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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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sendohz
post Mar 27 2015, 12:38 PM

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QUOTE(peri peri @ Mar 27 2015, 12:00 PM)
no statement needed, i treat it as cash upfront  brows.gif
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don't give the wrong idea brows.gif
sendohz
post Apr 6 2015, 08:55 AM

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QUOTE(tifosi @ Apr 5 2015, 04:37 PM)
Those who has 2 AEON cards, Watami and gold, have you tried BT with the 2 different cards? I cant BT with Watami anymore because my lapse time is not 6 months yet. However my Gold card is BT free. Anyone got approved?
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Yes i already tried with Gold after my watami failed.
The result is the same.
So i'm waiting until July to perform BT.
Maybe plan a large sum on June so that i can BT it on July.
sendohz
post Apr 14 2015, 08:15 AM

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QUOTE(anarchy2cruo @ Apr 13 2015, 07:59 PM)
Citibank BT offer 12 month 0% promo only for new card member
min 1k.
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Means i can only apply for this promo and not get their door gifts if i apply through booth?
sendohz
post Apr 14 2015, 09:11 AM

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QUOTE(David83 @ Apr 14 2015, 09:01 AM)
You can still get the free gifts and apply BT at the same time.
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Alright.
Will head down to Citibank booth in Midvalley
sendohz
post Apr 24 2015, 12:15 PM

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QUOTE(MGM @ Apr 23 2015, 09:46 PM)
When I am allowed to BT to AEON this June, I am going to max out and cash out the overpayment since AEON only allows 1 BT every six months.
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I thought it's according to your balance statement.
I believe you can't BT with max available credit unless you spend that much as well.

correct me if i'm wrong.
sendohz
post Jun 16 2015, 10:44 AM

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I assume we can apply BT to Aeon when our Aeon statement shows 6/6?
anyone tried it already?
Can share your feedback?
sendohz
post Jun 17 2015, 08:48 AM

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QUOTE(ronnie @ Jun 16 2015, 02:14 PM)
I just submitted my AEON BT upon posting 6/6 in my 10-June statement.... Let's hope I get a verification call tomorrow  icon_rolleyes.gif  sweat.gif
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wish you and myself a lot of luck for this application.
I one shot pool all my credit cards and transfer to Aeon since the credit limit back to 95%.
sendohz
post Jun 17 2015, 01:54 PM

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QUOTE(ronnie @ Jun 17 2015, 10:33 AM)
I thought we could only transfer up to 80% of Credit Limit ?
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My bad it's the other way round. 5% from total credit limit.
sendohz
post Jun 19 2015, 12:07 PM

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Today called and confirm the total amount of BT.
Exceeded 80%, need to minus some out from one of the banks.
What to do, only can BT once in 6 months, therefore 3 banks altogether lump sum.

sendohz
post Jun 19 2015, 05:20 PM

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QUOTE(ronnie @ Jun 19 2015, 03:36 PM)
This makes me very sad  cry.gif  mad.gif  vmad.gif
Just make a call to AEON CS and they said they receive the documents via email and will process ... I guess Monday will call me... wasted so many days
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To rub the salt on your wound.
I got my SMS acknowledgement.
Now to track how many days till payment reflected.
sendohz
post Jun 23 2015, 09:38 AM

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QUOTE(ronnie @ Jun 23 2015, 09:30 AM)
I've called in again and they still say in progress... WTF are they so bloody slow ?
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ronnie i would advice to send the application to cc_cad@aeonmalaysia.com.my as i was informed to follow up with this contact when they initially called me and told me that my credit limit reached 80% therefore i need to resubmit some documents.

I sent back the whole application and revised amount to the email above, they called back on the next working day and got SMS approval the following day.
sendohz
post Jun 23 2015, 10:01 AM

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QUOTE(ronnie @ Jun 23 2015, 09:59 AM)
Is it 80% of current available Credit Limit or 80% of Credit Limit ?
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80% of credit limit.
I did not calculate during the initial application. Just put all my credit cards statement balance in.
In the end Aeon called me and informed me it exceeded 80% total credit limit and advised to omit one of the statement or reduce it.
Therefore i send in another application to the email stated earlier.

I guess that is the direct department processing BT.
sendohz
post Jun 23 2015, 02:52 PM

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QUOTE(ronnie @ Jun 23 2015, 01:46 PM)
For AEON BT :- 80% Of Credit Limit or 80% of Available Credit Limit (whichever is lower)
Finally I got the verification call at noon... some how my application only reach the BT dept today  vmad.gif  mad.gif Wasted 1 week of my time
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From my calculation my credit limit is 10k
Therefore i used up all 8k for BT which is correct based on the amount deducted after my total amount BT exceeded the 80% mark.
Therefore i shall say it is 80% of Credit Limit and not 80% of available credit limit
sendohz
post Jun 24 2015, 07:59 AM

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QUOTE(guy3288 @ Jun 23 2015, 11:44 PM)
i am waiting to wallop the aeon BT also.

MY MBB , MBF and RHB statements 21, 25,26 June total 19+k
Payment due date 11,14,15 Jul

Since can only wallop once, i want to wait for my PBB statements on 1st July 2015, expected RM17k. Problem is by the time i can get the PBB statements  , it would be abit late for my above 3 cards.

How do you guys do it for all your cards?

Anyone using old previous paid up statements which would have shown payment due date long over?? Would Aeon accept them? thinking to use my PBB statement 1.6.2015 ........due date already over!
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I used last month statement for PB.
Approved without a hitch.
sendohz
post Jul 6 2015, 01:29 PM

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therefore we can start start applying when pending BT 05/06, praying that they overlook and approved it smile.gif

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