM)
Did anyone request credit limit increase from Maybank since there is still another 6 months to go for the 0% 12 months balance transfer? If so, can we submit the relevant document using the fax?
*
if your last CL increase was 6 months ago or more why not ? u can just send it to mbbcardservices@maybank.com.my

This post has been edited by DarReNz: Sep 21 2014, 10:14 PM
MGM
post Sep 21 2014, 11:47 PM

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Maybank BT Process
15-Sep-2014 : MBB BT application via Fax
18-Sep-2014 : MBB BT application approved (no calls)
19-Sep-2014 : 3% one-time Fee charged (awaiting reversal)
19-Sep-2014 : MBB BT payment to AEON

bee993
post Sep 22 2014, 03:44 AM

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QUOTE(victorywp @ Sep 21 2014, 07:36 PM)
when did you send?
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after reject...16sep
Titan_Gunners
post Sep 22 2014, 09:17 AM

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QUOTE(bee993 @ Sep 22 2014, 03:44 AM)
after reject...16sep
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if not received call from Aeon aft 3 working days, most likely the BT application had been rejected.
Jason
post Sep 22 2014, 01:46 PM

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AEON BT email last night, received email confirmation reply @ 10.3xAM, received verification call @ 11.4xAM.

No problem with the BT...
ronnie
post Sep 22 2014, 01:53 PM

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QUOTE(bee993 @ Sep 21 2014, 06:53 PM)
aeon nvr reply my email as they usualy didl for bt.

wonder wat happen.
*
There's an issue last week with my application as well.
It's better you call up after you send the application form to confirm they receive it.

I had to re-submit again via email today (first submission on 17th was not receive shocking.gif rclxub.gif )
victorywp
post Sep 22 2014, 01:57 PM

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QUOTE(ronnie @ Sep 22 2014, 01:53 PM)
There's an issue last week with my application as well.
It's better you call up after you send the application form to confirm they receive it.

I had to re-submit again via email today (first submission on 17th was not receive  :shock:  :stars: )
*
aeon called me at 11:xxam for verification but i was engaged on another line so i missed it. still waiting for them to call me back...
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post Sep 22 2014, 05:26 PM

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hello everyone, I just submit my BT through branch today, wonder how long will it take for Maybank to pay OCBC. But I had one question , what will happen if the MBB BT approved after I cleared all my outstanding in OCBC?

DarReNz
post Sep 22 2014, 05:35 PM

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QUOTE(victorywp @ Sep 22 2014, 01:57 PM)
aeon called me at 11:xxam for verification but i was engaged on another line so i missed it. still waiting for them to call me back...
*
email them to contact you they should get back to u on the same day
victorywp
post Sep 22 2014, 06:00 PM

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QUOTE(only_lonely1220 @ Sep 22 2014, 05:26 PM)
hello everyone, I just submit my BT through branch today, wonder how long will it take for Maybank to pay OCBC. But I had one question , what will happen if the MBB BT approved after I cleared all my outstanding in OCBC?
*
then your ocbc will be double paid...
victorywp
post Sep 22 2014, 06:02 PM

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QUOTE(DarReNz @ Sep 22 2014, 05:35 PM)
email them to contact you they should get back to u on the same day
*
until now they still have not called me back... sad.gif
HappyGuy
post Sep 22 2014, 08:47 PM

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For public bank, what is the maximum percentage of credit limit can be used for BT?
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post Sep 22 2014, 08:56 PM

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QUOTE(DarReNz @ Sep 21 2014, 10:12 PM)
if your last CL increase was 6 months ago or more why not ? u can just send it to mbbcardservices@maybank.com.my
*
It's been years since my last CL increase as I never request for CL increase and they don't seems to auto upgrade the limit.

What is the max % of CL we can use for BT?
TSbrotan
post Sep 22 2014, 08:57 PM

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QUOTE(HappyGuy @ Sep 22 2014, 08:47 PM)
For public bank, what is the maximum percentage of credit limit can be used for BT?
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pls refer to FAQ

This post has been edited by brotan: Sep 22 2014, 08:58 PM
DarReNz
post Sep 22 2014, 10:03 PM

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QUOTE(jasontoh @ Sep 22 2014, 08:56 PM)
It's been years since my last CL increase as I never request for CL increase and they don't seems to auto upgrade the limit.

What is the max % of CL we can use for BT?
*
when u fill in the CL increase form u can put a tick to allow mbb to auto increase the limit from time to time nod.gif
bee993
post Sep 23 2014, 04:20 AM

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QUOTE(victorywp @ Sep 22 2014, 01:57 PM)
aeon called me at 11:xxam for verification but i was engaged on another line so i missed it. still waiting for them to call me back...
*
QUOTE(victorywp @ Sep 22 2014, 06:02 PM)
until now they still have not called me back...  sad.gif
*
most probably rejected...cz i oso gt miss call then rejected...due date soon so hv to pay anyway...no more free money frm fd.. icon_question.gif laugh.gif
victorywp
post Sep 23 2014, 06:26 AM

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QUOTE(bee993 @ Sep 23 2014, 04:20 AM)
most probably rejected...cz i oso gt miss call then rejected...due date soon so hv to pay anyway...no more free money frm fd.. icon_question.gif  laugh.gif
*
huh, only called once and reject if i missed it? so kesian me... cry.gif
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post Sep 23 2014, 09:14 AM

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QUOTE(brotan @ Sep 22 2014, 08:57 PM)
pls refer to FAQ
*
Thanks. but it only stated the overall limit and not individual bank. It will be good to provide the list therefore avoid any rejection. For my case, my total approved BT amount is more than 80% of CL, therefore just want to ask around.
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post Sep 23 2014, 09:17 AM

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QUOTE(HappyGuy @ Sep 22 2014, 08:47 PM)
For public bank, what is the maximum percentage of credit limit can be used for BT?
*
Almost 90%. i was quite surprised also when i got my BT approved.
alexwsk
post Sep 23 2014, 09:20 AM

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QUOTE(alexwsk @ Sep 20 2014, 08:22 PM)
reporting in, my BT from Aeon to MBB approved too (rounded up to the nearest 100)

Fax to MBB: 13 Sep 14
One time charge in MBB: 17 Sep 14 (Posted 18 Sep)
Credit into Aeon: 18 Sep 14 (Posted 19 Sep)
*
Reversed in MBB: 22 sep 14 (last payment date but not yet posted)
only 3 working days thumbup.gif
cybpsych
post Sep 23 2014, 09:39 AM

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just wondering, anyone BT from HLB Wise -> MBB?

do you use softcopy statement downloaded from HLB Connect (CSV format, without header) or scan hardcopy statement (received 1 week later)?
ronnie
post Sep 23 2014, 09:50 AM

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QUOTE(cybpsych @ Sep 23 2014, 09:39 AM)
just wondering, anyone BT from HLB Wise -> MBB?

do you use softcopy statement downloaded from HLB Connect (CSV format, without header) or scan hardcopy statement (received 1 week later)?
*
HLB Connect has a eStatement (non-PDF) browser based which you can print to PDF... I use this each time with AEON BT.
It has all the relevant info required.
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post Sep 23 2014, 09:56 AM

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QUOTE(ronnie @ Sep 23 2014, 09:50 AM)
HLB Connect has a eStatement (non-PDF) browser based which you can print to PDF... I use this each time with AEON BT.
It has all the relevant info required.
*
so, you're viewing the "My Statement" and print it as PDF using browser (e.g. Google Chrome)?
ronnie
post Sep 23 2014, 10:05 AM

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QUOTE(cybpsych @ Sep 23 2014, 09:56 AM)
so, you're viewing the "My Statement" and print it as PDF using browser (e.g. Google Chrome)?
*
That's right...
cybpsych
post Sep 23 2014, 10:07 AM

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QUOTE(ronnie @ Sep 23 2014, 10:05 AM)
That's right...
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thanks ronnie, got that wink.gif
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post Sep 23 2014, 10:15 AM

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QUOTE(victorywp @ Sep 22 2014, 06:00 PM)
then your ocbc will be double paid...
*
Thanks bro for your help, double paid should not had any bad consequences one right?
victorywp
post Sep 23 2014, 10:31 AM

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QUOTE(only_lonely1220 @ Sep 23 2014, 10:15 AM)
Thanks bro for your help, double paid should not had any bad consequences one right?
*
yes, no problem.
victorywp
post Sep 23 2014, 10:34 AM

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QUOTE(victorywp @ Sep 23 2014, 06:26 AM)
huh, only called once and reject if i missed it? so kesian me...  :cry:
*
just received their call again just now at 10:xxam...
ronnie
post Sep 23 2014, 10:38 AM

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I'm still waiting for AEON BT team to call me smile.gif
Is it that no call means rejected ?
HappyGuy
post Sep 23 2014, 11:09 AM

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QUOTE(carpathia @ Sep 23 2014, 09:17 AM)
Almost 90%. i was quite surprised also when i got my BT approved.
*
Thanks. me too. thought sure kena reject already.
ronnie
post Sep 23 2014, 11:29 AM

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QUOTE(ronnie @ Sep 23 2014, 10:38 AM)
I'm still waiting for AEON BT team to call me smile.gif
Is it that no call means rejected ?
*
There just called me to verify my details.... Let's hope AEON pay my other CCs in time.
bee993
post Sep 23 2014, 11:35 AM

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17 one time charge
22 waived
mbb
TSbrotan
post Sep 23 2014, 11:40 AM

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upgrading my pbb visa gold to visa signature

good rebate + BT still applicable

thanks to Ronnie for creating the thread on that topic

This post has been edited by brotan: Sep 23 2014, 11:40 AM
leo_kiatez
post Sep 23 2014, 03:23 PM

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QUOTE(brotan @ Sep 23 2014, 11:40 AM)
upgrading my pbb visa gold to visa signature

good rebate + BT still applicable

thanks to Ronnie for creating the thread on that topic
*
How do you do that? smile.gif
TSbrotan
post Sep 23 2014, 03:34 PM

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QUOTE(leo_kiatez @ Sep 23 2014, 03:23 PM)
How do you do that? smile.gif
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call them up, they give me a form, fill them up, email to them
victorywp
post Sep 23 2014, 06:22 PM

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QUOTE(victorywp @ Sep 23 2014, 10:34 AM)
just received their call again just now at 10:xxam...
*
just received this sms... seems like overpayment does not cause my bt to be rejected... biggrin.gif

QUOTE
RM0.00 (AEON) Dear Customer, we are pleased to inform that your Balance Transfer Application has been Approved. Thank you.

bee993
post Sep 23 2014, 07:09 PM

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QUOTE(victorywp @ Sep 23 2014, 06:22 PM)
just received this sms... seems like overpayment does not cause my bt to be rejected... biggrin.gif
*
Hmm..duno y i kena reject then..
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post Sep 23 2014, 07:48 PM

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QUOTE(bee993 @ Sep 23 2014, 07:09 PM)
Hmm..duno y i kena reject then..
*
you attached with statement or just print screen of your online balance?
rachel_xxx
post Sep 23 2014, 09:46 PM

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QUOTE(alexwsk @ Sep 23 2014, 09:20 AM)
Reversed in MBB: 22 sep 14 (last payment date but not yet posted)
only 3 working days  thumbup.gif
*
any diff if BT to amex or visa/master?
victorywp
post Sep 23 2014, 10:39 PM

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QUOTE(rachel_xxx @ Sep 23 2014, 09:46 PM)
any diff if BT to amex or visa/master?
*
no difference.
rachel_xxx
post Sep 23 2014, 10:43 PM

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QUOTE(victorywp @ Sep 23 2014, 10:39 PM)
no difference.
*
ok thanks... biggrin.gif
tbheng
post Sep 24 2014, 12:25 AM

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My BT timeline : AEON to MBB
15-Sep-2014 : email BT application to MBB
18-Sep-2014 : 3% one-time Fee posted
19-Sep-2014 : payment posted at AEON
22-Sep-2014 : 3% one-time Fee waiver posted

*No verification call
*Installment not posted yet
*Payment to AEON is super fast (must be using IBG instead of cheque) thumbup.gif
victorywp
post Sep 24 2014, 12:39 AM

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QUOTE(tbheng @ Sep 24 2014, 12:25 AM)
My BT timeline : AEON to MBB
15-Sep-2014 : email BT application to MBB
18-Sep-2014 : 3% one-time Fee posted
19-Sep-2014 : payment posted at AEON
22-Sep-2014 : 3% one-time Fee waiver posted

*No verification call
*Installment not posted yet
*Payment to AEON is super fast (must be using IBG instead of cheque)  thumbup.gif
*
yes, confirmed mbb used ibg to aeon. today aeon bt team asked me this question "what method is your last payment", i said "by cheque", they asked "cheque?". then i said "sorry, is by ibg... from mbb", then they said "correct". lol...
tbheng
post Sep 24 2014, 01:01 AM

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QUOTE(victorywp @ Sep 24 2014, 12:39 AM)
yes, confirmed mbb used ibg to aeon. today aeon bt team asked me this question "what method is your last payment", i said "by cheque", they asked "cheque?". then i said "sorry, is by ibg... from mbb", then they said "correct". lol...
*
Like dad also can... laugh.gif
Wow, you have just completed BT AEON to MBB and now requesting BT back to AEON. notworthy.gif

EDIT: I checked back the transaction description "PAYMENT - TRANSFER" instead of "PAYMENT - CHEQUE" when BT to PBB.

This post has been edited by tbheng: Sep 24 2014, 01:07 AM
tigaxxx
post Sep 24 2014, 01:08 AM

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Received a call from a MBB marketing lady offering BT.
she said I can transfer up to 58k...and emailed me the form.
All I gotta do is fill up & email back to her n no need to send statement. ..and already done that smile.gif
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post Sep 24 2014, 03:48 AM

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QUOTE(victorywp @ Sep 23 2014, 07:48 PM)
you attached with statement or just print screen of your online balance?
*
While statment as usual
ronnie
post Sep 24 2014, 08:32 AM

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I've received the Waiver for the 3% Upfront MBB BT fee after 3 working days... excellent quick service from MBB. Total turn-around MBB BT application is approximately 5 working days (for my case), which includes 1 public holiday and 1 weekend
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post Sep 24 2014, 09:17 AM

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QUOTE(ronnie @ Sep 22 2014, 01:53 PM)
There's an issue last week with my application as well.
It's better you call up after you send the application form to confirm they receive it.

I had to re-submit again via email today (first submission on 17th was not receive  shocking.gif  rclxub.gif )
*
Anything wrong with their "cc_cad@aeonmalaysia.com.my" email? Do you resubmit to the " cc_cad@aeonmalaysia.com.my" email or "customer.service@aeonmalaysia.com.my"? smile.gif
tifosi
post Sep 24 2014, 09:22 AM

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Anyone having this issue when using MBB BT?

WAIVER OF 3% UP FRONT FEE-190914 RM60.00
ONE TIME CHARGE RM84.00

This post has been edited by tifosi: Sep 24 2014, 09:23 AM
ronnie
post Sep 24 2014, 09:22 AM

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QUOTE(leo_kiatez @ Sep 24 2014, 09:17 AM)
Anything wrong with their "cc_cad@aeonmalaysia.com.my" email? Do you resubmit to the " cc_cad@aeonmalaysia.com.my" email or "customer.service@aeonmalaysia.com.my"? smile.gif
*
I resend to BOTH emails on the 2nd attempt... They did receive it.
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post Sep 24 2014, 09:23 AM

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QUOTE(brotan @ Sep 23 2014, 03:34 PM)
call them up, they give me a form, fill them up, email to them
*
Oic..With your min annual income fulfilled their general requirement? Or due to long time PBank cc user? smile.gif
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post Sep 24 2014, 09:24 AM

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QUOTE(ronnie @ Sep 24 2014, 09:22 AM)
I resend to BOTH emails on the 2nd attempt... They did receive it.
*
Wow..Both "arrows" shot the "bulleye" together.. biggrin.gif
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post Sep 24 2014, 09:25 AM

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QUOTE(tifosi @ Sep 24 2014, 09:22 AM)
Anyone having this issue when using MBB BT?

WAIVER OF 3% UP FRONT FEE-190914    RM60.00
ONE TIME CHARGE  RM84.00
*
same here

WAIVER OF 3% UP FRONT FEE-190914 RM108.00
ONE TIME CHARGE RM144.00
deeplyheartbroken
post Sep 24 2014, 09:30 AM

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So this means the MBB 12 months BT is a gimmick with a one-time charge on top of the 3% upfront fee (albeit waived).
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post Sep 24 2014, 09:37 AM

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QUOTE(deeplyheartbroken @ Sep 24 2014, 09:30 AM)
So this means the MBB 12 months BT is a gimmick with a one-time charge on top of the 3% upfront fee (albeit waived).
*
there's no gimmick

at the end of the day, you won't be charged the 3%
deeplyheartbroken
post Sep 24 2014, 09:39 AM

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QUOTE(brotan @ Sep 24 2014, 09:37 AM)
there's no gimmick

at the end of the day, you won't be charged the 3%
*
There is a one-time charge as reported by other members.
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post Sep 24 2014, 09:55 AM

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QUOTE(ronnie @ Sep 24 2014, 09:22 AM)
I resend to BOTH emails on the 2nd attempt... They did receive it.
*
they both received it but they assume one another will will take the action... so in the end nobody took the action... lol! tongue.gif
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post Sep 24 2014, 09:58 AM

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QUOTE(tifosi @ Sep 24 2014, 09:22 AM)
Anyone having this issue when using MBB BT?

WAIVER OF 3% UP FRONT FEE-190914    RM60.00
ONE TIME CHARGE  RM84.00
*
QUOTE(bearbear @ Sep 24 2014, 09:25 AM)
same here

WAIVER OF 3% UP FRONT FEE-190914    RM108.00
ONE TIME CHARGE  RM144.00
*
maybe you guys bt from more than 1 bank cc to mbb?
so need to wait for another "part" (balance) of the 3% waiver? nod.gif
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post Sep 24 2014, 10:04 AM

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QUOTE(victorywp @ Sep 24 2014, 09:58 AM)
maybe you guys bt from more than 1 bank cc to mbb?
so need to wait for another "part" (balance) of the 3% waiver?  nod.gif
*
Yup, BT to 2 banks in 1 single form. Gonna wait till end of the week before calling them.
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post Sep 24 2014, 10:10 AM

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QUOTE(tbheng @ Sep 24 2014, 01:01 AM)
Like dad also can...  laugh.gif
Wow, you have just completed BT AEON to MBB and now requesting BT back to AEON.  notworthy.gif

EDIT: I checked back the transaction description "PAYMENT - TRANSFER" instead of "PAYMENT - CHEQUE" when BT to PBB.
*
aeon to mbb
12/9 : fax bt application to mbb
16/9 : 3% one-time charge posted at mbb
18/9 : payment posted at aeon
19/9 : 3% upfront fee waiver from mbb posted
victorywp
post Sep 24 2014, 10:11 AM

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QUOTE(tifosi @ Sep 24 2014, 10:04 AM)
Yup, BT to 2 banks in 1 single form. Gonna wait till end of the week before calling them.
*
so most probably they give waiver one by one for each of your bt.
yeah, wait til the end of the week before asking. nod.gif
victorywp
post Sep 24 2014, 10:14 AM

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QUOTE(victorywp @ Sep 24 2014, 10:10 AM)
aeon to mbb
12/9 : fax bt application to mbb
16/9 : 3% one-time charge posted at mbb
18/9 : payment posted at aeon
19/9 : 3% upfront fee waiver from mbb posted
*
ocbc and uob to aeon
19/9 : fax bt application
22/9 : missed verification call
23/9 : received second verification call
23/9 : received bt approval sms
lamode
post Sep 24 2014, 12:10 PM

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QUOTE(lamode @ Sep 20 2014, 09:46 PM)
I rounded up both AEON and RHB amount in the MBB BT form.
15 SEP - emailed BT form and other bank's statement to MBB @ mbbcardservices@maybank.com.my
17 SEP - Received human acknowledgement email
19 SEP - Cleared in RHB
20 SEP - ONE TIME CHARGE appeared M2U. Posting date is 19 and transcation date is 18, but it didn't show up until 20 SEP

Still waiting for AEON to be cleared, seems like it gonna be Monday or Tuesday.
*
22 SEP - Cleared in AEON.
23 SEP - WAIVER OF 3% UP FRONT FEE in M2U


As I mention above, I BT both AEON and RHB in a one single form, the amount charged and waived received is exactly the same. nod.gif
For those have discrepancy, better contact MBB as soon as possible.
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post Sep 24 2014, 02:43 PM

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QUOTE(victorywp @ Sep 24 2014, 09:58 AM)
maybe you guys bt from more than 1 bank cc to mbb?
so need to wait for another "part" (balance) of the 3% waiver?  nod.gif
*
possible nod.gif
TSbrotan
post Sep 24 2014, 03:28 PM

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QUOTE(deeplyheartbroken @ Sep 24 2014, 09:39 AM)
There is a one-time charge as reported by other members.
*
also as reported by other members, it will be refunded between 3 to 5 working days

pls go through the thread again
deeplyheartbroken
post Sep 24 2014, 04:12 PM

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QUOTE(brotan @ Sep 24 2014, 03:28 PM)
also as reported by other members, it will be refunded between 3 to 5 working days

pls go through the thread again
*
QUOTE(bearbear @ Sep 24 2014, 09:25 AM)
same here

WAIVER OF 3% UP FRONT FEE-190914    RM108.00
ONE TIME CHARGE  RM144.00
*
Bro, I meant on the bolded part.
TSbrotan
post Sep 24 2014, 04:34 PM

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QUOTE(deeplyheartbroken @ Sep 24 2014, 04:12 PM)
Bro, I meant on the bolded part.
*
i see. ok, i miss it

so did anyone called and ask what is this "one time charge thing"?
victorywp
post Sep 24 2014, 04:45 PM

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QUOTE(brotan @ Sep 24 2014, 04:34 PM)
i see. ok, i miss it

so did anyone called and ask what is this "one time charge thing"?
*
the one time charge is the 3%. by right, the waiver should be the same amount.
TSbrotan
post Sep 24 2014, 04:52 PM

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QUOTE(victorywp @ Sep 24 2014, 04:45 PM)
the one time charge is the 3%. by right, the waiver should be the same amount.
*
so what is it that ppl report about the 2 different set of numbers?
Devil4life
post Sep 24 2014, 05:01 PM

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For Maybank BT, did any of you guys round up to the nearest 100 instead of the lower 100 and approve?

