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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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sendohz
post Dec 13 2014, 12:26 PM

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QUOTE(victorywp @ Dec 12 2014, 04:36 PM)
that's why you need to take the initiative to round up first so that they will just follow.
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I'm still waiting to download Aeon estatement.

sendohz
post Dec 16 2014, 09:48 AM

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QUOTE(peri peri @ Dec 16 2014, 09:43 AM)
yup, me also currently sticking with these 3 banks as well
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Too bad im not eligible for PBB unless i moved my FD from MBB to PBB
sendohz
post Dec 19 2014, 10:42 AM

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QUOTE(fruitie @ Dec 18 2014, 11:10 PM)
At least yours was a valid reason. Mine already due on Sunday so I had no choice but to pay first.. Only reflected today, there are few days apart. sad.gif
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I did paid for my statement first and then the BT payment came in.
Got my refund back in three working days.
sendohz
post Dec 19 2014, 12:54 PM

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QUOTE(fruitie @ Dec 19 2014, 11:54 AM)
Full refund or after deducting unbilled transactions? unsure.gif
I think like others mentioned, depending on the personnel attending to these cases.
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For my case the CS asked me which amount and i said the full amount which is the balance statement value itself.
Initial the CS did tell the another figure which i think after deduction on the unbilled transaction.

Anyway lucky for me to get full refund
sendohz
post Dec 22 2014, 08:20 AM

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QUOTE(ronnie @ Dec 21 2014, 10:24 PM)
Soon MBB gonna stop this cashing out excess payment ....hahahaha
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Nononono...take back what you have just said~ whistling.gif
sendohz
post Dec 30 2014, 09:02 AM

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QUOTE(fruitie @ Dec 29 2014, 08:03 PM)
Cool. Then I may consider for another round of BT. rolleyes.gif
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Haha i'm already enjoying these benefits with Aeon and MBB BT
Applied two Aeon cards last month and now already did two rounds of BT with it back and forth.

That's where the 'over payment' occurred and request for withdrawal back to CASA since i know their procedure will be after my due date but i did the BT anyway smile.gif
sendohz
post Dec 30 2014, 09:37 AM

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QUOTE(fruitie @ Dec 30 2014, 09:13 AM)
The problem is I love my AmEx so didn't want to hook up my CL due to BT. So just use my Aeon.
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For me my Aeon left 2-2.5k of credit limit to BT.
I guess i can squeeze one more BT and then give it a rest for a month and squeeze everything to MBB.
MBB was generous enough to increase my CL by 1.85x
sendohz
post Jan 9 2015, 12:39 PM

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QUOTE(fruitie @ Jan 8 2015, 11:53 PM)
Ok, will try. smile.gif
If I have a statement, why still need print screen? I did my BT last month with statement only and approved on the same day I sent to Aeon.
Just that this month not yet statement date and spent a lot already. laugh.gif
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Should be no problem with the print screen.

when i BT my Aeon to MBB i only print screen the summary page and it got approved as well.
sendohz
post Jan 20 2015, 04:28 PM

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Finally our worst nightmare has arrived.
sendohz
post Jan 21 2015, 04:29 PM

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For pbb it is reported no statement needed.
So just transfer 5k and withdraw excess and put into flexi FD.

But the disadvantage is every month you need to pay RM 833.33
sendohz
post Jan 21 2015, 05:26 PM

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QUOTE(brotan @ Jan 21 2015, 04:35 PM)
better don't over do it or else will go the path of aeon  yawn.gif
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Don't worry, i'm not qualified for PB VS.
I guess i will be paying for MBB as of now.
sendohz
post Jan 29 2015, 08:52 AM

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QUOTE(tbheng @ Jan 29 2015, 12:03 AM)
Oh boy! Second timer also got rejected. They are really serious this time.  sweat.gif
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So it's a wise choice not applying this month.
Will apply next month, hoping that applying every two months can be approved.

How about BT to other Aeon card?
what i mean is i BT to my watami to get the points, since there is no more rewards point, maybe if i BT to new aeon gold card, it MIGHT approve?

anyone here tried before?
sendohz
post Feb 6 2015, 04:07 PM

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QUOTE(dimenxion @ Feb 6 2015, 03:20 PM)
I had mine completed around 5 working days to Citibank

29/1 emailed them after work hours
30/1 they called me to confirm
4/2 application approved
5/2 transferred to Citibank

But Maybank did not notify me after the approval. I have to check my citibank and call maybank to confirm.
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Citibank has 0% BT promo?
sendohz
post Feb 12 2015, 11:59 AM

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time for new credit card application?
sendohz
post Feb 26 2015, 04:27 PM

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don't forget about the minimum requirement for 3%
sendohz
post Mar 19 2015, 08:11 AM

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Can anyone confirm and verify there is Citibank BT with 0% rate?
sendohz
post Mar 19 2015, 05:01 PM

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so it's time for new citibank CC.
Any recommendation?
sendohz
post Mar 20 2015, 02:55 PM

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I have applied for refund for double payment on 11th March and Aeon customer service confirms with me the process is pending since 12th March.
So i called up again this morning to check the status and to my surprise the CS told me that i have used my Aeon credit card after i filed my request to refund the payment, there i am not allowed to refund the payment.

I straight forwardly told the CS that i was never informed there was this condition when i requested for refund, and now i have to wait till her supervisor to check and confirm the status for me.

anyone experienced this before?
sendohz
post Mar 23 2015, 08:11 AM

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QUOTE(MGM @ Mar 21 2015, 04:34 PM)
Just found out that there is a Credit Balance Refund Fee for AEON CC.
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Wow thanks for the info.

sendohz
post Mar 26 2015, 03:20 PM

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QUOTE(pisanq @ Mar 20 2015, 07:12 PM)
i cancel my aeon bt immediately after reading your post haha
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Just an update on my case previously.
Finally today i receive the refund for double payment after the BT cehck payment was a bit later than my IBG transfer payment.
The funny thing is, Aeon charged me RM2.00 for payment transfer. (Original refund value is RM2900; refund value in MBB SA is RM2898)
After like an hour or two i checked back online, they remitted back the RM2.00 in to my Aeon CC.

I wonder what they are thinking.

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