Eg : RM1230 statement amount but ask for RM1300. Can? Or only RM1200
adele123
post Sep 24 2014, 05:09 PM

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QUOTE(Devil4life @ Sep 24 2014, 05:01 PM)
For Maybank BT, did any of you guys round up to the nearest 100 instead of the lower 100 and approve?

Eg : RM1230 statement amount but ask for RM1300. Can? Or only RM1200
*
reported by previous posters. successful for round up.
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post Sep 24 2014, 05:20 PM

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normally MBB BT will appear in m2u account after 2-3 days ? or will you get sms it is approved ?
victorywp
post Sep 24 2014, 05:22 PM

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QUOTE(brotan @ Sep 24 2014, 04:52 PM)
so what is it that ppl report about the 2 different set of numbers?
*
maybe they bt from different banks cc and the waiver only appear from one of the bt while the other(s) still pending.
LostAndFound
post Sep 24 2014, 09:04 PM

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Repeating question from v2 cos by bad luck it was just before v3 start.

I wish to BT to my maybank card from OCBC card. Can I only BT up to statement amount or can BT the current amount (I wish to BT two statements and don't want to submit 2 BT applications). Dunno whether this is considered overpaying due to current amount not being inside the last statement.
victorywp
post Sep 24 2014, 09:08 PM

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QUOTE(LostAndFound @ Sep 24 2014, 09:04 PM)
Repeating question from v2 cos by bad luck it was just before v3 start.

I wish to BT to my maybank card from OCBC card. Can I only BT up to statement amount or can BT the current amount (I wish to BT two statements and don't want to submit 2 BT applications). Dunno whether this is considered overpaying due to current amount not being inside the last statement.
*
as i know they take statement amount. or maybe you want to take the risk and try whether they accept current amount.
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post Sep 24 2014, 09:50 PM

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QUOTE(victorywp @ Sep 24 2014, 05:22 PM)
maybe they bt from different banks cc and the waiver only appear from one of the bt while the other(s) still pending.
*
funny because both acc also received money.
goliath
post Sep 24 2014, 09:59 PM

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QUOTE(victorywp @ Sep 24 2014, 09:08 PM)
as i know they take statement amount. or maybe you want to take the risk and try whether they accept current amount.
*
Wondering if I can choose the amount I want to BT rather than following the statement amount... hmm.gif
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post Sep 24 2014, 10:11 PM

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i do MBB BT, card service ask me to amend BT amount to the hundred multiplication... why not following the exact outstanding bal from the statement of the card ? any shortfall we need to top up ?

e.g
statement is RM5678.90
mbb settle RM5600.00

we need to settle the short fall ?
victorywp
post Sep 24 2014, 11:08 PM

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QUOTE(smartly @ Sep 24 2014, 10:11 PM)
i do MBB BT, card service ask me to amend BT amount to the hundred multiplication... why not following the exact outstanding bal from the statement of the card ? any shortfall we need to top up ?

e.g
statement is RM5678.90
mbb settle RM5600.00

we need to settle the short fall ?
*
always mark up, for eg, rm5601 statement you put rm5700 for bt. so no shortfall problem.
victorywp
post Sep 24 2014, 11:11 PM

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QUOTE(goliath @ Sep 24 2014, 09:59 PM)
Wondering if I can choose the amount I want to BT rather than following the statement amount...  hmm.gif
*
no, have to follow the statement amount and in multiplication of rm100.
romariotan82
post Sep 24 2014, 11:11 PM

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QUOTE(brotan @ Sep 23 2014, 11:40 AM)
upgrading my pbb visa gold to visa signature

good rebate + BT still applicable

thanks to Ronnie for creating the thread on that topic
*
Hi Bro,

What is the income doc required and how long take to upgrade to visa signature
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post Sep 25 2014, 02:12 AM

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QUOTE(romariotan82 @ Sep 24 2014, 11:11 PM)
Hi Bro,

What is the income doc required and how long take to upgrade to visa signature
*
epf or salary statement

pbb said 1 week. mine not yet approve
bee993
post Sep 25 2014, 05:45 AM

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submit bt again...aeon dont bother tp reply at all.
victorywp
post Sep 25 2014, 07:38 AM

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QUOTE(bee993 @ Sep 25 2014, 05:45 AM)
submit bt again...aeon dont bother tp reply at all.
*
what happen? your account blacklisted? tongue.gif
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post Sep 25 2014, 07:59 AM

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abuse too much tongue.gif
victorywp
post Sep 25 2014, 09:23 AM

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QUOTE(bearbear @ Sep 25 2014, 07:59 AM)
abuse too much tongue.gif
*
how to determine too much? more than 10 or more than 20? hmm.gif
sendohz
post Sep 25 2014, 10:58 AM

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Ok, after looking at this thread, can i conclude that after one BT we can do another BT back to the previosu card?

Eg. HLB to MBB Month 1
MBB to HLB Month 2

provided its 0% installment plan

Is it right this way?
bearbear
post Sep 25 2014, 11:00 AM

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QUOTE(victorywp @ Sep 25 2014, 09:23 AM)
how to determine too much? more than 10 or more than 20? hmm.gif
*
can't be bothered, as long as AEON still approve mine tongue.gif
victorywp
post Sep 25 2014, 11:13 AM

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QUOTE(sendohz @ Sep 25 2014, 10:58 AM)
Ok, after looking at this thread, can i conclude that after one BT we can do another BT back to the previosu card?

Eg. HLB to MBB Month 1
    MBB to HLB Month 2

provided its 0% installment plan

Is it right this way?
*
yes
victorywp
post Sep 25 2014, 11:21 AM

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QUOTE(bearbear @ Sep 25 2014, 11:00 AM)
can't be bothered, as long as AEON still approve mine tongue.gif
*
some already more than 20 still get approved. mine only around 10 only. you? must be 30+ eh?
WaCKy-Angel
post Sep 25 2014, 11:25 AM

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QUOTE(sendohz @ Sep 25 2014, 10:58 AM)
Ok, after looking at this thread, can i conclude that after one BT we can do another BT back to the previosu card?

Eg. HLB to MBB Month 1
    MBB to HLB Month 2

provided its 0% installment plan

Is it right this way?
*
Yes but then, BT to MBB advertised as 0% interest but its actually got 3% upfront charges.
And then next month you BT back to HLB? So you pay 3% for 1 month?
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post Sep 25 2014, 11:32 AM

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QUOTE(WaCKy-Angel @ Sep 25 2014, 11:25 AM)
Yes but then, BT to MBB advertised as 0% interest but its actually got 3% upfront charges.
And then next month you BT back to HLB? So you pay 3% for 1 month?
*
the 3% upfront charge will be reversed (after few days) during this promotional period.
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post Sep 25 2014, 11:38 AM

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QUOTE(victorywp @ Sep 25 2014, 11:32 AM)
the 3% upfront charge will be reversed (after few days) during this promotional period.
*
Yes will only utilize the 0% plan of course smile.gif

How about i BT again from HLB to Maybank on next month.
As long as i have the CL i can BT within this promotional period right?
victorywp
post Sep 25 2014, 11:45 AM

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QUOTE(sendohz @ Sep 25 2014, 11:38 AM)
Yes will only utilize the 0% plan of course smile.gif

How about i BT again from HLB to Maybank on next month.
As long as i have the CL i can BT within this promotional period right?
*
yes
WaCKy-Angel
post Sep 25 2014, 11:47 AM

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QUOTE(victorywp @ Sep 25 2014, 11:32 AM)
the 3% upfront charge will be reversed (after few days) during this promotional period.
*
Oh ya forgot about that.

Btw i supposed the BT amount are divided for 12 months repayment, so how do you BT it out?
Have to call bank? Whats the procedure?
victorywp
post Sep 25 2014, 11:55 AM

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QUOTE(WaCKy-Angel @ Sep 25 2014, 11:47 AM)
Oh ya forgot about that.

Btw i supposed the BT amount are divided for 12 months repayment, so how do you BT it out?
Have to call bank? Whats the procedure?
*
assume that you will be actively using your mbb2cards so you can bt out by combining the instalment + monthly expenses with the cc.
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post Sep 25 2014, 12:17 PM

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QUOTE(victorywp @ Sep 25 2014, 11:21 AM)
some already more than 20 still get approved. mine only around 10 only. you? must be 30+ eh?
*
i small fish only that's why no problem biggrin.gif
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post Sep 25 2014, 12:21 PM

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QUOTE(victorywp @ Sep 24 2014, 10:10 AM)
aeon to mbb
12/9 : fax bt application to mbb
16/9 : 3% one-time charge posted at mbb
18/9 : payment posted at aeon
19/9 : 3% upfront fee waiver from mbb posted
*
This is mine:-
Aeon & Rhb to Mbb
22/9 : email bt application to mbb
23/9 : email reply by customer officer in-charge
24/9 : BT approved
25/9 : 3% one-time Fee posted
29/9 : Payment to b transfered within 3 working days
xx/9 : 3% upfront fee waiver from mbb posted

Response time is pretty fast !!! rclxms.gif

Note: Amt trasfered is round-up to the nearest RM, Eg if statement rm1118.88, BT amt wil b RM1119
victorywp
post Sep 25 2014, 12:26 PM

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QUOTE(AaIto @ Sep 25 2014, 12:21 PM)
This is mine:-
Aeon & Rhb to Mbb
22/9 : email bt application to mbb
23/9 : email reply by customer officer in-charge
24/9 : BT approved
25/9 : 3% one-time Fee posted
29/9 : Payment to b transfered within 3 working days
xx/9 : 3% upfront fee waiver from mbb posted

Response time is pretty fast !!! rclxms.gif

Note: Amt trasfered is round-up to the nearest RM, Eg if statement rm1118.88, BT amt wil b RM1119
*
round up to the nearest 100 eh?
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post Sep 25 2014, 12:36 PM

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QUOTE(victorywp @ Sep 25 2014, 12:26 PM)
round up to the nearest 100 eh?
*
I filled the form with all the round up to nearest RM amt, the customer service confirmed the figures approved. thumbup.gif
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post Sep 25 2014, 03:46 PM

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QUOTE(AaIto @ Sep 25 2014, 12:21 PM)
This is mine:-
Aeon & Rhb to Mbb
22/9 : email bt application to mbb
23/9 : email reply by customer officer in-charge
24/9 : BT approved
25/9 : 3% one-time Fee posted
29/9 : Payment to b transfered within 3 working days
xx/9 : 3% upfront fee waiver from mbb posted

Response time is pretty fast !!! rclxms.gif

Note: Amt trasfered is round-up to the nearest RM, Eg if statement rm1118.88, BT amt wil b RM1119
*
Which e-mail address you used to send your BT application to MBB?
victorywp
post Sep 25 2014, 03:54 PM

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QUOTE(goliath @ Sep 25 2014, 03:46 PM)
Which e-mail address you used to send your BT application to MBB?
*
mbbcardservices@maybank.com.my
red_scorpion
post Sep 25 2014, 04:50 PM

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QUOTE(AaIto @ Sep 25 2014, 12:21 PM)
This is mine:-
Aeon & Rhb to Mbb
22/9 : email bt application to mbb
23/9 : email reply by customer officer in-charge
24/9 : BT approved
25/9 : 3% one-time Fee posted
29/9 : Payment to b transfered within 3 working days
xx/9 : 3% upfront fee waiver from mbb posted

Response time is pretty fast !!! rclxms.gif

Note: Amt trasfered is round-up to the nearest RM, Eg if statement rm1118.88, BT amt wil b RM1119
*
wah, for my case 3180.66, i filled in 3100.. approved and paid to my ocbc 3100...i still have to manually pay 80.66 cry.gif cry.gif
victorywp
post Sep 25 2014, 05:16 PM

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QUOTE(red_scorpion @ Sep 25 2014, 04:50 PM)
wah, for my case 3180.66, i filled in 3100.. approved and paid to my ocbc 3100...i still have to manually pay 80.66 cry.gif  cry.gif
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i wonder why don't you apply for 3200 instead in the first place?
bee993
post Sep 25 2014, 06:02 PM

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Rejected..after I call to make enquiry


Apply again.. put 60% this time.c how it goes
bee993
post Sep 25 2014, 06:03 PM

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Rejected..after I call to make enquiry


Apply again.. put 60% this time.c how it goes
victorywp
post Sep 25 2014, 06:05 PM

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QUOTE(bee993 @ Sep 25 2014, 06:02 PM)
Rejected..after I call to make enquiry
Apply again.. put 60% this time.c how it goes
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you really abuse it so much until they treat you like this ka? sweat.gif

This post has been edited by victorywp: Sep 25 2014, 06:05 PM
bee993
post Sep 25 2014, 06:20 PM

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QUOTE(victorywp @ Sep 25 2014, 06:05 PM)
you really abuse it so much until they treat you like this ka?  sweat.gif
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Get the card june bt june

Then bt aug.

Juz 2 bt previously
anarchy2cruo
post Sep 25 2014, 06:25 PM

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Guys, need suggestions here. My mom want to bt from her maybank cc. is it necessary to have other active bank account at first in order to bt? shes been surveying banks in langkawi. most of the banks stated need 6 months active account. any suggestion?
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post Sep 25 2014, 06:27 PM

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QUOTE(anarchy2cruo @ Sep 25 2014, 06:25 PM)
Guys, need suggestions here. My mom want to bt from her maybank cc. is it necessary to have other active bank account at first in order to bt? shes been surveying banks in langkawi. most of the banks stated need 6 months active account. any suggestion?
*
at least need to have another cc to bt to.
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post Sep 25 2014, 06:29 PM

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QUOTE(bee993 @ Sep 25 2014, 06:20 PM)
Get the card june bt june

Then bt aug.

Juz 2 bt previously
*
wah, this 2 bt already used up 80% of your cl?! must be very big amount oh!! that's why being flagged as abuser? laugh.gif
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post Sep 25 2014, 06:49 PM

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QUOTE(victorywp @ Sep 25 2014, 06:27 PM)
at least need to have another cc to bt to.
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i see..thanks..
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post Sep 25 2014, 06:52 PM

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QUOTE(victorywp @ Sep 25 2014, 06:29 PM)
wah, this 2 bt already used up 80% of your cl?! must be very big amount oh!! that's why being flagged as abuser?  laugh.gif
*
The 1st 1 70%

July clear up and august overpaid 1 month to bt again 80%

September clear till left 1/3 outstanding.


I am finding the reason for rejected

This time try lower % c how.
victorywp
post Sep 25 2014, 07:01 PM

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QUOTE(bee993 @ Sep 25 2014, 06:52 PM)
The 1st 1 70%

July clear up and august overpaid 1 month to bt again 80%

September clear till left 1/3 outstanding.
I am finding the reason for rejected

This time try lower % c how.
*
so uptodate they rejected you how many times already actually?
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post Sep 25 2014, 07:18 PM

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QUOTE(victorywp @ Sep 25 2014, 07:01 PM)
so uptodate they rejected you how many times already actually?
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2.
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post Sep 25 2014, 09:06 PM

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QUOTE(bee993 @ Sep 25 2014, 06:52 PM)
The 1st 1 70%

July clear up and august overpaid 1 month to bt again 80%

September clear till left 1/3 outstanding.
I am finding the reason for rejected

This time try lower % c how.
*
why not call them ask why rejected?

simple what
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post Sep 25 2014, 09:49 PM

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QUOTE(brotan @ Sep 25 2014, 09:06 PM)
why not call them ask why rejected?

simple what
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because CS won't be able to tell even if asked.
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post Sep 26 2014, 12:02 AM

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QUOTE(brotan @ Sep 25 2014, 09:06 PM)
why not call them ask why rejected?

simple what
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They would not disclose..
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post Sep 26 2014, 12:10 AM

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QUOTE(victorywp @ Sep 25 2014, 05:16 PM)
i wonder why don't you apply for 3200 instead in the first place?
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because i am too safe..scare will be reject if i round up..hence i just round down unsure.gif
bee993
post Sep 26 2014, 01:22 AM

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QUOTE(lamode @ Sep 25 2014, 09:49 PM)
because CS won't be able to tell even if asked.
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QUOTE(leo_kiatez @ Sep 26 2014, 12:02 AM)
They would not disclose..
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Haha..I noe sure gt ppl reply tis.thx
seiwei
post Sep 26 2014, 06:35 AM

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Hmm there is some wrong info on hlb bt :

hlb's rate is 6.99% pa reducing rate, tenure either half year/1 year. there is no any other charges.

and not sure if u guys know about this
during birthday month if u apply, u can get bt at 4.99% pa on a life time tenure, no any other charges/tnc too biggrin.gif


cybpsych
post Sep 26 2014, 06:51 AM

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QUOTE(seiwei @ Sep 26 2014, 06:35 AM)
Hmm there is some wrong info on hlb bt :

hlb's rate is 6.99% pa reducing rate, tenure either half year/1 year. there is no any other charges.

and not sure if u guys know about this
during birthday month if u apply, u can get bt at 4.99% pa on a life time tenure, no any other charges/tnc too  biggrin.gif
*
why would you want to "donate" more to bank wherease selected banks/cards are offering 0% BT?
seiwei
post Sep 26 2014, 06:54 AM

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QUOTE(cybpsych @ Sep 26 2014, 06:51 AM)
why would you want to "donate" more to bank wherease selected banks/cards are offering 0% BT?
*
not everyone have those card, even myself. so just sharing out the info i know loh brother
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post Sep 26 2014, 06:58 AM

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QUOTE(seiwei @ Sep 26 2014, 06:54 AM)
not everyone have those card, even myself. so just sharing out the info i know loh brother
*
agree on the cards as not everyone have 'em. heck, i cant even qualify for maybank's BT cuz my HLB cc statement ~RM400 nia sweat.gif

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post Sep 26 2014, 07:14 AM

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QUOTE(cybpsych @ Sep 26 2014, 06:58 AM)
agree on the cards as not everyone have 'em. heck, i cant even qualify for maybank's BT cuz my HLB cc statement ~RM400 nia  sweat.gif
*
u have to combine with other cc to make it rm1k and above
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post Sep 26 2014, 07:26 AM

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QUOTE(DarReNz @ Sep 26 2014, 07:14 AM)
u have to combine with other cc to make it rm1k and above
*
a bit problematic for me biggrin.gif i only carry Maybank2Cards and HLB Wise.

now preplanning my Wise spending on next month's statement to hit 1k, then BT to MBB. sweat.gif
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post Sep 26 2014, 08:37 AM

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QUOTE(cybpsych @ Sep 26 2014, 07:26 AM)
a bit problematic for me biggrin.gif i only carry Maybank2Cards and HLB Wise.

now preplanning my Wise spending on next month's statement to hit 1k, then BT to MBB.  sweat.gif
*
That is what i am thinking as well smile.gif
goliath
post Sep 26 2014, 09:01 AM

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QUOTE(victorywp @ Sep 25 2014, 03:54 PM)
mbbcardservices@maybank.com.my
*
Thanks.

Did you attach the whole statement (few pages) or just the front page?
victorywp
post Sep 26 2014, 09:27 AM

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QUOTE(goliath @ Sep 26 2014, 09:01 AM)
Thanks.

Did you attach the whole statement (few pages) or just the front page?
*
up to you. first page or second page or both.
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post Sep 26 2014, 01:41 PM

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QUOTE(red_scorpion @ Sep 26 2014, 12:10 AM)
because i am too safe..scare will be reject if i round up..hence i just round down  unsure.gif
*
Don't worry..you can round UP as long u have sufficient CL. I had successful my BT for round UP. But now have LYN member who round nearest Ringgit success..I think that is better, as no better reason to overpay too much to other cc.
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post Sep 26 2014, 02:19 PM

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QUOTE(leo_kiatez @ Sep 26 2014, 01:41 PM)
Don't worry..you can round UP as long u have sufficient CL. I had successful my BT for round UP. But now have LYN member who round nearest Ringgit success..I think that is better, as no better reason to overpay too much to other cc.
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Yes, thats me. nod.gif Round-UP to the nearest RM, tranfered to my other cc already yesterday!!!
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QUOTE(AaIto @ Sep 26 2014, 02:19 PM)
Yes, thats me.  nod.gif  Round-UP to the nearest RM, tranfered to my other cc already yesterday!!!
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Congrats on your test success, bro.. rclxms.gif
red_scorpion
post Sep 26 2014, 05:51 PM

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Ok noted..thanks guys..will try next month tongue.gif
DarReNz
post Sep 26 2014, 08:54 PM

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just noticed that mbb BT doesn't eat into your CL
bee993
post Sep 26 2014, 10:10 PM

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QUOTE(DarReNz @ Sep 26 2014, 08:54 PM)
just noticed that mbb BT doesn't eat into your CL
*
Wow really...
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post Sep 27 2014, 12:02 AM

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QUOTE(DarReNz @ Sep 26 2014, 08:54 PM)
just noticed that mbb BT doesn't eat into your CL
*
seriously? pls share how u figure this.

means unlimited? wow!
victorywp
post Sep 27 2014, 12:25 AM

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QUOTE(DarReNz @ Sep 26 2014, 08:54 PM)
just noticed that mbb BT doesn't eat into your CL
*
maybe they first divide into 12 and then only "eat" into your cl monthly. lol...
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post Sep 27 2014, 12:27 AM

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QUOTE(victorywp @ Sep 27 2014, 12:25 AM)
maybe they first divide into 12 and then only "eat" into your cl monthly. lol...
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haha yeah unlike aeon which takes the total amount of BT chunk
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post Sep 27 2014, 09:54 AM

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QUOTE(DarReNz @ Sep 26 2014, 08:54 PM)
just noticed that mbb BT doesn't eat into your CL
*
How do you check that available CL? We can't see it through MBB online like other banks..
bearbear
post Sep 27 2014, 10:04 AM

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if that is the case we can announce mbb as king of bt tongue.gif
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post Sep 27 2014, 10:20 AM

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QUOTE(leo_kiatez @ Sep 27 2014, 09:54 AM)
How do you check that available CL? We can't see it through MBB online like other banks..
*
ok I just called CS our CL does include the BT amount just that we can't see it, could only see the monthtly installment of BT in the outstanding balance

This post has been edited by DarReNz: Sep 27 2014, 11:15 AM
bearbear
post Sep 27 2014, 01:34 PM

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same response i get from CS, BT amount is considered in CL. Same like Aeon.
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post Sep 27 2014, 02:40 PM

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QUOTE(bearbear @ Sep 27 2014, 01:34 PM)
same response i get from CS, BT amount is considered in CL. Same like Aeon.
*
So we have de-throne MBB from becoming king yet... tongue.gif

This post has been edited by leo_kiatez: Sep 27 2014, 02:40 PM
victorywp
post Sep 27 2014, 02:48 PM

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QUOTE(leo_kiatez @ Sep 27 2014, 02:40 PM)
So we have de-throne MBB from becoming king yet... tongue.gif
*
how about mbb co-kings with aeon? brows.gif

mbb 0% 12 months
aeon 0% 6 months (but with points)
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post Sep 27 2014, 03:52 PM

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QUOTE(leo_kiatez @ Sep 27 2014, 02:40 PM)
So we have de-throne MBB from becoming king yet... tongue.gif
*
still king la, 12m 0% min 1k no competition at all
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post Sep 27 2014, 08:46 PM

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Sigh, last 2 Aeon BTs declined again.Total declined by Aeon 4 already.Successful Aeon BT =31.
Declined once by PBB- overpayment cannot be used for BT at all, unlike Aeon. Succesful PBB BT = 10.
victorywp
post Sep 27 2014, 09:00 PM

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QUOTE(guy3288 @ Sep 27 2014, 08:46 PM)
Sigh, last 2 Aeon BTs declined again.Total declined by Aeon 4 already.Successful Aeon BT =31.
Declined once by PBB- overpayment cannot be used for BT at all, unlike Aeon. Succesful PBB BT = 10.
*
you are the champion of bt! combining all, i only 20+ but you already 40+...
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post Sep 27 2014, 10:44 PM

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Hi all,

Understand that MBB offers BT for 0% 12 months and the usual 3% upfront is waived during this promotional period.

Is there any "one time charge" fee or any fee involved at all?

Sounds a bit too good to be true. If it's true, I will immediately apply this Monday.

Thanks.


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post Sep 27 2014, 10:51 PM

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QUOTE(Average-Joe @ Sep 27 2014, 10:44 PM)
Hi all,

Understand that MBB offers BT for 0% 12 months and the usual 3% upfront is waived during this promotional period.

Is there any "one time charge" fee or any fee involved at all?

Sounds a bit too good to be true. If it's true, I will immediately apply this Monday.

Thanks.
*
Average-Joe, Never try, never know...We try,We know... biggrin.gif
victorywp
post Sep 28 2014, 12:11 AM

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QUOTE(Average-Joe @ Sep 27 2014, 10:44 PM)
Hi all,

Understand that MBB offers BT for 0% 12 months and the usual 3% upfront is waived during this promotional period.

Is there any "one time charge" fee or any fee involved at all?

Sounds a bit too good to be true. If it's true, I will immediately apply this Monday.

Thanks.
*
the 3% upfront fee show as "one time charge" in your statement, and it will be waived after few days. other than that, no other fee involved. so you can freely try it any time. smile.gif
smartly
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QUOTE(guy3288 @ Sep 27 2014, 08:46 PM)
Sigh, last 2 Aeon BTs declined again.Total declined by Aeon 4 already.Successful Aeon BT =31.
Declined once by PBB- overpayment cannot be used for BT at all, unlike Aeon. Succesful PBB BT = 10.
*
wow rclxms.gif
making ton now. notworthy.gif
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post Sep 28 2014, 07:44 AM

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QUOTE(victorywp @ Sep 25 2014, 03:54 PM)
mbbcardservices@maybank.com.my
*
Can't find this info on their FAQ or T&C or website, could this be added to OP?

If I have one CC (HLB) with 1.4k bill and one more (OCBC) with RM300 only, can I combine both? The RM1k minimum applies for total right?
pisanq
post Sep 28 2014, 07:59 AM

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QUOTE(LostAndFound @ Sep 28 2014, 07:44 AM)
Can't find this info on their FAQ or T&C or website, could this be added to OP?

If I have one CC (HLB) with 1.4k bill and one more (OCBC) with RM300 only, can I combine both? The RM1k minimum applies for total right?
*
can combine, min 1k is for total bt
victorywp
post Sep 28 2014, 08:13 AM

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QUOTE(LostAndFound @ Sep 28 2014, 07:44 AM)
Can't find this info on their FAQ or T&C or website, could this be added to OP?

If I have one CC (HLB) with 1.4k bill and one more (OCBC) with RM300 only, can I combine both? The RM1k minimum applies for total right?
*
yes, correct. the 1k minimum applied for total.
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post Sep 28 2014, 08:18 AM

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QUOTE(victorywp @ Sep 28 2014, 12:11 AM)
the 3% upfront fee show as "one time charge" in your statement, and it will be waived after few days. other than that, no other fee involved. so you can freely try it any time. smile.gif
*
Those who BT to MBB, is the 3% upfront fee = 3% waived amount?

Remember saw few gotten waiver not equal amount than charged.
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post Sep 28 2014, 08:20 AM

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QUOTE(cybpsych @ Sep 28 2014, 08:18 AM)
Those who BT to MBB, is the 3% upfront fee = 3% waived amount?

Remember saw few gotten waiver not equal amount than charged.
*
Mine waived completely.
tbheng
post Sep 28 2014, 08:31 AM

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QUOTE(guy3288 @ Sep 27 2014, 08:46 PM)
Sigh, last 2 Aeon BTs declined again.Total declined by Aeon 4 already.Successful Aeon BT =31.
Declined once by PBB- overpayment cannot be used for BT at all, unlike Aeon. Succesful PBB BT = 10.
*
Guess that AEON has taken note on your last reject and new applications got harder. Were the 4 rejects due to > 80% CL?
For now maybe just BT between PBB and MBB and let your AEON acct "cool down" and "recuperate" first with more available CL. tongue.gif
Hope after a few cycles of installment repayment (via BT to PBB/MBB) will allow further BT to AEON.

QUOTE(victorywp @ Sep 27 2014, 09:00 PM)
you are the champion of bt! combining all, i only 20+ but you already 40+...
*
I have 25 todate. blush.gif
victorywp
post Sep 28 2014, 08:42 AM

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QUOTE(cybpsych @ Sep 28 2014, 08:18 AM)
Those who BT to MBB, is the 3% upfront fee = 3% waived amount?

Remember saw few gotten waiver not equal amount than charged.
*
yes, that's the amount to be waived completely.

not equal amount may due to the users bt from more than 1 cc/bank, in which perhaps mbb takes longer time to process.

for those who bt from 1 cc no problem receive complete waiver.
for those who bt from more than 1 cc/bank, some receive complete while some partial, so it may be due to slower process from mbb to certain banks.
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post Sep 28 2014, 08:52 AM

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QUOTE(tbheng @ Sep 28 2014, 08:31 AM)
I have 25 todate.  blush.gif
*
i have 26 lol... i think now monthly i will try to bt 5... brows.gif
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mine wasn't waived 100% and the cs says should not be the case, he is checking for me and will revert. at the mean time he claimed they will waive it manually from the system.

if you have the same issue with me i suggest to call because it seems to me they have not realized what is the issue.
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post Sep 28 2014, 12:04 PM

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QUOTE(tbheng @ Sep 28 2014, 08:20 AM)
Mine waived completely.
*
QUOTE(victorywp @ Sep 28 2014, 08:42 AM)
yes, that's the amount to be waived completely.

not equal amount may due to the users bt from more than 1 cc/bank, in which perhaps mbb takes longer time to process.

for those who bt from 1 cc no problem receive complete waiver.
for those who bt from more than 1 cc/bank, some receive complete while some partial, so it may be due to slower process from mbb to certain banks.
*
thanks for the clarifications, guys nod.gif
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QUOTE(victorywp @ Sep 28 2014, 08:52 AM)
i have 26 lol... i think now monthly i will try to bt 5... brows.gif
*
Do you mean you BT 26 within a year??? shocking.gif

I'm just curious why you guys BT so many times,
Example:
- Bank A to Bank B this month
- bank B to Bank C or back to bank A next month and continuously on next months...

I know BT to Aeon to get the point. But to MBB no point is earn, is it the amount you BT can invest to somewhere else or FD to be earn for some interested instead of one lum sum pay off your statement bill?

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QUOTE(sj0217 @ Sep 28 2014, 01:06 PM)
Do you mean you BT 26 within a year???  shocking.gif

I'm just curious why you guys BT so many times,
Example:
- Bank A to Bank B this month
- bank B to Bank C or back to bank A next month and continuously on next months...

I know BT to Aeon to get the point. But to MBB no point is earn, is it the amount you BT can invest to somewhere else or FD to be earn for some interested instead of one lum sum pay off your statement bill?
*
aeon to mbb first, then all my other cc to aeon. total 5-7 bt monthly. but i think 5 still achievable, the other 2 can't.
codeiki
post Sep 28 2014, 04:18 PM

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I BT slightly >50 if count by statement/bank (not number of BT form sent because sometimes few bank in a form). After about 2 months gap, able to BT using AEON again. Still not sure the reason behind.. At the mean time, I successfully increase my credit limit for my AEON... almost double my initial CL. tongue.gif Thanks for clarifying the maybank promotion. I think I will increase my maybank CL first then. smile.gif

This post has been edited by codeiki: Sep 28 2014, 04:22 PM
jasontoh
post Sep 28 2014, 05:09 PM

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QUOTE(codeiki @ Sep 28 2014, 04:18 PM)
I BT slightly >50 if count by statement/bank (not number of BT form sent because sometimes few bank in a form). After about 2 months gap, able to BT using AEON again. Still not sure the reason behind.. At the mean time, I successfully increase my credit limit for my AEON... almost double my initial CL. tongue.gif Thanks for clarifying the maybank promotion. I think I will increase my maybank CL first then.  smile.gif
*
How to increase the limit from AEON? I don't see any form in the website.
lamode
post Sep 28 2014, 05:19 PM

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QUOTE(jasontoh @ Sep 28 2014, 05:09 PM)
How to increase the limit from AEON? I don't see any form in the website.
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it's available in branch.
otherwise, u can bring a cover letter when u submit or support documents through email.
enkil
post Sep 28 2014, 05:44 PM

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Wow! You guys keep track of how many times do BT smile.gif
victorywp
post Sep 28 2014, 06:04 PM

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QUOTE(jasontoh @ Sep 28 2014, 05:09 PM)
How to increase the limit from AEON? I don't see any form in the website.
*
just email your latest 3 months salary slips to them and they will do the the rest.
leo_kiatez
post Sep 28 2014, 10:56 PM

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QUOTE(victorywp @ Sep 28 2014, 08:13 AM)
yes, correct. the 1k minimum applied for total.
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What about rm500(Bank A) +rm500(Bank B) in a BT form? Workable for MBB BT?
victorywp
post Sep 28 2014, 11:26 PM

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QUOTE(leo_kiatez @ Sep 28 2014, 10:56 PM)
What about rm500(Bank A) +rm500(Bank B) in a BT form? Workable for MBB BT?
*
for aeon yes.

for mbb, i think should be yes too.
but i never try before because i will only bt aeon to mbb. then all others to aeon. biggrin.gif
TSbrotan
post Sep 29 2014, 09:49 AM

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QUOTE(leo_kiatez @ Sep 28 2014, 10:56 PM)
What about rm500(Bank A) +rm500(Bank B) in a BT form? Workable for MBB BT?
*
mbb i tried, is total 1k. not per bank
iamoracle
post Sep 29 2014, 10:31 AM

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QUOTE(brotan @ Sep 29 2014, 09:49 AM)
mbb i tried, is total 1k. not per bank
*
Referring to point #2 of the T&C, does that mean we can BT any amount less than the min. of RM1,000 after the first BT?

5. Campaign Mechanics:-

i. 12 months Instalment Plan - Interest Rate at 0% per month.

ii. The minimum transfer amount is RM1,000 and subsequence amount is in multiply of hundred.


Source: http://www.maybank2u.com.my/WebBank/BT090914_tnc.pdf
~Eveready~
post Sep 29 2014, 10:44 AM

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Hi guys, I know that in the MBB BT promo TnC mentioned 3 methods to submit:
- call them
- fax them
- submit at their branch

Is there anyway to email them the BT application?
victorywp
post Sep 29 2014, 10:48 AM

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QUOTE(~Eveready~ @ Sep 29 2014, 10:44 AM)
Hi guys, I know that in the MBB BT promo TnC mentioned 3 methods to submit:
- call them
- fax them
- submit at their branch

Is there anyway to email them the BT application?
*
mbbcardservices@maybank.com.my
~Eveready~
post Sep 29 2014, 10:56 AM

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QUOTE(victorywp @ Sep 29 2014, 10:48 AM)
mbbcardservices@maybank.com.my
*
Many thanks! rclxms.gif rclxms.gif

Perhaps the submission methods can also be included in the first post? blush.gif smile.gif
victorywp
post Sep 29 2014, 10:57 AM

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QUOTE(~Eveready~ @ Sep 29 2014, 10:56 AM)
Many thanks!  rclxms.gif  rclxms.gif

Perhaps the submission methods can also be included in the first post?  blush.gif  smile.gif
*
we let brotan decide... nod.gif
~Eveready~
post Sep 29 2014, 11:16 AM

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PBB to MBB:

29/9 : email BT application to mbb
29/9: received auto-reply for acknowledgement
30/9 : BT approved
30/9 : 3% one-time Fee posted
1/10: PBB received IBG payment from MBB
1/10 : 3% upfront fee waiver from MBB posted

Seems like MBB is getting more efficient, good job! flex.gif flex.gif rclxms.gif rclxms.gif

This post has been edited by ~Eveready~: Oct 2 2014, 01:08 PM
TSbrotan
post Sep 29 2014, 12:46 PM

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QUOTE(iamoracle @ Sep 29 2014, 10:31 AM)
Referring to point #2 of the T&C, does that mean we can BT any amount less than the min. of RM1,000 after the first BT?

5. Campaign Mechanics:-

i. 12 months Instalment Plan - Interest Rate at 0% per month.

ii. The minimum transfer amount is RM1,000 and subsequence amount is in multiply of hundred.
Source: http://www.maybank2u.com.my/WebBank/BT090914_tnc.pdf
*
i think that means if you want to bt more than 1k, it must be in rm 100 denomination

so if you want to bt rm 1022, round up to rm 1100
leo_kiatez
post Sep 29 2014, 02:13 PM

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QUOTE(brotan @ Sep 29 2014, 09:49 AM)
mbb i tried, is total 1k. not per bank
*
QUOTE(victorywp @ Sep 28 2014, 11:26 PM)
for aeon yes.

for mbb, i think should be yes too.
but i never try before because i will only bt aeon to mbb. then all others to aeon. biggrin.gif
*
Thanks, guys..MBB should be my 2nd option/work-around if AEON BT doesn't get through.
donpapachino
post Sep 29 2014, 02:20 PM

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just noticed about this MBB offer today, will submit the forms by tomorrow.

anybody knows up to how many % of the amount can we BT to Maybank? was it up to 80%? or now 100%?
victorywp
post Sep 29 2014, 03:20 PM

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QUOTE(donpapachino @ Sep 29 2014, 02:20 PM)
just noticed about this MBB offer today, will submit the forms by tomorrow.

anybody knows up to how many % of the amount can we BT to Maybank? was it up to 80%? or now 100%?
*
80-90% still possible.
but 100%? you not going to use it at all for any purchase besides bt? lol...
TSbrotan
post Sep 29 2014, 03:31 PM

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QUOTE(victorywp @ Sep 29 2014, 10:48 AM)
mbbcardservices@maybank.com.my
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added email for mbb
yybryan
post Sep 29 2014, 09:29 PM

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Hi. Any different BT to mbb2 amex vs visa/master? My outstanding at bank A 34xx, i BT 3400 to mbb2 visa. Fax to mbb today still waiting their call
tigaxxx
post Sep 29 2014, 10:33 PM

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Email BT application form to Maybank on sep 23 and approved on 25th..fast!
Coconut
post Sep 29 2014, 11:39 PM

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hi, first timer doing BT, few ques to ask :

1. I plan to bt from mbb to aeon watami, i read the application form says that the payment will be made in 15 biz day? It take so long?

2. What about bt from aeon to mbb? Also take that long?

3. The amount we can bt is only the statement amount, or the total outstanding amount up to date?

This post has been edited by Coconut: Sep 29 2014, 11:42 PM
victorywp
post Sep 30 2014, 01:48 AM

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QUOTE(Coconut @ Sep 29 2014, 11:39 PM)
hi, first timer doing BT, few ques to ask :

1. I plan to bt from mbb to aeon watami, i read the application form says that the payment will be made in 15 biz day? It take so long?

2. What about bt from aeon to mbb? Also take that long?

3. The amount we can bt is only the statement amount, or the total outstanding amount up to date?
*
1) 15 business days is the maximum. usually they only take few days.
2) same, only few days
3) statement amount (maybe outstanding amount can be approved too)
bee993
post Sep 30 2014, 03:27 AM

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Lol rejected 3rd time ...

Next month bt aeon to mbb..haha
victorywp
post Sep 30 2014, 08:44 AM

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QUOTE(bee993 @ Sep 30 2014, 03:27 AM)
Lol rejected 3rd time ...

Next month bt aeon to mbb..haha
*
wah, i wonder why... again, no reason given? not even a verification call before being rejected?

did you use your aeon cc besides bt?
TSbrotan
post Sep 30 2014, 10:39 AM

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QUOTE(yybryan @ Sep 29 2014, 09:29 PM)
Hi. Any different BT to mbb2 amex vs visa/master? My outstanding at bank A 34xx, i BT 3400 to mbb2 visa. Fax to mbb today still waiting their call
*
should be no difference
victorywp
post Sep 30 2014, 11:11 AM

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QUOTE(yybryan @ Sep 29 2014, 09:29 PM)
Hi. Any different BT to mbb2 amex vs visa/master? My outstanding at bank A 34xx, i BT 3400 to mbb2 visa. Fax to mbb today still waiting their call
*
if you actively using mbb2amex, then bt there.
if you actively using mbb2visa/mc, then bt there.
if you actively using both, then you may choose any, no difference.

the reason of choosing the active one is so that you may only pay once every month to one of the card, instead of having to separately pay to each of the card (just because the other card is attached to the monthly bt instalments).
bee993
post Sep 30 2014, 01:13 PM

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QUOTE(victorywp @ Sep 30 2014, 08:44 AM)
wah, i wonder why... again, no reason given? not even a verification call before being rejected?

did you use your aeon cc besides bt?
*
Yep no bother to call..

Dda for insurance.

Time to redeem point for cash and frozen it.
city_bug
post Sep 30 2014, 01:27 PM

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QUOTE(bee993 @ Sep 30 2014, 01:13 PM)
Yep no bother to call..

Dda for insurance.

Time to redeem point for cash and frozen it.
*
No need to call ..if u read the T&C, they have rights not to give any reasons..this is the feedback I got from them when I call ..

well, mine get approved this month after all my BT got rejected for past 2 months.. smile.gif


29.09 Submit BT to AEON
30.09 Receive call from private number for BT verification..


victorywp
post Sep 30 2014, 01:29 PM

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QUOTE(city_bug @ Sep 30 2014, 01:27 PM)
No need to call ..if u read the T&C, they have rights not to give any reasons..this is the feedback I got from them when I call ..

well, mine get approved this month after all my BT got rejected for past 2 months.. smile.gif
29.09 Submit BT to AEON
30.09 Receive call from private number for BT verification..
*
but at least yours has someone called for verification... hmm.gif
sidanos
post Sep 30 2014, 03:39 PM

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Hi guys, I got a question.
Since both Aeon and MBB currently having 0% fee on BT, can I transfer from MBB to Aeon and back to MBB since MBB is 12 months and Aeon only 6 mths?
eg.
Balance 6k from MBB BT to Aeon.
Month 1, Aeon statement will be 1k - so, BT this 1k to MBB.
Month 2, Aeon statement will be 1k - BT 1k again to MBB and so on until BT all the 6k back to MBB.
Can this be done?
bearbear
post Sep 30 2014, 03:45 PM

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QUOTE(sidanos @ Sep 30 2014, 03:39 PM)
Hi guys, I got a question.
Since both Aeon and MBB currently having 0% fee on BT, can I transfer from MBB to Aeon and back to MBB since MBB is 12 months and Aeon only 6 mths?
eg.
Balance 6k from MBB BT to Aeon.
Month 1, Aeon statement will be 1k - so, BT this 1k to MBB.
Month 2, Aeon statement will be 1k - BT 1k again to MBB and so on until BT all the 6k back to MBB.
Can this be done?
*
Yes, as long as you stay within the CL.
TSbrotan
post Sep 30 2014, 03:50 PM

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QUOTE(sidanos @ Sep 30 2014, 03:39 PM)
Hi guys, I got a question.
Since both Aeon and MBB currently having 0% fee on BT, can I transfer from MBB to Aeon and back to MBB since MBB is 12 months and Aeon only 6 mths?
eg.
Balance 6k from MBB BT to Aeon.
Month 1, Aeon statement will be 1k - so, BT this 1k to MBB.
Month 2, Aeon statement will be 1k - BT 1k again to MBB and so on until BT all the 6k back to MBB.
Can this be done?
*
can be month "infinity" if you have enough credit
wan7075
post Sep 30 2014, 03:52 PM

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QUOTE(victorywp @ Sep 30 2014, 11:11 AM)
if you actively using mbb2amex, then bt there.
if you actively using mbb2visa/mc, then bt there.
if you actively using both, then you may choose any, no difference.

the reason of choosing the active one is so that you may only pay once every month to one of the card, instead of having to separately pay to each of the card (just because the other card is attached to the monthly bt instalments).
*
maybank bt is 12 month.
if i settled it early, will i face any penalty or charges from maybank? icon_question.gif

thanks bro victorywp..
TSbrotan
post Sep 30 2014, 03:53 PM

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QUOTE(wan7075 @ Sep 30 2014, 03:52 PM)
maybank bt is 12 month.
if i settled it early, will i face any penalty or charges from maybank? icon_question.gif

thanks bro victorywp..
*
last check no penalty

but i suggest you call them up and ask. if the T & C change, you can update here
victorywp
post Sep 30 2014, 04:00 PM

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QUOTE(wan7075 @ Sep 30 2014, 03:52 PM)
maybank bt is 12 month.
if i settled it early, will i face any penalty or charges from maybank? icon_question.gif

thanks bro victorywp..
*
are you going to do early settlement or are you going to do overpayment?
wan7075
post Sep 30 2014, 04:14 PM

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QUOTE(victorywp @ Sep 30 2014, 04:00 PM)
are you going to do early settlement or are you going to do overpayment?
*
i wish to settle early and cut my card before GST RM100 was charged on next year..
tongue.gif
victorywp
post Sep 30 2014, 04:28 PM

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QUOTE(wan7075 @ Sep 30 2014, 04:14 PM)
i wish to settle early and cut my card before GST RM100 was charged on next year..
tongue.gif
*
but you are not new mbb2cards user right? should be not affected by the rm100 gst.
carpathia
post Sep 30 2014, 04:30 PM

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QUOTE(victorywp @ Sep 30 2014, 04:28 PM)
but you are not new mbb2cards user right? should be not affected by the rm100 gst.
*
i thought GST only rm50
victorywp
post Sep 30 2014, 04:30 PM

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QUOTE(carpathia @ Sep 30 2014, 04:30 PM)
i thought GST only rm50
*
new applicants rm100 gst now... sweat.gif
wan7075
post Sep 30 2014, 04:31 PM

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QUOTE(victorywp @ Sep 30 2014, 04:28 PM)
but you are not new mbb2cards user right? should be not affected by the rm100 gst.
*
unfortunately yes I'm new card holder during the rm100 cashback fews days ago tongue.gif ...
so i don't want to pay rm100 next year..
carpathia
post Sep 30 2014, 04:40 PM

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QUOTE(victorywp @ Sep 30 2014, 04:30 PM)
new applicants rm100 gst now...  sweat.gif
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horey sheeet.... how did i miss something so important. i didnt catch this in the news at all
victorywp
post Sep 30 2014, 04:54 PM

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QUOTE(carpathia @ Sep 30 2014, 04:40 PM)
horey sheeet.... how did i miss something so important. i didnt catch this in the news at all
*
but something good now is that mbb also give cb of rm100 with just 3 swipes. which also means, the rm100 gst is waived with 3 swipes...
TSbrotan
post Sep 30 2014, 05:01 PM

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QUOTE(victorywp @ Sep 30 2014, 04:54 PM)
but something good now is that mbb also give cb of rm100 with just 3 swipes. which also means, the rm100 gst is waived with 3 swipes...
*
is it mbb charge RM 100 gst because of there are 2x card?

or is it all credit card now is RM 100 per card?
victorywp
post Sep 30 2014, 05:10 PM

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QUOTE(brotan @ Sep 30 2014, 05:01 PM)
is it mbb charge RM 100 gst because of there are 2x card?

or is it all credit card now is RM 100 per card?
*
because 2x card
lamode
post Sep 30 2014, 05:10 PM

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QUOTE(brotan @ Sep 30 2014, 05:01 PM)
is it mbb charge RM 100 gst because of there are 2x card?

or is it all credit card now is RM 100 per card?
*
2x cards
TSbrotan
post Sep 30 2014, 05:20 PM

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QUOTE(victorywp @ Sep 30 2014, 05:10 PM)
because 2x card
*
i see. ok lah if they give back rm 100 with 3 swipes

better than now
victorywp
post Sep 30 2014, 05:38 PM

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QUOTE(brotan @ Sep 30 2014, 05:20 PM)
i see. ok lah if they give back rm 100 with 3 swipes

better than now
*
yeah, last time when rm50 gst, we still need to use our own hard earned points to redeem for the rm50 gst.
now increased to rm100 gst, but can get back the whole rm100 with 3 swipes, not only just get back rm50.
sidanos
post Sep 30 2014, 05:57 PM

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QUOTE(bearbear @ Sep 30 2014, 03:45 PM)
Yes, as long as you stay within the CL.
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QUOTE(brotan @ Sep 30 2014, 03:50 PM)
can be month "infinity" if you have enough credit
*
Thanks for the reply guys thumbup.gif
wan7075
post Sep 30 2014, 05:58 PM

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QUOTE(victorywp @ Sep 30 2014, 05:38 PM)
yeah, last time when rm50 gst, we still need to use our own hard earned points to redeem for the rm50 gst.
now increased to rm100 gst, but can get back the whole rm100 with 3 swipes, not only just get back rm50.
*
1st year only have cash back. 2nd year is hard to get so many point to waive rm100.. sweat.gif
i'm using it for bt nia..
that's why i want to cut it when near 1 year..

victorywp
post Sep 30 2014, 06:08 PM

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QUOTE(wan7075 @ Sep 30 2014, 05:58 PM)
1st year only have cash back. 2nd year is hard to get so many point to waive rm100.. sweat.gif
i'm using it for bt nia..
that's why i want to cut it when near 1 year..
*
oh i see, i thought you are old user already. sweat.gif
lucas114
post Sep 30 2014, 06:28 PM

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QUOTE(victorywp @ Sep 30 2014, 04:54 PM)
but something good now is that mbb also give cb of rm100 with just 3 swipes. which also means, the rm100 gst is waived with 3 swipes...
*
Just to add, it should be 3 swipes per card.
Average-Joe
post Oct 1 2014, 01:24 AM

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QUOTE(leo_kiatez @ Sep 27 2014, 10:51 PM)
Average-Joe, Never try, never know...We try,We know...  biggrin.gif
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QUOTE(victorywp @ Sep 28 2014, 12:11 AM)
the 3% upfront fee show as "one time charge" in your statement, and it will be waived after few days. other than that, no other fee involved. so you can freely try it any time. smile.gif
*
I applied for the Maybank 2 Card Platinum on Sunday night (28/9) at One Utama Maybank Card Center. Was called to collect my cards on Monday night (29/9) but I only collected them on 30/9, Tuesday noon (quite impressed but RHB took only less than 20mins to issue me my card at Paradigm Mall).

After collecting my cards, I immediately applied for the BT. I decided to try 60% of my credit limit given. Sought for clarification and was told that indeed there is no other charges/fee for the BT 0% 12 months promo. Was also told that the BT application may take up to 5 working days...so let's wait and see. tongue.gif
victorywp
post Oct 1 2014, 02:46 AM

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QUOTE(Average-Joe @ Oct 1 2014, 01:24 AM)
I applied for the Maybank 2 Card Platinum on Sunday night (28/9) at One Utama Maybank Card Center. Was called to collect my cards on Monday night (29/9) but I only collected them on 30/9, Tuesday noon (quite impressed but RHB took only less than 20mins to issue me my card at Paradigm Mall).

After collecting my cards, I immediately applied for the BT. I decided to try 60% of my credit limit given. Sought for clarification and was told that indeed there is no other charges/fee for the BT 0% 12 months promo. Was also told that the BT application may take up to 5 working days...so let's wait and see.  tongue.gif
*
don't worry, everything will be fine... biggrin.gif
alexwsk
post Oct 1 2014, 11:08 AM

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QUOTE(victorywp @ Sep 30 2014, 01:29 PM)
but at least yours has someone called for verification...  hmm.gif
*
so BT to aeon will be rejected if no call?
i submitted via email yest, now waiting for the call

UPDATED: 11:15am
They read this thread too, just gave me a call laugh.gif
hopefully approve, as the account currently overpaid due to BT from MBB sweat.gif

UPDATED: 4:56pm
received approval sms

This post has been edited by alexwsk: Oct 1 2014, 05:30 PM
victorywp
post Oct 1 2014, 11:42 AM

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QUOTE(alexwsk @ Oct 1 2014, 11:08 AM)
so BT to aeon will be rejected if no call?
i submitted via email yest, now waiting for the call

UPDATED:
They read this thread too, just gave me a call  laugh.gif
hopefully approve, as the account currently overpaid due to BT from MBB  sweat.gif
*
lol, even they read your post also can't confirm is you la. biggrin.gif
alexwsk
post Oct 1 2014, 11:31 PM

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QUOTE(victorywp @ Oct 1 2014, 11:42 AM)
lol, even they read your post also can't confirm is you la. biggrin.gif
*
i know la, just kidding laugh.gif
btw, very efficient, now online banking can see two installments for my first BT (to the pair of M2 cards) oledi, dated today sweat.gif
DarReNz
post Oct 2 2014, 11:59 AM

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just received the 3% waiver for mbb BT yesterday full amount biggrin.gif
alexlean
post Oct 2 2014, 11:11 PM

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Hi, i need some help here.
is any1 have experience did BT balance transfer more than the out standing amount of the credit card?
for example
i owe hlb 20000. i apply CIMB BT 40000.
and now i have credit of -20000 in hong leong credit card.
is it possible for me to get back the over pay amount from hlb?

thanks
cyang
post Oct 2 2014, 11:12 PM

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QUOTE(alexlean @ Oct 2 2014, 11:11 PM)
Hi, i need some help here.
is any1 have experience did BT balance transfer more than the out standing amount of the credit card?
for example
  i owe hlb 20000. i apply CIMB BT 40000.
and now i have credit of -20000 in hong leong credit card.
is it possible for me to get back the over pay amount from hlb?

thanks
*
Yes. Call cs.
guy3288
post Oct 2 2014, 11:37 PM

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QUOTE(tbheng @ Sep 28 2014, 08:31 AM)
Guess that AEON has taken note on your last reject and new applications got harder. Were the 4 rejects due to > 80% CL?
For now maybe just BT between PBB and MBB and let your AEON acct "cool down" and "recuperate" first with more available CL.  tongue.gif
Hope after a few cycles of installment repayment (via BT to PBB/MBB) will allow further BT to AEON.
I have 25 todate.  blush.gif
*
4 BTs declined no reason informed. My Bt had used up more than 100% CL long ago. playing on overpayment since.
I submitted another BT on 30.9.14 RM3684 (Mbf +RHB), received call verification on 1.10.14, no SMS approval yet.
Yesterday submitted another RM2700 (Wise and PBB), today received call verification but again no sms approval received.

But when i checked Aeon website available CR was RM11461 now become RM5077, i presumed my BTs all approved oredi.
Somehow no sms sent out to inform BT approved now??

You would never find out why some BTs are declined becos the next one you apply can be approved! and no need cool off period.
guy3288
post Oct 2 2014, 11:42 PM

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QUOTE(alexlean @ Oct 2 2014, 11:11 PM)
Hi, i need some help here.
is any1 have experience did BT balance transfer more than the out standing amount of the credit card?
for example
  i owe hlb 20000. i apply CIMB BT 40000.
and now i have credit of -20000 in hong leong credit card.
is it possible for me to get back the over pay amount from hlb?

thanks
*
Taking RM40k from CIMB BT?! How much fee and interest you would have to fork out....? Why not go for PBB or MBB or Aeon ?
guy3288
post Oct 2 2014, 11:42 PM

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delete accidentally double post

This post has been edited by guy3288: Oct 2 2014, 11:43 PM
tbheng
post Oct 3 2014, 06:58 AM

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QUOTE(guy3288 @ Oct 2 2014, 11:37 PM)
4 BTs declined no reason informed. My Bt had used up more than 100% CL  long ago. playing on  overpayment since.
I submitted another  BT on 30.9.14 RM3684 (Mbf +RHB), received call verification on 1.10.14, no SMS approval yet.
Yesterday submitted another RM2700 (Wise and PBB), today received call verification but again no sms approval received.

But when i checked Aeon website available CR was RM11461 now become RM5077, i presumed my BTs all approved oredi.
Somehow no sms sent out to inform BT approved now??

You  would never find out why some BTs are declined becos the next one you apply can be approved! and no need cool off period.
*
Good to know your AEON BT is approved now. smile.gif
I noticed the AEON BT approval sms is not consistent. There was once I did not received sms but was approved.
I normally just monitor online on the total outstanding and unbilled transaction. Normally within 2-3 days it will appear online.
I guess beyond 3 days then call to confirm if it was rejected then to execute plan B. tongue.gif

This post has been edited by tbheng: Oct 3 2014, 07:07 AM
yybryan
post Oct 3 2014, 11:17 AM

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QUOTE(Average-Joe @ Oct 1 2014, 01:24 AM)
I applied for the Maybank 2 Card Platinum on Sunday night (28/9) at One Utama Maybank Card Center. Was called to collect my cards on Monday night (29/9) but I only collected them on 30/9, Tuesday noon (quite impressed but RHB took only less than 20mins to issue me my card at Paradigm Mall).

After collecting my cards, I immediately applied for the BT. I decided to try 60% of my credit limit given. Sought for clarification and was told that indeed there is no other charges/fee for the BT 0% 12 months promo. Was also told that the BT application may take up to 5 working days...so let's wait and see.  tongue.gif
*
29/09 BT application submit to MBB thru faxed. MBB did not call me at all for verification
02/10 MBB transfer the amount to my UOB CC account. No SMS was send
02/10 3% one time charges charged in MBB CC account
02/10 waiver of 3% up front fees

The fund transfer, 3% one time charges was charged and waived on the same day.


silent_screamerz
post Oct 4 2014, 09:07 AM

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hi if i want apply new maybank card, then transfer my mbb 2card to that new maybank card is it possible?
lamode
post Oct 4 2014, 09:10 AM

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QUOTE(silent_screamerz @ Oct 4 2014, 09:07 AM)
hi if i want apply new maybank card, then transfer my mbb 2card to that new maybank card is it possible?
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read the FAQ
victorywp
post Oct 4 2014, 11:52 AM

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QUOTE(silent_screamerz @ Oct 4 2014, 09:07 AM)
hi if i want apply new maybank card, then transfer my mbb 2card to that new maybank card is it possible?
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tabuli tabuli manabuli
TSbrotan
post Oct 4 2014, 04:18 PM

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QUOTE(silent_screamerz @ Oct 4 2014, 09:07 AM)
hi if i want apply new maybank card, then transfer my mbb 2card to that new maybank card is it possible?
*
check post #1 faq
DarReNz
post Oct 4 2014, 05:57 PM

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QUOTE(yybryan @ Oct 3 2014, 11:17 AM)
29/09    BT application submit to MBB thru faxed. MBB did not call me at all for verification
02/10    MBB transfer the amount to my UOB CC account. No SMS was send
02/10    3% one time charges charged in MBB CC account
02/10    waiver of 3% up front fees

The fund transfer, 3% one time charges was charged and waived on the same day.
*
wow special case for you mine took 7 days
tigaxxx
post Oct 4 2014, 06:12 PM

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QUOTE(DarReNz @ Oct 4 2014, 05:57 PM)
wow special case for you mine took 7 days
*
Mine 3 days as welll...
23 sept - sent application
25 sept - approved
26 sept - money went in
Average-Joe
post Oct 6 2014, 03:03 PM

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QUOTE(yybryan @ Oct 3 2014, 11:17 AM)
29/09    BT application submit to MBB thru faxed. MBB did not call me at all for verification
02/10    MBB transfer the amount to my UOB CC account. No SMS was send
02/10    3% one time charges charged in MBB CC account
02/10    waiver of 3% up front fees

The fund transfer, 3% one time charges was charged and waived on the same day.
*
Tues 30/9 - Applied for BT via Maybankcardcenter @ One Utama
Friday 3/10 - Approved, transferred / paid my other cc and 3% charged and waived on the same day.

rclxms.gif



cyang
post Oct 7 2014, 09:02 AM

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QUOTE(Average-Joe @ Oct 6 2014, 03:03 PM)
Tues 30/9 - Applied for BT via Maybankcardcenter @ One Utama
Friday 3/10 - Approved, transferred / paid my other cc and 3% charged and waived on the same day.

rclxms.gif
*
how come u guys get 3% waiver at the same day?
I still did not get it.. LOL.. gotta make a call the MBB smile.gif
yybryan
post Oct 7 2014, 10:02 AM

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QUOTE(yybryan @ Oct 3 2014, 11:17 AM)
29/09    BT application submit to MBB thru faxed. MBB did not call me at all for verification
02/10    MBB transfer the amount to my UOB CC account. No SMS was send
02/10    3% one time charges charged in MBB CC account
02/10    waiver of 3% up front fees

The fund transfer, 3% one time charges was charged and waived on the same day.
*
I submit above on 29/09 thru faxed and did not received any respond from MBB but the BT was completed on 02/10.
I thought MBB did not receive my BT form thru fax, so I resubmit again to MBB on 30/10 thru email, MBB process again and approved again the same amount BT to my UOB card. Now my UOB card have +RM3k in credit.

Seems MBB allow to process the same application for 2 times. Now have to think how to take out the overpaid amount from UOB as I do not have saving/current account with UOB but have a house loan with them, don't know whether can transfer that amount to my loan account or nor. need to check with UOB.


pisanq
post Oct 7 2014, 10:30 AM

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QUOTE(yybryan @ Oct 7 2014, 10:02 AM)
I submit above on 29/09 thru faxed and did not received any respond from MBB but the BT was completed on 02/10.
I thought MBB did not receive my BT form thru fax, so I resubmit again to MBB on 30/10 thru email, MBB process again and approved again the same amount BT to my UOB card. Now my UOB card have +RM3k in credit.

Seems MBB allow to process the same application for 2 times. Now have to think how to take out the overpaid amount from UOB as I do not have saving/current account with UOB but have a house loan with them, don't know whether can transfer that amount to my loan account or nor. need to check with UOB.
*
request for cheque
victorywp
post Oct 7 2014, 10:34 AM

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QUOTE(yybryan @ Oct 7 2014, 10:02 AM)
I submit above on 29/09 thru faxed and did not received any respond from MBB but the BT was completed on 02/10.
I thought MBB did not receive my BT form thru fax, so I resubmit again to MBB on 30/10 thru email, MBB process again and approved again the same amount BT to my UOB card. Now my UOB card have +RM3k in credit.

Seems MBB allow to process the same application for 2 times. Now have to think how to take out the overpaid amount from UOB as I do not have saving/current account with UOB but have a house loan with them, don't know whether can transfer that amount to my loan account or nor. need to check with UOB.
*
lol good idea to "borrow" money with free interest. brows.gif
yybryan
post Oct 7 2014, 10:39 AM

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QUOTE(pisanq @ Oct 7 2014, 10:30 AM)
request for cheque
*
TO get the cash out from them may be take time, probably I just swipe more on UOB card this month, so next month no need to pay uob card but still enjoy free interest from MBB by paying 12 months 0 % instalment to them.
cyang
post Oct 8 2014, 10:46 AM

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1 Oct BT application submit to MBB thru email.
3 Oct 3% one time charges charged in MBB CC account
7 Oct PBB received the fund
7 Oct CIMB received the fund
7 Oct waiver of 3% up front fees

3 Oct BT application submit to PBB thru email.
still no news yet.

This post has been edited by cyang: Oct 8 2014, 10:48 AM
DarReNz
post Oct 8 2014, 04:11 PM

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for aeon BT, aeon will round up the cents right ? so can't BT with cents ?
lamode
post Oct 8 2014, 04:17 PM

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QUOTE(DarReNz @ Oct 8 2014, 04:11 PM)
for aeon BT, aeon will round up the cents right ? so can't BT with cents ?
*
nearest ringgit.
eg RM2542.32, then round up to RM2543
victorywp
post Oct 8 2014, 04:25 PM

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QUOTE(DarReNz @ Oct 8 2014, 04:11 PM)
for aeon BT, aeon will round up the cents right ? so can't BT with cents ?
*
can't bt with cents...
DarReNz
post Oct 8 2014, 04:30 PM

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QUOTE(victorywp @ Oct 8 2014, 04:25 PM)
can't bt with cents...
*
ok i was thinking there is one card which i seldom use maybe won't use any longer after this so they will untung the cents if i terminate it later
cocobin
post Oct 8 2014, 04:35 PM

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guys.. is that possible to bt from cimb (with cash lite program) to another bank?
victorywp
post Oct 8 2014, 04:47 PM

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QUOTE(DarReNz @ Oct 8 2014, 04:30 PM)
ok i was thinking there is one card which i seldom use maybe won't use any longer after this so they will untung the cents if i terminate it later
*
either you pay by cash with exact amount via ibg... or you bt to another bank but let them "untung" that few cents lor. you also "untung" from bt ma. tongue.gif
victorywp
post Oct 8 2014, 04:48 PM

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QUOTE(cocobin @ Oct 8 2014, 04:35 PM)
guys.. is that possible to bt from cimb (with cash lite program) to another bank?
*
yes
cempedaklife
post Oct 8 2014, 06:05 PM

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QUOTE(cyang @ Oct 8 2014, 10:46 AM)
1 Oct    BT application submit to MBB thru email.
3 Oct    3% one time charges charged in MBB CC account
7 Oct    PBB received the fund
7 Oct    CIMB received the fund
7 Oct    waiver of 3% up front fees

3 Oct    BT application submit to PBB thru email.
still no news yet.
*
which MBB email you are using please?
victorywp
post Oct 8 2014, 06:10 PM

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QUOTE(cempedaklife @ Oct 8 2014, 06:05 PM)
which MBB email you are using please?
*
mbbcardservices@maybank.com.my
cempedaklife
post Oct 8 2014, 06:21 PM

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QUOTE(victorywp @ Oct 8 2014, 06:10 PM)
mbbcardservices@maybank.com.my
*
thanks

lamode
post Oct 8 2014, 08:08 PM

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QUOTE(DarReNz @ Oct 8 2014, 04:30 PM)
ok i was thinking there is one card which i seldom use maybe won't use any longer after this so they will untung the cents if i terminate it later
*
when i cancelled by OCBC last year, I was told that BNM has rule that all the credit must be returned to the customer when I told them I am ok to leave behind whatever credit I had, so OCBC die die IBG the RM0.10 to my MBB saving account sweat.gif
cyang
post Oct 9 2014, 09:44 AM

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Just to let you guys know,
I purposely overpaid my Maybank CC by Rm10k from Public Bank CC.
Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account.

The whole process is free of charge BUT will take UP to 8 working days.
And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification.

Not sure about other bank. I will test on CIMB soon. Stay tune smile.gif

ronnie
post Oct 9 2014, 02:00 PM

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QUOTE(cyang @ Oct 9 2014, 09:44 AM)
Just to let you guys know,
I purposely overpaid my Maybank CC by Rm10k from Public Bank CC.
Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account.

The whole process is free of charge BUT will take UP to 8 working days.
And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification.

Not sure about other bank. I will test on CIMB soon. Stay tune smile.gif
*
Do we need to fill up any forms ?
cyang
post Oct 9 2014, 02:18 PM

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QUOTE(ronnie @ Oct 9 2014, 02:00 PM)
Do we need to fill up any forms ?
*
For MBB, just call in.
donpapachino
post Oct 9 2014, 02:52 PM

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maybank BT very efficient:
30/9 - submitted application form + statement from OCBC via email
1/10 - reply from officer saying receive the email + docs & will forward to the relevant department
3/10 - OCBC claimed receipt of the BT from MBB

thumbup.gif
victorywp
post Oct 9 2014, 02:53 PM

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QUOTE(cyang @ Oct 9 2014, 09:44 AM)
Just to let you guys know,
I purposely overpaid my Maybank CC by Rm10k from Public Bank CC.
Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account.

The whole process is free of charge BUT will take UP to 8 working days.
And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification.

Not sure about other bank. I will test on CIMB soon. Stay tune smile.gif
*
rclxms.gif brows.gif thumbup.gif
bee993
post Oct 9 2014, 03:24 PM

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Submit yesterday receive call juz now to comfirm the bt.

Lol yesterday dont dare post here afraid jinxed.
bee993
post Oct 9 2014, 03:26 PM

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And it is time to bt back to mbb after few days n subsequently next 4 month.hehe. revenge time
alexwsk
post Oct 9 2014, 04:35 PM

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my aeon bt approved on 1 oct but till now still no $ into my mbb, really slow eh
Lineage
post Oct 9 2014, 06:07 PM

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QUOTE(cyang @ Oct 9 2014, 09:44 AM)
Just to let you guys know,
I purposely overpaid my Maybank CC by Rm10k from Public Bank CC.
Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account.

The whole process is free of charge BUT will take UP to 8 working days.
And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification.

Not sure about other bank. I will test on CIMB soon. Stay tune smile.gif
*
U owe RM2k but do BT from PB CC RM10k? and u got RM8k for free? shocking.gif
This is nice, this is what I need now..Haha.. nod.gif
peri peri
post Oct 9 2014, 08:46 PM

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QUOTE(Lineage @ Oct 9 2014, 06:07 PM)
U owe RM2k but do BT from PB CC RM10k? and u got RM8k for free?  shocking.gif
This is nice, this is what I need now..Haha..  nod.gif
*
i already posted here before, for PBB BT, u just fill the bt form and your preferred amount to ur prefer bank without any supporting statement as long below ur CL. they dont care.
Lineage
post Oct 9 2014, 08:52 PM

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QUOTE(peri peri @ Oct 9 2014, 08:46 PM)
i already posted here before, for PBB BT, u just fill the bt form and your preferred amount to ur prefer bank without any supporting statement as long below ur CL. they dont care.
*
OMG..I just apply OCBC BT for RM10k, but my MBB cards only RM8k..lol..... rclxub.gif
If like that, OCBC will decline my application? sweat.gif
DarReNz
post Oct 9 2014, 11:31 PM

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QUOTE(Lineage @ Oct 9 2014, 08:52 PM)
OMG..I just apply OCBC BT for RM10k, but my MBB cards only RM8k..lol.....  rclxub.gif
If like that, OCBC will decline my application?  sweat.gif
*
is ocbc BT 0% too ?
Lineage
post Oct 10 2014, 06:09 AM

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QUOTE(DarReNz @ Oct 9 2014, 11:31 PM)
is ocbc BT 0% too ?
*
http://www.ocbc.com.my/personal-banking/Ca...e_transfer.html wink.gif
DarReNz
post Oct 10 2014, 10:40 AM

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QUOTE(Lineage @ Oct 10 2014, 06:09 AM)
bro then u should apply for aeon/mbb BT instead 0%
Lineage
post Oct 10 2014, 10:56 AM

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QUOTE(DarReNz @ Oct 10 2014, 10:40 AM)
bro then u should apply for aeon/mbb BT instead 0%
*
I'm using MBB..so the only choice now is Aeon? hmm.gif
alexwsk
post Oct 10 2014, 02:18 PM

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MBB to Aeon
30/09 - emailed application
01/10 - phone verification
01/10 - installment #1 shown in online banking
10/10 - funds updated in M2U (by cheque, serious??? sweat.gif )
lalachong
post Oct 10 2014, 02:49 PM

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PBank to MBB (RM5k min; 0% interest for 6 months)
02/10 - emailed application
06/10 - posted in PBank
07/10 - installment #1 shown in online banking
09/10 - funds updated in M2U
Lineage
post Oct 10 2014, 02:56 PM

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QUOTE(Lineage @ Oct 9 2014, 08:52 PM)
OMG..I just apply OCBC BT for RM10k, but my MBB cards only RM8k..lol.....  rclxub.gif
If like that, OCBC will decline my application?  sweat.gif
*
Surprisingly OCBC just called me..I said my MBB card only CL RM8k, but I apply OCBC BT for Rm10k..She said no problem.. sweat.gif
tifosi
post Oct 10 2014, 03:11 PM

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I almost maxed out both my MBB and AEON CL. I need more limit. sad.gif
victorywp
post Oct 10 2014, 03:13 PM

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QUOTE(tifosi @ Oct 10 2014, 03:11 PM)
I almost maxed out both my MBB and AEON CL. I need more limit. sad.gif
*
apply for higher credit limit... nod.gif
cyang
post Oct 10 2014, 05:12 PM

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QUOTE(victorywp @ Oct 10 2014, 03:13 PM)
apply for higher credit limit...  nod.gif
*
I just request permanent credit limit increase for my MBB..
I only got 33% increment. LOL

This post has been edited by cyang: Oct 10 2014, 05:15 PM
victorywp
post Oct 10 2014, 05:18 PM

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QUOTE(cyang @ Oct 10 2014, 05:12 PM)
I just request permanent credit limit increase for my MBB..
I only got 33% increment. LOL
*
ok ma... you not satisfied?
cyang
post Oct 10 2014, 10:55 PM

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QUOTE(cyang @ Oct 9 2014, 09:44 AM)
Just to let you guys know,
I purposely overpaid my Maybank CC by Rm10k from Public Bank CC.
Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account.

The whole process is free of charge BUT will take UP to 8 working days.
And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification.

Not sure about other bank. I will test on CIMB soon. Stay tune smile.gif
*
Just to update you guys. I had received the refund from MBB.. IT IS SO DAMN FAST..
I'm so proud of MBB services.
cyang
post Oct 10 2014, 10:59 PM

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QUOTE(victorywp @ Oct 10 2014, 05:18 PM)
ok ma... you not satisfied?
*
I expect more smile.gif
cfc
post Oct 10 2014, 11:05 PM

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for AEON BT, we can used till 80% CL available
for MBB, does it have this restriction too ?

jus fyi, if u request for early settlement for AEON
the balance sum will not lump up together and show up in next statement
instead , u have to call and confirm the payment with CS, then call again after u do payment.
victorywp
post Oct 11 2014, 12:41 AM

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QUOTE(cfc @ Oct 10 2014, 11:05 PM)
for AEON BT, we can used till 80% CL available
for MBB, does it have this restriction too ?

jus fyi, if u request for early settlement for AEON
the balance sum will not lump up together and show up in next statement
instead , u have to call and confirm the payment with CS, then call again after u do payment.
*
yeah
cfc
post Oct 11 2014, 12:49 AM

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yeah ? nay ? r u sure ?
didn't notice tnc for MBB BT state this 80% CL clause
cybpsych
post Oct 11 2014, 06:56 AM

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BT from HLB to MBB, super awesome thumbup.gif

08-Oct - Submitted application form (via email) + statement from HLB Connect (screenshot in PDF, thanks to ronnie for this tips! notworthy.gif )
09-Oct - ONE TIME CHARGE
10-Oct - WAIVER OF 3% UP FRONT FEE-1010
10-Oct - Fund received at HLB. Description: {MBB card number} MAYBANK AFC COLLECTION PAYMENT.

No instalment posted at M2U, yet. I guess it'll be posted next month cuz my MBB2Cards bill cycle just passed. rclxms.gif

This post has been edited by cybpsych: Oct 14 2014, 08:39 AM
DarReNz
post Oct 11 2014, 09:12 AM

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QUOTE(Lineage @ Oct 10 2014, 10:56 AM)
I'm using MBB..so the only choice now is Aeon?  hmm.gif
*
yeap u should apply if u want cash back can go for watami card
TSbrotan
post Oct 11 2014, 11:46 AM

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got my pb visa signature. woo hoo.

more rebates
leo_kiatez
post Oct 11 2014, 12:34 PM

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QUOTE(brotan @ Oct 11 2014, 11:46 AM)
got my pb visa signature. woo hoo.

more rebates
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Congratz!
Lineage
post Oct 11 2014, 01:08 PM

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QUOTE(DarReNz @ Oct 11 2014, 09:12 AM)
yeap u should apply if u want cash back can go for watami card
*
Enough credit card for now.. rclxub.gif
cyang
post Oct 11 2014, 05:20 PM

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Anyone knows is CITIBANK Credit Card having promotion for 0% balance transfer for 12 months?

https://ringgitplus.com/en/balance-transfer...nsfer-Plan.html

It mentions "0% for 12 months. Offer ends 31st December 2014."
bee993
post Oct 12 2014, 05:25 PM

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juz to comfirm b4 i submit mbb bt

can i combine ocbc 6xx and aeon 1xxx to for the application?

or the min for each bank shud 1k?

thx.
victorywp
post Oct 12 2014, 05:41 PM

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QUOTE(bee993 @ Oct 12 2014, 05:25 PM)
juz to comfirm b4 i submit mbb bt

can i combine ocbc 6xx and aeon 1xxx to for the application?

or the min for each bank shud 1k?

thx.
*
combine is ok.
bee993
post Oct 12 2014, 06:48 PM

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QUOTE(victorywp @ Oct 12 2014, 05:41 PM)
combine is ok.
*
ok thx...start this month no need pay aeon use my money haha brows.gif
TSbrotan
post Oct 12 2014, 07:01 PM

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QUOTE(bee993 @ Oct 12 2014, 06:48 PM)
ok thx...start this month no need pay aeon use my money haha brows.gif
*
you have to pay, ... finally rclxms.gif
bee993
post Oct 12 2014, 07:07 PM

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QUOTE(brotan @ Oct 12 2014, 07:01 PM)
you have to pay, ... finally  rclxms.gif
*
hehe...bt mbb to aeon d

now bt to mbb from aeon ocbc

next month repeat thumbup.gif
TSbrotan
post Oct 13 2014, 11:17 AM

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QUOTE(bee993 @ Oct 12 2014, 07:07 PM)
hehe...bt mbb to aeon d

now bt to mbb from aeon ocbc

next month repeat thumbup.gif
*
i know . as said, finally ....... tongue.gif
victorywp
post Oct 13 2014, 11:35 AM

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QUOTE(bee993 @ Oct 12 2014, 07:07 PM)
hehe...bt mbb to aeon d

now bt to mbb from aeon ocbc

next month repeat thumbup.gif
*
finally, after being rejected so many times...
what's the changes you made on your recent submission?
bee993
post Oct 13 2014, 12:01 PM

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QUOTE(brotan @ Oct 13 2014, 11:17 AM)
i know . as said, finally .......  tongue.gif
*
repeat the step everymonth = 0% loan for as much month as success BT

2 high sum into 12 month small instalment brows.gif brows.gif
QUOTE(victorywp @ Oct 13 2014, 11:35 AM)
finally, after being rejected so many times...
what's the changes you made on your recent submission?
*
before approved dont post here.

that what i do shocking.gif icon_rolleyes.gif here is jinxed icon_question.gif
victorywp
post Oct 13 2014, 12:36 PM

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QUOTE(bee993 @ Oct 13 2014, 12:01 PM)
repeat the step everymonth = 0% loan for as much month as success BT

2 high sum into 12 month small instalment brows.gif  brows.gif

before approved dont post here.

that what i do shocking.gif  icon_rolleyes.gif  here is jinxed icon_question.gif
*
means you submitted the same thing but got approved? jinx lol
bee993
post Oct 14 2014, 08:42 AM

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QUOTE(victorywp @ Oct 13 2014, 12:36 PM)
means you submitted the same thing but got approved? jinx lol
*
nope...latest statement
Coconut
post Oct 14 2014, 05:02 PM

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i have done BT from cimb to Aeon, received call and sms on 8th Oct saying is approved, but till date haven't receive any payment in my cimb yet, normally how long need to wait?

Now Aeon offer 6 month with points, with MBB offer 12 months with no point, which is better?

victorywp
post Oct 14 2014, 05:11 PM

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QUOTE(Coconut @ Oct 14 2014, 05:02 PM)
i have done BT from cimb to Aeon, received call and sms on 8th Oct saying is approved, but till date haven't receive any payment in my cimb yet, normally how long need to wait?

Now Aeon offer 6 month with points, with MBB offer 12 months with no point, which is better?
*
it depends, but for me, points better than the additional 6 months instalments.
DarReNz
post Oct 14 2014, 07:25 PM

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aeon BT sends to cimb using cdm super fast but to maybank using cheque super slow

This post has been edited by DarReNz: Oct 14 2014, 07:25 PM
Lineage
post Oct 14 2014, 07:37 PM

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I guess my OCBC BT is successful. I saw my OCBC CL has been deducted. But until now Maybank still haven receive the money from OCBC..

Applied on 9 Oct for 10k OCBC to Maybank..but my Maybank CL only RM8k.. wink.gif

This post has been edited by Lineage: Oct 14 2014, 10:57 PM
smartly
post Oct 14 2014, 09:36 PM

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QUOTE(Lineage @ Oct 14 2014, 07:37 PM)
I guess my OCBC BT from Maybank is successful. I saw my OCBC CL has been deducted. But until now Maybank still haven receive the money from OCBC..

Applied on 9 Oct for 10k, OCBC to Maybank..but my Maybank CL only RM8k.. wink.gif
*
ocbc ---> mbb ?
0% bt ?
victorywp
post Oct 14 2014, 09:53 PM

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QUOTE(smartly @ Oct 14 2014, 09:36 PM)
ocbc ---> mbb ?
0% bt ?
*
he did mbb to ocbc but not 0%
smartly
post Oct 14 2014, 10:01 PM

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QUOTE(victorywp @ Oct 14 2014, 09:53 PM)
he did mbb to ocbc but not 0%
*
read carefully it is ocbc ---> mbb.!
tigaxxx
post Oct 14 2014, 10:30 PM

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QUOTE(smartly @ Oct 14 2014, 10:01 PM)
read carefully it is ocbc ---> mbb.!
*
Correct...but his 1st sentence is confusing though

This post has been edited by tigaxxx: Oct 14 2014, 10:31 PM
victorywp
post Oct 14 2014, 10:33 PM

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QUOTE(smartly @ Oct 14 2014, 10:01 PM)
read carefully it is ocbc ---> mbb.!
*
bt from mbb to ocbc = ocbc paid to mbb

so what your arrow means?
victorywp
post Oct 14 2014, 10:52 PM

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edited

This post has been edited by victorywp: Oct 14 2014, 10:54 PM
victorywp
post Oct 14 2014, 10:53 PM

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QUOTE(tigaxxx @ Oct 14 2014, 10:30 PM)
Correct...but his 1st sentence is confusing though
*
the confusing part should be his 2nd sentence instead of his 1st sentence. if you read his earlier posts you will understand what i mean.

QUOTE(Lineage @ Oct 9 2014, 08:52 PM)
OMG..I just apply OCBC BT for RM10k, but my MBB cards only RM8k..lol.....  rclxub.gif
If like that, OCBC will decline my application?  sweat.gif
*
QUOTE(DarReNz @ Oct 9 2014, 11:31 PM)
is ocbc BT 0% too ?
*
QUOTE(Lineage @ Oct 10 2014, 06:09 AM)
QUOTE(Lineage @ Oct 10 2014, 02:56 PM)
Surprisingly OCBC just called me..I said my MBB card only CL RM8k, but I apply OCBC BT for Rm10k..She said no problem..  sweat.gif
*
~~5ive~~
post Oct 14 2014, 10:54 PM

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QUOTE(donpapachino @ Oct 9 2014, 02:52 PM)
maybank BT very efficient:
30/9 - submitted application form + statement from OCBC via email
1/10 - reply from officer saying receive the email + docs & will forward to the relevant department
3/10 - OCBC claimed receipt of the BT from MBB

thumbup.gif
*
I do the same, and did get the email reply, but didnt see the BT even after 2 weeks.
Does it mean my BT request being rejected? Or they overlook it?
If it is rejected, will they inform me? Anyone has idea on this?
Thanks
Lineage
post Oct 14 2014, 10:56 PM

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QUOTE(smartly @ Oct 14 2014, 09:36 PM)
ocbc ---> mbb ?
0% bt ?
*
Yeah..4%..apply in internet banking cheaper..3.88% for 12 months..

QUOTE(victorywp @ Oct 14 2014, 09:53 PM)
he did mbb to ocbc but not 0%
*
Sorry for the confusion.. doh.gif
smartly
post Oct 15 2014, 12:09 AM

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QUOTE(Lineage @ Oct 14 2014, 10:56 PM)
Yeah..4%..apply in internet banking cheaper..3.88% for 12 months..
Sorry for the confusion..  doh.gif
*
why don't you bt 0% from mbb --> ocbc ?

mbb outstanding a lot ?
Lineage
post Oct 15 2014, 12:19 AM

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QUOTE(smartly @ Oct 15 2014, 12:09 AM)
why don't you bt 0% from mbb --> ocbc ?

mbb outstanding a lot ?
*
Yeah.. sad.gif
smartly
post Oct 15 2014, 12:23 AM

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bt 4% ocbc --> mbb is a waste...
u need to pay 10k 4% to ocbc.

if 0% mbb --> ocbc, u pay no interest furthermore yr bt amount get 12 months installment.
Lineage
post Oct 15 2014, 12:27 AM

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QUOTE(smartly @ Oct 15 2014, 12:23 AM)
bt 4% ocbc --> mbb is a waste...
u need to pay 10k 4% to ocbc.

if 0% mbb --> ocbc, u pay no interest furthermore yr bt amount get 12 months installment.
*
At first thinking to cancel MBB, so use OCBC BT..but now change my mind already..and BT approved.. sweat.gif
Never mind la.. smile.gif
lamode
post Oct 15 2014, 12:44 AM

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03 OCT - Emailed BT form and M2C AMEX statement to AEON
07 OCT - Receveid verification call + approval SMS + appeared in online banking
15 OCT - Still nothing in M2U, hopefully it will clear today or tomorrow.

This post has been edited by lamode: Oct 15 2014, 03:37 PM
DarReNz
post Oct 15 2014, 01:03 AM

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QUOTE(Lineage @ Oct 15 2014, 12:27 AM)
At first thinking to cancel MBB, so use OCBC BT..but now change my mind already..and BT approved..  sweat.gif
Never mind la..  smile.gif
*
u have actually couple of choices eg. maybank, aeon, public bank and recently citibank all 0%
lamode
post Oct 15 2014, 01:04 AM

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QUOTE(DarReNz @ Oct 15 2014, 01:03 AM)
u have actually couple of choices eg. maybank, aeon, public bank and recently citibank all 0%
*
i will definitely try avoid citi at all costs, just cancelled my CASA last week.
their phone customer service is worst ever!!! doh.gif
DarReNz
post Oct 15 2014, 01:05 AM

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QUOTE(lamode @ Oct 15 2014, 12:44 AM)
03 SEP - Emailed BT form and M2C AMEX statement to AEON
07 SEP - Receveid verification call + approval SMS + appeared in online banking
15 SEP - Still nothing in M2U, hopefully it will clear today or tomorrow.
*
mine was approved on 8 Sep, 10 Sep only they send out the cheque, hope it gets cleared by due date 16 Sep sweat.gif
Lineage
post Oct 15 2014, 01:13 AM

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QUOTE(DarReNz @ Oct 15 2014, 01:03 AM)
u have actually couple of choices eg. maybank, aeon, public bank and recently citibank all 0%
*
Yeah, but I didnt do survey before this..and dont want to apply so many cards.. nod.gif

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post Oct 15 2014, 07:48 AM

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QUOTE(DarReNz @ Oct 15 2014, 01:03 AM)
u have actually couple of choices eg. maybank, aeon, public bank and recently citibank all 0%
*
Citibank 0% is for new card or existing also entitled?
smartly
post Oct 15 2014, 08:11 AM

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Citibank 0% bt?
cyang
post Oct 15 2014, 09:22 AM

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QUOTE(DarReNz @ Oct 15 2014, 01:03 AM)
u have actually couple of choices eg. maybank, aeon, public bank and recently citibank all 0%
*
QUOTE(jasontoh @ Oct 15 2014, 07:48 AM)
Citibank 0% is for new card or existing also entitled?
*
QUOTE(smartly @ Oct 15 2014, 08:11 AM)
Citibank 0% bt?
*
https://ringgitplus.com/en/balance-transfer...nsfer-Plan.html

It seems like just 1 time sign up offer. I will check with Citibank CS and update here smile.gif
victorywp
post Oct 15 2014, 11:58 AM

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QUOTE(bee993 @ Oct 12 2014, 05:25 PM)
juz to comfirm b4 i submit mbb bt

can i combine ocbc 6xx and aeon 1xxx to for the application?

or the min for each bank shud 1k?

thx.
*
just to inform that although can combine, but the smallest amount to add into your application must be minimum rm100 (same goes to aeon bt application). nod.gif

This post has been edited by victorywp: Oct 15 2014, 12:06 PM
sendohz
post Oct 15 2014, 12:17 PM

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FYI

For my first BT, i put the exact same amount as my balance statement.
MBB approved it.
I did not put the amount closest to RM100.
Just put in the exact figure from my statement and they approved it.

Awaiting for second BT approval. Sent it to the email.
victorywp
post Oct 15 2014, 12:19 PM

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QUOTE(sendohz @ Oct 15 2014, 12:17 PM)
FYI

For my first BT, i put the exact same amount as my balance statement.
MBB approved it.
I did not put the amount closest to RM100.
Just put in the exact figure from my statement and they approved it.

Awaiting for second BT approval. Sent it to the email.
*
good, but usually i will mark up to the nearest rm100.

this month i have completed 5 bt...
Lineage
post Oct 15 2014, 01:17 PM

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QUOTE(victorywp @ Oct 15 2014, 12:19 PM)
good, but usually i will mark up to the nearest rm100.

this month i have completed 5 bt...
*
Wow..so much..

Actually before the BT repayment finish, can we use other bank to BT the existing 1?

Example, my OCBC just approve, I pay for 3months but I plan to use MBB BT, Can I use MBB BT to pay off OCBC?
victorywp
post Oct 15 2014, 02:21 PM

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QUOTE(Lineage @ Oct 15 2014, 01:17 PM)
Wow..so much..

Actually before the BT repayment finish, can we use other bank to BT the existing 1?

Example, my OCBC just approve, I pay for 3months but I plan to use MBB BT, Can I use MBB BT to pay off OCBC?
*
yes, sure.
alexwsk
post Oct 15 2014, 02:23 PM

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QUOTE(lamode @ Oct 15 2014, 12:44 AM)
03 SEP - Emailed BT form and M2C AMEX statement to AEON
07 SEP - Receveid verification call + approval SMS + appeared in online banking
15 SEP - Still nothing in M2U, hopefully it will clear today or tomorrow.
*
SEP???

my previous exp:
MBB to Aeon
30/09 - emailed application
01/10 - phone verification
01/10 - installment #1 shown in online banking
10/10 - funds updated in M2U (by cheque, serious??? sweat.gif )

This post has been edited by alexwsk: Oct 15 2014, 02:24 PM
lamode
post Oct 15 2014, 03:38 PM

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QUOTE(alexwsk @ Oct 15 2014, 02:23 PM)
SEP???

my previous exp:
MBB to Aeon
30/09 - emailed application
01/10 - phone verification
01/10 - installment #1 shown in online banking
10/10 - funds updated in M2U (by cheque, serious??? sweat.gif )
*
sorry, i meant OCT.
just edited my previous post.
cyang
post Oct 15 2014, 05:14 PM

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QUOTE(cyang @ Oct 15 2014, 09:22 AM)
https://ringgitplus.com/en/balance-transfer...nsfer-Plan.html

It seems like just 1 time sign up offer. I will check with Citibank CS and update here smile.gif
*
Just to update you guys what I had find out about Citi 0% BT deal.

Apparently ringgitplus make a mistake on their product.
They had rectified it.
Below is the email from them.

"Thank you for your visit to our website.

Regarding the Citibank Balance Transfer, we are sorry to tell you that the mentioned information from our website for the product is wrong. We have checked with Citibank Customer Service, the bank actually offers interest rate from 6.99% for their balance transfer.

We have forwarded this things to our Product team to update our website."

chongaik82
post Oct 15 2014, 08:53 PM

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Today i download MBB BT Form from their website
When i wanted to fill up the BT Form, i notice
Step3: Yes, I would like to apply for Balance Transfer 5% interest for 12 months with 3% upfront fee waived

New version of BT Form??? No more 0% BT from MBB
tigaxxx
post Oct 15 2014, 09:06 PM

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QUOTE(chongaik82 @ Oct 15 2014, 08:53 PM)
Today i download MBB BT Form from their website
When i wanted to fill up the BT Form, i notice
Step3: Yes, I would like to apply for Balance Transfer 5% interest for 12 months with 3% upfront fee waived

New version of BT Form??? No more 0% BT from MBB
*
U got the wrong one... google "maybankard promotion"
Unable to give u the link since am using hp..
chongaik82
post Oct 15 2014, 09:21 PM

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QUOTE(tigaxxx @ Oct 15 2014, 09:06 PM)
U got the wrong one... google "maybankard promotion"
Unable to give u the link since am using hp..
*
Coz my 1st BT Form is correct Fully 0% interest. Today print out another from MBB website and now want to fill up why is different.

I also don't know how can i get to the wrong BT Form this morning
victorywp
post Oct 15 2014, 09:42 PM

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QUOTE(chongaik82 @ Oct 15 2014, 09:21 PM)
Coz my 1st BT Form is correct Fully 0% interest. Today print out another from MBB website and now want to fill up why is different.

I also don't know how can i get to the wrong BT Form this morning
*
because the 0% only for those who know this promo. mbb purposely created a new bt application form for this promo. if you use the wrong one, you will be charged.
lamode
post Oct 15 2014, 11:07 PM

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QUOTE(chongaik82 @ Oct 15 2014, 09:21 PM)
Coz my 1st BT Form is correct Fully 0% interest. Today print out another from MBB website and now want to fill up why is different.

I also don't know how can i get to the wrong BT Form this morning
*

just use this one.
http://www.maybank2u.com.my/WebBank/BT090914_AppForm.pdf
Lineage
post Oct 15 2014, 11:16 PM

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Update:

9 Oct - Submitted application through phone for OCBC BT
14 Oct - OCBC Card CL deducted.
15 Oct - Received the money from OCBC to Maybank. Called Maybank to transfer extra pay money to saving account. The processing time for the transfer is 8 days.
chongaik82
post Oct 15 2014, 11:33 PM

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QUOTE(victorywp @ Oct 15 2014, 09:42 PM)
because the 0% only for those who know this promo. mbb purposely created a new bt application form for this promo. if you use the wrong one, you will be charged.
*
Haha.... almost fall into the trap then.

QUOTE(lamode @ Oct 15 2014, 11:07 PM)
Thanks.
DarReNz
post Oct 16 2014, 08:40 PM

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woohoo aeon cheque send out last fri cleared today for maybank just nice

This post has been edited by DarReNz: Oct 16 2014, 08:41 PM
Lineage
post Oct 16 2014, 09:58 PM

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QUOTE(Lineage @ Oct 15 2014, 11:16 PM)
Update:

9 Oct - Submitted application through phone for OCBC BT
14 Oct - OCBC Card CL deducted.
15 Oct - Received the money from OCBC to Maybank. Called Maybank to transfer extra pay money to saving account. The processing time for the transfer is 8 days.
*
Just check, my extra pay from my OCBC BT has been transfer to my MBB saving account.. rclxms.gif
Excellent service from Maybank.. thumbup.gif
wan7075
post Oct 17 2014, 09:31 AM

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QUOTE(victorywp @ Oct 15 2014, 09:42 PM)
because the 0% only for those who know this promo. mbb purposely created a new bt application form for this promo. if you use the wrong one, you will be charged.
*
i have called to maybank just now cause i'm using the wrong form.
luckily according to the CS, it is ok for both forms, the matter is the BT application date. sweat.gif
this 3% upfront fee waive is for BT start from 2x september. it will be waive in 7 days.
cfc
post Oct 17 2014, 09:32 AM

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AEON has tnc not use use >80% of CL ... how strict they are on this tnc ?
I need to do a BT but i use up 90% of my CL now

does anyone perform BT >80% of the AEON available CL..
can guide how to do that ?

1. call CS to clear off existing BT to clear up limit?
2. put extra cash into card account (essentially equal to no1)

victorywp
post Oct 17 2014, 10:19 AM

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QUOTE(cfc @ Oct 17 2014, 09:32 AM)
AEON has tnc not use use >80% of CL ... how strict they are on this tnc ?
I need to do a BT but i use up 90% of my CL now

does anyone perform BT >80% of the AEON available CL..
can guide how to do that ?

1. call CS to clear off existing BT to clear up limit?
2. put extra cash into card account (essentially equal to no1)
*
just submit your bt application. when they call you for verification, they will tell you your cl not sufficient and give you 3 options:
1) cancel your bt application
2) bt amount approved will be up to your available cl
3) pay minimum of x amount to allow full bt amount to go through

if you choose option 3, they will call you back for verification. so just ask what's the x amount and pay that amount, and wait for their call again.

*if they didn't mention anything about your insufficient cl, then your bt application is safe to go through without any issue. lol...

This post has been edited by victorywp: Oct 17 2014, 11:23 AM
tifosi
post Oct 17 2014, 12:03 PM

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Anyone knows what's the CL for MBB BT? 80% or there's none?

The cheque from AEON to MBB haven't clear yet but I want to BT my AEON amount back to MBB already as I am cutting the date a bit close.
cfc
post Oct 17 2014, 12:50 PM

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QUOTE(victorywp @ Oct 17 2014, 10:19 AM)
just submit your bt application. when they call you for verification, they will tell you your cl not sufficient and give you 3 options:
1) cancel your bt application
2) bt amount approved will be up to your available cl
3) pay minimum of x amount to allow full bt amount to go through

if you choose option 3, they will call you back for verification. so just ask what's the x amount and pay that amount, and wait for their call again.

*if they didn't mention anything about your insufficient cl, then your bt application is safe to go through without any issue. lol...
*
super detail and and fully noted brows.gif
thank you notworthy.gif
TSbrotan
post Oct 17 2014, 02:43 PM

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QUOTE(tifosi @ Oct 17 2014, 12:03 PM)
Anyone knows what's the CL for MBB BT? 80% or there's none?

The cheque from AEON to MBB haven't clear yet but I want to BT my AEON amount back to MBB already as I am cutting the date a bit close.
*
you can try call mbb to find out and share here rclxms.gif

This post has been edited by brotan: Oct 17 2014, 02:43 PM
triple02
post Oct 17 2014, 04:03 PM

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QUOTE(tifosi @ Oct 17 2014, 12:03 PM)
Anyone knows what's the CL for MBB BT? 80% or there's none?

The cheque from AEON to MBB haven't clear yet but I want to BT my AEON amount back to MBB already as I am cutting the date a bit close.
*
I just called its 90% of CL for BT
victorywp
post Oct 17 2014, 05:24 PM

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QUOTE(cfc @ Oct 17 2014, 12:50 PM)
super detail and and fully noted  brows.gif
thank you  notworthy.gif
*
but some cs won't tell you all the options as what i mentioned.
so at least now you know how to "suggest" them if they missed out the option that you wanted. brows.gif

fyi, i tried all the options before. nod.gif laugh.gif
tifosi
post Oct 17 2014, 05:54 PM

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QUOTE(triple02 @ Oct 17 2014, 04:03 PM)
I just called its 90% of CL for BT
*
Thanks thumbup.gif
DarReNz
post Oct 17 2014, 06:18 PM

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QUOTE(cfc @ Oct 17 2014, 09:32 AM)
AEON has tnc not use use >80% of CL ... how strict they are on this tnc ?
I need to do a BT but i use up 90% of my CL now

does anyone perform BT >80% of the AEON available CL..
can guide how to do that ?

1. call CS to clear off existing BT to clear up limit?
2. put extra cash into card account (essentially equal to no1)
*
they are quite strict, if you want to exceed the amount BT team will inform you that you have to make that certain amount only can BT the amound u wanted

This post has been edited by DarReNz: Oct 17 2014, 06:18 PM
alexwsk
post Oct 18 2014, 10:36 AM

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2nd BT from Aeon to MBB approved too (rounded up to the nearest 10 this time)

Emailed to MBB: 14 Oct 14
Confirmation email from MBB: 14 Oct 14
One time charge in MBB: 15 Oct 14 (Posted 16 Oct)
Fees Reversal in MBB: 16 Oct 14 (Posted 16 Oct)
Credit into Aeon: 16 Oct 14 (Posted 17 Oct)

MBB is getting faster in completing the whole process
wan7075
post Oct 18 2014, 11:13 AM

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1st BT from Aeon to MBB

Emailed to MBB: 13 Oct 14
Credit into Aeon: 16 Oct 14 (posted 17 Oct)

but maybank still not yet see this BT transaction.. laugh.gif

This post has been edited by wan7075: Oct 18 2014, 11:22 AM
iamWill
post Oct 18 2014, 02:04 PM

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For bt to MBB, can I send total outstanding credit card statement instead of monthly statement?
TSbrotan
post Oct 18 2014, 02:55 PM

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QUOTE(iamWill @ Oct 18 2014, 02:04 PM)
For bt to MBB, can I send total outstanding credit card statement instead of monthly statement?
*
normally they accept monthly statement only
tigaxxx
post Oct 18 2014, 02:56 PM

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QUOTE(iamWill @ Oct 18 2014, 02:04 PM)
For bt to MBB, can I send total outstanding credit card statement instead of monthly statement?
*
No need to send any statement if you BT to MBB or PB.
leo_kiatez
post Oct 18 2014, 03:45 PM

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QUOTE(tigaxxx @ Oct 18 2014, 02:56 PM)
No need to send any statement if you BT to MBB or PB.
*
BT to mbb no need any statement??
tigaxxx
post Oct 18 2014, 03:59 PM

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QUOTE(leo_kiatez @ Oct 18 2014, 03:45 PM)
BT to mbb no need any statement??
*
No need..
my 48k BT from Alliance+PB to MBB went smoothly without statements from Alliance & PB...just fill in the form and u are good to go...

This post has been edited by tigaxxx: Oct 18 2014, 04:05 PM
iamWill
post Oct 18 2014, 05:55 PM

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QUOTE(tigaxxx @ Oct 18 2014, 02:56 PM)
No need to send any statement if you BT to MBB or PB.
*
I know about bt to PB without statement but are you sure about MBB? Have you tried it?

Edit: Just saw your reply to leo...

This post has been edited by iamWill: Oct 18 2014, 05:57 PM
victorywp
post Oct 18 2014, 07:19 PM

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QUOTE(tigaxxx @ Oct 18 2014, 03:59 PM)
No need..
my 48k BT from Alliance+PB  to MBB went smoothly without statements from Alliance & PB...just fill in the form and u are good to go...
*
i wonder what prompt you to try submitting your bt application without statement to mbb in the first place? hmm.gif
TSbrotan
post Oct 18 2014, 07:40 PM

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QUOTE(leo_kiatez @ Oct 18 2014, 03:45 PM)
BT to mbb no need any statement??
*
Most banks need statement (eh aeon, mbb)

Other forumer is right. Pbb no need statement
tigaxxx
post Oct 18 2014, 07:47 PM

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QUOTE(brotan @ Oct 18 2014, 07:40 PM)
Most banks need statement (eh aeon, mbb)

Other forumer is right.  Pbb no need statement
*
Haiya... call CS laa..
tigaxxx
post Oct 18 2014, 07:49 PM

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H
QUOTE(victorywp @ Oct 18 2014, 07:19 PM)
i wonder what prompt you to try submitting your bt application without statement to mbb in the first place? hmm.gif
*
Very simple bro..just called the no. At the back of ur card..they will let u know. .in my case I bt to mbb vs.

This post has been edited by tigaxxx: Oct 18 2014, 07:50 PM
victorywp
post Oct 18 2014, 10:12 PM

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QUOTE(tigaxxx @ Oct 18 2014, 07:49 PM)
H
Very simple bro..just called the no.  At the back of ur card..they will let u know. .in my case I bt to mbb vs.
*
another question... what prompt you to call the cs to ask despite mbb bt form clearly mentioned the instructions and rules? brows.gif
victorywp
post Oct 18 2014, 10:14 PM

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double post

This post has been edited by victorywp: Oct 18 2014, 10:17 PM
victorywp
post Oct 18 2014, 10:16 PM

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triple post

This post has been edited by victorywp: Oct 18 2014, 10:17 PM
cempedaklife
post Oct 18 2014, 10:38 PM

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anyone tried the BT 0% to MBB more than once?
from terms and conditions, doesn't state that it's only one time
lamode
post Oct 18 2014, 10:43 PM

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QUOTE(cempedaklife @ Oct 18 2014, 10:38 PM)
anyone tried the BT 0% to MBB more than once?
from terms and conditions, doesn't state that it's only one time
*
did it twice already.

can see the second BT fees being charged and waived in maybank2u, but not yet show in AEON.

Will post the timeline once its cleared.
cempedaklife
post Oct 18 2014, 11:02 PM

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QUOTE(lamode @ Oct 18 2014, 10:43 PM)
did it twice already.

can see the second BT fees being charged and waived in maybank2u, but not yet show in AEON.

Will post the timeline once its cleared.
*
thanks man!
need to do more than once coz of wedding stuff laugh.gif
tigaxxx
post Oct 18 2014, 11:09 PM

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QUOTE(victorywp @ Oct 18 2014, 10:12 PM)
another question... what prompt you to call the cs to ask despite mbb bt form clearly mentioned the instructions and rules? brows.gif
*
coz at that time, my 1st PB vs statement had not been mailed yet... anymore question? brows.gif

This post has been edited by tigaxxx: Oct 18 2014, 11:12 PM
lamode
post Oct 18 2014, 11:17 PM

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QUOTE(cempedaklife @ Oct 18 2014, 11:02 PM)
thanks man!
need to do more than once coz of wedding stuff  laugh.gif
*
congratz! rclxms.gif thumbup.gif notworthy.gif
edwardccg
post Oct 18 2014, 11:26 PM

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hi, i am new to BT
may i know is it the BT amount have to be my last statement amount or I could choose to BT the current outstanding to mbb?
tigaxxx
post Oct 18 2014, 11:36 PM

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QUOTE(edwardccg @ Oct 18 2014, 11:26 PM)
hi, i am new to BT
may i know is it the BT amount have to be my last statement amount or I could choose to BT the current outstanding to mbb?
*
ur outstanding amount also can...
like i said many times before (even victorywp doesn't believe doh.gif brows.gif ) u don't have to attach the statement.. MBB will do their own checking.

This post has been edited by tigaxxx: Oct 18 2014, 11:38 PM
victorywp
post Oct 18 2014, 11:38 PM

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QUOTE(tigaxxx @ Oct 18 2014, 11:09 PM)
coz at that time, my 1st PB vs statement had not been mailed yet... anymore question?  brows.gif
*
i thought you are a person who likes to challenge the rules and laws. brows.gif
tigaxxx
post Oct 18 2014, 11:39 PM

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QUOTE(victorywp @ Oct 18 2014, 11:38 PM)
i thought you are a person who likes to challenge the rules and laws. brows.gif
*
no lah...saya timun saja cool2.gif
victorywp
post Oct 18 2014, 11:40 PM

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QUOTE(tigaxxx @ Oct 18 2014, 11:36 PM)
ur outstanding amount also can...
like i said many times before (even victorywp doesn't believe  doh.gif  brows.gif ) u don't have to attach the statement.. MBB will do their own checking.
*
who said i don't believe? tongue.gif i just want to know the reason you purposely/coincidentally tried ma. like what i posted above. brows.gif
leo_kiatez
post Oct 19 2014, 01:40 AM

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QUOTE(tigaxxx @ Oct 18 2014, 03:59 PM)
No need..
my 48k BT from Alliance+PB  to MBB went smoothly without statements from Alliance & PB...just fill in the form and u are good to go...
*
Thanks...great info to share. thumbup.gif
p/s: I believe mbb is still being lenient..If they wanna play nasty, they can reject the BT due to incomplete doc. Anyway, up to individuals to take the risk... tongue.gif
guy3288
post Oct 20 2014, 08:49 AM

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no need statement i see, no wonder lah....

that day when i needed overpayment to Aeon, i simply tried submit one previous old Aeon Statement and that BT also got approved by MBB........


victorywp
post Oct 20 2014, 09:12 AM

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QUOTE(guy3288 @ Oct 20 2014, 08:49 AM)
no need statement i see, no wonder lah....

that day  when i needed overpayment to Aeon,  i simply tried submit one previous old Aeon Statement and that BT also got approved by MBB........
*
my first bt application to mbb was using an old aeon statement too and it went through. but at least it's a valid statement just that it's not the current one.
yybryan
post Oct 20 2014, 01:30 PM

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QUOTE(cempedaklife @ Oct 18 2014, 10:38 PM)
anyone tried the BT 0% to MBB more than once?
from terms and conditions, doesn't state that it's only one time
*
I submitted 2 application with same statement and amount in different date (2nd application was one day after the 1st), both also approved and money credited into my UOB account, and I request UOB to transfer the overpaid amount to my loan account, and they did.

MBB charged the one time 3% charged and waived in the same day for both BT. MBB seems did not really check the detail as long as you still have available CL.
cempedaklife
post Oct 20 2014, 04:35 PM

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QUOTE(yybryan @ Oct 20 2014, 01:30 PM)
I submitted 2 application with same statement and amount in different date (2nd application was one day after the 1st), both also approved and money credited into my UOB account, and I request UOB to transfer the overpaid amount to my loan account, and they did.

MBB charged the one time 3% charged and waived in the same day for both BT. MBB seems did not really check the detail as long as you still have available CL.
*
cool...thanks biggrin.gif
bee993
post Oct 20 2014, 05:48 PM

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QUOTE(yybryan @ Oct 20 2014, 01:30 PM)
I submitted 2 application with same statement and amount in different date (2nd application was one day after the 1st), both also approved and money credited into my UOB account, and I request UOB to transfer the overpaid amount to my loan account, and they did.

MBB charged the one time 3% charged and waived in the same day for both BT. MBB seems did not really check the detail as long as you still have available CL.
*
Wow..time to help ppl swipe use ocbc and get cash to pay home loan then.
bee993
post Oct 20 2014, 05:49 PM

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Double post

This post has been edited by bee993: Oct 20 2014, 05:51 PM
lamode
post Oct 20 2014, 09:13 PM

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14 OCT - Emailed BT form and other bank's statement to MBB @ mbbcardservices@maybank.com.my & Received human acknowledgement email, same day.
17 OCT - ONE TIME CHARGE appeared M2U & waived the same day.
20 OCT - Posted in AEON, the transcation date is 17 OCT.

I'm happy with MBB rclxms.gif rclxms.gif rclxms.gif
sj0217
post Oct 21 2014, 07:08 AM

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10 Oct - Email BT to Aeon from MBB
10 Oct - received acknowledgment back by reply email
13 Oct - Called for verification

Now pending for payment, but payment due date is on coming 23 Oct, would it be sufficient time to clear the payment from Aeon? sad.gif

Saw other posted, some take 10 working days??
DarReNz
post Oct 21 2014, 08:33 AM

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QUOTE(sj0217 @ Oct 21 2014, 07:08 AM)
10 Oct - Email BT to Aeon from MBB
10 Oct - received acknowledgment back by reply email
13 Oct - Called for verification

Now pending for payment, but payment due date is on coming 23 Oct, would it be sufficient time to clear the payment from Aeon?  sad.gif

Saw other posted, some take 10 working days??
*
actually now more efficient from approval sms it will send out the cheque in 2 days then it will be cleared on the 4th day so total takes 6 days
sendohz
post Oct 21 2014, 08:48 AM

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15 Oct - Email BT to MBB from HLB
15 Oct - Received acknowledgment back by reply email
18 Oct - 3% one time charge posted (Transaction date 17 Oct)
20 Oct - Payment made to HLB
21 Oct - 3% waiver (transaction date 21 Oct)

Less than one week processing time.
Bravo.

This post has been edited by sendohz: Oct 22 2014, 09:06 AM
~Eveready~
post Oct 21 2014, 10:23 AM

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Guys, for BT to AEON, it is mentioned that the minimum BT amount is RM1k (but it is not clear whether is RM1k per bank or RM1k per BT form), I want to BT both my HLB (more than 1k) and OCBC (less than 1k) in the same form, is it ok?
victorywp
post Oct 21 2014, 10:38 AM

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QUOTE(~Eveready~ @ Oct 21 2014, 10:23 AM)
Guys, for BT to AEON, it is mentioned that the minimum BT amount is RM1k (but it is not clear whether is RM1k per bank or RM1k per BT form), I want to BT both my HLB (more than 1k) and OCBC (less than 1k) in the same form, is it ok?
*
yes, ok. 1k per bt form.
yybryan
post Oct 21 2014, 10:48 AM

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QUOTE(bee993 @ Oct 20 2014, 05:48 PM)
Wow..time to help ppl swipe use ocbc and get cash to pay home loan then.
*
You can try. should be no problem. I transfer the overpaid amount to my house loan to reduce my loan amount and pay to MBB in 12 months instalment with 0 interest.
I will do that again once I have more available CL in MBB2 card.
~Eveready~
post Oct 21 2014, 11:07 AM

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QUOTE(victorywp @ Oct 21 2014, 10:38 AM)
yes, ok. 1k per bt form.
*
many thanks for the quick reply! thumbup.gif thumbup.gif


On the other note, perhaps @brotan can include below emails for the respective banks for BT application in the first post:

Public Bank: custsvc@publicbank.com.my
Aeon: customer.service@aeonmalaysia.com.my


sekian,
biggrin.gif
TSbrotan
post Oct 21 2014, 11:12 AM

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QUOTE(~Eveready~ @ Oct 21 2014, 11:07 AM)
many thanks for the quick reply!  thumbup.gif  thumbup.gif
On the other note, perhaps @brotan can include below emails for the respective banks for BT application in the first post:

Public Bank: custsvc@publicbank.com.my
Aeon: customer.service@aeonmalaysia.com.my
sekian,
biggrin.gif
*
done
bee993
post Oct 21 2014, 03:08 PM

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QUOTE(yybryan @ Oct 21 2014, 10:48 AM)
You can try. should be no problem. I transfer the overpaid amount to my house loan to reduce my loan amount and pay to MBB in 12 months instalment with 0 interest.
I will do that again once I have more available CL in MBB2 card.
*
Nice nice sharing....
jes88
post Oct 22 2014, 08:12 AM

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15 Oct - Email BT to MBB
15 Oct - received acknowledgment back by reply email & CS verification
21 Oct - Payment made to OCBC
21 Oct - 3% waiver (transaction date 20 Oct)

This post has been edited by jes88: Oct 22 2014, 09:56 AM
sj0217
post Oct 22 2014, 09:14 AM

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QUOTE(DarReNz @ Oct 21 2014, 08:33 AM)
actually now more efficient from approval sms it will send out the cheque in 2 days then it will be cleared on the 4th day so total takes 6 days
*
Thanks ya, taking around 5-6 days to be clear

Payment has been made yesterday...
bee993
post Oct 22 2014, 01:01 PM

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QUOTE(jes88 @ Oct 22 2014, 08:12 AM)
15 Oct - Email BT to MBB
15 Oct - received acknowledgment back by reply email & CS verification
21 Oct - Payment made to OCBC
21 Oct - 3% waiver (transaction date 20 Oct)
*
haha exactly like mine...worried might got problem take so long... sweat.gif

only diff is i submit 16 oct
SingKer
post Oct 22 2014, 05:23 PM

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Hi sifu here,

About 2 weeks ago, I have BT from PBB to AEON of RM6000, but my AEON credit card statement only around RM 1K+ at that time. Hence, result in a CR balance of around RM4K+ in AEON cc now.

Recently, I have requested a RM1000 BT to AEON but get rejected. Not sure what is the reason behind? Since I already overpaid not long ago, why they reject my application? I got sufficient CL >80%...This my 1st time get rejected...confused sad.gif
victorywp
post Oct 22 2014, 05:47 PM

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QUOTE(SingKer @ Oct 22 2014, 05:23 PM)
Hi sifu here,

About 2 weeks ago, I have BT from PBB to AEON of RM6000, but my AEON credit card statement only around RM 1K+ at that time. Hence, result in a CR balance of around RM4K+ in AEON cc now.

Recently, I have requested a RM1000 BT to AEON but get rejected. Not sure what is the reason behind? Since I already overpaid not long ago, why they reject my application? I got sufficient CL >80%...This my 1st time get rejected...confused sad.gif
*
1) do you mean bt from aeon to pbb rm6k? means pbb paid rm6k to aeon, correct?
2) do you attach your other cc statement in your bt application rm1k to aeon?
lamode
post Oct 22 2014, 09:50 PM

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QUOTE(SingKer @ Oct 22 2014, 05:23 PM)
Hi sifu here,

About 2 weeks ago, I have BT from PBB to AEON of RM6000, but my AEON credit card statement only around RM 1K+ at that time. Hence, result in a CR balance of around RM4K+ in AEON cc now.

Recently, I have requested a RM1000 BT to AEON but get rejected. Not sure what is the reason behind? Since I already overpaid not long ago, why they reject my application? I got sufficient CL >80%...This my 1st time get rejected...confused sad.gif
*
i always try to not overpay my AEON cards since earlier this year as this seems to be a "potential" cause for reject BT.
bee993
post Oct 23 2014, 12:09 AM

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QUOTE(lamode @ Oct 22 2014, 09:50 PM)
i always try to not overpay my AEON cards since earlier this year as this seems to be a "potential" cause for reject BT.
*
fully agreed and that might be the exact reason.


sendohz
post Oct 23 2014, 08:22 AM

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As reported earlier, for my 1st and 2nd BT, i used back the exact amount of figure as shown in the balance statement.
Both successfully approved.
leo_kiatez
post Oct 23 2014, 10:16 AM

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QUOTE(lamode @ Oct 22 2014, 09:50 PM)
i always try to not overpay my AEON cards since earlier this year as this seems to be a "potential" cause for reject BT.
*
QUOTE(bee993 @ Oct 23 2014, 12:09 AM)
fully agreed and that might be the exact reason.
*
Yes, agree. I 2nd that.. smile.gif
AaIto
post Oct 23 2014, 01:10 PM

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QUOTE(lamode @ Oct 22 2014, 09:50 PM)
i always try to not overpay my AEON cards since earlier this year as this seems to be a "potential" cause for reject BT.
*
QUOTE(bee993 @ Oct 23 2014, 12:09 AM)
fully agreed and that might be the exact reason.
*
QUOTE(leo_kiatez @ Oct 23 2014, 10:16 AM)
Yes, agree. I 2nd that.. smile.gif
*
I've been overpaying to increase my BT limits for the last 6 mths, but so far, touch wood, all BT went thru...!!, icon_rolleyes.gif icon_rolleyes.gif
victorywp
post Oct 23 2014, 01:15 PM

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QUOTE(AaIto @ Oct 23 2014, 01:10 PM)
I've been overpaying to increase my BT limits for the last 6 mths, but so far, touch wood, all BT went thru...!!, icon_rolleyes.gif  icon_rolleyes.gif
*
me too... biggrin.gif
guy3288
post Oct 23 2014, 01:49 PM

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QUOTE(victorywp @ Oct 23 2014, 01:15 PM)
me too... biggrin.gif
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me tu tu tu
victorywp
post Oct 23 2014, 02:08 PM

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QUOTE(guy3288 @ Oct 23 2014, 01:49 PM)
me tu tu tu
*
3 vs 3
so means it's 50%:50% doing overpayment and success to increase bt limit.
bee993
post Oct 23 2014, 02:44 PM

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I think is related to paying be4 statemnet in my case.
guy3288
post Oct 23 2014, 11:26 PM

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MBF card also 0% BT.
Came just in time for me when my PBB CL has also gone low.


----------------------------------------------------------------------------------
Dear Valued Cardmember,
ambank
There’re some exclusive promotions which are not open to public and could only be enrolled by invitation only.

This is one of them, and you are invited!

Thank you for being our customer.

To show our appreciations, we would like to offer you 0% balance transfer for a limited time only (Promotion valid till 31 October 2014). Combine all of your other outstanding credit/charge card/ personal financing balances and transfer to your MBF Credit Card at 0% for 6 months.
What are you waiting for, APPLY NOW

How to apply?

Step 1: Please download the application form here.
Step 2: Fill up and fax to us: +603-21713018

Promotion is valid until 31 October 2014.
---------------------------------------------------------------------------------------


victorywp
post Oct 23 2014, 11:48 PM

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QUOTE(guy3288 @ Oct 23 2014, 11:26 PM)
MBF card also 0% BT.
Came just in time for me when  my PBB CL has also gone low.
----------------------------------------------------------------------------------
Dear Valued Cardmember,
ambank
There’re some exclusive promotions which are not open to public and could only be enrolled by invitation only.

This is one of them, and you are invited!

Thank you for being our customer.

To show our appreciations, we would like to offer you 0% balance transfer for a limited time only (Promotion valid till 31 October 2014). Combine all of your other outstanding credit/charge card/ personal financing balances and transfer to your MBF Credit Card at 0% for 6 months.
What are you waiting for, APPLY NOW

How to apply?

Step 1: Please download the application form here.
Step 2: Fill up and fax to us: +603-21713018

Promotion is valid until 31 October 2014.
---------------------------------------------------------------------------------------
*
good for you for having that mbf cc!
sj0217
post Oct 24 2014, 07:43 AM

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QUOTE(victorywp @ Oct 23 2014, 11:48 PM)
good for you for having that mbf cc!
*
Nowadays still got MBF credit card?

But hardly see any roadshow or promotion for these cards? hmm.gif
victorywp
post Oct 24 2014, 09:39 AM

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QUOTE(sj0217 @ Oct 24 2014, 07:43 AM)
Nowadays still got MBF credit card?

But hardly see any roadshow or promotion for these cards?  hmm.gif
*
sebab ambank sudah makan mbf.
ronnie
post Oct 24 2014, 04:45 PM

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I've received a snail mail from MBB on my 2nd BT application.
It has details on your installment each month ... Not bad smile.gif
victorywp
post Oct 24 2014, 05:01 PM

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QUOTE(ronnie @ Oct 24 2014, 04:45 PM)
I've received a snail mail from MBB on my 2nd BT application.
It has details on your installment each month ... Not bad smile.gif
*
me too on my 2nd application... but 1st application i didn't receive.
red_scorpion
post Oct 24 2014, 05:25 PM

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QUOTE(victorywp @ Oct 24 2014, 05:01 PM)
me too on my 2nd application... but 1st application i didn't receive.
*
same...i also jsut received this month..last month first bt they didnt send me...
cybpsych
post Oct 24 2014, 05:37 PM

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received physical mail few days after successful BT. 1st timer here.

kinda good experience since it took few days from submit until fund received.
SingKer
post Oct 24 2014, 07:21 PM

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QUOTE(victorywp @ Oct 23 2014, 02:08 PM)
3 vs 3
so means it's 50%:50% doing overpayment and success to increase bt limit.
*
I think I overpaid too much (around 4K+) credit balance, that why get rejected (P.S: They might thought I rich, so no need BT unsure.gif ) . Not sure others who did overpayment, how much is the overpayment amount u all did?
guy3288
post Oct 24 2014, 07:55 PM

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QUOTE(SingKer @ Oct 24 2014, 07:21 PM)
I think I overpaid too much (around 4K+) credit balance, that why get rejected (P.S: They might thought I rich, so no need BT unsure.gif ) . Not sure others who did overpayment, how much is the overpayment amount u all did?
*
i overpaid much more. every month statement comes no need payment, got some more CR.

This post has been edited by guy3288: Oct 24 2014, 08:15 PM
victorywp
post Oct 24 2014, 08:27 PM

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QUOTE(guy3288 @ Oct 24 2014, 07:55 PM)
i overpaid much more.  every month statement comes no need payment, got some more CR.
*
lol... your numbers of bt...
Lineage
post Oct 24 2014, 08:32 PM

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QUOTE(SingKer @ Oct 24 2014, 07:21 PM)
I think I overpaid too much (around 4K+) credit balance, that why get rejected (P.S: They might thought I rich, so no need BT unsure.gif ) . Not sure others who did overpayment, how much is the overpayment amount u all did?
*
I overpaid my MBB from OCBC around 8k and my MBB CL only 8k but do 10k BT..then the overpaid amount transfer to my MBB saving account.. laugh.gif
AaIto
post Oct 24 2014, 08:40 PM

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QUOTE(guy3288 @ Oct 24 2014, 07:55 PM)
i overpaid much more.  every month statement comes no need payment, got some more CR.
*
Haha, me too... nod.gif

This post has been edited by AaIto: Oct 24 2014, 08:41 PM
bee993
post Oct 24 2014, 08:45 PM

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QUOTE(guy3288 @ Oct 24 2014, 07:55 PM)
i overpaid much more.  every month statement comes no need payment, got some more CR.
*
QUOTE(victorywp @ Oct 24 2014, 08:27 PM)
lol... your numbers of bt...
*
notworthy.gif notworthy.gif notworthy.gif BT king
codeiki
post Oct 24 2014, 09:49 PM

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QUOTE(guy3288 @ Oct 23 2014, 11:26 PM)
MBF card also 0% BT.
Came just in time for me when  my PBB CL has also gone low.
----------------------------------------------------------------------------------
Dear Valued Cardmember,
ambank
There’re some exclusive promotions which are not open to public and could only be enrolled by invitation only.

This is one of them, and you are invited!

Thank you for being our customer.

To show our appreciations, we would like to offer you 0% balance transfer for a limited time only (Promotion valid till 31 October 2014). Combine all of your other outstanding credit/charge card/ personal financing balances and transfer to your MBF Credit Card at 0% for 6 months.
What are you waiting for, APPLY NOW

How to apply?

Step 1: Please download the application form here.
Step 2: Fill up and fax to us: +603-21713018

Promotion is valid until 31 October 2014.
---------------------------------------------------------------------------------------
QUOTE(guy3288 @ Oct 24 2014, 07:55 PM)
i overpaid much more.  every month statement comes no need payment, got some more CR.
Geng!!! rclxms.gif thumbup.gif rclxms.gif
Is it limited to MBF only? I have AMBank though... Can i ask is the promotion sent via email? just to confirm.

This post has been edited by codeiki: Oct 24 2014, 09:50 PM
~~5ive~~
post Oct 24 2014, 10:08 PM

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For those that BT from AEON to other bank, when submit statement, do you submit 1st & 2nd page? Or 2nd page will do? Thanks smile.gif
leo_kiatez
post Oct 24 2014, 10:26 PM

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QUOTE(SingKer @ Oct 24 2014, 07:21 PM)
I think I overpaid too much (around 4K+) credit balance, that why get rejected (P.S: They might thought I rich, so no need BT unsure.gif ) . Not sure others who did overpayment, how much is the overpayment amount u all did?
*
Maybe kenot overpayment >RM1k CR for rejection?? Making some hypothetical assumption here... :-P
tbheng
post Oct 24 2014, 10:49 PM

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15 Oct - BT 10k from MBB to PBB via email - no charge
20 Oct - 10k posted into MBB
22 Oct - Call MBB to refund 10k to SA - no charge
24 Oct - 10k posted into SA

All in 9 days. Very efficient and fast. cool2.gif
guy3288
post Oct 24 2014, 11:13 PM

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QUOTE(codeiki @ Oct 24 2014, 09:49 PM)
Geng!!!  rclxms.gif  thumbup.gif  rclxms.gif
Is it limited to MBF only? I have AMBank though... Can i ask is the promotion sent via email? just to confirm.
*
dont know. i received it in email


QUOTE(tbheng @ Oct 24 2014, 10:49 PM)
15 Oct - BT 10k from MBB to PBB via email - no charge
20 Oct - 10k posted into MBB
22 Oct - Call MBB to refund 10k to SA - no charge
24 Oct - 10k posted into SA

All in 9 days. Very efficient and fast.  cool2.gif
*
thumbup.gif thumbup.gif thumbup.gif
victorywp
post Oct 24 2014, 11:17 PM

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QUOTE(~~5ive~~ @ Oct 24 2014, 10:08 PM)
For those that BT from AEON to other bank, when submit statement, do you submit 1st & 2nd page? Or 2nd page will do? Thanks smile.gif
*
just submit 1st page also can.
tbheng
post Oct 24 2014, 11:27 PM

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QUOTE(guy3288 @ Oct 24 2014, 11:13 PM)
dont  know. i received it in email
thumbup.gif  thumbup.gif  thumbup.gif
*
You are sharp. It takes pro/veteran to spot it! laugh.gif
This is the next level of BT. tongue.gif
guy3288
post Oct 24 2014, 11:35 PM

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just wonder how long the gold laying goose is going to allow us to go digging.........ha ha.
bee993
post Oct 25 2014, 01:32 AM

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QUOTE(guy3288 @ Oct 24 2014, 11:35 PM)
just wonder how long the gold laying goose is going to allow us to go digging.........ha ha.
*
Better dun end so fast..waiting next month take 10k out from ocbc pay home loan n bt to mbb become 12 month 0% instalment..hehe
~~5ive~~
post Oct 25 2014, 01:35 AM

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QUOTE(victorywp @ Oct 24 2014, 11:17 PM)
just submit 1st page also can.
*
Thanks! I shall take note on this.
ronnie
post Oct 25 2014, 01:48 PM

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QUOTE(tbheng @ Oct 24 2014, 10:49 PM)
15 Oct - BT 10k from MBB to PBB via email - no charge
20 Oct - 10k posted into MBB
22 Oct - Call MBB to refund 10k to SA - no charge
24 Oct - 10k posted into SA

All in 9 days. Very efficient and fast.  cool2.gif
*
Cash advance from bank without interest for 6 months
victorywp
post Oct 25 2014, 01:55 PM

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QUOTE(ronnie @ Oct 25 2014, 01:48 PM)
Cash advance from bank without interest for 6 months
*
can also try "cash advance" with mbb without interest for 12 months.
aeiou228
post Oct 25 2014, 09:33 PM

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QUOTE(victorywp @ Oct 25 2014, 01:55 PM)
can also try "cash advance" with mbb without interest for 12 months.
*
Got free advance fee and 0 interest too ?
lamode
post Oct 25 2014, 10:01 PM

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QUOTE(aeiou228 @ Oct 25 2014, 09:33 PM)
Got free advance fee and 0 interest too ?
*
no.
they referring to overpay (by BT) and then transfer the credit to SA/CA
victorywp
post Oct 25 2014, 10:55 PM

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QUOTE(aeiou228 @ Oct 25 2014, 09:33 PM)
Got free advance fee and 0 interest too ?
*
QUOTE(lamode @ Oct 25 2014, 10:01 PM)
no.
they referring to overpay (by BT) and then transfer the credit to SA/CA
*
yeah, that day i bt from aeon to mbb. when aeon received the overpayment cheque from mbb, they gave me 3 options:
1) leave the overpaid amount to increase available credit limit
2) use the overpaid amount to pay off some of the existing bt
3) transfer the overpaid amount to casa
AaIto
post Oct 25 2014, 11:16 PM

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QUOTE(tbheng @ Oct 24 2014, 10:49 PM)
15 Oct - BT 10k from MBB to PBB via email - no charge
20 Oct - 10k posted into MBB
22 Oct - Call MBB to refund 10k to SA - no charge
24 Oct - 10k posted into SA

All in 9 days. Very efficient and fast.  cool2.gif
*
QUOTE(ronnie @ Oct 25 2014, 01:48 PM)
Cash advance from bank without interest for 6 months
*
How is it cash advance?
Kos u need outstanding balance from other credit card to do BT? huh.gif
victorywp
post Oct 25 2014, 11:31 PM

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QUOTE(AaIto @ Oct 25 2014, 11:16 PM)
How is it cash advance?
Kos u need outstanding balance from other credit card to do BT?  huh.gif
*
pbb doesn't need statement for bt application.
Lineage
post Oct 26 2014, 08:33 AM

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QUOTE(victorywp @ Oct 25 2014, 11:31 PM)
pbb doesn't need statement for bt application.
*
Besides PBB, what else bank dont need statement for BT application? I tried OCBC, they dont need statement, and dont bother other side of CL also..They just approve whatever customer request as long as meet their requirement which is max 90% of OCBC CL.. laugh.gif
victorywp
post Oct 26 2014, 08:40 AM

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QUOTE(Lineage @ Oct 26 2014, 08:33 AM)
Besides PBB, what else bank dont need statement for BT application? I tried OCBC, they dont need statement, and dont bother other side of CL also..They just approve whatever customer request as long as meet their requirement which is max 90% of OCBC CL.. laugh.gif
*
previously with uob and stanchart also don't need statement.

mbb stated they need statement but if you don't submit they may approve too.
RokXIII
post Oct 26 2014, 09:29 AM

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QUOTE(victorywp @ Oct 25 2014, 10:55 PM)
yeah, that day i bt from aeon to mbb. when aeon received the overpayment cheque from mbb, they gave me 3 options:
1) leave the overpaid amount to increase available credit limit
2) use the overpaid amount to pay off some of the existing bt
3) transfer the overpaid amount to casa
*
Can we call them to make the request instead of waiting for them to give us the options?
I mean, if they do not offer us the selections.
leo_kiatez
post Oct 26 2014, 10:44 AM

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QUOTE(Lineage @ Oct 26 2014, 08:33 AM)
Besides PBB, what else bank dont need statement for BT application? I tried OCBC, they dont need statement, and dont bother other side of CL also..They just approve whatever customer request as long as meet their requirement which is max 90% of OCBC CL.. laugh.gif
*
How long does ocbc take to credit the payment money? :-)
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QUOTE(RokXIII @ Oct 26 2014, 09:29 AM)
Can we call them to make the request instead of waiting for them to give us the options?
I mean, if they do not offer us the selections.
*
if you wait for them to call but they do not offer you the selections, you may try to "remind" them about the "forgotten" option. brows.gif
aeiou228
post Oct 26 2014, 11:45 AM

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OCBC BT to MBB
HLB BT to MBB

Faxed on 17th (Friday), BT credited on 23rd (Thursday). Minus the weekend and depavali, MBB took only 3 working days to credit the BT to my OCBC and HLB. Well done MBB cards.
Lineage
post Oct 26 2014, 01:56 PM

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QUOTE(leo_kiatez @ Oct 26 2014, 10:44 AM)
How long does ocbc take to credit the payment money? :-)
*
Total 7 days including weekend..from application to receive money+transfer out to SA..hehe..
codeiki
post Oct 26 2014, 04:10 PM

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From what I understand, it's public bank and ?aeon allowed the overpayment of credit card transfer to saving?
And maybank, public bank and ocbc which don't need any statement for applications?

This post has been edited by codeiki: Oct 26 2014, 04:15 PM
victorywp
post Oct 26 2014, 06:17 PM

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QUOTE(codeiki @ Oct 26 2014, 04:10 PM)
From what I understand, it's public bank and ?aeon allowed the overpayment of credit card transfer to saving?
And maybank, public bank and ocbc which don't need any statement for applications?
*
mbb also allowed overpayment to transfer to casa. no need to count in ocbc since it's not 0% anyway.
tifosi
post Oct 26 2014, 07:54 PM

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I did a BT for 90% my available CL from MBB and MBB called me saying that they only approve 80%. Seems like they are inconsistent?
lamode
post Oct 26 2014, 09:08 PM

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QUOTE(tifosi @ Oct 26 2014, 07:54 PM)
I did a BT for 90% my available CL from MBB and MBB called me saying that they only approve 80%. Seems like they are inconsistent?
*
like that must plan for available CL before BT liao lo whistling.gif wink.gif rolleyes.gif
victorywp
post Oct 27 2014, 01:15 AM

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QUOTE(tifosi @ Oct 26 2014, 07:54 PM)
I did a BT for 90% my available CL from MBB and MBB called me saying that they only approve 80%. Seems like they are inconsistent?
*
if you ask me, i really don't trust mbb giving 90% of cl out for bt. mbb don't earn from bt but from your usage. imagine if you have 10k cl, you just have 1k for usage. mbb won't be limiting their earning in this way.
tifosi
post Oct 27 2014, 01:27 AM

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QUOTE(victorywp @ Oct 27 2014, 01:15 AM)
if you ask me, i really don't trust mbb giving 90% of cl out for bt.  mbb don't earn from bt but from your usage. imagine if you have 10k cl, you just have 1k for usage. mbb won't be limiting their earning in this way.
*
Well, someone did managed to BT 90% of the CL so I thought why not to give a try. And another guy also reported that MBB CS told him that it's 90% of the CL.
victorywp
post Oct 27 2014, 02:10 AM

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QUOTE(tifosi @ Oct 27 2014, 01:27 AM)
Well, someone did managed to BT 90% of the CL so I thought why not to give a try. And another guy also reported that MBB CS told him that it's 90% of the CL.
*
yeah, it will be good if can bt 90%, but if can't, no harm to try anyway. biggrin.gif
Without
post Oct 27 2014, 09:37 PM

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Regarding Aeon BT, can i just email my BT form to this customer.service@aeonmalaysia.com.my ? is it a must to provide card statement to Aeon CS?
SUSDavid83
post Oct 27 2014, 09:41 PM

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QUOTE(Without @ Oct 27 2014, 09:37 PM)
Regarding Aeon BT, can i just email my BT form to this customer.service@aeonmalaysia.com.my ? is it a must to provide card statement to Aeon CS?
*
You send in your application and supporting documents (in term of scanned or online format). My friend did it before.

On the other hand, my friend even cancelled the AEON CC via emailing the CS. laugh.gif

Unexpectedly, the response of the email is fast.

This post has been edited by David83: Oct 27 2014, 10:05 PM
victorywp
post Oct 27 2014, 10:00 PM

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QUOTE(Without @ Oct 27 2014, 09:37 PM)
Regarding Aeon BT, can i just email my BT form to this customer.service@aeonmalaysia.com.my ? is it a must to provide card statement to Aeon CS?
*
it is a must to attach your statement to aeon for bt application.
Without
post Oct 27 2014, 10:19 PM

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QUOTE(David83 @ Oct 27 2014, 10:41 PM)
You send in your application and supporting documents (in term of scanned or online format). My friend did it before.

On the other hand, my friend even cancelled the AEON CC via emailing the CS. laugh.gif

Unexpectedly, the response of the email is fast.
*
I will shot an email to their CS, hopefully can be done with email, it's quite hassle if there is no fax machine around. biggrin.gif

QUOTE(victorywp @ Oct 27 2014, 11:00 PM)
it is a must to attach your statement to aeon for bt application.
*
Thanks for the information. notworthy.gif
adele123
post Oct 28 2014, 09:53 AM

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23 Oct 2014 Fax BT to Maybank
24 Oct 2014 (Posted 25 Oct 2014) Charged 3%
27 Oct 2014 Waived 3%
27 Oct 2014 Payment to Citibank

Good Job... 3 working days. liking maybank more and more
MGM
post Oct 28 2014, 04:53 PM

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Did a BT from AEON Gold & AEON Watami (on the same BT form) to MBB-12m-0% 2 weeks ago and thought everything is done. Today I check AEON-online and found that Maybank has wrongly transfered both payments to AEON GOLD. Called up AEON to make the necessary changes b4 the payment due date. What would happen if I didn't discover this, incur interest and late charges?
victorywp
post Oct 28 2014, 05:00 PM

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QUOTE(MGM @ Oct 28 2014, 04:53 PM)
Did a BT from AEON Gold & AEON Watami (on the same BT form) to MBB-12m-0% 2 weeks ago and thought everything is done.  Today I check AEON-online and found that Maybank has wrongly transfered both payments  to AEON GOLD. Called up AEON to make the necessary changes b4 the payment due date. What would happen if I didn't discover this, incur interest and late charges?
*
yeah, luckily you checked. by the way, is it mbb send cheques to aeon or by transfer?
MGM
post Oct 28 2014, 05:10 PM

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QUOTE(victorywp @ Oct 28 2014, 05:00 PM)
yeah, luckily you checked. by the way, is it mbb send cheques to aeon or by transfer?
*
How to know? On AEON-online the transaction's description is "Payment Transfer".
alexwsk
post Oct 28 2014, 07:24 PM

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QUOTE(victorywp @ Oct 28 2014, 05:00 PM)
yeah, luckily you checked. by the way, is it mbb send cheques to aeon or by transfer?
*
ibg from mbb to aeon
i was asked this question (last payment method) when applying bt from mbb to aeon
victorywp
post Oct 28 2014, 07:34 PM

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QUOTE(MGM @ Oct 28 2014, 05:10 PM)
How to know? On AEON-online the transaction's description is "Payment Transfer".
*
you can know by checking and comparing how long it takes from approval in m2u to appearing in aeon online.
victorywp
post Oct 28 2014, 07:36 PM

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QUOTE(alexwsk @ Oct 28 2014, 07:24 PM)
ibg from mbb to aeon
i was asked this question (last payment method) when applying bt from mbb to aeon
*
your case was bt from mbb to aeon means aeon paid to mbb via ibg. but i'm asking bt from aeon to mbb. lol...
MGM
post Oct 28 2014, 07:41 PM

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QUOTE(victorywp @ Oct 28 2014, 07:34 PM)
you can know by checking and comparing how long it takes from approval in m2u to appearing in aeon online.
*
Email BT application on 15-Oct.
One Time Charge on 17-Oct.
Waiver of 3% upfront fee on 21-Oct.
Payment appear on AEON-online 21-Oct.
victorywp
post Oct 28 2014, 08:16 PM

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QUOTE(MGM @ Oct 28 2014, 07:41 PM)
Email BT application on 15-Oct.
One Time Charge on 17-Oct.
Waiver of 3% upfront fee on 21-Oct.
Payment appear on AEON-online 21-Oct.
*
this should be by transfer (same like my previous ones). mine latest one was by cheque because aeon cs called me that they received the cheque from mbb.
bee993
post Oct 28 2014, 11:24 PM

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Lol someone call me say is from akpk wan help me settle my cc debt by offering loan.

I told her dont have this need byebye.

Effect from BT play?

Who else kena same? Haha
victorywp
post Oct 28 2014, 11:29 PM

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QUOTE(bee993 @ Oct 28 2014, 11:24 PM)
Lol someone call me say is from akpk wan help me settle my cc debt by offering loan.

I told her dont have this need byebye.

Effect from BT play?

Who else kena same? Haha
*
sounds like your close family/friends asked the radio station to prank call you. lol...
bee993
post Oct 28 2014, 11:35 PM

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QUOTE(victorywp @ Oct 28 2014, 11:29 PM)
sounds like your close family/friends asked the radio station to prank call you. lol...
*
No chance.lol
lamode
post Oct 29 2014, 12:07 AM

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QUOTE(bee993 @ Oct 28 2014, 11:24 PM)
Lol someone call me say is from akpk wan help me settle my cc debt by offering loan.

I told her dont have this need byebye.

Effect from BT play?

Who else kena same? Haha
*
i kena few weeks back, but didn't offer me any loan, just ask if i need any help.
just told her thx, no need, i always settle my payments on time, bye. tongue.gif
yusiang
post Oct 29 2014, 11:16 AM

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QUOTE(bee993 @ Oct 28 2014, 11:24 PM)
Lol someone call me say is from akpk wan help me settle my cc debt by offering loan.

I told her dont have this need byebye.

Effect from BT play?

Who else kena same? Haha
*
QUOTE(lamode @ Oct 29 2014, 12:07 AM)
i kena few weeks back, but didn't offer me any loan, just ask if i need any help.
just told her thx, no need, i always settle my payments on time, bye.  tongue.gif
*
Did you guys apply AEON card, especially from their menara olympia HQ branch?
I got the same call too, right after I submit my application form there. I suspect some AEON staff hand not clean since then.
lamode
post Oct 29 2014, 11:24 AM

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QUOTE(yusiang @ Oct 29 2014, 11:16 AM)
Did you guys apply AEON card, especially from their menara olympia HQ branch?
I got the same call too, right after I submit my application form there. I suspect some AEON staff hand not clean since then.
*
No.
I applied mine at Jusco equine park.
Without
post Oct 29 2014, 04:41 PM

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27 Oct 2014 Email to Aeon with BT Apply form & Statement
28 Oct 2014 Aeon replied email.
29 Oct 2014 Received call from Aeon to verify, approved after few hours.

Aeon only accept BT based on Statement amount, you can't go further than that.

BT MBB > Aeon

This post has been edited by Without: Oct 29 2014, 04:42 PM
victorywp
post Oct 29 2014, 05:04 PM

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QUOTE(Without @ Oct 29 2014, 04:41 PM)
27 Oct 2014 Email to Aeon with BT Apply form & Statement
28 Oct 2014 Aeon replied email.
29 Oct 2014 Received call from Aeon to verify, approved after few hours.

Aeon only accept BT based on Statement amount, you can't go further than that.

BT MBB > Aeon
*
statement amount but round up to the nearest ringgit, right? nod.gif
Lineage
post Oct 29 2014, 05:04 PM

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QUOTE(Without @ Oct 29 2014, 04:41 PM)
27 Oct 2014 Email to Aeon with BT Apply form & Statement
28 Oct 2014 Aeon replied email.
29 Oct 2014 Received call from Aeon to verify, approved after few hours.

Aeon only accept BT based on Statement amount, you can't go further than that.

BT MBB > Aeon
*
But if I would like to use BT to cover existing BT how? Currently BT is bill month by month..but I want to lump sum BT all..
Without
post Oct 29 2014, 05:27 PM

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QUOTE(victorywp @ Oct 29 2014, 06:04 PM)
statement amount but round up to the nearest ringgit, right?  nod.gif
*
Multiply by 100 only, if not mistaken.
victorywp
post Oct 29 2014, 05:31 PM

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QUOTE(Without @ Oct 29 2014, 05:27 PM)
Multiply by 100 only, if not mistaken.
*
multiple by 100 is mbb, not? tongue.gif

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